Kentucky Used Sedans Under $20,000 |with Payments|

2024 Nissan Altima 2.5 SV

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This low mileage used 2024 Nissan Altima 2.5 SV FWD sedan under 55,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,750
Est. Payment:	$393.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,639
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,750.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,212.00
Avg. DMV Fee	21.00
Cash Sale Price	$21,433.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,433.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$393.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Accord LX

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This average mileage second hand 2018 Honda Accord LX FWD sedan under 81,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $18K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$17,988
Est. Payment:	$469.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,656
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$17,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.28
Avg. DMV Fee	21.00
Cash Sale Price	$19,565.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,565.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$469.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte GT-Line

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This low mileage preowned 2023 Kia Forte GT-Line FWD sedan below 56,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,496
Est. Payment:	$388.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,183
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,496.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,196.76
Avg. DMV Fee	21.00
Cash Sale Price	$21,163.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,163.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$388.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte GT

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This above average mileage used 2023 Kia Forte GT FWD sedan below 98,000 miles, manual transmission, and 32 MPG, 1.6L gas engine is for sale right now under $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$527.96 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,495
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.70
Avg. DMV Fee	21.00
Cash Sale Price	$19,572.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,572.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$527.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra S

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This low mileage used 2025 Nissan Sentra S FWD sedan under 22,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$19,488
Est. Payment:	$362.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,898
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$19,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,196.28
Avg. DMV Fee	21.00
Cash Sale Price	$21,155.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,155.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$362.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LS

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This low mileage second hand 2023 Chevrolet Malibu LS FWD sedan below 41,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,498
Est. Payment:	$344.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,641
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,498.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,136.88
Avg. DMV Fee	21.00
Cash Sale Price	$20,105.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,105.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$344.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SONATA SEL

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This low mileage used 2021 Hyundai SONATA SEL FWD sedan below 46,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$18,562
Est. Payment:	$345.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,910
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$18,562.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,140.72
Avg. DMV Fee	21.00
Cash Sale Price	$20,173.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,173.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$345.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,562.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia K5 GT-Line

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This above average mileage preowned 2022 Kia K5 GT-Line FWD sedan below 98,000 miles, automatic transmission, and 32 MPG, 1.6L gas engine is for sale right now under $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$579.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,244
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,215.00
Avg. DMV Fee	21.00
Cash Sale Price	$21,486.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,486.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$579.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA SEL

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This below average mileage certified second hand 2021 Hyundai ELANTRA SEL FWD sedan under 62,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $18K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$17,488
Est. Payment:	$378.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,411
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$17,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,076.28
Avg. DMV Fee	21.00
Cash Sale Price	$19,035.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,035.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$378.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL

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This low mileage used 2022 Hyundai SONATA SEL FWD sedan under 59,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,888
Est. Payment:	$396.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,963
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,220.28
Avg. DMV Fee	21.00
Cash Sale Price	$21,579.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,579.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$396.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $20,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $20,000

2024 Nissan Altima 2.5 SV

2018 Honda Accord LX

2023 Kia Forte GT-Line

2023 Kia Forte GT

2025 Nissan Sentra S

2023 Chevrolet Malibu LS

2021 Hyundai SONATA SEL

2022 Kia K5 GT-Line

2021 Hyundai ELANTRA SEL

2022 Hyundai SONATA SEL

Kentucky Areas with Used Sedans for Sale Below $20,000

Used Sedans under $20,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $20,000

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2018 Honda Accord LX

Honda Accord LX

2018 Honda Accord LX Car Loan Estimate

2023 Kia Forte GT-Line

Kia Forte GT-Line

2023 Kia Forte GT-Line Car Loan Estimate

2023 Kia Forte GT

Kia Forte GT

2023 Kia Forte GT Car Loan Estimate

2025 Nissan Sentra S

Nissan Sentra S

2025 Nissan Sentra S Car Loan Estimate

2023 Chevrolet Malibu LS

Chevrolet Malibu LS

2023 Chevrolet Malibu LS Car Loan Estimate

2021 Hyundai SONATA SEL

Hyundai SONATA SEL

2021 Hyundai SONATA SEL Car Loan Estimate

2022 Kia K5 GT-Line

Kia K5 GT-Line

2022 Kia K5 GT-Line Car Loan Estimate

2021 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2021 Hyundai ELANTRA SEL Car Loan Estimate

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Car Loan Estimate

Kentucky Areas with Used Sedans for Sale Below $20,000

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