Kentucky Used Cars Under $500 a Month. Finance Payments Below $500

2023 Kia Sportage EX

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This low mileage used 2023 Kia Sportage EX FWD SUV under 29,000 miles, a transmission, and 34 MPG, 2.5L gas engine is for sale right now below $25K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$24,855
Est. Payment:	$459.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,496
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$24,855.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,518.30
Avg. DMV Fee	21.00
Cash Sale Price	$26,844.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,844.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$459.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mitsubishi Outlander SE

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This below average mileage second hand 2024 Mitsubishi Outlander SE FWD SUV below 63,000 miles, cvt transmission, and 34 MPG, 2.5L gas engine is for sale right now under $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,988
Est. Payment:	$472.83 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,654
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,346.28
Avg. DMV Fee	21.00
Cash Sale Price	$23,805.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,805.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$472.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sorento EX

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This low mileage second hand 2023 Kia Sorento EX FWD SUV under 22,000 miles, a transmission, and 34 MPG, 2.5L gas engine is for sale right now under $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,988
Est. Payment:	$498.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,448
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.28
Avg. DMV Fee	21.00
Cash Sale Price	$29,105.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,105.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$498.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage X-Line

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This low mileage second hand 2023 Kia Sportage X-Line AWD SUV below 45,000 miles, a transmission, and 34 MPG, 2.5L gas engine is for sale right now under $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,888
Est. Payment:	$496.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,856
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,640.28
Avg. DMV Fee	21.00
Cash Sale Price	$28,999.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,999.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$496.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2024 Hyundai SANTA CRUZ SEL AWD pickup under 22,000 miles, a transmission, and 34 MPG, 2.5L gas engine is for sale right now under $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$498.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,068
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.70
Avg. DMV Fee	21.00
Cash Sale Price	$29,112.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,112.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$498.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sorento LX

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This low mileage used 2024 Kia Sorento LX FWD SUV under 49,000 miles, a transmission, and 34 MPG, 2.5L gas engine is for sale right now below $25K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$24,888
Est. Payment:	$459.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,162
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$24,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,520.28
Avg. DMV Fee	21.00
Cash Sale Price	$26,879.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,879.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$459.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SE

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This low mileage preowned 2025 Hyundai SANTA CRUZ SE FWD pickup under 15,000 miles, a transmission, and 34 MPG, 2.5L gas engine is for sale right now below $26K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$25,900
Est. Payment:	$478.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,485
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$25,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,581.00
Avg. DMV Fee	21.00
Cash Sale Price	$27,952.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,952.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$478.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos SX

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This average mileage second hand 2022 Kia Seltos SX AWD SUV under 84,000 miles, a transmission, and 34 MPG, 1.6L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,988
Est. Payment:	$495.14 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,932
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,166.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,625.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,625.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$495.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Encore GX Sport Touring

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This low mileage used 2025 Buick Encore GX Sport Touring FWD SUV under 8,000 miles, cvt transmission, and 34 MPG, 1.3L gas engine is for sale right now below $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,798
Est. Payment:	$476.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,577
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,798.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,574.88
Avg. DMV Fee	21.00
Cash Sale Price	$27,843.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,843.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$476.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra SV

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This above average mileage used 2022 Nissan Sentra SV FWD sedan below 98,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,995
Est. Payment:	$470.77 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,865
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	986.70
Avg. DMV Fee	21.00
Cash Sale Price	$17,452.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,452.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$470.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $500 / Month

2023 Kia Sportage EX

2024 Mitsubishi Outlander SE

2023 Kia Sorento EX

2023 Kia Sportage X-Line

2024 Hyundai SANTA CRUZ SEL

2024 Kia Sorento LX

2025 Hyundai SANTA CRUZ SE

2022 Kia Seltos SX

2025 Buick Encore GX Sport Touring

2022 Nissan Sentra SV

Kentucky Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $500 / Month

2023 Kia Sportage EX

Kia Sportage EX

2023 Kia Sportage EX Car Loan Estimate

2024 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2024 Mitsubishi Outlander SE Car Loan Estimate

2023 Kia Sorento EX

Kia Sorento EX

2023 Kia Sorento EX Car Loan Estimate

2023 Kia Sportage X-Line

Kia Sportage X-Line

2023 Kia Sportage X-Line Car Loan Estimate

2024 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2024 Hyundai SANTA CRUZ SEL Car Loan Estimate

2024 Kia Sorento LX

Kia Sorento LX

2024 Kia Sorento LX Car Loan Estimate

2025 Hyundai SANTA CRUZ SE

Hyundai SANTA CRUZ SE

2025 Hyundai SANTA CRUZ SE Car Loan Estimate

2022 Kia Seltos SX

Kia Seltos SX

2022 Kia Seltos SX Car Loan Estimate

2025 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2025 Buick Encore GX Sport Touring Car Loan Estimate

2022 Nissan Sentra SV

Nissan Sentra SV

2022 Nissan Sentra SV Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $500 / Month

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