Des Moines - Ames, IA Area Used Pickups Under $40,000

2022 Ford F-150 Platinum

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This low mileage second hand 2022 Ford F-150 Platinum 4x4 pickup below 0,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$35,984
Est. Payment:	$668.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$35,984.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.48
Avg. DMV Fee	365.00
Cash Sale Price	$39,060.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,060.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This below average mileage second hand 2023 Chevrolet Silverado 1500 RST 4x4 pickup below 64,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $39K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$38,463
Est. Payment:	$828.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,520
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$38,463.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,705.01
Avg. DMV Fee	365.00
Cash Sale Price	$41,713.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,713.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$828.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,463.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 King Ranch

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This average mileage second hand 2018 Ford F-150 King Ranch 4x4 pickup below 71,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$39,977
Est. Payment:	$940.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,128
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$39,977.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,810.99
Avg. DMV Fee	365.00
Cash Sale Price	$43,332.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,332.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$940.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited RST

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This low mileage second hand 2022 Chevrolet Silverado 1500 Limited RST 4x4 pickup under 60,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now below $37K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$36,783
Est. Payment:	$732.86 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,943
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$36,783.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,587.41
Avg. DMV Fee	365.00
Cash Sale Price	$39,915.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,915.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$732.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,783.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LTZ

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This low mileage second hand 2024 Chevrolet Silverado 1500 LTZ 4x4 pickup under 58,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $40K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$39,994
Est. Payment:	$795.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,070
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$39,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,812.18
Avg. DMV Fee	365.00
Cash Sale Price	$43,351.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,351.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$795.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This high mileage second hand 2023 Ford F-150 Limited 4x4 pickup under 105,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $37K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$36,515
Est. Payment:	$1225.97 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,050
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$36,515.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,568.65
Avg. DMV Fee	365.00
Cash Sale Price	$39,628.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,628.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1225.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage used 2025 Ford Maverick Lariat AWD pickup below 17,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Steve Link Ford Lincoln in Grinnell, IA. ...View More Details

Sales Price:	$35,392
Est. Payment:	$657.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,505
Location:	Grinnell, IA

Item	Amount
Used Car Price⁽¹⁾	$35,392.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,490.04
Avg. DMV Fee	365.00
Cash Sale Price	$38,427.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,427.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This above average mileage second hand 2022 Ford F-150 King Ranch 4x4 pickup under 93,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$38,503
Est. Payment:	$1126.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,467
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$38,503.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,707.81
Avg. DMV Fee	365.00
Cash Sale Price	$41,755.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,755.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1126.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,503.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4x4 pickup below 24,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $36K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$35,975
Est. Payment:	$668.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,138
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$35,975.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,530.85
Avg. DMV Fee	365.00
Cash Sale Price	$39,050.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,050.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado Z71

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This low mileage used 2022 Chevrolet Colorado Z71 4x4 pickup under 28,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$36,573
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,343
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$36,573.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,572.71
Avg. DMV Fee	365.00
Cash Sale Price	$39,690.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,573.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Pickups Priced Below $40,000

2022 Ford F-150 Platinum

2023 Chevrolet Silverado 1500 RST

2018 Ford F-150 King Ranch

2022 Chevrolet Silverado 1500 Limited RST

2024 Chevrolet Silverado 1500 LTZ

2023 Ford F-150 Limited

2025 Ford Maverick Lariat

2022 Ford F-150 King Ranch

2022 Ford F-150 XLT

2022 Chevrolet Colorado Z71

Greater Des Moines - Ames Area Cities with Used Pickups for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Pickups Priced Below $40,000

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2018 Ford F-150 King Ranch

Ford F-150 King Ranch

2018 Ford F-150 King Ranch Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited RST

Chevrolet Silverado 1500 Limited RST

2022 Chevrolet Silverado 1500 Limited RST Car Loan Estimate

2024 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2024 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2022 Chevrolet Colorado Z71 Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Pickups for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Pickups for Sale Below $40,000

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