Albany - Schenectady - Troy, NY Area Used Pickups Under $45,000

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$41,343
Est. Payment:	$773.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,415
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$41,343.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,677.92
Avg. DMV Fee	86.00
Cash Sale Price	$45,181.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,181.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,343.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,343
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 50,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $42K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$41,400
Est. Payment:	$774.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,929
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$41,400.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,682.98
Avg. DMV Fee	86.00
Cash Sale Price	$45,243.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,243.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$774.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 33,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$40,588
Est. Payment:	$759.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,836
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$40,588.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,610.87
Avg. DMV Fee	86.00
Cash Sale Price	$44,359.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,359.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 23,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$40,887
Est. Payment:	$764.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,109
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$40,887.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,637.43
Avg. DMV Fee	86.00
Cash Sale Price	$44,685.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,685.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$764.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup under 8,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $43K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,787
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 2500 Laramie

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This below average mileage second hand 2017 Ram 2500 Laramie 4x4 pickup under 66,000 miles, transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $45K at The Johnson Dealerships in Pittsfield, MA. ...View More Details

Sales Price:	$44,643
Est. Payment:	$968.80 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,820
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$44,643.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,970.96
Avg. DMV Fee	86.00
Cash Sale Price	$48,774.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,774.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$968.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 19,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Brown's Ford of Amsterdam in Amsterdam, NY. ...View More Details

Sales Price:	$44,997
Est. Payment:	$841.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,353
Location:	Amsterdam, NY

Item	Amount
Used Car Price⁽¹⁾	$44,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.39
Avg. DMV Fee	86.00
Cash Sale Price	$49,160.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,160.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This low mileage used 2023 Ford F-150 Lightning XLT AWD pickup below 16,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $42K at Ford of Latham in Latham, NY. ...View More Details

Sales Price:	$41,632
Est. Payment:	$778.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,849
Location:	Latham, NY

Item	Amount
Used Car Price⁽¹⁾	$41,632.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,703.58
Avg. DMV Fee	86.00
Cash Sale Price	$45,496.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,496.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$778.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,632.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 26,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $43K at RC Lacy Ford Subaru in Catskill, NY. ...View More Details

Sales Price:	$42,600
Est. Payment:	$796.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,796
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$42,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,789.54
Avg. DMV Fee	86.00
Cash Sale Price	$46,550.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,550.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$796.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Pickups Priced Below $45,000

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 Lariat

2023 Ford F-150 Lariat

2025 Ford F-150 STX

2017 Ram 2500 Laramie

2025 Ford F-150 XLT

2023 Ford F-150 Lightning XLT

2023 Ford F-150 XL

Greater Albany - Schenectady - Troy Area Cities with Used Pickups for Sale Below $45K

Metro Albany - Schenectady - Troy Area Counties with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Pickups Priced Below $45,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2017 Ram 2500 Laramie

Ram 2500 Laramie

2017 Ram 2500 Laramie Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Pickups for Sale Below $45K

Metro Albany - Schenectady - Troy Area Counties with Used Pickups for Sale Below $45,000

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