Des Moines - Ames, IA Area Used Pickups Under $40,000

2025 Ford Maverick Tremor

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This low mileage used 2025 Ford Maverick Tremor AWD pickup below 27,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $38K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$37,845
Est. Payment:	$702.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,569
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$37,845.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,661.75
Avg. DMV Fee	365.00
Cash Sale Price	$41,051.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,051.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage used 2026 Ford Maverick Lariat AWD pickup below 0,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $39K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$38,337
Est. Payment:	$711.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	196
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$38,337.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,696.19
Avg. DMV Fee	365.00
Cash Sale Price	$41,578.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,578.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,337.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This high mileage used 2023 Ford F-150 Lariat 4X4 pickup below 131,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$35,982
Est. Payment:	$1425.28 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,257
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$35,982.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.34
Avg. DMV Fee	365.00
Cash Sale Price	$39,058.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,058.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1425.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Mojave

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This low mileage preowned 2023 Jeep Gladiator Mojave 4X4 pickup below 29,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$38,276
Est. Payment:	$710.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,730
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$38,276.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,691.92
Avg. DMV Fee	365.00
Cash Sale Price	$41,512.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,512.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,276.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

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This low mileage used 2023 Toyota Tacoma SR5 V6 4X4 pickup under 48,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$39,958
Est. Payment:	$741.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,891
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$39,958.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,809.66
Avg. DMV Fee	365.00
Cash Sale Price	$43,312.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,312.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4X4 pickup under 41,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$37,838
Est. Payment:	$702.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,535
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$37,838.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,661.26
Avg. DMV Fee	365.00
Cash Sale Price	$41,044.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,044.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 28,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $40K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$39,994
Est. Payment:	$741.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,106
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$39,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,812.18
Avg. DMV Fee	365.00
Cash Sale Price	$43,351.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,351.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 85,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $36K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$35,957
Est. Payment:	$937.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,533
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$35,957.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,529.59
Avg. DMV Fee	365.00
Cash Sale Price	$39,031.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,031.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$937.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Limited Denali

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This low mileage used 2022 GMC Sierra 1500 Limited Denali 4X4 pickup below 60,000 miles, a transmission, and 22 MPG, 6.2L gas engine is for sale right now under $39K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$38,942
Est. Payment:	$775.28 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,665
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$38,942.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,738.54
Avg. DMV Fee	365.00
Cash Sale Price	$42,225.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,225.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$775.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,942.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage second hand 2024 Ford Ranger Lariat 4X4 pickup below 43,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$39,691
Est. Payment:	$736.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,162
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$39,691.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,790.97
Avg. DMV Fee	365.00
Cash Sale Price	$43,026.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,026.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Pickups Priced Below $40,000

2025 Ford Maverick Tremor

2026 Ford Maverick Lariat

2023 Ford F-150 Lariat

2023 Jeep Gladiator Mojave

2023 Toyota Tacoma SR5 V6

2022 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Ford F-150 XLT

2022 GMC Sierra 1500 Limited Denali

2024 Ford Ranger Lariat

Greater Des Moines - Ames Area Cities with Used Pickups for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Pickups Priced Below $40,000

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2023 Jeep Gladiator Mojave Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 GMC Sierra 1500 Limited Denali

GMC Sierra 1500 Limited Denali

2022 GMC Sierra 1500 Limited Denali Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Pickups for Sale Below $40K

Metro Des Moines - Ames Area Counties with Used Pickups for Sale Below $40,000

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