Metro Des Moines - Ames, IA Area Used Cars Under $650 a Month

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 54,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $33K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$32,554
Est. Payment:	$649.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,111
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$32,554.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,291.38
Avg. DMV Fee	365.00
Cash Sale Price	$35,390.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,390.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$649.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie 4X4 pickup under 44,000 miles, a transmission, and 21 MPG, 5.7L gas engine is for sale right now below $36K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$35,102
Est. Payment:	$652.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,000
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$35,102.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,469.74
Avg. DMV Fee	365.00
Cash Sale Price	$38,116.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,116.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,102.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This low mileage second hand 2020 Ford F-150 XLT 4X4 pickup under 55,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $33K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$32,977
Est. Payment:	$658.09 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,033
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$32,977.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,320.99
Avg. DMV Fee	365.00
Cash Sale Price	$35,842.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,842.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$658.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Expedition Limited

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This high mileage second hand 2017 Ford Expedition Limited 4X4 SUV under 148,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $13K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$12,944
Est. Payment:	$525.75 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,106
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$12,944.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	918.68
Avg. DMV Fee	365.00
Cash Sale Price	$14,407.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,407.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$525.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger XLT

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This low mileage preowned 2021 Ford Ranger XLT 4X4 pickup under 59,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $32K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$31,148
Est. Payment:	$622.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,658
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$31,148.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,192.96
Avg. DMV Fee	365.00
Cash Sale Price	$33,885.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,885.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$622.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,148.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Sport

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This above average mileage preowned 2020 Jeep Wrangler Unlimited Sport 4X4 SUV under 90,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $22K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$21,336
Est. Payment:	$630.85 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,471
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$21,336.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,506.12
Avg. DMV Fee	365.00
Cash Sale Price	$23,387.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,387.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$630.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,336.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV under 49,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $34K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$33,377
Est. Payment:	$620.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,794
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$33,377.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,348.99
Avg. DMV Fee	365.00
Cash Sale Price	$36,270.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,270.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$620.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage used 2022 Ford Explorer XLT AWD SUV under 73,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $28K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$27,582
Est. Payment:	$652.60 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,217
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$27,582.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,943.34
Avg. DMV Fee	365.00
Cash Sale Price	$30,070.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,070.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$652.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 30,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $35K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$34,758
Est. Payment:	$645.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,489
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$34,758.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,445.66
Avg. DMV Fee	365.00
Cash Sale Price	$37,748.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,748.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$645.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,758.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 XLT

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This high mileage used 2016 Ford F-150 XLT 4X4 pickup under 175,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $13K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$12,123
Est. Payment:	$493.70 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174,623
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$12,123.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	861.21
Avg. DMV Fee	365.00
Cash Sale Price	$13,529.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,529.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$493.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,123.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $650 / Month

2023 Ford Explorer XLT

2022 Ram 1500 Laramie

2020 Ford F-150 XLT

2017 Ford Expedition Limited

2021 Ford Ranger XLT

2020 Jeep Wrangler Unlimited Sport

2023 Ford Explorer Limited

2022 Ford Explorer XLT

2023 Ford Explorer XLT

2016 Ford F-150 XLT

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $650 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $650 / Month

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2017 Ford Expedition Limited

Ford Expedition Limited

2017 Ford Expedition Limited Car Loan Estimate

2021 Ford Ranger XLT

Ford Ranger XLT

2021 Ford Ranger XLT Car Loan Estimate

2020 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2020 Jeep Wrangler Unlimited Sport Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2016 Ford F-150 XLT

Ford F-150 XLT

2016 Ford F-150 XLT Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $650 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $650 / Month

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