Saint James, NY Used Cars Under $650 a Month

2023 BMW 4 Series 430i xDrive

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This low mileage used 2023 BMW 4 Series 430i xDrive AWD coupe under 8,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $35K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$34,995
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,273
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.22
Avg. DMV Fee	86.00
Cash Sale Price	$38,270.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage second hand 2022 Ford Explorer ST AWD SUV below 45,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $35K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$34,656
Est. Payment:	$648.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,277
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$34,656.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,084.11
Avg. DMV Fee	86.00
Cash Sale Price	$37,901.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,901.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$648.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,656.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV under 22,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,950
Est. Payment:	$616.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,093
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,932.62
Avg. DMV Fee	86.00
Cash Sale Price	$36,043.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,043.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$616.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Rubicon Recon

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This below average mileage used 2020 Jeep Wrangler Unlimited Rubicon Recon 4x4 SUV below 64,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,859
Est. Payment:	$627.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,188
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,859.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,569.34
Avg. DMV Fee	86.00
Cash Sale Price	$31,589.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,589.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$627.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,859.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $650 / Month

2023 BMW 4 Series 430i xDrive

2022 Ford Explorer ST

2022 Lincoln Nautilus Reserve

2020 Jeep Wrangler Unlimited Rubicon Recon

Used Cars under $650 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $650 / Month

2023 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2020 Jeep Wrangler Unlimited Rubicon Recon

Jeep Wrangler Unlimited Rubicon Recon

2020 Jeep Wrangler Unlimited Rubicon Recon Car Loan Estimate

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