Saint James, NY Used Pickups for Sale |with Payments|

2025 Ford F-150 Lightning XLT

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This low mileage used 2025 Ford F-150 Lightning XLT AWD pickup below 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $60K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$59,995
Est. Payment:	$1120.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,145
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$59,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	5,334.22
Avg. DMV Fee	86.00
Cash Sale Price	$65,490.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$65,490.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1120.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $59,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Sport

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This low mileage second hand 2022 Jeep Gladiator Sport 4x4 pickup below 59,000 miles, transmission, and 3.6L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,435
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$522.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This below average mileage used 2020 Ford F-150 XLT 4x4 pickup under 67,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,455
Est. Payment:	$597.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,671
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,444.66
Avg. DMV Fee	86.00
Cash Sale Price	$30,060.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,060.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$597.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 20,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $40K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$39,355
Est. Payment:	$736.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,099
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$39,355.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,501.38
Avg. DMV Fee	86.00
Cash Sale Price	$43,017.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,017.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage used 2021 Toyota Tacoma TRD Off-Road 4x4 pickup under 25,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,555
Est. Payment:	$665.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,368
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,163.94
Avg. DMV Fee	86.00
Cash Sale Price	$38,879.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,879.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XL

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This average mileage second hand 2020 Ford Ranger XL 4x4 pickup below 83,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$683.49 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,845
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$683.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 XLT

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This average mileage used 2014 Ford F-150 XLT 4x4 pickup under 82,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,995
Est. Payment:	$500.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,979
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.42
Avg. DMV Fee	86.00
Cash Sale Price	$20,849.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,849.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$500.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup below 34,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $50K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$49,995
Est. Payment:	$934.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,295
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$49,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,446.22
Avg. DMV Fee	86.00
Cash Sale Price	$54,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$934.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $49,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 24,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $44K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$43,795
Est. Payment:	$818.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,177
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$43,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,895.66
Avg. DMV Fee	86.00
Cash Sale Price	$47,851.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,851.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$818.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-450 Super Duty Platinum

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This low mileage used 2021 Ford F-450 Super Duty Platinum 4x4 pickup below 18,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $79K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$78,995
Est. Payment:	$1474.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,082
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$78,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	7,021.42
Avg. DMV Fee	86.00
Cash Sale Price	$86,177.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$86,177.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1474.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $78,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups for Sale in Saint James, NY

Saint James, NY Secondhand Used Pickup Truck Inventory

2025 Ford F-150 Lightning XLT

2022 Jeep Gladiator Sport

2020 Ford F-150 XLT

2023 Ford F-150 XL

2021 Toyota Tacoma TRD Off-Road

2020 Ford Ranger XL

2014 Ford F-150 XLT

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2021 Ford F-450 Super Duty Platinum

Used Pickups for Sale in Saint James, NY

Saint James, NY Secondhand Used Pickup Truck Inventory

2025 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2025 Ford F-150 Lightning XLT Car Loan Estimate

2022 Jeep Gladiator Sport

Jeep Gladiator Sport

2022 Jeep Gladiator Sport Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2020 Ford Ranger XL

Ford Ranger XL

2020 Ford Ranger XL Car Loan Estimate

2014 Ford F-150 XLT

Ford F-150 XLT

2014 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Ford F-450 Super Duty Platinum

Ford F-450 Super Duty Platinum

2021 Ford F-450 Super Duty Platinum Car Loan Estimate

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