Des Moines - Ames, IA Area Used Cars Under $40,000

2021 GMC Sierra 1500 AT4

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This average mileage used 2021 GMC Sierra 1500 AT4 4x4 pickup under 82,000 miles, automatic transmission, and 24 MPG, 3.0L diesel engine is for sale right now below $40K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$39,899
Est. Payment:	$1,286.43 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	82,325
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$39,899.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,805.53
Avg. DMV Fee	365.00
Cash Sale Price	$43,249.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$43,130.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$1,286.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Jeep Wrangler High Altitude 4xe

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This low mileage used 2024 Jeep Wrangler High Altitude 4xe 4x4 SUV under 42,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $39K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$38,063
Est. Payment:	$958.57 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,016
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$38,063.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,677.01
Avg. DMV Fee	365.00
Cash Sale Price	$41,285.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,146.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$958.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,063.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Dodge Charger R/T

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This low mileage second hand 2021 Dodge Charger R/T RWD sedan below 35,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now under $36K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$35,652
Est. Payment:	$897.85 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,787
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$35,652.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,508.24
Avg. DMV Fee	365.00
Cash Sale Price	$38,705.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$38,539.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$897.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL 4x4 pickup below 49,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$39,720
Est. Payment:	$1,000.30 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,136
Location:	Des Moines, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$39,720.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,793.00
Avg. DMV Fee	365.00
Cash Sale Price	$43,058.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$42,937.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,000.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV below 58,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $38K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$37,990
Est. Payment:	$1,004.23 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	58,024
Location:	Indianola, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,671.90
Avg. DMV Fee	365.00
Cash Sale Price	$41,206.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,067.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$1,004.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This below average mileage second hand 2022 Ford F-150 Limited 4x4 pickup below 65,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $39K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$38,990
Est. Payment:	$1,090.10 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	64,768
Location:	Indianola, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,741.90
Avg. DMV Fee	365.00
Cash Sale Price	$42,276.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$42,148.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Loan Payment	$1,090.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 60 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage used 2025 Ford Maverick Lariat AWD pickup below 17,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $36K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$35,392
Est. Payment:	$891.30 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,505
Location:	Grinnell, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$35,392.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,490.04
Avg. DMV Fee	365.00
Cash Sale Price	$38,427.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$38,258.75
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$891.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage used 2025 Jeep Wrangler Sahara 4x4 SUV under 44,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $38K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$37,990
Est. Payment:	$956.73 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	44,294
Location:	Indianola, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,671.90
Avg. DMV Fee	365.00
Cash Sale Price	$41,206.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,067.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$956.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$38,091
Est. Payment:	$959.27 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	25,746
Location:	Ankeny, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$38,091.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,678.97
Avg. DMV Fee	365.00
Cash Sale Price	$41,314.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,176.37
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$959.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,091.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$39,132
Est. Payment:	$985.49 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,730
Location:	Ankeny, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$39,132.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,751.84
Avg. DMV Fee	365.00
Cash Sale Price	$42,428.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$42,301.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$985.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,132.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 AT4

2024 Jeep Wrangler High Altitude 4xe

2021 Dodge Charger R/T

2023 Ford F-150 XL

2023 Hyundai PALISADE Calligraphy

2022 Ford F-150 Limited

2025 Ford Maverick Lariat

2025 Jeep Wrangler Sahara

2025 Ford Explorer ST-Line

2025 Ford Explorer ST-Line

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Poor Credit Car Finance Estimate

2024 Jeep Wrangler High Altitude 4xe

Jeep Wrangler High Altitude 4xe

2024 Jeep Wrangler High Altitude 4xe Poor Credit Auto Loan Estimate

2021 Dodge Charger R/T

Dodge Charger R/T

2021 Dodge Charger R/T Poor Credit Auto Finance Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Poor Credit Car Finance Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Poor Credit Auto Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Poor Credit Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Poor Credit Auto Finance Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Poor Credit Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Auto Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Auto Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $40,000

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