Saint James, NY Used Cars Under $550 a Month

2020 Jeep Wrangler Unlimited Rubicon

⇩ View Seller Description

This below average mileage second hand 2020 Jeep Wrangler Unlimited Rubicon 4X4 SUV below 64,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,555
Est. Payment:	$555.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,188
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,275.94
Avg. DMV Fee	86.00
Cash Sale Price	$27,991.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,991.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$555.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV under 36,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,995
Est. Payment:	$524.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,672
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,492.62
Avg. DMV Fee	86.00
Cash Sale Price	$30,648.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,648.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$524.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV below 41,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,255
Est. Payment:	$529.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,645
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,515.70
Avg. DMV Fee	86.00
Cash Sale Price	$30,931.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,931.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$529.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 59,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,855
Est. Payment:	$539.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,798
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,855.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,391.38
Avg. DMV Fee	86.00
Cash Sale Price	$29,407.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,407.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$539.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 47,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,995
Est. Payment:	$543.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,923
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,581.42
Avg. DMV Fee	86.00
Cash Sale Price	$31,737.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,737.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$543.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 51,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,555
Est. Payment:	$553.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,995
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,453.54
Avg. DMV Fee	86.00
Cash Sale Price	$30,169.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,169.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$553.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage second hand 2022 Lincoln Corsair Standard AWD SUV below 29,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,495
Est. Payment:	$515.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,103
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,448.22
Avg. DMV Fee	86.00
Cash Sale Price	$30,104.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,104.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$515.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Tesla Model 3 Base

⇩ View Seller Description

This below average mileage used 2023 Tesla Model 3 Base RWD sedan under 61,000 miles, a transmission, and 0.0L electric engine is for sale right now below $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$522.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,561
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$522.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage used 2022 Lincoln Nautilus Reserve AWD SUV under 35,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $30K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$29,605
Est. Payment:	$554.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,513
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$29,605.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,635.58
Avg. DMV Fee	86.00
Cash Sale Price	$32,401.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,401.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$554.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV under 45,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,655
Est. Payment:	$518.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,641
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,655.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,462.42
Avg. DMV Fee	86.00
Cash Sale Price	$30,278.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,278.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$518.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

2020 Jeep Wrangler Unlimited Rubicon

2023 Ford Explorer XLT

2022 Lincoln Nautilus Reserve

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2022 Lincoln Corsair Standard

2023 Tesla Model 3 Base

2022 Lincoln Nautilus Reserve

2023 Ford Explorer XLT

Used Cars under $550 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

2020 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2020 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2023 Tesla Model 3 Base

Tesla Model 3 Base

2023 Tesla Model 3 Base Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments