Kentucky Used Cars Under $45,000 |with Payments|

2022 Ford F-250 Super Duty XLT

⇩ View Seller Description

This low mileage used 2022 Ford F-250 Super Duty XLT 4x4 pickup below 49,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now under $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,449
Est. Payment:	$778.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,632
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,449.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,573.94
Avg. DMV Fee	21.00
Cash Sale Price	$45,493.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,493.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$778.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage used 2024 Ford Bronco Outer Banks 4x4 SUV under 22,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $44K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$43,951
Est. Payment:	$805.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,984
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$43,951.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,664.06
Avg. DMV Fee	21.00
Cash Sale Price	$47,086.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,086.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$805.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Expedition MAX King Ranch

⇩ View Seller Description

This below average mileage preowned 2020 Ford Expedition MAX King Ranch 4x4 SUV under 61,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $42K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$41,998
Est. Payment:	$894.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,743
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,546.88
Avg. DMV Fee	21.00
Cash Sale Price	$45,015.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,015.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$894.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage second hand 2025 Hyundai PALISADE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $44K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$43,502
Est. Payment:	$797.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,984
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$43,502.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,637.12
Avg. DMV Fee	21.00
Cash Sale Price	$46,610.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,610.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$797.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,502.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 22,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $41K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$40,975
Est. Payment:	$751.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,702
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$40,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,485.50
Avg. DMV Fee	21.00
Cash Sale Price	$43,931.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,931.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Grand Highlander Limited

⇩ View Seller Description

This low mileage second hand 2024 Toyota Grand Highlander Limited AWD SUV under 54,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $45K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$44,799
Est. Payment:	$881.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,554
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$44,799.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,714.94
Avg. DMV Fee	21.00
Cash Sale Price	$47,984.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,984.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$881.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai SANTA CRUZ XRT AWD pickup below 6,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $44K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$43,760
Est. Payment:	$802.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,245
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$43,760.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,652.60
Avg. DMV Fee	21.00
Cash Sale Price	$46,883.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,883.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$802.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 ZR2

⇩ View Seller Description

This average mileage second hand 2022 Chevrolet Silverado 1500 ZR2 4x4 pickup under 74,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now under $45K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$44,800
Est. Payment:	$1041.41 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,499
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$44,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,715.00
Avg. DMV Fee	21.00
Cash Sale Price	$47,986.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,986.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1041.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

⇩ View Seller Description

This above average mileage certified preowned 2021 Chevrolet Tahoe High Country 4x4 SUV under 95,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now below $45K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$44,988
Est. Payment:	$1299.75 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,775
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$44,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,726.28
Avg. DMV Fee	21.00
Cash Sale Price	$48,185.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,185.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1299.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy Night Edition

⇩ View Seller Description

This low mileage preowned 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV below 25,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $45K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$44,888
Est. Payment:	$822.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,952
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$44,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,720.28
Avg. DMV Fee	21.00
Cash Sale Price	$48,079.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,079.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-250 Super Duty XLT

2024 Ford Bronco Outer Banks

2020 Ford Expedition MAX King Ranch

2025 Hyundai PALISADE Calligraphy

2024 Chevrolet Silverado 1500 LT

2024 Toyota Grand Highlander Limited

2026 Hyundai SANTA CRUZ XRT

2022 Chevrolet Silverado 1500 ZR2

2021 Chevrolet Tahoe High Country

2025 Hyundai PALISADE Calligraphy Night Edition

Kentucky Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Kentucky

Kentucky Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2022 Ford F-250 Super Duty XLT Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2020 Ford Expedition MAX King Ranch

Ford Expedition MAX King Ranch

2020 Ford Expedition MAX King Ranch Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Toyota Grand Highlander Limited

Toyota Grand Highlander Limited

2024 Toyota Grand Highlander Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2022 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2022 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Car Loan Estimate

2025 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

Kentucky Areas with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments