Metro Des Moines - Ames, IA Area Used Cars Under $500 a Month

2022 Alfa Romeo Giulia Sprint

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This low mileage used 2022 Alfa Romeo Giulia Sprint AWD sedan under 32,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $25K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$24,682
Est. Payment:	$461.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,302
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$24,682.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,740.34
Avg. DMV Fee	365.00
Cash Sale Price	$26,967.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,967.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$461.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford F-150 Platinum

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This high mileage second hand 2013 Ford F-150 Platinum 4X4 pickup below 218,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now below $10K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$9,850
Est. Payment:	$404.94 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	217,963
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$9,850.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	702.10
Avg. DMV Fee	365.00
Cash Sale Price	$11,097.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,097.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$404.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Terrain SLT

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This above average mileage preowned 2019 GMC Terrain SLT 4X4 SUV under 95,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now under $17K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$16,602
Est. Payment:	$494.21 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,139
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$16,602.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,174.74
Avg. DMV Fee	365.00
Cash Sale Price	$18,321.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,321.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$494.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,602.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape ST-Line

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This low mileage used 2025 Ford Escape ST-Line FWD SUV under 27,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now under $25K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$24,877
Est. Payment:	$465.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,781
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$24,877.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,753.99
Avg. DMV Fee	365.00
Cash Sale Price	$27,175.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,175.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$465.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mitsubishi Outlander SEL

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This low mileage second hand 2022 Mitsubishi Outlander SEL AWD SUV below 29,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $25K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$25,000
Est. Payment:	$467.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,553
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,762.60
Avg. DMV Fee	365.00
Cash Sale Price	$27,307.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,307.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$467.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SE

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This low mileage second hand 2024 Ford Edge SE AWD SUV below 16,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $27K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$26,744
Est. Payment:	$499.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,452
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$26,744.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,884.68
Avg. DMV Fee	365.00
Cash Sale Price	$29,173.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,173.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$499.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,744.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax RS

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This low mileage used 2025 Chevrolet Trax RS FWD wagon below 19,000 miles, a transmission, and 26 MPG, 1.2L flexible engine is for sale right now below $25K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$24,401
Est. Payment:	$456.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,317
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$24,401.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,720.67
Avg. DMV Fee	365.00
Cash Sale Price	$26,666.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,666.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$456.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Chevrolet Tahoe LTZ

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This high mileage used 2013 Chevrolet Tahoe LTZ 4X4 SUV below 194,000 miles, a transmission, and 26 MPG, 5.3L flexible engine is for sale right now under $10K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$9,270
Est. Payment:	$382.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	194,148
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$9,270.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	661.50
Avg. DMV Fee	365.00
Cash Sale Price	$10,476.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,476.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$382.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,270.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox LT

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This low mileage second hand 2024 Chevrolet Equinox LT FWD SUV under 25,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now below $26K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$25,995
Est. Payment:	$485.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,573
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,832.25
Avg. DMV Fee	365.00
Cash Sale Price	$28,372.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,372.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$485.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Maverick XLT

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This low mileage used 2022 Ford Maverick XLT AWD pickup below 46,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $26K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$25,926
Est. Payment:	$484.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,951
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$25,926.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,827.42
Avg. DMV Fee	365.00
Cash Sale Price	$28,298.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,298.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$484.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $500 / Month

2022 Alfa Romeo Giulia Sprint

2013 Ford F-150 Platinum

2019 GMC Terrain SLT

2025 Ford Escape ST-Line

2022 Mitsubishi Outlander SEL

2024 Ford Edge SE

2025 Chevrolet Trax RS

2013 Chevrolet Tahoe LTZ

2024 Chevrolet Equinox LT

2022 Ford Maverick XLT

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $500 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $500 / Month

2022 Alfa Romeo Giulia Sprint

Alfa Romeo Giulia Sprint

2022 Alfa Romeo Giulia Sprint Car Loan Estimate

2013 Ford F-150 Platinum

Ford F-150 Platinum

2013 Ford F-150 Platinum Car Loan Estimate

2019 GMC Terrain SLT

GMC Terrain SLT

2019 GMC Terrain SLT Car Loan Estimate

2025 Ford Escape ST-Line

Ford Escape ST-Line

2025 Ford Escape ST-Line Car Loan Estimate

2022 Mitsubishi Outlander SEL

Mitsubishi Outlander SEL

2022 Mitsubishi Outlander SEL Car Loan Estimate

2024 Ford Edge SE

Ford Edge SE

2024 Ford Edge SE Car Loan Estimate

2025 Chevrolet Trax RS

Chevrolet Trax RS

2025 Chevrolet Trax RS Car Loan Estimate

2013 Chevrolet Tahoe LTZ

Chevrolet Tahoe LTZ

2013 Chevrolet Tahoe LTZ Car Loan Estimate

2024 Chevrolet Equinox LT

Chevrolet Equinox LT

2024 Chevrolet Equinox LT Car Loan Estimate

2022 Ford Maverick XLT

Ford Maverick XLT

2022 Ford Maverick XLT Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $500 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $500 / Month

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