Des Moines - Ames, IA Area Used Cars Under $45,000

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 35,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,590
Est. Payment:	$752.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,941
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,853.90
Avg. DMV Fee	365.00
Cash Sale Price	$43,988.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,988.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$752.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,590
Est. Payment:	$752.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,577
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,853.90
Avg. DMV Fee	365.00
Cash Sale Price	$43,988.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,988.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi Q5 quattro Premium TFSI

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This low mileage second hand 2025 Audi Q5 quattro Premium TFSI AWD SUV under 7,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $42K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$41,942
Est. Payment:	$777.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,396
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$41,942.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,948.54
Avg. DMV Fee	365.00
Cash Sale Price	$45,435.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,435.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$777.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,942.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage second hand 2024 GMC Sierra 1500 SLT 4x4 pickup under 60,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now under $43K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$42,215
Est. Payment:	$839.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,916
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$42,215.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,967.65
Avg. DMV Fee	365.00
Cash Sale Price	$45,727.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,727.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$839.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,215.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $41K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$40,835
Est. Payment:	$757.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,889
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$40,835.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,871.05
Avg. DMV Fee	365.00
Cash Sale Price	$44,251.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,251.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport HV

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This low mileage second hand 2025 Toyota Tacoma TRD Sport HV 4x4 pickup under 11,000 miles, automatic transmission, and 24 MPG, 2.4L hybrid engine is for sale right now below $45K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$44,982
Est. Payment:	$833.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,466
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$44,982.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,161.34
Avg. DMV Fee	365.00
Cash Sale Price	$48,688.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,688.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This low mileage preowned 2024 Ford Expedition Limited 4x4 SUV below 60,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $45K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$44,371
Est. Payment:	$881.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,540
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$44,371.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,118.57
Avg. DMV Fee	365.00
Cash Sale Price	$48,034.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,034.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$881.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV below 30,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,990
Est. Payment:	$760.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,362
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,881.90
Avg. DMV Fee	365.00
Cash Sale Price	$44,416.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,416.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This low mileage used 2023 Lincoln Aviator Reserve AWD SUV below 43,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $43K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$42,999
Est. Payment:	$796.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,141
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,022.53
Avg. DMV Fee	365.00
Cash Sale Price	$46,566.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,566.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$796.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Land Rover Range Rover Velar P250 Dynamic SE

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This low mileage preowned 2024 Land Rover Range Rover Velar P250 Dynamic SE AWD SUV below 28,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $44K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$43,455
Est. Payment:	$805.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,597
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$43,455.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,054.45
Avg. DMV Fee	365.00
Cash Sale Price	$47,054.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,054.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$805.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

2023 Ford F-150 XL

2025 Audi Q5 quattro Premium TFSI

2024 GMC Sierra 1500 SLT

2024 Ford F-150 XLT

2025 Toyota Tacoma TRD Sport HV

2024 Ford Expedition Limited

2023 Ford Explorer ST

2023 Lincoln Aviator Reserve

2024 Land Rover Range Rover Velar P250 Dynamic SE

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Audi Q5 quattro Premium TFSI

Audi Q5 quattro Premium TFSI

2025 Audi Q5 quattro Premium TFSI Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Toyota Tacoma TRD Sport HV

Toyota Tacoma TRD Sport HV

2025 Toyota Tacoma TRD Sport HV Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2024 Land Rover Range Rover Velar P250 Dynamic SE

Land Rover Range Rover Velar P250 Dynamic SE

2024 Land Rover Range Rover Velar P250 Dynamic SE Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

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