Waterloo, IA Used Cars for Sale |with Payments|

2026 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup below 15,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,475
Est. Payment:	$677.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,712
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,475.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,565.85
Avg. DMV Fee	365.00
Cash Sale Price	$39,585.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,585.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$677.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup under 18,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,914
Est. Payment:	$575.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,494
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,914.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,176.58
Avg. DMV Fee	365.00
Cash Sale Price	$33,635.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,635.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$575.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,914.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Hyundai SONATA GLS

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This high mileage used 2012 Hyundai SONATA GLS FWD sedan below 171,000 miles, m transmission, and 24 MPG, 2.4L gas engine is for sale right now under $7K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$6,693
Est. Payment:	$281.68 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	171,018
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$6,693.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	481.11
Avg. DMV Fee	365.00
Cash Sale Price	$7,719.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,719.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$281.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,693.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage second hand 2022 Ford Explorer XLT AWD SUV under 78,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,363
Est. Payment:	$624.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,873
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,363.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,858.01
Avg. DMV Fee	365.00
Cash Sale Price	$28,766.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,766.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$624.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,363.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Sport

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This low mileage preowned 2026 Subaru Forester Sport AWD wagon below 6,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now below $34K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$33,895
Est. Payment:	$630.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$33,895.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,385.25
Avg. DMV Fee	365.00
Cash Sale Price	$36,825.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,825.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$630.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Forester Limited

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This average mileage used 2020 Subaru Forester Limited AWD wagon below 79,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,642
Est. Payment:	$468.22 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,941
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,642.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,387.54
Avg. DMV Fee	365.00
Cash Sale Price	$21,574.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,574.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$468.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This high mileage used 2020 GMC Sierra 1500 AT4 4X4 pickup under 109,000 miles, a transmission, and 24 MPG, 5.3L gas engine is for sale right now under $31K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$30,808
Est. Payment:	$1037.06 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,731
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$30,808.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,169.16
Avg. DMV Fee	365.00
Cash Sale Price	$33,522.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,522.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1037.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 1500 LT

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This high mileage preowned 2015 Chevrolet Silverado 1500 LT 4X4 pickup below 110,000 miles, a transmission, and 24 MPG, 5.3L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,134
Est. Payment:	$617.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,444
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,134.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,281.98
Avg. DMV Fee	365.00
Cash Sale Price	$19,960.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,960.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$617.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,134.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Equinox LT

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This high mileage second hand 2016 Chevrolet Equinox LT FWD SUV under 154,000 miles, a transmission, and 24 MPG, 2.4L gas engine is for sale right now below $7K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$6,237
Est. Payment:	$263.87 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	154,105
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$6,237.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	449.19
Avg. DMV Fee	365.00
Cash Sale Price	$7,231.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,231.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$263.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This above average mileage used 2023 Ford Explorer ST-Line AWD SUV under 99,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,625
Est. Payment:	$812.36 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,702
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$27,625.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,946.35
Avg. DMV Fee	365.00
Cash Sale Price	$30,116.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,116.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$812.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Waterloo, IA Used Cars for Sale

Waterloo, IA Secondhand Used Vehicle Inventory

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2012 Hyundai SONATA GLS

Hyundai SONATA GLS

2012 Hyundai SONATA GLS Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2026 Subaru Forester Sport

Subaru Forester Sport

2026 Subaru Forester Sport Car Loan Estimate

2020 Subaru Forester Limited

Subaru Forester Limited

2020 Subaru Forester Limited Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2015 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2015 Chevrolet Silverado 1500 LT Car Loan Estimate

2016 Chevrolet Equinox LT

Chevrolet Equinox LT

2016 Chevrolet Equinox LT Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

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