Des Moines - Ames, IA Area Used Cars Under $40,000

2024 Hyundai PALISADE SEL

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This low mileage second hand 2024 Hyundai PALISADE SEL AWD SUV below 36,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$35,990
Est. Payment:	$668.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,880
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.90
Avg. DMV Fee	365.00
Cash Sale Price	$39,066.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,066.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage used 2021 Ford F-150 Lariat 4x4 pickup under 25,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $38K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$37,258
Est. Payment:	$691.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,500
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$37,258.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,620.66
Avg. DMV Fee	365.00
Cash Sale Price	$40,423.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,423.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,258.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LTZ

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This low mileage used 2024 Chevrolet Silverado 1500 LTZ 4x4 pickup under 58,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now below $40K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$39,994
Est. Payment:	$795.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,070
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$39,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,812.18
Avg. DMV Fee	365.00
Cash Sale Price	$43,351.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,351.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$795.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This high mileage preowned 2023 Ford F-150 Limited 4x4 pickup below 105,000 miles, automatic transmission, and 22 MPG, 3.5L hybrid engine is for sale right now under $37K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$36,515
Est. Payment:	$1225.97 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,050
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$36,515.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,568.65
Avg. DMV Fee	365.00
Cash Sale Price	$39,628.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,628.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1225.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This average mileage used 2022 Ford F-150 Lariat 4x4 pickup under 82,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$35,179
Est. Payment:	$917.03 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,911
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$35,179.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,475.13
Avg. DMV Fee	365.00
Cash Sale Price	$38,199.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,199.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$917.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,179.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 King Ranch

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This average mileage second hand 2018 Ford F-150 King Ranch 4x4 pickup under 71,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$39,977
Est. Payment:	$940.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,128
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$39,977.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,810.99
Avg. DMV Fee	365.00
Cash Sale Price	$43,332.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,332.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$940.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

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This low mileage preowned 2023 Nissan Frontier S 4x4 pickup below 12,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $36K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$35,977
Est. Payment:	$668.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,522
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,530.99
Avg. DMV Fee	365.00
Cash Sale Price	$39,052.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,052.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride SX

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This low mileage preowned 2023 Kia Telluride SX AWD SUV below 33,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $40K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$39,425
Est. Payment:	$731.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,617
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$39,425.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,772.35
Avg. DMV Fee	365.00
Cash Sale Price	$42,742.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,742.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$731.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage second hand 2025 Ford Maverick Lariat AWD pickup under 22,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$35,990
Est. Payment:	$668.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,825
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.90
Avg. DMV Fee	365.00
Cash Sale Price	$39,066.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,066.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$668.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT6 Premium Luxury

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This below average mileage preowned 2023 Cadillac XT6 Premium Luxury 4x4 SUV below 62,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $37K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$36,976
Est. Payment:	$796.93 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,429
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$36,976.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,600.92
Avg. DMV Fee	365.00
Cash Sale Price	$40,121.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,121.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$796.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE SEL

2021 Ford F-150 Lariat

2024 Chevrolet Silverado 1500 LTZ

2023 Ford F-150 Limited

2022 Ford F-150 Lariat

2018 Ford F-150 King Ranch

2023 Nissan Frontier S

2023 Kia Telluride SX

2025 Ford Maverick Lariat

2023 Cadillac XT6 Premium Luxury

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2024 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2024 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2018 Ford F-150 King Ranch

Ford F-150 King Ranch

2018 Ford F-150 King Ranch Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2023 Kia Telluride SX

Kia Telluride SX

2023 Kia Telluride SX Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2023 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2023 Cadillac XT6 Premium Luxury Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $40,000

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