Saint James, NY Used Cars Under $600 a Month

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 34,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $32K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$31,400
Est. Payment:	$587.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,967
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$31,400.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,794.98
Avg. DMV Fee	86.00
Cash Sale Price	$34,355.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,355.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$587.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 14,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $32K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$31,555
Est. Payment:	$590.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,325
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$31,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,808.74
Avg. DMV Fee	86.00
Cash Sale Price	$34,524.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,524.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$590.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,258
Est. Payment:	$603.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,500
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,258.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,871.17
Avg. DMV Fee	86.00
Cash Sale Price	$35,290.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,290.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$603.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,258.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV below 26,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,340
Est. Payment:	$605.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,494
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,340.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,878.45
Avg. DMV Fee	86.00
Cash Sale Price	$35,379.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,379.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$605.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE SEL

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This average mileage preowned 2021 Hyundai PALISADE SEL AWD SUV below 85,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $22K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$21,439
Est. Payment:	$564.41 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,000
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$21,439.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,910.44
Avg. DMV Fee	86.00
Cash Sale Price	$23,510.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,510.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$564.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 BMW X3 xDrive30i

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This low mileage used 2021 BMW X3 xDrive30i AWD SUV below 10,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,465
Est. Payment:	$607.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,271
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,465.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,889.55
Avg. DMV Fee	86.00
Cash Sale Price	$35,515.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,515.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$607.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac XT5 Premium Luxury

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This average mileage used 2020 Cadillac XT5 Premium Luxury 4x4 SUV under 83,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,555
Est. Payment:	$593.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,000
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$22,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,009.54
Avg. DMV Fee	86.00
Cash Sale Price	$24,725.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,725.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$593.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Highlander XLE

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This low mileage preowned 2020 Toyota Highlander XLE AWD SUV under 51,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $30K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$29,995
Est. Payment:	$602.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,264
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$29,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,670.22
Avg. DMV Fee	86.00
Cash Sale Price	$32,826.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,826.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$602.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage second hand 2023 Ford Explorer ST-Line AWD SUV under 35,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,495
Est. Payment:	$608.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,600
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,892.22
Avg. DMV Fee	86.00
Cash Sale Price	$35,548.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,548.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$608.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $31K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$30,495
Est. Payment:	$571.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,783
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$30,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,714.62
Avg. DMV Fee	86.00
Cash Sale Price	$33,370.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,370.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$571.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $600 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $600 / Month

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2024 Ford Explorer XLT

2022 Lincoln Nautilus Reserve

2021 Hyundai PALISADE SEL

2021 BMW X3 xDrive30i

2020 Cadillac XT5 Premium Luxury

2020 Toyota Highlander XLE

2023 Ford Explorer ST-Line

2022 Lincoln Nautilus Reserve

Used Cars under $600 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $600 / Month

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

2021 BMW X3 xDrive30i

BMW X3 xDrive30i

2021 BMW X3 xDrive30i Car Loan Estimate

2020 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2020 Cadillac XT5 Premium Luxury Car Loan Estimate

2020 Toyota Highlander XLE

Toyota Highlander XLE

2020 Toyota Highlander XLE Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

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