Des Moines - Ames, IA Area Used Cars Under $20,000

2017 Lincoln MKC Black Label

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This low mileage second hand 2017 Lincoln MKC Black Label AWD SUV under 58,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $18K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$17,900
Est. Payment:	$361.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,421
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,265.60
Avg. DMV Fee	365.00
Cash Sale Price	$19,710.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,710.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$361.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Cadillac CTS 2.0T Luxury Collection

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This low mileage second hand 2016 Cadillac CTS 2.0T Luxury Collection AWD sedan below 52,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $18K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$17,938
Est. Payment:	$362.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,393
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$17,938.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,268.26
Avg. DMV Fee	365.00
Cash Sale Price	$19,751.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,751.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$362.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Grand Cherokee Laredo

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This high mileage second hand 2019 Jeep Grand Cherokee Laredo 4X4 SUV under 100,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now under $18K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$17,520
Est. Payment:	$597.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,371
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$17,520.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,239.00
Avg. DMV Fee	365.00
Cash Sale Price	$19,304.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,304.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$597.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,520.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape S

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This high mileage second hand 2022 Ford Escape S AWD SUV under 103,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $16K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$15,778
Est. Payment:	$539.54 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,860
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$15,778.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,117.06
Avg. DMV Fee	365.00
Cash Sale Price	$17,440.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,440.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$539.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,778.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge SEL

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This high mileage used 2022 Ford Edge SEL AWD SUV below 100,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$19,358
Est. Payment:	$658.04 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,344
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$19,358.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,367.66
Avg. DMV Fee	365.00
Cash Sale Price	$21,270.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,270.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$658.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ram 2500 Powerwagon ST

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This average mileage used 2012 Ram 2500 Powerwagon ST 4X4 pickup under 84,000 miles, a transmission, and 27 MPG, 5.7L gas engine is for sale right now under $20K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$19,995
Est. Payment:	$527.00 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,393
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,412.25
Avg. DMV Fee	365.00
Cash Sale Price	$21,952.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,952.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$527.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sportage EX

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This high mileage used 2020 Kia Sportage EX AWD SUV under 103,000 miles, a transmission, and 27 MPG, 2.4L gas engine is for sale right now under $16K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$15,724
Est. Payment:	$537.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,967
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$15,724.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,113.28
Avg. DMV Fee	365.00
Cash Sale Price	$17,382.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,382.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$537.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford F-150 FX4

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This high mileage second hand 2013 Ford F-150 FX4 4X4 pickup below 123,000 miles, a transmission, and 27 MPG, 3.5L gas engine is for sale right now under $17K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$16,815
Est. Payment:	$676.90 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,602
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$16,815.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,189.65
Avg. DMV Fee	365.00
Cash Sale Price	$18,549.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,549.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$676.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,815.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Lexus GX 460 Luxury

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This high mileage second hand 2014 Lexus GX 460 Luxury AWD SUV below 186,000 miles, a transmission, and 27 MPG, 4.6L gas engine is for sale right now below $19K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$18,948
Est. Payment:	$760.18 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	185,517
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$18,948.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,338.96
Avg. DMV Fee	365.00
Cash Sale Price	$20,831.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,831.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$760.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,948.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Trax LT

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This low mileage second hand 2022 Chevrolet Trax LT AWD wagon under 33,000 miles, a transmission, and 27 MPG, 1.4L gas engine is for sale right now under $20K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$19,604
Est. Payment:	$368.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,636
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$19,604.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,384.88
Avg. DMV Fee	365.00
Cash Sale Price	$21,533.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,533.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$368.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,604.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $20,000

2017 Lincoln MKC Black Label

2016 Cadillac CTS 2.0T Luxury Collection

2019 Jeep Grand Cherokee Laredo

2022 Ford Escape S

2022 Ford Edge SEL

2012 Ram 2500 Powerwagon ST

2020 Kia Sportage EX

2013 Ford F-150 FX4

2014 Lexus GX 460 Luxury

2022 Chevrolet Trax LT

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $20K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $20,000

2017 Lincoln MKC Black Label

Lincoln MKC Black Label

2017 Lincoln MKC Black Label Car Loan Estimate

2016 Cadillac CTS 2.0T Luxury Collection

Cadillac CTS 2.0T Luxury Collection

2016 Cadillac CTS 2.0T Luxury Collection Car Loan Estimate

2019 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2019 Jeep Grand Cherokee Laredo Car Loan Estimate

2022 Ford Escape S

Ford Escape S

2022 Ford Escape S Car Loan Estimate

2022 Ford Edge SEL

Ford Edge SEL

2022 Ford Edge SEL Car Loan Estimate

2012 Ram 2500 Powerwagon ST

Ram 2500 Powerwagon ST

2012 Ram 2500 Powerwagon ST Car Loan Estimate

2020 Kia Sportage EX

Kia Sportage EX

2020 Kia Sportage EX Car Loan Estimate

2013 Ford F-150 FX4

Ford F-150 FX4

2013 Ford F-150 FX4 Car Loan Estimate

2014 Lexus GX 460 Luxury

Lexus GX 460 Luxury

2014 Lexus GX 460 Luxury Car Loan Estimate

2022 Chevrolet Trax LT

Chevrolet Trax LT

2022 Chevrolet Trax LT Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $20K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $20,000

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