Metro Des Moines - Ames, IA Area Used Cars Under $450 a Month

2023 Ford Escape ST-Line

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This low mileage used 2023 Ford Escape ST-Line AWD SUV under 30,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $25K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$24,067
Est. Payment:	$450.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,386
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$24,067.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,697.29
Avg. DMV Fee	365.00
Cash Sale Price	$26,309.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,309.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$450.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,067.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan below 44,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $23K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$22,099
Est. Payment:	$414.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,727
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$22,099.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,559.53
Avg. DMV Fee	365.00
Cash Sale Price	$24,203.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,203.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$414.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage used 2024 Ford Escape Active AWD SUV below 24,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $24K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$23,807
Est. Payment:	$445.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,246
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$23,807.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,679.09
Avg. DMV Fee	365.00
Cash Sale Price	$26,031.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,031.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$445.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,807.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Fusion SE

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This above average mileage second hand 2018 Ford Fusion SE FWD sedan below 93,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $14K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$13,765
Est. Payment:	$412.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,987
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$13,765.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	976.15
Avg. DMV Fee	365.00
Cash Sale Price	$15,286.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,286.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$412.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Cherokee Latitude Lux

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This low mileage second hand 2022 Jeep Cherokee Latitude Lux FWD SUV below 24,000 miles, a transmission, and 28 MPG, 3.2L gas engine is for sale right now below $23K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$22,876
Est. Payment:	$428.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,570
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$22,876.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,613.92
Avg. DMV Fee	365.00
Cash Sale Price	$25,034.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,034.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$428.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Envision Essence

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This average mileage second hand 2017 Buick Envision Essence FWD SUV below 82,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now under $16K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$15,167
Est. Payment:	$402.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,960
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$15,167.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,074.29
Avg. DMV Fee	365.00
Cash Sale Price	$16,786.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,786.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$402.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,167.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape SE

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This above average mileage second hand 2020 Ford Escape SE AWD SUV below 95,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $15K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$14,482
Est. Payment:	$433.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,382
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$14,482.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,026.34
Avg. DMV Fee	365.00
Cash Sale Price	$16,053.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,053.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$433.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,482.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Trax LT

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This low mileage preowned 2026 Chevrolet Trax LT FWD wagon below 22,000 miles, a transmission, and 28 MPG, 1.2L flexible engine is for sale right now below $25K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$24,030
Est. Payment:	$449.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,293
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$24,030.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,694.70
Avg. DMV Fee	365.00
Cash Sale Price	$26,269.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,269.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$449.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,030.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Ford F-150 Lariat

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This high mileage used 2011 Ford F-150 Lariat 4X4 pickup under 217,000 miles, a transmission, and 28 MPG, 5.0L flexible engine is for sale right now under $9K at Steve Link Ford Lincoln, Inc. in Grinnell, IA. ...View More Details

Sales Price:	$8,386
Est. Payment:	$347.78 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	216,909
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$8,386.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	599.62
Avg. DMV Fee	365.00
Cash Sale Price	$9,530.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,530.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$347.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $8,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ford Escape SE

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This high mileage preowned 2015 Ford Escape SE FWD SUV below 122,000 miles, a transmission, and 28 MPG, 1.6L gas engine is for sale right now under $9K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$8,746
Est. Payment:	$361.84 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,745
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$8,746.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	624.82
Avg. DMV Fee	365.00
Cash Sale Price	$9,915.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,915.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$361.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $8,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $450 / Month

2023 Ford Escape ST-Line

2025 Nissan Altima 2.5 SV

2024 Ford Escape Active

2018 Ford Fusion SE

2022 Jeep Cherokee Latitude Lux

2017 Buick Envision Essence

2020 Ford Escape SE

2026 Chevrolet Trax LT

2011 Ford F-150 Lariat

2015 Ford Escape SE

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $450 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Vehicles with Payments Under $450 / Month

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2018 Ford Fusion SE

Ford Fusion SE

2018 Ford Fusion SE Car Loan Estimate

2022 Jeep Cherokee Latitude Lux

Jeep Cherokee Latitude Lux

2022 Jeep Cherokee Latitude Lux Car Loan Estimate

2017 Buick Envision Essence

Buick Envision Essence

2017 Buick Envision Essence Car Loan Estimate

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

2026 Chevrolet Trax LT

Chevrolet Trax LT

2026 Chevrolet Trax LT Car Loan Estimate

2011 Ford F-150 Lariat

Ford F-150 Lariat

2011 Ford F-150 Lariat Car Loan Estimate

2015 Ford Escape SE

Ford Escape SE

2015 Ford Escape SE Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Cars for Sale Below $450 / Month

Metro Des Moines - Ames Area Counties with Used Cars for Sale Below $450 / Month

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