Metro Des Moines - Ames, IA Area Used Cars Under $550 a Month

2024 Ford Maverick XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Maverick XLT AWD pickup under 16,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $29K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$28,764
Est. Payment:	$536.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,127
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$28,764.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,026.08
Avg. DMV Fee	365.00
Cash Sale Price	$31,335.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,335.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$536.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

⇩ View Seller Description

This low mileage preowned 2023 Ford Edge SEL AWD SUV below 22,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $30K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$29,316
Est. Payment:	$546.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,719
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$29,316.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,064.72
Avg. DMV Fee	365.00
Cash Sale Price	$31,925.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,925.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$546.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Honda Odyssey EX-L

⇩ View Seller Description

This high mileage preowned 2012 Honda Odyssey EX-L FWD mini-van below 149,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $11K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$10,328
Est. Payment:	$423.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	149,313
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$10,328.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	735.56
Avg. DMV Fee	365.00
Cash Sale Price	$11,608.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,608.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$423.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,328.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-30 2.5 S Carbon Edition

⇩ View Seller Description

This low mileage preowned 2025 Mazda CX-30 2.5 S Carbon Edition AWD SUV below 3,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $28K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$27,471
Est. Payment:	$512.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,138
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$27,471.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,935.57
Avg. DMV Fee	365.00
Cash Sale Price	$29,951.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,951.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$512.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Explorer Sport

⇩ View Seller Description

This high mileage second hand 2016 Ford Explorer Sport AWD SUV below 107,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $15K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$14,724
Est. Payment:	$504.65 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,013
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$14,724.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,043.28
Avg. DMV Fee	365.00
Cash Sale Price	$16,312.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,312.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$504.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape S

⇩ View Seller Description

This high mileage second hand 2022 Ford Escape S AWD SUV below 103,000 miles, a transmission, and 23 MPG, 1.5L gas engine is for sale right now below $16K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$15,778
Est. Payment:	$539.54 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,860
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$15,778.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,117.06
Avg. DMV Fee	365.00
Cash Sale Price	$17,440.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,440.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$539.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,778.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

⇩ View Seller Description

This low mileage used 2024 Ford Edge SEL AWD SUV below 42,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $28K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$27,448
Est. Payment:	$512.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,848
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$27,448.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,933.96
Avg. DMV Fee	365.00
Cash Sale Price	$29,926.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,926.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$512.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,448.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage used 2022 Lincoln Corsair Standard AWD SUV under 54,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $28K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$27,729
Est. Payment:	$554.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,384
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$27,729.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,953.63
Avg. DMV Fee	365.00
Cash Sale Price	$30,227.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,227.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$554.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Kicks SR

⇩ View Seller Description

This low mileage second hand 2025 Nissan Kicks SR AWD wagon below 14,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now below $29K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$28,211
Est. Payment:	$526.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,734
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$28,211.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,987.37
Avg. DMV Fee	365.00
Cash Sale Price	$30,743.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,743.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$526.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,211.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Murano Platinum

⇩ View Seller Description

This low mileage used 2022 Nissan Murano Platinum AWD SUV under 43,000 miles, cvt transmission, and 23 MPG, 3.5L gas engine is for sale right now under $29K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$28,043
Est. Payment:	$522.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,187
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$28,043.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,975.61
Avg. DMV Fee	365.00
Cash Sale Price	$30,563.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,563.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$522.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,043.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $550 / Month

2024 Ford Maverick XLT

2023 Ford Edge SEL

2012 Honda Odyssey EX-L

2025 Mazda CX-30 2.5 S Carbon Edition

2016 Ford Explorer Sport

2022 Ford Escape S

2024 Ford Edge SEL

2022 Lincoln Corsair Standard

2025 Nissan Kicks SR

2022 Nissan Murano Platinum

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $550 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $550 / Month

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2012 Honda Odyssey EX-L

Honda Odyssey EX-L

2012 Honda Odyssey EX-L Car Loan Estimate

2025 Mazda CX-30 2.5 S Carbon Edition

Mazda CX-30 2.5 S Carbon Edition

2025 Mazda CX-30 2.5 S Carbon Edition Car Loan Estimate

2016 Ford Explorer Sport

Ford Explorer Sport

2016 Ford Explorer Sport Car Loan Estimate

2022 Ford Escape S

Ford Escape S

2022 Ford Escape S Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2025 Nissan Kicks SR

Nissan Kicks SR

2025 Nissan Kicks SR Car Loan Estimate

2022 Nissan Murano Platinum

Nissan Murano Platinum

2022 Nissan Murano Platinum Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $550 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $550 / Month

Customize Payments

Find Financing

Customize Payments