Des Moines - Ames, IA Area Used Cars Under $55,000

2025 Ford Explorer ST

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This low mileage second hand 2025 Ford Explorer ST AWD SUV below 18,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $51K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$50,826
Est. Payment:	$940.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,283
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$50,826.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,570.42
Avg. DMV Fee	365.00
Cash Sale Price	$54,941.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,941.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$940.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Wagoneer Series III

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This average mileage preowned 2022 Jeep Grand Wagoneer Series III 4X4 SUV under 71,000 miles, a transmission, and 20 MPG, 6.4L gas engine is for sale right now under $52K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$51,151
Est. Payment:	$1199.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,413
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$51,151.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,593.17
Avg. DMV Fee	365.00
Cash Sale Price	$55,289.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,289.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1199.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,151.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Nautilus Premiere

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This low mileage used 2025 Lincoln Nautilus Premiere AWD SUV under 13,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $51K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$50,622
Est. Payment:	$936.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,254
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$50,622.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,556.14
Avg. DMV Fee	365.00
Cash Sale Price	$54,723.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,723.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$936.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning Platinum

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This low mileage second hand 2023 Ford F-150 Lightning Platinum AWD pickup under 49,000 miles, a transmission, and 0.0L electric engine is for sale right now below $54K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$53,246
Est. Payment:	$984.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,251
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$53,246.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,739.82
Avg. DMV Fee	365.00
Cash Sale Price	$57,530.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,530.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$984.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 2500HD LT

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This low mileage second hand 2025 Chevrolet Silverado 2500HD LT 4X4 pickup below 27,000 miles, transmission, and 20 MPG, 6.6L diesel engine is for sale right now under $55K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$54,772
Est. Payment:	$1012.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,735
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$54,772.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,846.64
Avg. DMV Fee	365.00
Cash Sale Price	$59,163.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,163.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1012.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,772.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse RS

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This low mileage preowned 2025 Chevrolet Traverse RS 4X4 SUV below 16,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $52K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$51,324
Est. Payment:	$949.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,388
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$51,324.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,605.28
Avg. DMV Fee	365.00
Cash Sale Price	$55,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$949.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,324.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi Q7 quattro Premium Plus 55 TFSI

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This low mileage second hand 2025 Audi Q7 quattro Premium Plus 55 TFSI AWD SUV below 9,000 miles, a transmission, and 20 MPG, 3.0L hybrid engine is for sale right now under $55K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$54,718
Est. Payment:	$1011.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,438
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$54,718.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,842.86
Avg. DMV Fee	365.00
Cash Sale Price	$59,105.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,105.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1011.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,718.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 2500HD Denali

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This below average mileage preowned 2020 GMC Sierra 2500HD Denali 4X4 pickup below 63,000 miles, a transmission, and 20 MPG, 6.6L diesel engine is for sale right now under $55K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$54,811
Est. Payment:	$1175.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,064
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$54,811.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,849.37
Avg. DMV Fee	365.00
Cash Sale Price	$59,205.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,205.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$1175.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Suburban Z71

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This below average mileage preowned 2022 Chevrolet Suburban Z71 4X4 SUV below 64,000 miles, a transmission, and 20 MPG, 6.2L gas engine is for sale right now under $52K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$51,099
Est. Payment:	$1097.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,881
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$51,099.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,589.53
Avg. DMV Fee	365.00
Cash Sale Price	$55,233.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,233.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$1097.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Wildtrak

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This low mileage preowned 2024 Ford Bronco Wildtrak 4X4 SUV below 21,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $53K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$52,999
Est. Payment:	$979.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,453
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,722.53
Avg. DMV Fee	365.00
Cash Sale Price	$57,266.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,266.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$979.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2025 Ford Explorer ST

2022 Jeep Grand Wagoneer Series III

2025 Lincoln Nautilus Premiere

2023 Ford F-150 Lightning Platinum

2025 Chevrolet Silverado 2500HD LT

2025 Chevrolet Traverse RS

2025 Audi Q7 quattro Premium Plus 55 TFSI

2020 GMC Sierra 2500HD Denali

2022 Chevrolet Suburban Z71

2024 Ford Bronco Wildtrak

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2022 Jeep Grand Wagoneer Series III

Jeep Grand Wagoneer Series III

2022 Jeep Grand Wagoneer Series III Car Loan Estimate

2025 Lincoln Nautilus Premiere

Lincoln Nautilus Premiere

2025 Lincoln Nautilus Premiere Car Loan Estimate

2023 Ford F-150 Lightning Platinum

Ford F-150 Lightning Platinum

2023 Ford F-150 Lightning Platinum Car Loan Estimate

2025 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2025 Chevrolet Silverado 2500HD LT Car Loan Estimate

2025 Chevrolet Traverse RS

Chevrolet Traverse RS

2025 Chevrolet Traverse RS Car Loan Estimate

2025 Audi Q7 quattro Premium Plus 55 TFSI

Audi Q7 quattro Premium Plus 55 TFSI

2025 Audi Q7 quattro Premium Plus 55 TFSI Car Loan Estimate

2020 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2020 GMC Sierra 2500HD Denali Car Loan Estimate

2022 Chevrolet Suburban Z71

Chevrolet Suburban Z71

2022 Chevrolet Suburban Z71 Car Loan Estimate

2024 Ford Bronco Wildtrak

Ford Bronco Wildtrak

2024 Ford Bronco Wildtrak Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

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