Kentucky Used Sedans Under $40,000 |with Payments|

2024 Cadillac CT5 Sport

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This low mileage used 2024 Cadillac CT5 Sport AWD sedan below 24,000 miles, a transmission, and 2.0L gas engine is for sale right now under $38K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$37,996
Est. Payment:	$697.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,584
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$37,996.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,306.76
Avg. DMV Fee	21.00
Cash Sale Price	$40,773.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,773.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage preowned 2026 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 12,000 miles, transmission, and 2.0L gas engine is for sale right now under $37K at Tim Short Ford in Hazard, KY. ...View More Details

Sales Price:	$36,600
Est. Payment:	$672.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,066
Location:	Hazard, KY

Item	Amount
Used Car Price⁽¹⁾	$36,600.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,223.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,294.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,294.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Charger R/T Scat Pack

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This low mileage second hand 2019 Dodge Charger R/T Scat Pack RWD sedan under 18,000 miles, a transmission, and 6.4L gas engine is for sale right now below $40K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$39,975
Est. Payment:	$733.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,049
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$39,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,425.50
Avg. DMV Fee	21.00
Cash Sale Price	$42,871.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,871.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage second hand 2023 Dodge Charger R/T RWD sedan under 26,000 miles, a transmission, and 5.7L gas engine is for sale right now under $39K at Hutch Ford in Paintsville, KY. ...View More Details

Sales Price:	$38,998
Est. Payment:	$715.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,948
Location:	Paintsville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,366.88
Avg. DMV Fee	21.00
Cash Sale Price	$41,835.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,835.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G70 3.3T Standard

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This low mileage preowned 2023 Genesis G70 3.3T Standard RWD sedan below 44,000 miles, a transmission, and 3.3L gas engine is for sale right now below $37K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$36,934
Est. Payment:	$678.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,688
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$36,934.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,243.04
Avg. DMV Fee	21.00
Cash Sale Price	$39,648.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,648.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, a transmission, and 2.0L gas engine is for sale right now below $37K at Hyundai of Louisville in Louisville, KY. ...View More Details

Sales Price:	$36,950
Est. Payment:	$678.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,244.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,665.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,665.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage second hand 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, a transmission, and 2.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,560
Est. Payment:	$689.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,560.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,280.60
Avg. DMV Fee	21.00
Cash Sale Price	$40,311.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,311.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,560.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage second hand 2026 Hyundai ELANTRA N TCR FWD sedan below 0,000 miles, m transmission, and 2.0L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,975
Est. Payment:	$697.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,305.50
Avg. DMV Fee	21.00
Cash Sale Price	$40,751.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,751.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage second hand 2026 Hyundai ELANTRA N TCR FWD sedan below 0,000 miles, a transmission, and 2.0L gas engine is for sale right now below $39K at Hyundai of Louisville in Louisville, KY. ...View More Details

Sales Price:	$38,285
Est. Payment:	$702.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,285.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,324.10
Avg. DMV Fee	21.00
Cash Sale Price	$41,080.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,080.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,285.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage second hand 2026 Hyundai ELANTRA N TCR FWD sedan under 0,000 miles, a transmission, and 2.0L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,975
Est. Payment:	$697.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,305.50
Avg. DMV Fee	21.00
Cash Sale Price	$40,751.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,751.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.32

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $40,000

2024 Cadillac CT5 Sport

2026 BMW 2 Series 228 xDrive Gran Coupe

2019 Dodge Charger R/T Scat Pack

2023 Dodge Charger R/T

2023 Genesis G70 3.3T Standard

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA N Line

2026 Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR

Kentucky Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Kentucky

Kentucky Secondhand Used Sedans Priced Below $40,000

2024 Cadillac CT5 Sport

Cadillac CT5 Sport

2024 Cadillac CT5 Sport Car Loan Estimate

2026 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2026 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2019 Dodge Charger R/T Scat Pack

Dodge Charger R/T Scat Pack

2019 Dodge Charger R/T Scat Pack Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

Kentucky Areas with Used Sedans for Sale Below $40,000

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