Saint James, NY Used Cars Under $550 a Month

2022 Lincoln Nautilus Reserve

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This low mileage second hand 2022 Lincoln Nautilus Reserve AWD SUV under 35,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $30K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$29,605
Est. Payment:	$554.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,513
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$29,605.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,635.58
Avg. DMV Fee	86.00
Cash Sale Price	$32,401.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,401.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$554.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 59,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,855
Est. Payment:	$539.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,798
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,855.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,391.38
Avg. DMV Fee	86.00
Cash Sale Price	$29,407.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,407.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$539.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 47,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,995
Est. Payment:	$543.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,923
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,581.42
Avg. DMV Fee	86.00
Cash Sale Price	$31,737.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,737.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$543.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Texas Trail

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This low mileage used 2022 Jeep Gladiator Texas Trail 4x4 pickup under 59,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,435
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$522.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,555
Est. Payment:	$516.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,293
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,453.54
Avg. DMV Fee	86.00
Cash Sale Price	$30,169.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,169.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$516.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Outback Touring XT

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This low mileage second hand 2022 Subaru Outback Touring XT AWD SUV under 58,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,011
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$522.74

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 45,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,655
Est. Payment:	$518.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,641
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,655.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,462.42
Avg. DMV Fee	86.00
Cash Sale Price	$30,278.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,278.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$518.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage used 2023 Ford Ranger XLT 4x4 pickup under 60,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,255
Est. Payment:	$547.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,550
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,426.90
Avg. DMV Fee	86.00
Cash Sale Price	$29,842.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,842.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$547.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Sport S

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This above average mileage preowned 2020 Jeep Wrangler Unlimited Sport S 4x4 SUV below 92,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,555
Est. Payment:	$549.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,158
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$18,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,654.34
Avg. DMV Fee	86.00
Cash Sale Price	$20,370.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,370.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$549.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 51,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,555
Est. Payment:	$553.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,995
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,453.54
Avg. DMV Fee	86.00
Cash Sale Price	$30,169.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,169.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$553.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

2022 Lincoln Nautilus Reserve

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2022 Jeep Gladiator Texas Trail

2023 Ford Explorer XLT

2022 Subaru Outback Touring XT

2023 Ford Explorer XLT

2023 Ford Ranger XLT

2020 Jeep Wrangler Unlimited Sport S

2023 Ford Explorer XLT

Used Cars under $550 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $550 / Month

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Jeep Gladiator Texas Trail

Jeep Gladiator Texas Trail

2022 Jeep Gladiator Texas Trail Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Subaru Outback Touring XT

Subaru Outback Touring XT

2022 Subaru Outback Touring XT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2020 Jeep Wrangler Unlimited Sport S

Jeep Wrangler Unlimited Sport S

2020 Jeep Wrangler Unlimited Sport S Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

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