Metro Des Moines - Ames, IA Area Used Cars Under $500 a Month

2021 Kia Forte GT

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This above average mileage preowned 2021 Kia Forte GT FWD sedan under 90,000 miles, manual transmission, and 25 MPG, 1.6L gas engine is for sale right now under $17K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$16,447
Est. Payment:	$489.74 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,336
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$16,447.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,163.89
Avg. DMV Fee	365.00
Cash Sale Price	$18,155.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,155.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$489.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape ST-Line

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This low mileage preowned 2025 Ford Escape ST-Line AWD SUV under 23,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now under $27K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$26,554
Est. Payment:	$495.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,571
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$26,554.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,871.38
Avg. DMV Fee	365.00
Cash Sale Price	$28,970.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,970.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$495.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass (Red) Edition

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This low mileage second hand 2023 Jeep Compass (Red) Edition 4x4 SUV under 24,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $27K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$26,990
Est. Payment:	$503.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,627
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,901.90
Avg. DMV Fee	365.00
Cash Sale Price	$29,436.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,436.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$503.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang EcoBoost

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This low mileage second hand 2023 Ford Mustang EcoBoost RWD convertible below 49,000 miles, transmission, and 25 MPG, 2.3L gas engine is for sale right now below $27K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$26,836
Est. Payment:	$500.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,586
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$26,836.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,891.12
Avg. DMV Fee	365.00
Cash Sale Price	$29,272.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,272.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$500.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,836.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Wrangler Unlimited Sahara

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This low mileage used 2018 Jeep Wrangler Unlimited Sahara 4x4 SUV under 50,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $26K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$25,155
Est. Payment:	$504.42 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,485
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$25,155.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,773.45
Avg. DMV Fee	365.00
Cash Sale Price	$27,473.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,473.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$504.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox RS

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This low mileage preowned 2024 Chevrolet Equinox RS FWD SUV under 46,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now under $25K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$24,879
Est. Payment:	$465.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,313
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$24,879.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,754.13
Avg. DMV Fee	365.00
Cash Sale Price	$27,178.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,178.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$465.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XL

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This low mileage used 2020 Ford Ranger XL 4x4 pickup below 17,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $27K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$26,474
Est. Payment:	$494.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,077
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$26,474.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,865.78
Avg. DMV Fee	365.00
Cash Sale Price	$28,884.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,884.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$494.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,474.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Mustang EcoBoost

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This low mileage second hand 2019 Ford Mustang EcoBoost RWD coupe under 39,000 miles, transmission, and 25 MPG, 2.3L gas engine is for sale right now under $27K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$26,766
Est. Payment:	$499.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,120
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$26,766.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,886.22
Avg. DMV Fee	365.00
Cash Sale Price	$29,197.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,197.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$499.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,766.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape ST-Line

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This low mileage used 2025 Ford Escape ST-Line FWD SUV under 27,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now below $25K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$24,558
Est. Payment:	$459.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,781
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$24,558.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,731.66
Avg. DMV Fee	365.00
Cash Sale Price	$26,834.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,834.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$459.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,558.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage certified second hand 2024 Ford Edge SEL AWD SUV below 44,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $28K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$27,112
Est. Payment:	$505.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,608
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$27,112.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,910.44
Avg. DMV Fee	365.00
Cash Sale Price	$29,567.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,567.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$505.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,112.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $500 / Month

2021 Kia Forte GT

2025 Ford Escape ST-Line

2023 Jeep Compass (Red) Edition

2023 Ford Mustang EcoBoost

2018 Jeep Wrangler Unlimited Sahara

2024 Chevrolet Equinox RS

2020 Ford Ranger XL

2019 Ford Mustang EcoBoost

2025 Ford Escape ST-Line

2024 Ford Edge SEL

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $500 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $500 / Month

2021 Kia Forte GT

Kia Forte GT

2021 Kia Forte GT Car Loan Estimate

2025 Ford Escape ST-Line

Ford Escape ST-Line

2025 Ford Escape ST-Line Car Loan Estimate

2023 Jeep Compass (Red) Edition

Jeep Compass (Red) Edition

2023 Jeep Compass (Red) Edition Car Loan Estimate

2023 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2023 Ford Mustang EcoBoost Car Loan Estimate

2018 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2018 Jeep Wrangler Unlimited Sahara Car Loan Estimate

2024 Chevrolet Equinox RS

Chevrolet Equinox RS

2024 Chevrolet Equinox RS Car Loan Estimate

2020 Ford Ranger XL

Ford Ranger XL

2020 Ford Ranger XL Car Loan Estimate

2019 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2019 Ford Mustang EcoBoost Car Loan Estimate

2025 Ford Escape ST-Line

Ford Escape ST-Line

2025 Ford Escape ST-Line Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $500 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $500 / Month

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