Saint James, NY Used Cars Under $400 a Month

2017 Ford Explorer XLT

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This below average mileage preowned 2017 Ford Explorer XLT AWD SUV below 61,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $17K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$16,955
Est. Payment:	$370.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,986
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$16,955.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,512.26
Avg. DMV Fee	86.00
Cash Sale Price	$18,628.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,628.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$370.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE AWD SUV below 29,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $21K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$20,995
Est. Payment:	$394.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,222
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.02
Avg. DMV Fee	86.00
Cash Sale Price	$23,027.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,027.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$394.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Rogue S

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This high mileage second hand 2018 Nissan Rogue S AWD SUV below 101,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now below $11K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$10,495
Est. Payment:	$358.70 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,659
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$10,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	938.62
Avg. DMV Fee	86.00
Cash Sale Price	$11,594.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,594.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$358.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Explorer XLT

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This average mileage used 2017 Ford Explorer XLT AWD SUV under 80,000 miles, automatic transmission, and 31 MPG, 2.3L gas engine is for sale right now below $15K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$14,995
Est. Payment:	$395.97 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,043
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,338.22
Avg. DMV Fee	86.00
Cash Sale Price	$16,494.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,494.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$395.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Taos S 4Motion

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This low mileage second hand 2022 Volkswagen Taos S 4Motion AWD SUV below 35,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $20K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$19,995
Est. Payment:	$375.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,606
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,938.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,938.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Mustang EcoBoost

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This low mileage preowned 2020 Ford Mustang EcoBoost RWD coupe under 43,000 miles, transmission, and 31 MPG, 2.3L gas engine is for sale right now under $21K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$20,495
Est. Payment:	$384.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,766
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$20,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,826.62
Avg. DMV Fee	86.00
Cash Sale Price	$22,482.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,482.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford Transit Connect XLT

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This high mileage used 2013 Ford Transit Connect XLT FWD minivan below 112,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $12K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$11,500
Est. Payment:	$392.55 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	112,215
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$11,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,027.86
Avg. DMV Fee	86.00
Cash Sale Price	$12,688.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,688.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$392.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Trailblazer ACTIV

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This low mileage second hand 2022 Chevrolet Trailblazer ACTIV FWD SUV under 60,000 miles, cvt transmission, and 31 MPG, 1.3L gas engine is for sale right now under $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,255
Est. Payment:	$368.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,840
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$18,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,627.70
Avg. DMV Fee	86.00
Cash Sale Price	$20,043.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,043.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$368.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $400 / Month

2017 Ford Explorer XLT

2022 Ford Escape SE

2018 Nissan Rogue S

2017 Ford Explorer XLT

2022 Volkswagen Taos S 4Motion

2020 Ford Mustang EcoBoost

2013 Ford Transit Connect XLT

2022 Chevrolet Trailblazer ACTIV

Used Cars under $400 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $400 / Month

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2018 Nissan Rogue S

Nissan Rogue S

2018 Nissan Rogue S Car Loan Estimate

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Car Loan Estimate

2022 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2022 Volkswagen Taos S 4Motion Car Loan Estimate

2020 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2020 Ford Mustang EcoBoost Car Loan Estimate

2013 Ford Transit Connect XLT

Ford Transit Connect XLT

2013 Ford Transit Connect XLT Car Loan Estimate

2022 Chevrolet Trailblazer ACTIV

Chevrolet Trailblazer ACTIV

2022 Chevrolet Trailblazer ACTIV Car Loan Estimate

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