Metro Des Moines - Ames, IA Area Used Cars Under $400 a Month

2021 Ford Escape SE

⇩ View Seller Description

This low mileage used 2021 Ford Escape SE FWD SUV below 19,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$19,915
Est. Payment:	$374.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,121
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$19,915.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,406.65
Avg. DMV Fee	365.00
Cash Sale Price	$21,866.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,866.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$374.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,915.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKC Black Label

⇩ View Seller Description

This low mileage second hand 2017 Lincoln MKC Black Label AWD SUV under 58,000 miles, a transmission, and 29 MPG, 2.3L gas engine is for sale right now under $18K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$17,900
Est. Payment:	$361.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,421
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,265.60
Avg. DMV Fee	365.00
Cash Sale Price	$19,710.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,710.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$361.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

⇩ View Seller Description

This low mileage preowned 2023 Ford Escape Active FWD SUV below 30,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$20,987
Est. Payment:	$393.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,071
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$20,987.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,481.69
Avg. DMV Fee	365.00
Cash Sale Price	$23,013.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,013.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Edge SEL

⇩ View Seller Description

This low mileage used 2019 Ford Edge SEL AWD SUV under 50,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$19,628
Est. Payment:	$395.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,426
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$19,628.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,386.56
Avg. DMV Fee	365.00
Cash Sale Price	$21,559.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,559.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$395.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Kia Sedona LX

⇩ View Seller Description

This high mileage preowned 2016 Kia Sedona LX FWD mini-van below 148,000 miles, a transmission, and 29 MPG, 3.3L gas engine is for sale right now below $7K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$6,936
Est. Payment:	$291.17 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,082
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$6,936.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	498.12
Avg. DMV Fee	365.00
Cash Sale Price	$7,979.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,979.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$291.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,936.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

⇩ View Seller Description

This low mileage second hand 2024 Jeep Compass Latitude 4X4 SUV below 49,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now under $21K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$20,444
Est. Payment:	$383.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,046
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$20,444.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,443.68
Avg. DMV Fee	365.00
Cash Sale Price	$22,432.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,432.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$383.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Cadillac CTS 2.0T Luxury Collection

⇩ View Seller Description

This low mileage second hand 2016 Cadillac CTS 2.0T Luxury Collection AWD sedan below 52,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now under $18K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$17,938
Est. Payment:	$362.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,393
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$17,938.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,268.26
Avg. DMV Fee	365.00
Cash Sale Price	$19,751.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,751.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$362.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Volkswagen Golf TSI S

⇩ View Seller Description

This average mileage second hand 2018 Volkswagen Golf TSI S FWD hatchback below 86,000 miles, a transmission, and 29 MPG, 1.8L gas engine is for sale right now under $15K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$14,250
Est. Payment:	$379.43 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,183
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$14,250.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,010.10
Avg. DMV Fee	365.00
Cash Sale Price	$15,805.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,805.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$379.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Focus SE

⇩ View Seller Description

This high mileage second hand 2016 Ford Focus SE FWD sedan below 132,000 miles, transmission, and 29 MPG, 2.0L flexible engine is for sale right now below $8K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$7,213
Est. Payment:	$301.98 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,709
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$7,213.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	517.51
Avg. DMV Fee	365.00
Cash Sale Price	$8,275.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,275.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$301.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,213.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape SE

⇩ View Seller Description

This low mileage used 2020 Ford Escape SE AWD SUV below 30,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $19K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$18,911
Est. Payment:	$355.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,481
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$18,911.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,336.37
Avg. DMV Fee	365.00
Cash Sale Price	$20,792.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,792.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$355.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $400 / Month

2021 Ford Escape SE

2017 Lincoln MKC Black Label

2023 Ford Escape Active

2019 Ford Edge SEL

2016 Kia Sedona LX

2024 Jeep Compass Latitude

2016 Cadillac CTS 2.0T Luxury Collection

2018 Volkswagen Golf TSI S

2016 Ford Focus SE

2020 Ford Escape SE

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $400 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $400 / Month

2021 Ford Escape SE

Ford Escape SE

2021 Ford Escape SE Car Loan Estimate

2017 Lincoln MKC Black Label

Lincoln MKC Black Label

2017 Lincoln MKC Black Label Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2019 Ford Edge SEL

Ford Edge SEL

2019 Ford Edge SEL Car Loan Estimate

2016 Kia Sedona LX

Kia Sedona LX

2016 Kia Sedona LX Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2016 Cadillac CTS 2.0T Luxury Collection

Cadillac CTS 2.0T Luxury Collection

2016 Cadillac CTS 2.0T Luxury Collection Car Loan Estimate

2018 Volkswagen Golf TSI S

Volkswagen Golf TSI S

2018 Volkswagen Golf TSI S Car Loan Estimate

2016 Ford Focus SE

Ford Focus SE

2016 Ford Focus SE Car Loan Estimate

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $400 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments