Metro Des Moines - Ames, IA Area Used Cars Under $550 a Month

2020 Kia Sportage EX

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This high mileage second hand 2020 Kia Sportage EX AWD SUV below 103,000 miles, a transmission, and 22 MPG, 2.4L gas engine is for sale right now below $16K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$15,724
Est. Payment:	$537.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,967
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$15,724.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,113.28
Avg. DMV Fee	365.00
Cash Sale Price	$17,382.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,382.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$537.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford F-150 Limited

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This high mileage second hand 2013 Ford F-150 Limited 4X4 pickup under 174,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $11K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$10,500
Est. Payment:	$430.32 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	173,651
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$10,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	747.60
Avg. DMV Fee	365.00
Cash Sale Price	$11,792.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,792.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$430.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Kicks SR

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This low mileage preowned 2025 Nissan Kicks SR AWD wagon below 14,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now under $29K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$28,211
Est. Payment:	$526.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,734
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$28,211.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,987.37
Avg. DMV Fee	365.00
Cash Sale Price	$30,743.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,743.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$526.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,211.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage used 2023 Buick Envision Essence AWD SUV under 29,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $30K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$29,555
Est. Payment:	$550.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,507
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$29,555.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,081.45
Avg. DMV Fee	365.00
Cash Sale Price	$32,181.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,181.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$550.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Ranger XLT

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This below average mileage preowned 2019 Ford Ranger XLT 4X4 pickup under 64,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $26K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$25,289
Est. Payment:	$548.54 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,784
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$25,289.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,782.83
Avg. DMV Fee	365.00
Cash Sale Price	$27,616.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,616.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$548.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage preowned 2022 Lincoln Corsair Standard AWD SUV under 54,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $28K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$27,729
Est. Payment:	$554.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,384
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$27,729.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,953.63
Avg. DMV Fee	365.00
Cash Sale Price	$30,227.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,227.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$554.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage second hand 2026 Chevrolet Equinox LT FWD SUV under 15,000 miles, cvt transmission, and 22 MPG, 1.5L gas engine is for sale right now under $30K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$29,130
Est. Payment:	$542.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,612
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$29,130.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,051.70
Avg. DMV Fee	365.00
Cash Sale Price	$31,726.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,726.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$542.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,130.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This below average mileage second hand 2023 Chrysler Pacifica Touring L FWD mini-van under 62,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now below $25K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$24,526
Est. Payment:	$532.33 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,826
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$24,526.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,729.42
Avg. DMV Fee	365.00
Cash Sale Price	$26,800.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,800.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$532.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV below 49,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $28K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$27,859
Est. Payment:	$519.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,077
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$27,859.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,962.73
Avg. DMV Fee	365.00
Cash Sale Price	$30,366.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,366.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$519.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,859.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee Limited

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This low mileage second hand 2021 Jeep Grand Cherokee Limited 4X4 SUV under 48,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now under $30K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$29,023
Est. Payment:	$540.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,287
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$29,023.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,044.21
Avg. DMV Fee	365.00
Cash Sale Price	$31,612.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,612.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$540.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,023.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $550 / Month

2020 Kia Sportage EX

2013 Ford F-150 Limited

2025 Nissan Kicks SR

2023 Buick Envision Essence

2019 Ford Ranger XLT

2022 Lincoln Corsair Standard

2026 Chevrolet Equinox LT

2023 Chrysler Pacifica Touring L

2023 Hyundai SANTA FE Calligraphy

2021 Jeep Grand Cherokee Limited

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $550 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $550 / Month

2020 Kia Sportage EX

Kia Sportage EX

2020 Kia Sportage EX Car Loan Estimate

2013 Ford F-150 Limited

Ford F-150 Limited

2013 Ford F-150 Limited Car Loan Estimate

2025 Nissan Kicks SR

Nissan Kicks SR

2025 Nissan Kicks SR Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2019 Ford Ranger XLT

Ford Ranger XLT

2019 Ford Ranger XLT Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2021 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2021 Jeep Grand Cherokee Limited Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $550 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $550 / Month

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