Des Moines - Ames, IA Area Used Cars Under $55,000

2026 Ford Explorer Platinum

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This low mileage second hand 2026 Ford Explorer Platinum AWD SUV under 5,000 miles, a transmission, and 17 MPG, 2.3L gas engine is for sale right now below $53K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$52,736
Est. Payment:	$975.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,000
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$52,736.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,704.12
Avg. DMV Fee	365.00
Cash Sale Price	$56,985.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,985.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$975.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,736.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 2500HD LT

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This low mileage second hand 2025 Chevrolet Silverado 2500HD LT 4X4 pickup below 27,000 miles, transmission, and 17 MPG, 6.6L diesel engine is for sale right now below $55K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$54,772
Est. Payment:	$1012.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,735
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$54,772.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,846.64
Avg. DMV Fee	365.00
Cash Sale Price	$59,163.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,163.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1012.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,772.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage preowned 2023 Ford F-150 Tremor 4X4 pickup below 12,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now under $55K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$54,998
Est. Payment:	$1016.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,367
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$54,998.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,862.46
Avg. DMV Fee	365.00
Cash Sale Price	$59,405.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,405.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1016.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse RS

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This low mileage second hand 2025 Chevrolet Traverse RS 4X4 SUV under 16,000 miles, a transmission, and 17 MPG, 2.5L gas engine is for sale right now under $52K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$51,324
Est. Payment:	$949.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,388
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$51,324.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,605.28
Avg. DMV Fee	365.00
Cash Sale Price	$55,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$949.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,324.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G80 3.5T Sport Advanced

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This low mileage second hand 2025 Genesis G80 3.5T Sport Advanced AWD sedan below 7,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now below $54K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$53,751
Est. Payment:	$993.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,905
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$53,751.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,775.17
Avg. DMV Fee	365.00
Cash Sale Price	$58,071.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,071.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$993.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage used 2024 Ford F-150 Lariat 4X4 pickup under 53,000 miles, a transmission, and 17 MPG, 3.5L hybrid engine is for sale right now under $51K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$50,527
Est. Payment:	$1002.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,832
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$50,527.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,549.49
Avg. DMV Fee	365.00
Cash Sale Price	$54,621.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,621.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$1002.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 2500HD SLT

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This low mileage preowned 2023 GMC Sierra 2500HD SLT 4X4 pickup under 50,000 miles, a transmission, and 17 MPG, 6.6L diesel engine is for sale right now below $55K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$54,450
Est. Payment:	$1079.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,107
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$54,450.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,824.10
Avg. DMV Fee	365.00
Cash Sale Price	$58,819.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,819.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$1079.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus GX 460 Luxury

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This average mileage second hand 2023 Lexus GX 460 Luxury AWD SUV under 82,000 miles, a transmission, and 17 MPG, 4.6L gas engine is for sale right now below $51K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$50,682
Est. Payment:	$1315.26 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,949
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$50,682.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,560.34
Avg. DMV Fee	365.00
Cash Sale Price	$54,787.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,787.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1315.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-250 Super Duty Lariat

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This above average mileage used 2018 Ford F-250 Super Duty Lariat 4X4 pickup below 92,000 miles, a transmission, and 17 MPG, 6.7L diesel engine is for sale right now below $53K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$52,494
Est. Payment:	$1530.14 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,523
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$52,494.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,687.18
Avg. DMV Fee	365.00
Cash Sale Price	$56,726.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,726.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1530.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This low mileage used 2023 GMC Sierra 1500 Denali 4X4 pickup below 36,000 miles, a transmission, and 17 MPG, 6.2L gas engine is for sale right now below $53K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$52,159
Est. Payment:	$964.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,098
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$52,159.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,663.73
Avg. DMV Fee	365.00
Cash Sale Price	$56,367.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,367.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$964.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,159.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2026 Ford Explorer Platinum

2025 Chevrolet Silverado 2500HD LT

2023 Ford F-150 Tremor

2025 Chevrolet Traverse RS

2025 Genesis G80 3.5T Sport Advanced

2024 Ford F-150 Lariat

2023 GMC Sierra 2500HD SLT

2023 Lexus GX 460 Luxury

2018 Ford F-250 Super Duty Lariat

2023 GMC Sierra 1500 Denali

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $55,000

2026 Ford Explorer Platinum

Ford Explorer Platinum

2026 Ford Explorer Platinum Car Loan Estimate

2025 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2025 Chevrolet Silverado 2500HD LT Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2025 Chevrolet Traverse RS

Chevrolet Traverse RS

2025 Chevrolet Traverse RS Car Loan Estimate

2025 Genesis G80 3.5T Sport Advanced

Genesis G80 3.5T Sport Advanced

2025 Genesis G80 3.5T Sport Advanced Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2023 GMC Sierra 2500HD SLT

GMC Sierra 2500HD SLT

2023 GMC Sierra 2500HD SLT Car Loan Estimate

2023 Lexus GX 460 Luxury

Lexus GX 460 Luxury

2023 Lexus GX 460 Luxury Car Loan Estimate

2018 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2018 Ford F-250 Super Duty Lariat Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $55K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $55,000

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