Kentucky Used Sedans Under $20,000 |with Payments|

2024 Kia Forte LXS

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This low mileage preowned 2024 Kia Forte LXS FWD sedan below 40,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,997
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$351.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai ELANTRA Value Edition

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This below average mileage used 2020 Hyundai ELANTRA Value Edition FWD sedan under 67,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,888
Est. Payment:	$344.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,553
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	980.28
Avg. DMV Fee	21.00
Cash Sale Price	$17,339.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,339.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$344.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LS

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This low mileage second hand 2023 Chevrolet Malibu LS FWD sedan under 41,000 miles, cvt transmission, and 35 MPG, 1.5L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,498
Est. Payment:	$344.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,641
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,498.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,136.88
Avg. DMV Fee	21.00
Cash Sale Price	$20,105.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,105.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$344.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage preowned 2024 Hyundai ELANTRA SEL FWD sedan below 36,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$19,459
Est. Payment:	$361.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,745
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$19,459.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,194.54
Avg. DMV Fee	21.00
Cash Sale Price	$21,124.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,124.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$361.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia K5 GT-Line

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This above average mileage preowned 2022 Kia K5 GT-Line FWD sedan below 98,000 miles, a transmission, and 35 MPG, 1.6L gas engine is for sale right now under $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$579.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,244
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,215.00
Avg. DMV Fee	21.00
Cash Sale Price	$21,486.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,486.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$579.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Rio LX

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This low mileage preowned 2023 Kia Rio LX FWD sedan below 19,000 miles, cvt transmission, and 35 MPG, 1.6L gas engine is for sale right now below $17K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$16,888
Est. Payment:	$314.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,410
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$16,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,040.28
Avg. DMV Fee	21.00
Cash Sale Price	$18,399.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,399.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$314.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LXS

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This low mileage preowned 2023 Kia Forte LXS FWD sedan below 43,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,924
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$351.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA N Line

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This above average mileage preowned 2021 Hyundai ELANTRA N Line FWD sedan below 97,000 miles, m transmission, and 35 MPG, 1.6L gas engine is for sale right now below $16K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$15,200
Est. Payment:	$448.04 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,483
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$15,200.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	939.00
Avg. DMV Fee	21.00
Cash Sale Price	$16,610.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,610.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$448.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL

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This low mileage preowned 2022 Hyundai SONATA SEL FWD sedan below 59,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,888
Est. Payment:	$396.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,963
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,220.28
Avg. DMV Fee	21.00
Cash Sale Price	$21,579.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,579.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$396.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage preowned 2023 Hyundai ELANTRA SEL FWD sedan below 49,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,444
Est. Payment:	$361.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,977
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,444.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,193.64
Avg. DMV Fee	21.00
Cash Sale Price	$21,108.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,108.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$361.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $20,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $20,000

2024 Kia Forte LXS

2020 Hyundai ELANTRA Value Edition

2023 Chevrolet Malibu LS

2024 Hyundai ELANTRA SEL

2022 Kia K5 GT-Line

2023 Kia Rio LX

2023 Kia Forte LXS

2021 Hyundai ELANTRA N Line

2022 Hyundai SONATA SEL

2023 Hyundai ELANTRA SEL

Kentucky Areas with Used Sedans for Sale Below $20,000

Used Sedans under $20,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $20,000

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2020 Hyundai ELANTRA Value Edition

Hyundai ELANTRA Value Edition

2020 Hyundai ELANTRA Value Edition Car Loan Estimate

2023 Chevrolet Malibu LS

Chevrolet Malibu LS

2023 Chevrolet Malibu LS Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2022 Kia K5 GT-Line

Kia K5 GT-Line

2022 Kia K5 GT-Line Car Loan Estimate

2023 Kia Rio LX

Kia Rio LX

2023 Kia Rio LX Car Loan Estimate

2023 Kia Forte LXS

Kia Forte LXS

2023 Kia Forte LXS Car Loan Estimate

2021 Hyundai ELANTRA N Line

Hyundai ELANTRA N Line

2021 Hyundai ELANTRA N Line Car Loan Estimate

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Kentucky Areas with Used Sedans for Sale Below $20,000

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