Des Moines - Ames, IA Area Used Cars Under $55,000

2023 GMC Sierra 1500 Denali

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This low mileage second hand 2023 GMC Sierra 1500 Denali 4x4 pickup below 36,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now under $54K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$53,232
Est. Payment:	$984.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,098
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$53,232.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,738.84
Avg. DMV Fee	365.00
Cash Sale Price	$57,515.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,515.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$984.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,232.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 44,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $51K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$50,425
Est. Payment:	$932.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,194
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$50,425.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,542.35
Avg. DMV Fee	365.00
Cash Sale Price	$54,512.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,512.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$932.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage preowned 2025 Ford Bronco Badlands 4x4 SUV under 13,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $55K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1016.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,879
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,861.90
Avg. DMV Fee	365.00
Cash Sale Price	$59,396.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,396.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1016.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse RS

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This low mileage second hand 2025 Chevrolet Traverse RS 4x4 SUV below 16,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $51K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$50,994
Est. Payment:	$943.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,388
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$50,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,582.18
Avg. DMV Fee	365.00
Cash Sale Price	$55,121.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,121.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$943.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

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This below average mileage used 2024 Ford Expedition MAX Limited 4x4 SUV below 67,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $51K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$50,335
Est. Payment:	$1080.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,690
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$50,335.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,536.05
Avg. DMV Fee	365.00
Cash Sale Price	$54,416.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,416.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$1080.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,335.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This low mileage used 2020 Ram 2500 Laramie 4x4 pickup under 57,000 miles, automatic transmission, and 22 MPG, 6.7L diesel engine is for sale right now under $52K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$51,990
Est. Payment:	$1031.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,356
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,651.90
Avg. DMV Fee	365.00
Cash Sale Price	$56,186.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,186.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$1031.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer ST

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This low mileage preowned 2026 Ford Explorer ST AWD SUV below 10,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $55K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$54,590
Est. Payment:	$1009.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,551
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$54,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,833.90
Avg. DMV Fee	365.00
Cash Sale Price	$58,968.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,968.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1009.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Premiere

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This low mileage second hand 2025 Lincoln Nautilus Premiere AWD SUV under 13,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $52K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$51,958
Est. Payment:	$960.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,254
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$51,958.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,649.66
Avg. DMV Fee	365.00
Cash Sale Price	$56,152.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,152.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$960.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 31,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $54K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$53,976
Est. Payment:	$997.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,449
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$53,976.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,790.92
Avg. DMV Fee	365.00
Cash Sale Price	$58,311.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,311.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$997.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage used 2025 Ford Explorer ST AWD SUV under 11,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $53K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$52,877
Est. Payment:	$977.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,764
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$52,877.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,713.99
Avg. DMV Fee	365.00
Cash Sale Price	$57,135.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,135.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$977.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2023 GMC Sierra 1500 Denali

2023 Ford F-150 XL

2025 Ford Bronco Badlands

2025 Chevrolet Traverse RS

2024 Ford Expedition MAX Limited

2020 Ram 2500 Laramie

2026 Ford Explorer ST

2025 Lincoln Nautilus Premiere

2023 Ford F-150 XL

2025 Ford Explorer ST

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2025 Chevrolet Traverse RS

Chevrolet Traverse RS

2025 Chevrolet Traverse RS Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2026 Ford Explorer ST

Ford Explorer ST

2026 Ford Explorer ST Car Loan Estimate

2025 Lincoln Nautilus Premiere

Lincoln Nautilus Premiere

2025 Lincoln Nautilus Premiere Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

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