Des Moines - Ames, IA Area Used Cars Under $20,000

2020 Ford Escape SE

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This low mileage preowned 2020 Ford Escape SE AWD SUV under 30,000 miles, a transmission, and 22 MPG, 1.5L gas engine is for sale right now below $19K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$18,911
Est. Payment:	$355.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,481
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$18,911.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,336.37
Avg. DMV Fee	365.00
Cash Sale Price	$20,792.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,792.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$355.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota RAV4 XLE

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This high mileage used 2019 Toyota RAV4 XLE FWD SUV under 153,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $18K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$17,057
Est. Payment:	$686.35 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	153,239
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$17,057.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,206.59
Avg. DMV Fee	365.00
Cash Sale Price	$18,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$686.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,057.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Dodge Charger Police

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This above average mileage second hand 2021 Dodge Charger Police AWD sedan under 93,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now under $16K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$15,135
Est. Payment:	$451.87 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,628
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$15,135.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,072.05
Avg. DMV Fee	365.00
Cash Sale Price	$16,752.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,752.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$451.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,135.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Trailblazer LS

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This average mileage second hand 2021 Chevrolet Trailblazer LS FWD SUV below 87,000 miles, cvt transmission, and 22 MPG, 1.2L gas engine is for sale right now below $17K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$16,618
Est. Payment:	$440.25 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,529
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$16,618.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,175.86
Avg. DMV Fee	365.00
Cash Sale Price	$18,338.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,338.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$440.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,618.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Cadillac CT6 3.6L Luxury

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This high mileage used 2018 Cadillac CT6 3.6L Luxury AWD sedan below 110,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now below $20K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$19,880
Est. Payment:	$675.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,833
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$19,880.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,404.20
Avg. DMV Fee	365.00
Cash Sale Price	$21,829.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,829.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$675.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln MKC Reserve

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This average mileage second hand 2019 Lincoln MKC Reserve AWD SUV below 78,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $19K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$18,354
Est. Payment:	$438.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,318
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$18,354.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,297.38
Avg. DMV Fee	365.00
Cash Sale Price	$20,196.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,196.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$438.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2008 Ford F-350 Super Duty XLT

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This high mileage preowned 2008 Ford F-350 Super Duty XLT 4WD pickup below 110,000 miles, transmission, and 22 MPG, 6.8L gas engine is for sale right now below $17K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$16,988
Est. Payment:	$579.59 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,138
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$16,988.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,201.76
Avg. DMV Fee	365.00
Cash Sale Price	$18,734.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,734.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$579.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ram 2500 Powerwagon ST

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This average mileage second hand 2012 Ram 2500 Powerwagon ST 4X4 pickup under 84,000 miles, a transmission, and 22 MPG, 5.7L gas engine is for sale right now under $20K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$19,995
Est. Payment:	$527.00 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,393
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,412.25
Avg. DMV Fee	365.00
Cash Sale Price	$21,952.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,952.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$527.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Explorer Sport

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This above average mileage second hand 2019 Ford Explorer Sport AWD SUV below 92,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $20K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$19,989
Est. Payment:	$591.97 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,663
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$19,989.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,411.83
Avg. DMV Fee	365.00
Cash Sale Price	$21,945.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,945.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$591.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKC Black Label

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This low mileage preowned 2017 Lincoln MKC Black Label AWD SUV below 58,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $18K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$17,900
Est. Payment:	$361.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,421
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,265.60
Avg. DMV Fee	365.00
Cash Sale Price	$19,710.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,710.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$361.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $20,000

2020 Ford Escape SE

2019 Toyota RAV4 XLE

2021 Dodge Charger Police

2021 Chevrolet Trailblazer LS

2018 Cadillac CT6 3.6L Luxury

2019 Lincoln MKC Reserve

2008 Ford F-350 Super Duty XLT

2012 Ram 2500 Powerwagon ST

2019 Ford Explorer Sport

2017 Lincoln MKC Black Label

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $20K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $20,000

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

2019 Toyota RAV4 XLE

Toyota RAV4 XLE

2019 Toyota RAV4 XLE Car Loan Estimate

2021 Dodge Charger Police

Dodge Charger Police

2021 Dodge Charger Police Car Loan Estimate

2021 Chevrolet Trailblazer LS

Chevrolet Trailblazer LS

2021 Chevrolet Trailblazer LS Car Loan Estimate

2018 Cadillac CT6 3.6L Luxury

Cadillac CT6 3.6L Luxury

2018 Cadillac CT6 3.6L Luxury Car Loan Estimate

2019 Lincoln MKC Reserve

Lincoln MKC Reserve

2019 Lincoln MKC Reserve Car Loan Estimate

2008 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2008 Ford F-350 Super Duty XLT Car Loan Estimate

2012 Ram 2500 Powerwagon ST

Ram 2500 Powerwagon ST

2012 Ram 2500 Powerwagon ST Car Loan Estimate

2019 Ford Explorer Sport

Ford Explorer Sport

2019 Ford Explorer Sport Car Loan Estimate

2017 Lincoln MKC Black Label

Lincoln MKC Black Label

2017 Lincoln MKC Black Label Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $20K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $20,000

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