Illinois Used Cars Under $450 a Month. Finance Payments Below $450

2023 Hyundai SANTA FE SE

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This low mileage certified used 2023 Hyundai SANTA FE SE AWD SUV under 29,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $23K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$22,491
Est. Payment:	$433.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,805
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$22,491.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,492.60
Avg. DMV Fee	196.00
Cash Sale Price	$25,348.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,348.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$433.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Kicks S

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This high mileage used 2018 Nissan Kicks S FWD hatchback below 101,000 miles, cvt transmission, and 27 MPG, 1.6L gas engine is for sale right now below $13K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$12,243
Est. Payment:	$432.29 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,542
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$12,243.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,365.32
Avg. DMV Fee	196.00
Cash Sale Price	$13,973.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,973.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$432.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,243.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE Limited 2.0T

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This below average mileage second hand 2019 Hyundai SANTA FE Limited 2.0T FWD SUV under 69,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $20K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$19,571
Est. Payment:	$439.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,327
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$19,571.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,171.40
Avg. DMV Fee	196.00
Cash Sale Price	$22,107.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,107.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$439.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,571.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Seltos EX

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This average mileage second hand 2021 Kia Seltos EX AWD SUV below 89,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $16K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$15,977
Est. Payment:	$434.95 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,319
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$15,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,776.06
Avg. DMV Fee	196.00
Cash Sale Price	$18,118.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,118.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$434.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE SEL 2.4L

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This average mileage preowned 2019 Hyundai SANTA FE SEL 2.4L FWD SUV below 74,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now below $18K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$429.89 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,244
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,943.59
Avg. DMV Fee	196.00
Cash Sale Price	$19,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$429.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Envista Sport Touring

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This low mileage preowned 2025 Buick Envista Sport Touring FWD SUV below 30,000 miles, automatic transmission, and 27 MPG, 1.2L gas engine is for sale right now below $24K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$23,900
Est. Payment:	$460.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,041
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$23,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,647.59
Avg. DMV Fee	196.00
Cash Sale Price	$26,912.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,912.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$460.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Limited

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This low mileage certified preowned 2025 Hyundai ELANTRA Limited FWD sedan under 18,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $24K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$24,000
Est. Payment:	$462.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,220
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$24,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,658.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,023.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,023.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$462.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SE

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This low mileage certified used 2025 Hyundai SONATA SE FWD sedan under 4,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $23K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$22,900
Est. Payment:	$441.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,450
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$22,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,537.59
Avg. DMV Fee	196.00
Cash Sale Price	$25,802.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,802.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$441.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos S 4Motion

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This low mileage preowned 2025 Volkswagen Taos S 4Motion AWD SUV under 8,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,390
Est. Payment:	$450.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,759
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,591.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,346.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,346.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$450.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox LT

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This low mileage used 2024 Chevrolet Equinox LT 4x4 SUV under 47,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $24K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,818
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$462.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $450 / Month

2023 Hyundai SANTA FE SE

2018 Nissan Kicks S

2019 Hyundai SANTA FE Limited 2.0T

2021 Kia Seltos EX

2019 Hyundai SANTA FE SEL 2.4L

2025 Buick Envista Sport Touring

2025 Hyundai ELANTRA Limited

2025 Hyundai SONATA SE

2025 Volkswagen Taos S 4Motion

2024 Chevrolet Equinox LT

Illinois Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $450 / Month

2023 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2023 Hyundai SANTA FE SE Car Loan Estimate

2018 Nissan Kicks S

Nissan Kicks S

2018 Nissan Kicks S Car Loan Estimate

2019 Hyundai SANTA FE Limited 2.0T

Hyundai SANTA FE Limited 2.0T

2019 Hyundai SANTA FE Limited 2.0T Car Loan Estimate

2021 Kia Seltos EX

Kia Seltos EX

2021 Kia Seltos EX Car Loan Estimate

2019 Hyundai SANTA FE SEL 2.4L

Hyundai SANTA FE SEL 2.4L

2019 Hyundai SANTA FE SEL 2.4L Car Loan Estimate

2025 Buick Envista Sport Touring

Buick Envista Sport Touring

2025 Buick Envista Sport Touring Car Loan Estimate

2025 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2025 Hyundai ELANTRA Limited Car Loan Estimate

2025 Hyundai SONATA SE

Hyundai SONATA SE

2025 Hyundai SONATA SE Car Loan Estimate

2025 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2025 Volkswagen Taos S 4Motion Car Loan Estimate

2024 Chevrolet Equinox LT

Chevrolet Equinox LT

2024 Chevrolet Equinox LT Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $450 / Month

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