Used Cars under $550 per month for Sale in Saint James, NY

19 Preowned vehicles for sale in Saint James New York and the Metro New York and Suffolk County area with monthly payments below $550. Search by payment, bodystyle, engine type, or drivetrain.

Your Location

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
NY
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2023 Ford Explorer XLT for Sale
2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $27,555
Est. Payment: $516.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 30,293
Location: Saint James, NY
Preowned 2010 Honda Accord EX-L for Sale
2010 Honda Accord EX-L

⇩ View Seller Description

This high mileage used 2010 Honda Accord EX-L FWD sedan under 124,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now below $10K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $9,995
Est. Payment: $403.23 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 124,000
Location: Saint James, NY
Preowned 2022 Lincoln Corsair Standard for Sale
2022 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage second hand 2022 Lincoln Corsair Standard AWD SUV below 49,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $28,852
Est. Payment: $540.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 49,466
Location: Saint James, NY
Preowned 2022 Lincoln Corsair Standard for Sale
2022 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage second hand 2022 Lincoln Corsair Standard AWD SUV under 29,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $27,495
Est. Payment: $515.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 29,103
Location: Saint James, NY
Preowned 2020 Jeep Wrangler Unlimited Rubicon for Sale
2020 Jeep Wrangler Unlimited Rubicon

⇩ View Seller Description

This below average mileage second hand 2020 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 64,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $25,555
Est. Payment: $555.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 64,188
Location: Saint James, NY
Preowned 2020 Jeep Wrangler Unlimited Sport S for Sale
2020 Jeep Wrangler Unlimited Sport S

⇩ View Seller Description

This above average mileage used 2020 Jeep Wrangler Unlimited Sport S 4x4 SUV below 92,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $18,555
Est. Payment: $549.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 92,158
Location: Saint James, NY
Preowned 2023 Tesla Model 3 Base for Sale
2023 Tesla Model 3 Base

⇩ View Seller Description

This below average mileage preowned 2023 Tesla Model 3 Base RWD sedan under 61,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $23,995
Est. Payment: $522.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 60,561
Location: Saint James, NY
Preowned 2022 Lincoln Nautilus Reserve for Sale
2022 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage second hand 2022 Lincoln Nautilus Reserve AWD SUV below 41,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $28,255
Est. Payment: $529.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 40,645
Location: Saint James, NY
Preowned 2022 Jeep Gladiator Texas Trail for Sale
2022 Jeep Gladiator Texas Trail

⇩ View Seller Description

This low mileage used 2022 Jeep Gladiator Texas Trail 4x4 pickup below 59,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $25,995
Est. Payment: $522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 59,435
Location: Saint James, NY
Preowned 2023 Ford Explorer XLT for Sale
2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 51,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price: $27,555
Est. Payment: $553.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 50,995
Location: Saint James, NY