Kentucky Used Cars Under $500 a Month. Finance Payments Below $500

2021 Kia Sportage LX

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This above average mileage second hand 2021 Kia Sportage LX FWD SUV under 97,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,900
Est. Payment:	$468.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,520
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	981.00
Avg. DMV Fee	21.00
Cash Sale Price	$17,352.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,352.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$468.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Seltos S

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This average mileage second hand 2023 Kia Seltos S AWD SUV below 72,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,570
Est. Payment:	$461.01 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,437
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,570.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,201.20
Avg. DMV Fee	21.00
Cash Sale Price	$21,242.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,242.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$461.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,570.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Value

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This high mileage second hand 2020 Hyundai TUCSON Value FWD SUV under 101,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $15K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$14,003
Est. Payment:	$474.60 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,510
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$14,003.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	867.18
Avg. DMV Fee	21.00
Cash Sale Price	$15,341.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,341.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$474.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,003.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee Limited

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This low mileage used 2021 Jeep Grand Cherokee Limited 4x4 SUV below 50,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $26K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$25,608
Est. Payment:	$473.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,834
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$25,608.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,563.48
Avg. DMV Fee	21.00
Cash Sale Price	$27,642.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,642.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$473.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,608.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE Limited 2.4L

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This average mileage used 2019 Hyundai SANTA FE Limited 2.4L FWD SUV under 85,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $18K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$17,988
Est. Payment:	$469.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,893
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$17,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.28
Avg. DMV Fee	21.00
Cash Sale Price	$19,565.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,565.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$469.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL Convenience

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This low mileage preowned 2025 Hyundai SONATA SEL Convenience FWD sedan under 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $27K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$26,988
Est. Payment:	$498.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$26,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.28
Avg. DMV Fee	21.00
Cash Sale Price	$29,105.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,105.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$498.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross LE

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This low mileage second hand 2025 Toyota Corolla Cross LE AWD SUV below 28,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,800
Est. Payment:	$494.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,532
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,635.00
Avg. DMV Fee	21.00
Cash Sale Price	$28,906.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,906.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$494.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sorento LX

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This low mileage preowned 2024 Kia Sorento LX FWD SUV under 49,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $25K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$24,888
Est. Payment:	$459.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,162
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$24,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,520.28
Avg. DMV Fee	21.00
Cash Sale Price	$26,879.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,879.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$459.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage X-Line

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This low mileage second hand 2023 Kia Sportage X-Line AWD SUV below 43,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$498.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,075
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.70
Avg. DMV Fee	21.00
Cash Sale Price	$29,112.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,112.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$498.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Sport

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This low mileage certified preowned 2026 Hyundai KONA SEL Sport AWD SUV below 7,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $27K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$26,998
Est. Payment:	$498.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,713
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$26,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.88
Avg. DMV Fee	21.00
Cash Sale Price	$29,115.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,115.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$498.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $500 / Month

2021 Kia Sportage LX

2023 Kia Seltos S

2020 Hyundai TUCSON Value

2021 Jeep Grand Cherokee Limited

2019 Hyundai SANTA FE Limited 2.4L

2025 Hyundai SONATA SEL Convenience

2025 Toyota Corolla Cross LE

2024 Kia Sorento LX

2023 Kia Sportage X-Line

2026 Hyundai KONA SEL Sport

Kentucky Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $500 / Month

2021 Kia Sportage LX

Kia Sportage LX

2021 Kia Sportage LX Car Loan Estimate

2023 Kia Seltos S

Kia Seltos S

2023 Kia Seltos S Car Loan Estimate

2020 Hyundai TUCSON Value

Hyundai TUCSON Value

2020 Hyundai TUCSON Value Car Loan Estimate

2021 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2021 Jeep Grand Cherokee Limited Car Loan Estimate

2019 Hyundai SANTA FE Limited 2.4L

Hyundai SANTA FE Limited 2.4L

2019 Hyundai SANTA FE Limited 2.4L Car Loan Estimate

2025 Hyundai SONATA SEL Convenience

Hyundai SONATA SEL Convenience

2025 Hyundai SONATA SEL Convenience Car Loan Estimate

2025 Toyota Corolla Cross LE

Toyota Corolla Cross LE

2025 Toyota Corolla Cross LE Car Loan Estimate

2024 Kia Sorento LX

Kia Sorento LX

2024 Kia Sorento LX Car Loan Estimate

2023 Kia Sportage X-Line

Kia Sportage X-Line

2023 Kia Sportage X-Line Car Loan Estimate

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $500 / Month

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