Saint James, NY Used Cars Under $500 a Month

2023 Ford Bronco Sport Big Bend

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This low mileage used 2023 Ford Bronco Sport Big Bend AWD SUV below 28,000 miles, a transmission, and 18 MPG, 1.5L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,613
Est. Payment:	$480.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,601
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,613.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,281.09
Avg. DMV Fee	86.00
Cash Sale Price	$28,055.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,055.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$480.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,613.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage second hand 2022 Ford Explorer XLT AWD SUV below 53,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$482.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,514
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$482.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Tiguan SE 4Motion

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This low mileage preowned 2023 Volkswagen Tiguan SE 4Motion AWD SUV under 50,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,755
Est. Payment:	$457.97 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,263
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$22,755.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,027.30
Avg. DMV Fee	86.00
Cash Sale Price	$24,943.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,943.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$457.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,755.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 39,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now under $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,995
Est. Payment:	$468.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,604
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$24,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,226.22
Avg. DMV Fee	86.00
Cash Sale Price	$27,382.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,382.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$468.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage preowned 2025 Ford Escape Active AWD SUV under 5,000 miles, a transmission, and 18 MPG, 1.5L gas engine is for sale right now under $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,555
Est. Payment:	$497.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,200
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,364.74
Avg. DMV Fee	86.00
Cash Sale Price	$29,080.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,080.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$497.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX-5 2.5 S Carbon Edition

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This low mileage second hand 2024 Mazda CX-5 2.5 S Carbon Edition AWD SUV under 33,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,555
Est. Payment:	$478.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,208
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,275.94
Avg. DMV Fee	86.00
Cash Sale Price	$27,991.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,991.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$478.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage second hand 2023 Ford Edge SEL AWD SUV below 36,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now under $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$505.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,743
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.82
Avg. DMV Fee	86.00
Cash Sale Price	$29,559.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,559.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$505.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage used 2022 Ford Explorer XLT AWD SUV under 40,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now under $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,895
Est. Payment:	$485.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,677
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,895.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,306.14
Avg. DMV Fee	86.00
Cash Sale Price	$28,362.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,362.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$485.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Corsair Standard

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This low mileage preowned 2021 Lincoln Corsair Standard AWD SUV below 28,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now under $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,425
Est. Payment:	$457.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,777
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$24,425.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,175.60
Avg. DMV Fee	86.00
Cash Sale Price	$26,761.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,761.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$457.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX4

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This average mileage used 2014 Ford F-150 FX4 4X4 pickup under 82,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,995
Est. Payment:	$500.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,979
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.42
Avg. DMV Fee	86.00
Cash Sale Price	$20,849.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,849.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$500.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $500 / Month

2023 Ford Bronco Sport Big Bend

2022 Ford Explorer XLT

2023 Volkswagen Tiguan SE 4Motion

2023 Ford Explorer XLT

2025 Ford Escape Active

2024 Mazda CX-5 2.5 S Carbon Edition

2023 Ford Edge SEL

2022 Ford Explorer XLT

2021 Lincoln Corsair Standard

2014 Ford F-150 FX4

Used Cars under $500 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $500 / Month

2023 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2023 Ford Bronco Sport Big Bend Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2023 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2024 Mazda CX-5 2.5 S Carbon Edition

Mazda CX-5 2.5 S Carbon Edition

2024 Mazda CX-5 2.5 S Carbon Edition Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Lincoln Corsair Standard

Lincoln Corsair Standard

2021 Lincoln Corsair Standard Car Loan Estimate

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

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