North Carolina Used Pickups Under $45,000 |with Payments|

2025 GMC Sierra 1500 SLT

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This low mileage used 2025 GMC Sierra 1500 SLT RWD pickup under 41,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $41K at Doug Henry Ford of Ayden in Ayden, NC. ...View More Details

Sales Price:	$40,954
Est. Payment:	$733.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,773
Location:	Ayden, NC

Item	Amount
Used Car Price⁽¹⁾	$40,954.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,246.59
Avg. DMV Fee	88.00
Cash Sale Price	$42,887.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,887.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,954.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2026 Toyota Tacoma TRD Off-Road 4x4 pickup below 2,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $41K at Asheboro Ford in Asheboro, NC. ...View More Details

Sales Price:	$40,010
Est. Payment:	$717.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,785
Location:	Asheboro, NC

Item	Amount
Used Car Price⁽¹⁾	$40,010.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,218.27
Avg. DMV Fee	88.00
Cash Sale Price	$41,915.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,915.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,010.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 52,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now below $41K at Stearns Ford in Burlington, NC. ...View More Details

Sales Price:	$40,551
Est. Payment:	$779.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,161
Location:	Burlington, NC

Item	Amount
Used Car Price⁽¹⁾	$40,551.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,234.50
Avg. DMV Fee	88.00
Cash Sale Price	$42,472.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$779.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,551.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 39,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $45K at Crossroads Ford of Waynesville in Waynesville, NC. ...View More Details

Sales Price:	$44,800
Est. Payment:	$801.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,122
Location:	Waynesville, NC

Item	Amount
Used Car Price⁽¹⁾	$44,800.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,361.97
Avg. DMV Fee	88.00
Cash Sale Price	$46,848.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,848.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$801.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 3500HD Work Truck

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This above average mileage used 2024 Chevrolet Silverado 3500HD Work Truck 4x4 pickup below 96,000 miles, transmission, and 23 MPG, 6.6L diesel engine is for sale right now under $45K at Lafayette Ford in Fayetteville, NC. ...View More Details

Sales Price:	$44,899
Est. Payment:	$1266.46 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,525
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$44,899.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,364.94
Avg. DMV Fee	88.00
Cash Sale Price	$46,950.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,950.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1266.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 20,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $45K at Legendary Ford in Forest City, NC. ...View More Details

Sales Price:	$44,950
Est. Payment:	$804.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,749
Location:	Forest City, NC

Item	Amount
Used Car Price⁽¹⁾	$44,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,366.47
Avg. DMV Fee	88.00
Cash Sale Price	$47,003.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,003.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$804.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 15,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $41K at Lookout Ford in Morehead City, NC. ...View More Details

Sales Price:	$40,968
Est. Payment:	$734.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,649
Location:	Morehead City, NC

Item	Amount
Used Car Price⁽¹⁾	$40,968.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,247.01
Avg. DMV Fee	88.00
Cash Sale Price	$42,902.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,902.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 37,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $43K at Lafayette Ford in Fayetteville, NC. ...View More Details

Sales Price:	$42,500
Est. Payment:	$761.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,884
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,292.97
Avg. DMV Fee	88.00
Cash Sale Price	$44,479.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,479.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage certified preowned 2024 Ford Ranger Lariat 4x4 pickup below 7,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $44K at Crossroads Ford in Apex, NC. ...View More Details

Sales Price:	$43,311
Est. Payment:	$775.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,343
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$43,311.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,317.30
Avg. DMV Fee	88.00
Cash Sale Price	$45,315.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,315.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,311.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage preowned 2023 Ford F-150 King Ranch 4x4 pickup under 28,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $43K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$42,975
Est. Payment:	$769.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,584
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$42,975.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,307.22
Avg. DMV Fee	88.00
Cash Sale Price	$44,969.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,969.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$769.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in North Carolina

North Carolina Secondhand Used Pickups Priced Below $45,000

2025 GMC Sierra 1500 SLT

2026 Toyota Tacoma TRD Off-Road

2021 Chevrolet Silverado 1500 LT Trail Boss

2024 Ford F-150 XLT

2024 Chevrolet Silverado 3500HD Work Truck

2023 Ford F-150 XL

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2024 Ford Ranger Lariat

2023 Ford F-150 King Ranch

North Carolina Areas with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in North Carolina

North Carolina Secondhand Used Pickups Priced Below $45,000

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2026 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2026 Toyota Tacoma TRD Off-Road Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2024 Chevrolet Silverado 3500HD Work Truck Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

North Carolina Areas with Used Pickups for Sale Below $45,000

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