Des Moines - Ames, IA Area Used Cars Under $12,000

2015 Kia Optima LX

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This average mileage second hand 2015 Kia Optima LX FWD sedan under 87,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $10K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$9,754
Est. Payment:	$263.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,266
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$9,754.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	695.38
Avg. DMV Fee	365.00
Cash Sale Price	$10,994.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,994.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$263.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $9,754.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Jeep Liberty Latitude

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This low mileage used 2012 Jeep Liberty Latitude RWD SUV below 48,000 miles, automatic transmission, and 18 MPG, 3.7L gas engine is for sale right now below $11K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$10,887
Est. Payment:	$208.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,848
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$10,887.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	774.69
Avg. DMV Fee	365.00
Cash Sale Price	$12,206.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,206.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$208.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Audi A4 2.0T quattro Avant Premium Plus

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This above average mileage used 2011 Audi A4 2.0T quattro Avant Premium Plus AWD wagon below 97,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $12K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$11,544
Est. Payment:	$348.23 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,703
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$11,544.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	820.68
Avg. DMV Fee	365.00
Cash Sale Price	$12,909.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,909.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$348.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,544.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Encore Preferred

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This high mileage second hand 2019 Buick Encore Preferred FWD SUV under 128,000 miles, automatic transmission, and 18 MPG, 1.4L gas engine is for sale right now under $11K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$10,939
Est. Payment:	$447.47 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,402
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$10,939.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	778.33
Avg. DMV Fee	365.00
Cash Sale Price	$12,262.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,262.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$447.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,939.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Chevrolet Tahoe LTZ

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This high mileage used 2013 Chevrolet Tahoe LTZ 4x4 SUV below 194,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $11K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$10,694
Est. Payment:	$437.90 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	194,148
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$10,694.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	761.18
Avg. DMV Fee	365.00
Cash Sale Price	$12,000.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,000.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$437.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,694.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ram 2500 SLT

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This high mileage preowned 2012 Ram 2500 SLT 4x4 pickup under 222,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $11K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$10,995
Est. Payment:	$449.65 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	222,120
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$10,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	782.25
Avg. DMV Fee	365.00
Cash Sale Price	$12,322.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,322.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$449.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler 300 C

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This high mileage preowned 2017 Chrysler 300 C RWD sedan below 146,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now under $12K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$11,298
Est. Payment:	$461.48 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	146,000
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$11,298.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	803.46
Avg. DMV Fee	365.00
Cash Sale Price	$12,646.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,646.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$461.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,298.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Pilot Touring

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This high mileage preowned 2016 Honda Pilot Touring AWD SUV below 212,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $10K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$9,627
Est. Payment:	$396.24 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	211,962
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$9,627.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	686.49
Avg. DMV Fee	365.00
Cash Sale Price	$10,858.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,858.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$396.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,627.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Explorer Base

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This high mileage preowned 2016 Ford Explorer Base FWD SUV below 136,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $11K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$10,947
Est. Payment:	$447.78 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	136,018
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$10,947.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	778.89
Avg. DMV Fee	365.00
Cash Sale Price	$12,270.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,270.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$447.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 Platinum

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This high mileage preowned 2014 Ford F-150 Platinum 4x4 pickup under 202,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $11K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$10,851
Est. Payment:	$444.03 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	201,686
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$10,851.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	772.17
Avg. DMV Fee	365.00
Cash Sale Price	$12,168.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,168.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$444.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,851.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $12,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $12,000

2015 Kia Optima LX

2012 Jeep Liberty Latitude

2011 Audi A4 2.0T quattro Avant Premium Plus

2019 Buick Encore Preferred

2013 Chevrolet Tahoe LTZ

2012 Ram 2500 SLT

2017 Chrysler 300 C

2016 Honda Pilot Touring

2016 Ford Explorer Base

2014 Ford F-150 Platinum

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $12K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $12,000

Used Cars under $12,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $12,000

2015 Kia Optima LX

Kia Optima LX

2015 Kia Optima LX Car Loan Estimate

2012 Jeep Liberty Latitude

Jeep Liberty Latitude

2012 Jeep Liberty Latitude Car Loan Estimate

2011 Audi A4 2.0T quattro Avant Premium Plus

Audi A4 2.0T quattro Avant Premium Plus

2011 Audi A4 2.0T quattro Avant Premium Plus Car Loan Estimate

2019 Buick Encore Preferred

Buick Encore Preferred

2019 Buick Encore Preferred Car Loan Estimate

2013 Chevrolet Tahoe LTZ

Chevrolet Tahoe LTZ

2013 Chevrolet Tahoe LTZ Car Loan Estimate

2012 Ram 2500 SLT

Ram 2500 SLT

2012 Ram 2500 SLT Car Loan Estimate

2017 Chrysler 300 C

Chrysler 300 C

2017 Chrysler 300 C Car Loan Estimate

2016 Honda Pilot Touring

Honda Pilot Touring

2016 Honda Pilot Touring Car Loan Estimate

2016 Ford Explorer Base

Ford Explorer Base

2016 Ford Explorer Base Car Loan Estimate

2014 Ford F-150 Platinum

Ford F-150 Platinum

2014 Ford F-150 Platinum Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $12K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $12,000

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