Saint James, NY Used Cars Under $600 a Month

2021 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage second hand 2021 BMW X3 xDrive30i AWD SUV below 10,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,465
Est. Payment:	$607.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,271
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,465.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,889.55
Avg. DMV Fee	86.00
Cash Sale Price	$35,515.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,515.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$607.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac XT5 Premium Luxury

⇩ View Seller Description

This average mileage used 2020 Cadillac XT5 Premium Luxury 4x4 SUV below 83,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,555
Est. Payment:	$593.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,000
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$22,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,009.54
Avg. DMV Fee	86.00
Cash Sale Price	$24,725.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,725.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$593.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 59,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,345
Est. Payment:	$569.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,523
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,345.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,523.70
Avg. DMV Fee	86.00
Cash Sale Price	$31,029.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,029.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$569.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

⇩ View Seller Description

This below average mileage preowned 2020 Ford F-150 XL 4x4 pickup under 67,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,455
Est. Payment:	$597.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,671
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,444.66
Avg. DMV Fee	86.00
Cash Sale Price	$30,060.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,060.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$597.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV below 37,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $31K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$30,455
Est. Payment:	$570.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,893
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$30,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,711.06
Avg. DMV Fee	86.00
Cash Sale Price	$33,327.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,327.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$570.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Maserati Levante Base

⇩ View Seller Description

This below average mileage used 2020 Maserati Levante Base AWD SUV under 66,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$565.51 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,779
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$565.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV below 26,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $32K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$31,795
Est. Payment:	$595.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,596
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$31,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,830.06
Avg. DMV Fee	86.00
Cash Sale Price	$34,786.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,786.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$595.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Acura RDX SH-AWD w/Tech

⇩ View Seller Description

This average mileage used 2020 Acura RDX SH-AWD w/Tech AWD SUV under 74,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,555
Est. Payment:	$560.23 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,149
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,098.34
Avg. DMV Fee	86.00
Cash Sale Price	$25,814.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,814.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$560.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Land Rover Range Rover Sport HSE Dynamic

⇩ View Seller Description

This above average mileage second hand 2017 Land Rover Range Rover Sport HSE Dynamic AWD SUV under 97,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $20K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$19,515
Est. Payment:	$577.67 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,261
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$19,515.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,739.59
Avg. DMV Fee	86.00
Cash Sale Price	$21,415.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,415.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$577.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE SEL

⇩ View Seller Description

This average mileage second hand 2021 Hyundai PALISADE SEL AWD SUV under 85,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $22K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$21,439
Est. Payment:	$564.41 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,000
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$21,439.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,910.44
Avg. DMV Fee	86.00
Cash Sale Price	$23,510.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,510.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$564.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $600 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $600 / Month

2021 BMW X3 xDrive30i

2020 Cadillac XT5 Premium Luxury

2023 Ford Explorer XLT

2020 Ford F-150 XL

2023 Ford Explorer XLT

2020 Maserati Levante Base

2023 Ford Explorer XLT

2020 Acura RDX SH-AWD w/Tech

2017 Land Rover Range Rover Sport HSE Dynamic

2021 Hyundai PALISADE SEL

Used Cars under $600 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $600 / Month

2021 BMW X3 xDrive30i

BMW X3 xDrive30i

2021 BMW X3 xDrive30i Car Loan Estimate

2020 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2020 Cadillac XT5 Premium Luxury Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Maserati Levante Base

Maserati Levante Base

2020 Maserati Levante Base Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Acura RDX SH-AWD w/Tech

Acura RDX SH-AWD w/Tech

2020 Acura RDX SH-AWD w/Tech Car Loan Estimate

2017 Land Rover Range Rover Sport HSE Dynamic

Land Rover Range Rover Sport HSE Dynamic

2017 Land Rover Range Rover Sport HSE Dynamic Car Loan Estimate

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

Customize Payments

Find Financing

Customize Payments