Saint James, NY Used Cars Under $700 a Month

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 42,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $37K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$36,244
Est. Payment:	$678.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,915
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$36,244.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,225.13
Avg. DMV Fee	86.00
Cash Sale Price	$39,630.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,630.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$678.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,244.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XL

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This average mileage used 2020 Ford Ranger XL 4x4 pickup below 83,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$683.49 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,845
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$683.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Focus RS

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This low mileage preowned 2017 Ford Focus RS AWD hatchback below 46,000 miles, manual transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,494
Est. Payment:	$664.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,920
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,494.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,158.53
Avg. DMV Fee	86.00
Cash Sale Price	$38,813.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,813.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$664.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer ST

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This low mileage second hand 2020 Ford Explorer ST AWD SUV under 60,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $33K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$32,999
Est. Payment:	$662.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,584
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,936.97
Avg. DMV Fee	86.00
Cash Sale Price	$36,096.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,096.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$662.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Reserve

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This average mileage preowned 2021 Lincoln Aviator Reserve AWD SUV below 74,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $29K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$28,738
Est. Payment:	$682.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,465
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$28,738.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,558.59
Avg. DMV Fee	86.00
Cash Sale Price	$31,457.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,457.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$682.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage used 2024 Hyundai SANTA FE Calligraphy AWD SUV below 16,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,654
Est. Payment:	$667.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,682
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,654.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,172.74
Avg. DMV Fee	86.00
Cash Sale Price	$38,987.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,987.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$667.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,654.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 33,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now below $38K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$37,455
Est. Payment:	$700.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,772
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$37,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,332.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,948.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,948.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2021 Toyota Tacoma TRD Off-Road 4x4 pickup below 25,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,555
Est. Payment:	$665.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,368
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,163.94
Avg. DMV Fee	86.00
Cash Sale Price	$38,879.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,879.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

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This low mileage used 2023 Ford Bronco Outer Banks 4x4 SUV below 20,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,895
Est. Payment:	$671.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,395
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,895.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.14
Avg. DMV Fee	86.00
Cash Sale Price	$39,250.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,250.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ford F-150 XLT

2020 Ford Ranger XL

2017 Ford Focus RS

2020 Ford Explorer ST

2021 Lincoln Aviator Reserve

2024 Hyundai SANTA FE Calligraphy

2023 Ford F-150 XL

2021 Toyota Tacoma TRD Off-Road

2023 Ford Bronco Outer Banks

Used Cars under $700 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2020 Ford Ranger XL

Ford Ranger XL

2020 Ford Ranger XL Car Loan Estimate

2017 Ford Focus RS

Ford Focus RS

2017 Ford Focus RS Car Loan Estimate

2020 Ford Explorer ST

Ford Explorer ST

2020 Ford Explorer ST Car Loan Estimate

2021 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2021 Lincoln Aviator Reserve Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

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