Kentucky Used Sedans Under $40,000 |with Payments|

2019 Dodge Charger R/T Scat Pack

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This low mileage second hand 2019 Dodge Charger R/T Scat Pack RWD sedan below 18,000 miles, automatic transmission, and 28 MPG, 6.4L gas engine is for sale right now below $39K at Don Franklin Ford in Columbia, KY. ...View More Details

Sales Price:	$38,975
Est. Payment:	$715.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,049
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,365.50
Avg. DMV Fee	21.00
Cash Sale Price	$41,811.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage used 2023 Dodge Charger R/T RWD sedan below 26,000 miles, automatic transmission, and 28 MPG, 5.7L gas engine is for sale right now below $39K at Hutch Ford in Paintsville, KY. ...View More Details

Sales Price:	$38,998
Est. Payment:	$715.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,948
Location:	Paintsville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,366.88
Avg. DMV Fee	21.00
Cash Sale Price	$41,835.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,835.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage preowned 2026 Hyundai ELANTRA N TCR FWD sedan below 0,000 miles, manual transmission, and 28 MPG, 2.0L gas engine is for sale right now below $38K at Tim Short Hyundai in Pikeville, KY. ...View More Details

Sales Price:	$37,442
Est. Payment:	$687.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20
Location:	Pikeville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,442.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,273.52
Avg. DMV Fee	21.00
Cash Sale Price	$40,186.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,186.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage used 2026 Hyundai ELANTRA N TCR FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $37K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$36,623
Est. Payment:	$672.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$36,623.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,224.38
Avg. DMV Fee	21.00
Cash Sale Price	$39,318.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,318.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,560
Est. Payment:	$689.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,560.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,280.60
Avg. DMV Fee	21.00
Cash Sale Price	$40,311.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,311.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,560.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage second hand 2026 Hyundai ELANTRA N TCR FWD sedan under 0,000 miles, manual transmission, and 28 MPG, 2.0L gas engine is for sale right now below $39K at Don Franklin Lexington Hyundai in Lexington, KY. ...View More Details

Sales Price:	$38,080
Est. Payment:	$699.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Lexington, KY

Item	Amount
Used Car Price⁽¹⁾	$38,080.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,311.80
Avg. DMV Fee	21.00
Cash Sale Price	$40,862.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,862.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$699.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,080.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $39K at Don Franklin Lexington Hyundai in Lexington, KY. ...View More Details

Sales Price:	$38,350
Est. Payment:	$704.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Lexington, KY

Item	Amount
Used Car Price⁽¹⁾	$38,350.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,328.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,149.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,149.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage preowned 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $37K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$36,739
Est. Payment:	$674.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$36,739.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,231.34
Avg. DMV Fee	21.00
Cash Sale Price	$39,441.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,441.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage second hand 2026 Hyundai ELANTRA N TCR FWD sedan under 0,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $37K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$36,623
Est. Payment:	$672.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$36,623.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,224.38
Avg. DMV Fee	21.00
Cash Sale Price	$39,318.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,318.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage used 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $38K at Don Franklin Lexington Hyundai in Lexington, KY. ...View More Details

Sales Price:	$37,970
Est. Payment:	$697.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Lexington, KY

Item	Amount
Used Car Price⁽¹⁾	$37,970.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,305.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,746.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,746.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $40,000

2019 Dodge Charger R/T Scat Pack

2023 Dodge Charger R/T

2026 Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR

2026 Hyundai SONATA N Line

2026 Hyundai ELANTRA N TCR

2026 Hyundai SONATA N Line

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N TCR

2026 Hyundai SONATA N Line

Kentucky Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $40,000

2019 Dodge Charger R/T Scat Pack

Dodge Charger R/T Scat Pack

2019 Dodge Charger R/T Scat Pack Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

Kentucky Areas with Used Sedans for Sale Below $40,000

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