Des Moines - Ames, IA Area Used Cars Under $45,000

2025 Audi Q5 quattro Premium TFSI

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This low mileage preowned 2025 Audi Q5 quattro Premium TFSI AWD SUV under 7,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $44K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$43,922
Est. Payment:	$813.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,396
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$43,922.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,087.14
Avg. DMV Fee	365.00
Cash Sale Price	$47,554.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,554.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$813.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 21,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $42K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$41,609
Est. Payment:	$771.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,083
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$41,609.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,925.23
Avg. DMV Fee	365.00
Cash Sale Price	$45,079.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,079.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$771.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,609.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 52,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $43K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$42,784
Est. Payment:	$850.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,813
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$42,784.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,007.48
Avg. DMV Fee	365.00
Cash Sale Price	$46,336.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,336.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$850.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra Limited

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This below average mileage used 2022 Toyota Tundra Limited 4x4 pickup under 62,000 miles, automatic transmission, and 3.4L gas engine is for sale right now under $41K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$40,396
Est. Payment:	$869.61 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,052
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$40,396.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,840.32
Avg. DMV Fee	365.00
Cash Sale Price	$43,781.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,781.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$869.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,396.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4x4 pickup below 36,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,190
Est. Payment:	$745.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,708
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,190.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,825.90
Avg. DMV Fee	365.00
Cash Sale Price	$43,560.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,560.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This low mileage second hand 2022 Ford F-150 Limited 4x4 pickup under 58,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $42K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$41,086
Est. Payment:	$817.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,380
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$41,086.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,888.62
Avg. DMV Fee	365.00
Cash Sale Price	$44,519.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,519.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$817.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,086.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Suburban RST

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This high mileage preowned 2021 Chevrolet Suburban RST 4x4 SUV under 104,000 miles, automatic transmission, and 3.0L diesel engine is for sale right now below $43K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$42,659
Est. Payment:	$1429.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,080
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$42,659.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,998.73
Avg. DMV Fee	365.00
Cash Sale Price	$46,202.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,202.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1429.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty Platinum

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This above average mileage used 2022 Ford F-250 Super Duty Platinum 4x4 pickup under 90,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $42K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$41,224
Est. Payment:	$1204.86 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,408
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$41,224.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,898.28
Avg. DMV Fee	365.00
Cash Sale Price	$44,667.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,667.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1204.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,224.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

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This low mileage preowned 2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI AWD SUV below 25,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $41K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$40,432
Est. Payment:	$749.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,802
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$40,432.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,842.84
Avg. DMV Fee	365.00
Cash Sale Price	$43,819.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,819.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$749.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

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This low mileage second hand 2023 Ford Transit 250 RWD van under 57,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,590
Est. Payment:	$807.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,131
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,853.90
Avg. DMV Fee	365.00
Cash Sale Price	$43,988.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,988.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$807.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2025 Audi Q5 quattro Premium TFSI

2023 Ford F-150 XL

2022 Ford F-150 XL

2022 Toyota Tundra Limited

2024 Ford F-150 STX

2022 Ford F-150 Limited

2021 Chevrolet Suburban RST

2022 Ford F-250 Super Duty Platinum

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

2023 Ford Transit 250

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2025 Audi Q5 quattro Premium TFSI

Audi Q5 quattro Premium TFSI

2025 Audi Q5 quattro Premium TFSI Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Toyota Tundra Limited

Toyota Tundra Limited

2022 Toyota Tundra Limited Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2021 Chevrolet Suburban RST

Chevrolet Suburban RST

2021 Chevrolet Suburban RST Car Loan Estimate

2022 Ford F-250 Super Duty Platinum

Ford F-250 Super Duty Platinum

2022 Ford F-250 Super Duty Platinum Car Loan Estimate

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

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