Kentucky Used Cars Under $500 a Month. Finance Payments Below $500

2021 GMC Terrain SLE

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This average mileage used 2021 GMC Terrain SLE FWD SUV below 87,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$469.87 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,120
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.70
Avg. DMV Fee	21.00
Cash Sale Price	$19,572.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,572.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$469.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Sorento LX

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This above average mileage preowned 2021 Kia Sorento LX FWD SUV below 100,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,916
Est. Payment:	$468.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,955
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,916.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	981.96
Avg. DMV Fee	21.00
Cash Sale Price	$17,368.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,368.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$468.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,916.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified second hand 2025 Hyundai TUCSON SEL AWD SUV under 4,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $27K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$26,988
Est. Payment:	$498.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,052
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$26,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.28
Avg. DMV Fee	21.00
Cash Sale Price	$29,105.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,105.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$498.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Equinox LT

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This high mileage second hand 2019 Chevrolet Equinox LT FWD SUV below 152,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $10K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$9,697
Est. Payment:	$393.26 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	152,079
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$9,697.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	608.82
Avg. DMV Fee	21.00
Cash Sale Price	$10,776.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,776.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$393.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra SV

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This above average mileage used 2022 Nissan Sentra SV FWD sedan under 98,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,995
Est. Payment:	$470.77 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,865
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	986.70
Avg. DMV Fee	21.00
Cash Sale Price	$17,452.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,452.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$470.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA CRUZ SEL

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This low mileage certified second hand 2024 Hyundai SANTA CRUZ SEL AWD pickup below 21,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $26K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$25,242
Est. Payment:	$466.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,972
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$25,242.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,541.52
Avg. DMV Fee	21.00
Cash Sale Price	$27,254.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,254.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$466.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,242.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage used 2023 Hyundai TUCSON SEL AWD SUV under 60,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,888
Est. Payment:	$454.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,560
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,400.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,759.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,759.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$454.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 GT-Line

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This low mileage used 2025 Kia K4 GT-Line FWD sedan under 9,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $26K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$25,840
Est. Payment:	$477.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,994
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$25,840.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,577.40
Avg. DMV Fee	21.00
Cash Sale Price	$27,888.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,888.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$477.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Equinox LT

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This high mileage preowned 2019 Chevrolet Equinox LT FWD SUV under 117,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $14K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$13,388
Est. Payment:	$454.44 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,735
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$13,388.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	830.28
Avg. DMV Fee	21.00
Cash Sale Price	$14,689.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,689.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$454.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-350 Super Duty XL

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This low mileage second hand 2016 Ford F-350 Super Duty XL 4x4 chassis under 41,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,488
Est. Payment:	$470.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,426
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,556.28
Avg. DMV Fee	21.00
Cash Sale Price	$27,515.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,515.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$470.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $500 / Month

2021 GMC Terrain SLE

2021 Kia Sorento LX

2025 Hyundai TUCSON SEL

2019 Chevrolet Equinox LT

2022 Nissan Sentra SV

2024 Hyundai SANTA CRUZ SEL

2023 Hyundai TUCSON SEL

2025 Kia K4 GT-Line

2019 Chevrolet Equinox LT

2016 Ford F-350 Super Duty XL

Kentucky Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Kentucky

Kentucky Secondhand Used Vehicles with Payments Below $500 / Month

2021 GMC Terrain SLE

GMC Terrain SLE

2021 GMC Terrain SLE Car Loan Estimate

2021 Kia Sorento LX

Kia Sorento LX

2021 Kia Sorento LX Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2019 Chevrolet Equinox LT

Chevrolet Equinox LT

2019 Chevrolet Equinox LT Car Loan Estimate

2022 Nissan Sentra SV

Nissan Sentra SV

2022 Nissan Sentra SV Car Loan Estimate

2024 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2024 Hyundai SANTA CRUZ SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2025 Kia K4 GT-Line

Kia K4 GT-Line

2025 Kia K4 GT-Line Car Loan Estimate

2019 Chevrolet Equinox LT

Chevrolet Equinox LT

2019 Chevrolet Equinox LT Car Loan Estimate

2016 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2016 Ford F-350 Super Duty XL Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $500 / Month

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