Naperville, IL Certified Used Cars for Sale |with Payments|

2025 Lincoln Navigator Reserve

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This low mileage certified second hand 2025 Lincoln Navigator Reserve 4x4 SUV under 12,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $86K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$85,999
Est. Payment:	$1640.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,263
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$85,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,478.48
Avg. DMV Fee	196.00
Cash Sale Price	$95,842.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$95,842.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1640.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $85,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV under 10,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $44K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$43,441
Est. Payment:	$831.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,825
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$43,441.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,797.10
Avg. DMV Fee	196.00
Cash Sale Price	$48,603.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,603.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage certified used 2022 Lincoln Aviator Reserve AWD SUV below 41,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now under $46K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$45,973
Est. Payment:	$879.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,032
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$45,973.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,075.62
Avg. DMV Fee	196.00
Cash Sale Price	$51,413.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,413.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$879.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,973.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Aviator Reserve

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This low mileage certified used 2025 Lincoln Aviator Reserve AWD SUV below 11,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now under $67K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$66,500
Est. Payment:	$1269.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,456
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$66,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,333.59
Avg. DMV Fee	196.00
Cash Sale Price	$74,198.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,198.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1269.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $66,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage certified used 2025 Ford F-150 STX 4x4 pickup below 3,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $46K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$45,500
Est. Payment:	$870.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,341
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$45,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,023.59
Avg. DMV Fee	196.00
Cash Sale Price	$50,888.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,888.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$870.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage certified preowned 2024 Ford Explorer XLT AWD SUV below 26,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $37K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$36,313
Est. Payment:	$696.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,745
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,313.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,013.02
Avg. DMV Fee	196.00
Cash Sale Price	$40,691.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,691.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,313.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Navigator Reserve

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This low mileage certified second hand 2023 Lincoln Navigator Reserve 4x4 SUV below 24,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $65K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$64,995
Est. Payment:	$1241.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,286
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$64,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,168.04
Avg. DMV Fee	196.00
Cash Sale Price	$72,528.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$72,528.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1241.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $64,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage certified second hand 2025 Ford Explorer Platinum AWD SUV under 9,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now below $54K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$53,999
Est. Payment:	$1032.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,232
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$53,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,958.48
Avg. DMV Fee	196.00
Cash Sale Price	$60,322.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,322.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1032.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This average mileage certified second hand 2023 Ford F-150 Platinum 4x4 pickup under 74,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $38K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$37,595
Est. Payment:	$913.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,388
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$37,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,154.04
Avg. DMV Fee	196.00
Cash Sale Price	$42,114.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,114.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$913.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Platinum

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This low mileage certified used 2023 Ford Expedition Platinum 4x4 SUV below 38,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $58K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$57,550
Est. Payment:	$1099.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,179
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$57,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,349.09
Avg. DMV Fee	196.00
Cash Sale Price	$64,264.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,264.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1099.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $57,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Certified Used Cars for Sale in Naperville, IL

Naperville, IL Secondhand Certified Used Cars Inventory

2025 Lincoln Navigator Reserve

2025 Ford Explorer ST-Line

2022 Lincoln Aviator Reserve

2025 Lincoln Aviator Reserve

2025 Ford F-150 STX

2024 Ford Explorer XLT

2023 Lincoln Navigator Reserve

2025 Ford Explorer Platinum

2023 Ford F-150 Platinum

2023 Ford Expedition Platinum

Certified Used Cars for Sale in Naperville, IL

Naperville, IL Secondhand Certified Used Cars Inventory

2025 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2025 Lincoln Navigator Reserve Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2025 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2025 Lincoln Aviator Reserve Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2023 Lincoln Navigator Reserve Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford Expedition Platinum

Ford Expedition Platinum

2023 Ford Expedition Platinum Car Loan Estimate

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