Des Moines - Ames, IA Area Used Cars Under $45,000

2023 Ford Bronco Outer Banks

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This low mileage second hand 2023 Ford Bronco Outer Banks 4X4 SUV under 33,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $44K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$43,758
Est. Payment:	$810.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,290
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$43,758.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,075.66
Avg. DMV Fee	365.00
Cash Sale Price	$47,378.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,378.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$810.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,758.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup under 25,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $44K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$43,021
Est. Payment:	$797.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,335
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$43,021.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,024.07
Avg. DMV Fee	365.00
Cash Sale Price	$46,590.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,590.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$797.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,021.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 2500HD SLE

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This high mileage used 2024 GMC Sierra 2500HD SLE 4X4 pickup under 115,000 miles, a transmission, and 20 MPG, 6.6L gas engine is for sale right now under $43K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$42,494
Est. Payment:	$1423.89 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,479
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$42,494.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,987.18
Avg. DMV Fee	365.00
Cash Sale Price	$46,026.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,026.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1423.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 14,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$43,279
Est. Payment:	$801.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,861
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$43,279.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,042.13
Avg. DMV Fee	365.00
Cash Sale Price	$46,866.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,866.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$801.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,279.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR5

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This low mileage preowned 2020 Toyota Tundra SR5 4X4 pickup under 40,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now below $44K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$43,846
Est. Payment:	$812.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,865
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$43,846.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,081.82
Avg. DMV Fee	365.00
Cash Sale Price	$47,472.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,472.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$812.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,846.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX 4X4 pickup below 18,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$42,153
Est. Payment:	$781.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,225
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$42,153.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,963.31
Avg. DMV Fee	365.00
Cash Sale Price	$45,661.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,661.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,153.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

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This low mileage second hand 2023 Toyota Tacoma TRD Pro 4X4 pickup under 33,000 miles, m transmission, and 20 MPG, 3.5L gas engine is for sale right now under $42K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$41,026
Est. Payment:	$760.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,906
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$41,026.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,884.42
Avg. DMV Fee	365.00
Cash Sale Price	$44,455.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,455.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,026.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage second hand 2025 Ford Bronco Base 4X4 SUV under 12,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now below $41K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$40,326
Est. Payment:	$747.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,177
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$40,326.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,835.42
Avg. DMV Fee	365.00
Cash Sale Price	$43,706.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,706.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,326.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 quattro Premium TFSI

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This low mileage preowned 2025 Audi A5 quattro Premium TFSI AWD sedan under 9,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $45K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$44,910
Est. Payment:	$831.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,301
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$44,910.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,156.30
Avg. DMV Fee	365.00
Cash Sale Price	$48,611.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,611.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This low mileage preowned 2021 Ford F-150 Platinum 4X4 pickup below 58,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$42,788
Est. Payment:	$850.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,988
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$42,788.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,007.76
Avg. DMV Fee	365.00
Cash Sale Price	$46,340.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,340.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$850.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2023 Ford Bronco Outer Banks

2025 Ford F-150 XLT

2024 GMC Sierra 2500HD SLE

2024 Ford F-150 XLT

2020 Toyota Tundra SR5

2025 Ford F-150 STX

2023 Toyota Tacoma TRD Pro

2025 Ford Bronco Base

2025 Audi A5 quattro Premium TFSI

2021 Ford F-150 Platinum

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 GMC Sierra 2500HD SLE

GMC Sierra 2500HD SLE

2024 GMC Sierra 2500HD SLE Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2020 Toyota Tundra SR5

Toyota Tundra SR5

2020 Toyota Tundra SR5 Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

2025 Audi A5 quattro Premium TFSI

Audi A5 quattro Premium TFSI

2025 Audi A5 quattro Premium TFSI Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

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