Des Moines - Ames, IA Area Used Cars Under $45,000

2025 Toyota Tacoma TRD Sport HV

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This low mileage used 2025 Toyota Tacoma TRD Sport HV 4x4 pickup under 11,000 miles, automatic transmission, and 24 MPG, 2.4L hybrid engine is for sale right now under $45K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$44,982
Est. Payment:	$833.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,466
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$44,982.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,161.34
Avg. DMV Fee	365.00
Cash Sale Price	$48,688.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,688.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 44,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,990
Est. Payment:	$760.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,863
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,881.90
Avg. DMV Fee	365.00
Cash Sale Price	$44,416.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,416.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage second hand 2025 Ford Bronco Base 4x4 SUV under 12,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now below $41K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$40,968
Est. Payment:	$759.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,176
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$40,968.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,880.36
Avg. DMV Fee	365.00
Cash Sale Price	$44,393.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,393.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This low mileage used 2022 Ford F-350 Super Duty XL 4x4 chassis under 49,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now below $41K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$40,999
Est. Payment:	$760.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,161
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,882.53
Avg. DMV Fee	365.00
Cash Sale Price	$44,426.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,426.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 14,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now under $42K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$41,657
Est. Payment:	$772.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,524
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$41,657.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,928.59
Avg. DMV Fee	365.00
Cash Sale Price	$45,130.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,130.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$772.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

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This low mileage second hand 2024 Ford Bronco Outer Banks 4x4 SUV under 29,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $43K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$42,881
Est. Payment:	$794.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,948
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$42,881.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,014.27
Avg. DMV Fee	365.00
Cash Sale Price	$46,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,881.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Envision Avenir

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This low mileage preowned 2025 Buick Envision Avenir AWD SUV below 10,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $41K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$40,923
Est. Payment:	$758.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,217
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$40,923.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,877.21
Avg. DMV Fee	365.00
Cash Sale Price	$44,345.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,345.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$758.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 43,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $43K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$42,995
Est. Payment:	$796.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,733
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,022.25
Avg. DMV Fee	365.00
Cash Sale Price	$46,562.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,562.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$796.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 2500HD SLE

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This high mileage used 2024 GMC Sierra 2500HD SLE 4x4 pickup under 115,000 miles, automatic transmission, and 24 MPG, 6.6L gas engine is for sale right now below $43K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$42,882
Est. Payment:	$1436.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,479
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$42,882.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,014.34
Avg. DMV Fee	365.00
Cash Sale Price	$46,441.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1436.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,882.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 35,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $41K at Deyarman Ford Indianola in Indianola, IA. ...View More Details

Sales Price:	$40,590
Est. Payment:	$752.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,941
Location:	Indianola, IA

Item	Amount
Used Car Price⁽¹⁾	$40,590.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,853.90
Avg. DMV Fee	365.00
Cash Sale Price	$43,988.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,988.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$752.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2025 Toyota Tacoma TRD Sport HV

2024 Ford F-150 XLT

2025 Ford Bronco Base

2022 Ford F-350 Super Duty XL

2024 Chevrolet Silverado 1500 LT

2024 Ford Bronco Outer Banks

2025 Buick Envision Avenir

2023 Ford F-150 XL

2024 GMC Sierra 2500HD SLE

2025 Ford Explorer ST-Line

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles Priced Below $45,000

2025 Toyota Tacoma TRD Sport HV

Toyota Tacoma TRD Sport HV

2025 Toyota Tacoma TRD Sport HV Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2025 Buick Envision Avenir

Buick Envision Avenir

2025 Buick Envision Avenir Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 GMC Sierra 2500HD SLE

GMC Sierra 2500HD SLE

2024 GMC Sierra 2500HD SLE Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $45,000

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