Saint James, NY Used Cars Under $450 a Month

2020 Ford Explorer XLT

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This below average mileage preowned 2020 Ford Explorer XLT AWD SUV under 67,000 miles, a transmission, and 34 MPG, 2.3L gas engine is for sale right now under $20K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$19,515
Est. Payment:	$425.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,471
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$19,515.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,739.59
Avg. DMV Fee	86.00
Cash Sale Price	$21,415.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,415.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$425.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage used 2022 Lincoln Corsair Standard AWD SUV below 48,000 miles, a transmission, and 34 MPG, 2.0L gas engine is for sale right now below $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$449.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,393
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$449.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Sport Big Bend

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This low mileage used 2022 Ford Bronco Sport Big Bend AWD SUV under 43,000 miles, a transmission, and 34 MPG, 1.5L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,517
Est. Payment:	$422.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,437
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$22,517.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,006.17
Avg. DMV Fee	86.00
Cash Sale Price	$24,684.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,684.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$422.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,517.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Jeep Wrangler Unlimited Sahara

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This low mileage second hand 2017 Jeep Wrangler Unlimited Sahara 4X4 SUV under 38,000 miles, transmission, and 34 MPG, 3.6L gas engine is for sale right now under $22K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$21,995
Est. Payment:	$412.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,300
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,959.82
Avg. DMV Fee	86.00
Cash Sale Price	$24,115.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,115.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$412.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Corsair Standard

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This average mileage preowned 2020 Lincoln Corsair Standard AWD SUV under 78,000 miles, a transmission, and 34 MPG, 2.0L gas engine is for sale right now under $18K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$428.85 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,141
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.62
Avg. DMV Fee	86.00
Cash Sale Price	$19,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,760.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$428.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This low mileage second hand 2022 Ford Escape SEL AWD SUV under 28,000 miles, a transmission, and 34 MPG, 2.0L gas engine is for sale right now under $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,155
Est. Payment:	$434.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,855
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,155.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,062.82
Avg. DMV Fee	86.00
Cash Sale Price	$25,378.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,378.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$434.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage used 2023 Ford Escape ST-Line AWD SUV below 30,000 miles, a transmission, and 34 MPG, 1.5L gas engine is for sale right now under $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,295
Est. Payment:	$455.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,556
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$24,295.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,164.06
Avg. DMV Fee	86.00
Cash Sale Price	$26,620.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,620.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$455.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln Nautilus Reserve

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This low mileage second hand 2019 Lincoln Nautilus Reserve AWD SUV under 23,000 miles, a transmission, and 34 MPG, 2.0L gas engine is for sale right now under $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$449.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,935
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$449.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Civic Sport

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This low mileage used 2024 Honda Civic Sport FWD sedan below 28,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,835
Est. Payment:	$428.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,027
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$22,835.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,034.41
Avg. DMV Fee	86.00
Cash Sale Price	$25,030.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,030.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$428.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $450 / Month

2020 Ford Explorer XLT

2022 Lincoln Corsair Standard

2022 Ford Bronco Sport Big Bend

2017 Jeep Wrangler Unlimited Sahara

2020 Lincoln Corsair Standard

2022 Ford Escape SEL

2023 Ford Escape ST-Line

2019 Lincoln Nautilus Reserve

2024 Honda Civic Sport

Used Cars under $450 per month for Sale in Saint James, NY

Saint James, NY Secondhand Used Vehicles with Payments Below $450 / Month

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2022 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2022 Ford Bronco Sport Big Bend Car Loan Estimate

2017 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2017 Jeep Wrangler Unlimited Sahara Car Loan Estimate

2020 Lincoln Corsair Standard

Lincoln Corsair Standard

2020 Lincoln Corsair Standard Car Loan Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2019 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2019 Lincoln Nautilus Reserve Car Loan Estimate

2024 Honda Civic Sport

Honda Civic Sport

2024 Honda Civic Sport Car Loan Estimate

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