Metro Des Moines - Ames, IA Area Used Cars Under $550 a Month

2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV under 22,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $30K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$29,244
Est. Payment:	$544.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,058
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$29,244.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,059.68
Avg. DMV Fee	365.00
Cash Sale Price	$31,848.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,848.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$544.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,244.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Premium

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This low mileage used 2025 Subaru Outback Premium AWD wagon under 37,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $28K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$27,930
Est. Payment:	$520.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,814
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$27,930.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,967.70
Avg. DMV Fee	365.00
Cash Sale Price	$30,442.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,442.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$520.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,930.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XLT

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This low mileage second hand 2020 Ford Ranger XLT 4X4 pickup below 53,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $26K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$25,738
Est. Payment:	$515.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,714
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$25,738.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,814.26
Avg. DMV Fee	365.00
Cash Sale Price	$28,097.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,097.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$515.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage used 2023 Ford Edge SEL AWD SUV below 22,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $30K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$29,316
Est. Payment:	$546.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,719
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$29,316.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,064.72
Avg. DMV Fee	365.00
Cash Sale Price	$31,925.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,925.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$546.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 GMC Sierra 1500 SL

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This high mileage second hand 2011 GMC Sierra 1500 SL 4X4 pickup below 175,000 miles, a transmission, and 25 MPG, 4.8L flexible engine is for sale right now under $10K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$9,995
Est. Payment:	$410.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174,578
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$9,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	712.25
Avg. DMV Fee	365.00
Cash Sale Price	$11,252.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,252.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$410.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage second hand 2023 Buick Envision Essence AWD SUV below 29,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $30K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$29,555
Est. Payment:	$550.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,507
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$29,555.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,081.45
Avg. DMV Fee	365.00
Cash Sale Price	$32,181.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,181.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$550.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV below 26,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $30K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$29,835
Est. Payment:	$555.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,980
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$29,835.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,101.05
Avg. DMV Fee	365.00
Cash Sale Price	$32,481.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,481.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$555.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trailblazer ACTIV

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This low mileage used 2025 Chevrolet Trailblazer ACTIV 4X4 SUV under 4,000 miles, a transmission, and 25 MPG, 1.3L gas engine is for sale right now under $29K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$28,291
Est. Payment:	$527.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,215
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$28,291.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,992.97
Avg. DMV Fee	365.00
Cash Sale Price	$30,828.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,828.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$527.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This average mileage preowned 2020 Ford Explorer XLT AWD SUV under 90,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $20K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$19,797
Est. Payment:	$521.91 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,944
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$19,797.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,398.39
Avg. DMV Fee	365.00
Cash Sale Price	$21,740.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,740.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$521.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage second hand 2023 Hyundai SANTA FE Calligraphy AWD SUV below 49,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $28K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$27,859
Est. Payment:	$519.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,077
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$27,859.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,962.73
Avg. DMV Fee	365.00
Cash Sale Price	$30,366.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,366.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$519.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,859.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $550 / Month

2024 Ford Edge SEL

2025 Subaru Outback Premium

2020 Ford Ranger XLT

2023 Ford Edge SEL

2011 GMC Sierra 1500 SL

2023 Buick Envision Essence

2024 Ford Edge SEL

2025 Chevrolet Trailblazer ACTIV

2020 Ford Explorer XLT

2023 Hyundai SANTA FE Calligraphy

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $550 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $550 / Month

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Subaru Outback Premium

Subaru Outback Premium

2025 Subaru Outback Premium Car Loan Estimate

2020 Ford Ranger XLT

Ford Ranger XLT

2020 Ford Ranger XLT Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2011 GMC Sierra 1500 SL

GMC Sierra 1500 SL

2011 GMC Sierra 1500 SL Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Chevrolet Trailblazer ACTIV

Chevrolet Trailblazer ACTIV

2025 Chevrolet Trailblazer ACTIV Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $550 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $550 / Month

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