Kentucky Used SUVs Under $40,000 |with Payments|

2023 GMC Acadia SLT

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This low mileage certified preowned 2023 GMC Acadia SLT 4x4 SUV below 24,000 miles, automatic transmission, and 126 MPG, 3.6L gas engine is for sale right now below $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,965
Est. Payment:	$679.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,081
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,965.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,244.90
Avg. DMV Fee	21.00
Cash Sale Price	$39,680.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,680.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 BMW X7 xDrive50i

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This low mileage used 2019 BMW X7 xDrive50i AWD SUV under 52,000 miles, automatic transmission, and 126 MPG, 4.4L gas engine is for sale right now below $37K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$36,759
Est. Payment:	$724.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,150
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$36,759.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,232.54
Avg. DMV Fee	21.00
Cash Sale Price	$39,462.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,462.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$724.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified preowned 2025 Hyundai SANTA FE Limited AWD SUV under 6,000 miles, automatic transmission, and 126 MPG, 2.5L gas engine is for sale right now under $39K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$38,613
Est. Payment:	$708.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,690
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,613.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,343.78
Avg. DMV Fee	21.00
Cash Sale Price	$41,427.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,427.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,613.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Rubicon

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This low mileage certified preowned 2022 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 42,000 miles, automatic transmission, and 126 MPG, 2.0L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$659.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,283
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,181.00
Avg. DMV Fee	21.00
Cash Sale Price	$38,552.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,552.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Yukon XL SLE

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This above average mileage preowned 2022 GMC Yukon XL SLE 4x4 SUV below 93,000 miles, automatic transmission, and 126 MPG, 5.3L gas engine is for sale right now under $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,800
Est. Payment:	$1065.64 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,190
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,235.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,506.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,506.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1065.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 34,000 miles, automatic transmission, and 126 MPG, 3.8L gas engine is for sale right now below $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,975
Est. Payment:	$715.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,775
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,365.50
Avg. DMV Fee	21.00
Cash Sale Price	$41,811.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV under 45,000 miles, automatic transmission, and 126 MPG, 3.8L gas engine is for sale right now below $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,988
Est. Payment:	$679.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,802
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,246.28
Avg. DMV Fee	21.00
Cash Sale Price	$39,705.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,705.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified second hand 2025 Hyundai TUCSON Limited FWD SUV under 8,000 miles, automatic transmission, and 126 MPG, 2.5L gas engine is for sale right now below $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,065
Est. Payment:	$662.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,917
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,065.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,190.90
Avg. DMV Fee	21.00
Cash Sale Price	$38,726.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,726.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,065.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage second hand 2025 Kia Sorento EX FWD SUV under 5,000 miles, automatic transmission, and 126 MPG, 2.5L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,098
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model Y Long Range

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This low mileage second hand 2025 Tesla Model Y Long Range RWD SUV below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,888
Est. Payment:	$713.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,895
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,360.28
Avg. DMV Fee	21.00
Cash Sale Price	$41,719.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,719.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Kentucky

Kentucky Secondhand Used SUVs Priced Below $40,000

2023 GMC Acadia SLT

2019 BMW X7 xDrive50i

2025 Hyundai SANTA FE Limited

2022 Jeep Wrangler Unlimited Rubicon

2022 GMC Yukon XL SLE

2023 Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy

2025 Hyundai TUCSON Limited

2025 Kia Sorento EX

2025 Tesla Model Y Long Range

Kentucky Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Kentucky

Kentucky Secondhand Used SUVs Priced Below $40,000

2023 GMC Acadia SLT

GMC Acadia SLT

2023 GMC Acadia SLT Car Loan Estimate

2019 BMW X7 xDrive50i

BMW X7 xDrive50i

2019 BMW X7 xDrive50i Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2022 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2022 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2022 GMC Yukon XL SLE

GMC Yukon XL SLE

2022 GMC Yukon XL SLE Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2025 Tesla Model Y Long Range

Tesla Model Y Long Range

2025 Tesla Model Y Long Range Car Loan Estimate

Kentucky Areas with Used SUVs for Sale Below $40,000

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