Saint James, NY Used Cars Under $600 a Month

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 14,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $32K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$31,555
Est. Payment:	$590.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,325
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$31,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,808.74
Avg. DMV Fee	86.00
Cash Sale Price	$34,524.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,524.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$590.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage second hand 2023 Ford Explorer ST-Line AWD SUV under 35,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,495
Est. Payment:	$608.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,600
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,892.22
Avg. DMV Fee	86.00
Cash Sale Price	$35,548.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,548.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$608.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Land Rover Range Rover Sport HSE Dynamic

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This above average mileage used 2017 Land Rover Range Rover Sport HSE Dynamic AWD SUV under 97,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $20K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$19,515
Est. Payment:	$577.67 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,261
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$19,515.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,739.59
Avg. DMV Fee	86.00
Cash Sale Price	$21,415.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,415.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$577.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE SEL

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This average mileage preowned 2021 Hyundai PALISADE SEL AWD SUV below 85,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $22K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$21,439
Est. Payment:	$564.41 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,000
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$21,439.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,910.44
Avg. DMV Fee	86.00
Cash Sale Price	$23,510.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,510.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$564.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 34,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $32K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$31,400
Est. Payment:	$587.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,967
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$31,400.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,794.98
Avg. DMV Fee	86.00
Cash Sale Price	$34,355.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,355.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$587.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,258
Est. Payment:	$603.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,500
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,258.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,871.17
Avg. DMV Fee	86.00
Cash Sale Price	$35,290.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,290.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$603.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,258.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage second hand 2022 Lincoln Corsair Standard AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $31K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$30,499
Est. Payment:	$571.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,727
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$30,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,714.97
Avg. DMV Fee	86.00
Cash Sale Price	$33,374.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,374.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$571.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage used 2022 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $31K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$30,495
Est. Payment:	$571.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,783
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$30,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,714.62
Avg. DMV Fee	86.00
Cash Sale Price	$33,370.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,370.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$571.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $32K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$31,795
Est. Payment:	$595.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,596
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$31,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,830.06
Avg. DMV Fee	86.00
Cash Sale Price	$34,786.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,786.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$595.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 59,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,345
Est. Payment:	$569.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,523
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,345.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,523.70
Avg. DMV Fee	86.00
Cash Sale Price	$31,029.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,029.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$569.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $600 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $600 / Month

2023 Ford Explorer XLT

2023 Ford Explorer ST-Line

2017 Land Rover Range Rover Sport HSE Dynamic

2021 Hyundai PALISADE SEL

2023 Ford Explorer XLT

2024 Ford Explorer XLT

2022 Lincoln Corsair Standard

2022 Lincoln Nautilus Reserve

2023 Ford Explorer XLT

2023 Ford Explorer XLT

Used Cars under $600 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $600 / Month

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2017 Land Rover Range Rover Sport HSE Dynamic

Land Rover Range Rover Sport HSE Dynamic

2017 Land Rover Range Rover Sport HSE Dynamic Car Loan Estimate

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

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