Saint James, NY Used Cars Under $550 a Month

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV under 35,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now below $30K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$29,605
Est. Payment:	$554.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,513
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$29,605.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,635.58
Avg. DMV Fee	86.00
Cash Sale Price	$32,401.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,401.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$554.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford F-150 King Ranch

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This average mileage second hand 2013 Ford F-150 King Ranch 4X4 pickup under 83,000 miles, a transmission, and 132 MPG, 5.0L flexible engine is for sale right now below $21K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$20,995
Est. Payment:	$552.80 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,348
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.02
Avg. DMV Fee	86.00
Cash Sale Price	$23,027.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,027.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$552.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Outback Touring XT

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This low mileage preowned 2022 Subaru Outback Touring XT AWD wagon under 58,000 miles, cvt transmission, and 132 MPG, 2.4L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,011
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$522.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 59,000 miles, a transmission, and 132 MPG, 2.3L gas engine is for sale right now below $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,855
Est. Payment:	$539.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,798
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,855.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,391.38
Avg. DMV Fee	86.00
Cash Sale Price	$29,407.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,407.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$539.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Sport

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This above average mileage preowned 2020 Jeep Wrangler Unlimited Sport 4X4 SUV below 92,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now below $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,555
Est. Payment:	$549.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,158
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$18,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,654.34
Avg. DMV Fee	86.00
Cash Sale Price	$20,370.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,370.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$549.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Sport

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This low mileage used 2022 Jeep Gladiator Sport 4X4 pickup below 59,000 miles, transmission, and 132 MPG, 3.6L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,435
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$522.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage used 2022 Lincoln Nautilus Reserve AWD SUV below 41,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now under $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,255
Est. Payment:	$529.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,645
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,515.70
Avg. DMV Fee	86.00
Cash Sale Price	$30,931.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,931.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$529.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Rubicon

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This below average mileage used 2020 Jeep Wrangler Unlimited Rubicon 4X4 SUV under 64,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,555
Est. Payment:	$555.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,188
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,275.94
Avg. DMV Fee	86.00
Cash Sale Price	$27,991.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,991.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$555.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 47,000 miles, a transmission, and 132 MPG, 2.3L gas engine is for sale right now below $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,995
Est. Payment:	$543.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,923
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,581.42
Avg. DMV Fee	86.00
Cash Sale Price	$31,737.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,737.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$543.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Tesla Model 3 Base

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This below average mileage second hand 2023 Tesla Model 3 Base RWD sedan below 61,000 miles, a transmission, and 0.0L electric engine is for sale right now under $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$522.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,561
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$522.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

2022 Lincoln Nautilus Reserve

2013 Ford F-150 King Ranch

2022 Subaru Outback Touring XT

2023 Ford Explorer XLT

2020 Jeep Wrangler Unlimited Sport

2022 Jeep Gladiator Sport

2022 Lincoln Nautilus Reserve

2020 Jeep Wrangler Unlimited Rubicon

2023 Ford Explorer XLT

2023 Tesla Model 3 Base

Used Cars under $550 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2013 Ford F-150 King Ranch

Ford F-150 King Ranch

2013 Ford F-150 King Ranch Car Loan Estimate

2022 Subaru Outback Touring XT

Subaru Outback Touring XT

2022 Subaru Outback Touring XT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2020 Jeep Wrangler Unlimited Sport Car Loan Estimate

2022 Jeep Gladiator Sport

Jeep Gladiator Sport

2022 Jeep Gladiator Sport Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2020 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2020 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Tesla Model 3 Base

Tesla Model 3 Base

2023 Tesla Model 3 Base Car Loan Estimate

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