Des Moines - Ames, IA Area Used Cars Under $55,000

2025 Ford Bronco Badlands

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This low mileage second hand 2025 Ford Bronco Badlands 4x4 SUV below 13,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $55K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1016.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,879
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,861.90
Avg. DMV Fee	365.00
Cash Sale Price	$59,396.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,396.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1016.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage certified preowned 2023 Ford F-150 Lariat 4x4 pickup below 52,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $51K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$50,021
Est. Payment:	$992.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,948
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$50,021.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,514.07
Avg. DMV Fee	365.00
Cash Sale Price	$54,080.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,080.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$992.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,021.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 18,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $54K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$53,987
Est. Payment:	$998.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,487
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$53,987.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,791.69
Avg. DMV Fee	365.00
Cash Sale Price	$58,323.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,323.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$998.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 2500HD SLT

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This low mileage second hand 2022 GMC Sierra 2500HD SLT 4x4 pickup under 43,000 miles, automatic transmission, and 6.6L gas engine is for sale right now under $53K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$52,990
Est. Payment:	$979.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,645
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$52,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,721.90
Avg. DMV Fee	365.00
Cash Sale Price	$57,256.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,256.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$979.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-350 Super Duty King Ranch

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This average mileage preowned 2020 Ford F-350 Super Duty King Ranch 4x4 pickup under 71,000 miles, automatic transmission, and 7.3L gas engine is for sale right now below $51K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$50,952
Est. Payment:	$1195.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,902
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$50,952.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,579.24
Avg. DMV Fee	365.00
Cash Sale Price	$55,076.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,076.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1195.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage preowned 2025 Ford Explorer ST AWD SUV under 16,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $51K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$50,928
Est. Payment:	$942.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,321
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$50,928.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,577.56
Avg. DMV Fee	365.00
Cash Sale Price	$55,050.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,050.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$942.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 2500HD LTZ

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This above average mileage preowned 2024 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 93,000 miles, automatic transmission, and 6.6L gas engine is for sale right now below $51K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$50,146
Est. Payment:	$1462.37 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,649
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$50,146.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,522.82
Avg. DMV Fee	365.00
Cash Sale Price	$54,213.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,213.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1462.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,146.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 44,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $51K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$50,425
Est. Payment:	$932.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,194
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$50,425.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,542.35
Avg. DMV Fee	365.00
Cash Sale Price	$54,512.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,512.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$932.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This low mileage second hand 2020 Ram 2500 Laramie 4x4 pickup below 57,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $52K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$51,990
Est. Payment:	$1031.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,356
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,651.90
Avg. DMV Fee	365.00
Cash Sale Price	$56,186.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,186.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$1031.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 2500HD SLT

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This low mileage preowned 2023 GMC Sierra 2500HD SLT 4x4 pickup under 50,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now below $55K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$54,450
Est. Payment:	$1079.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,107
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$54,450.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,824.10
Avg. DMV Fee	365.00
Cash Sale Price	$58,819.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,819.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$1079.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2025 Ford Bronco Badlands

2023 Ford F-150 Lariat

2023 Ford F-150 Lariat

2022 GMC Sierra 2500HD SLT

2020 Ford F-350 Super Duty King Ranch

2025 Ford Explorer ST

2024 Chevrolet Silverado 2500HD LTZ

2023 Ford F-150 XL

2020 Ram 2500 Laramie

2023 GMC Sierra 2500HD SLT

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 GMC Sierra 2500HD SLT

GMC Sierra 2500HD SLT

2022 GMC Sierra 2500HD SLT Car Loan Estimate

2020 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2020 Ford F-350 Super Duty King Ranch Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2024 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2024 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2023 GMC Sierra 2500HD SLT

GMC Sierra 2500HD SLT

2023 GMC Sierra 2500HD SLT Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

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