Des Moines - Ames, IA Area Used Cars Under $40,000

2023 Ford F-150 XL

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This below average mileage second hand 2023 Ford F-150 XL 4x4 pickup under 67,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $36K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$35,128
Est. Payment:	$757.65 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,224
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$35,128.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,471.56
Avg. DMV Fee	365.00
Cash Sale Price	$38,144.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,144.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$757.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,128.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This average mileage used 2022 Ford Explorer ST AWD SUV under 71,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $36K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$35,290
Est. Payment:	$831.59 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,742
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$35,290.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,482.90
Avg. DMV Fee	365.00
Cash Sale Price	$38,317.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,317.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$831.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 King Ranch

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This below average mileage second hand 2020 Ford F-150 King Ranch 4x4 pickup under 65,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$39,651
Est. Payment:	$853.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,860
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$39,651.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,788.17
Avg. DMV Fee	365.00
Cash Sale Price	$42,984.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,984.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$853.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,651.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Enclave Preferred

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This low mileage used 2025 Buick Enclave Preferred 4x4 SUV under 13,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $40K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$741.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,167
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,811.90
Avg. DMV Fee	365.00
Cash Sale Price	$43,346.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,346.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 8,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$37,990
Est. Payment:	$705.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,965
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,671.90
Avg. DMV Fee	365.00
Cash Sale Price	$41,206.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,206.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Limited Denali

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This low mileage used 2022 GMC Sierra 1500 Limited Denali 4x4 pickup under 60,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $40K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$39,952
Est. Payment:	$795.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,665
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$39,952.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,809.24
Avg. DMV Fee	365.00
Cash Sale Price	$43,306.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,306.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$795.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup under 44,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now under $37K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$36,921
Est. Payment:	$685.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,000
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$36,921.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,597.07
Avg. DMV Fee	365.00
Cash Sale Price	$40,063.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,063.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$685.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia AT4

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This low mileage second hand 2023 GMC Acadia AT4 4x4 SUV below 21,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$38,990
Est. Payment:	$723.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,944
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,741.90
Avg. DMV Fee	365.00
Cash Sale Price	$42,276.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,276.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 35,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$36,590
Est. Payment:	$679.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,992
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$36,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,573.90
Avg. DMV Fee	365.00
Cash Sale Price	$39,708.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,708.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Platinum

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This average mileage used 2021 Toyota Highlander Platinum AWD SUV under 79,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$35,876
Est. Payment:	$845.20 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,015
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$35,876.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,523.92
Avg. DMV Fee	365.00
Cash Sale Price	$38,944.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,944.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$845.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2022 Ford Explorer ST

2020 Ford F-150 King Ranch

2025 Buick Enclave Preferred

2023 Ford Explorer XLT

2022 GMC Sierra 1500 Limited Denali

2022 Ram 1500 Laramie

2023 GMC Acadia AT4

2023 Ford Explorer XLT

2021 Toyota Highlander Platinum

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2020 Ford F-150 King Ranch

Ford F-150 King Ranch

2020 Ford F-150 King Ranch Car Loan Estimate

2025 Buick Enclave Preferred

Buick Enclave Preferred

2025 Buick Enclave Preferred Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 GMC Sierra 1500 Limited Denali

GMC Sierra 1500 Limited Denali

2022 GMC Sierra 1500 Limited Denali Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2023 GMC Acadia AT4

GMC Acadia AT4

2023 GMC Acadia AT4 Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2021 Toyota Highlander Platinum

Toyota Highlander Platinum

2021 Toyota Highlander Platinum Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $40,000

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