Saint James, NY Used Ford Vehicles for Sale |with Payments|

2025 Ford F-150 Lightning XLT

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This low mileage preowned 2025 Ford F-150 Lightning XLT AWD pickup under 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $60K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$59,995
Est. Payment:	$1120.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,145
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$59,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	5,334.22
Avg. DMV Fee	86.00
Cash Sale Price	$65,490.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$65,490.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1120.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $59,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 45,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,752
Est. Payment:	$519.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,641
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,752.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,471.04
Avg. DMV Fee	86.00
Cash Sale Price	$30,384.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,384.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage preowned 2023 Ford Edge SEL AWD SUV below 36,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$505.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,743
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.82
Avg. DMV Fee	86.00
Cash Sale Price	$29,559.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,559.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$505.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Escape SE

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This average mileage used 2018 Ford Escape SE AWD SUV below 78,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now below $11K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$10,255
Est. Payment:	$245.96 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,653
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$10,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	917.30
Avg. DMV Fee	86.00
Cash Sale Price	$11,333.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,333.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$245.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage used 2022 Ford Explorer XLT AWD SUV below 53,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$482.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,514
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$482.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 40,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$505.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,116
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.82
Avg. DMV Fee	86.00
Cash Sale Price	$29,559.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,559.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$505.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage second hand 2023 Ford Escape ST-Line AWD SUV under 30,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now under $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,555
Est. Payment:	$460.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,556
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$24,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,187.14
Avg. DMV Fee	86.00
Cash Sale Price	$26,903.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,903.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$460.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Tremor

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This low mileage preowned 2026 Ford Explorer Tremor AWD SUV under 0,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $46K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$45,995
Est. Payment:	$859.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$45,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,091.02
Avg. DMV Fee	86.00
Cash Sale Price	$50,247.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,247.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$859.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford EcoSport SE

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This low mileage second hand 2022 Ford EcoSport SE AWD wagon below 25,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $18K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$17,455
Est. Payment:	$328.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,703
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$17,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,556.66
Avg. DMV Fee	86.00
Cash Sale Price	$19,172.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,172.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$328.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

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This low mileage second hand 2023 Ford Bronco Outer Banks 4x4 SUV under 20,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,895
Est. Payment:	$671.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,395
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,895.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.14
Avg. DMV Fee	86.00
Cash Sale Price	$39,250.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,250.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Ford Vehicles for Sale in Saint James, NY

Saint James, NY Secondhand Used Ford Vehicles Inventory

2025 Ford F-150 Lightning XLT

2023 Ford Explorer XLT

2023 Ford Edge SEL

2018 Ford Escape SE

2022 Ford Explorer XLT

2023 Ford Explorer XLT

2023 Ford Escape ST-Line

2026 Ford Explorer Tremor

2022 Ford EcoSport SE

2023 Ford Bronco Outer Banks

Used Ford Vehicles for Sale in Saint James, NY

Saint James, NY Secondhand Used Ford Vehicles Inventory

2025 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2025 Ford F-150 Lightning XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2018 Ford Escape SE

Ford Escape SE

2018 Ford Escape SE Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2026 Ford Explorer Tremor

Ford Explorer Tremor

2026 Ford Explorer Tremor Car Loan Estimate

2022 Ford EcoSport SE

Ford EcoSport SE

2022 Ford EcoSport SE Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

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