Illinois Used Cars Under $450 a Month. Finance Payments Below $450

2023 Hyundai SANTA FE SE

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This low mileage second hand 2023 Hyundai SANTA FE SE AWD SUV under 47,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $24K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$23,895
Est. Payment:	$460.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,001
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$23,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,647.04
Avg. DMV Fee	196.00
Cash Sale Price	$26,907.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,907.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$460.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 9,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $23K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$22,500
Est. Payment:	$433.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,873
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$22,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,493.59
Avg. DMV Fee	196.00
Cash Sale Price	$25,358.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,358.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$433.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Trailhawk

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This low mileage second hand 2025 Jeep Compass Trailhawk 4X4 SUV below 49,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $25K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$24,205
Est. Payment:	$466.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,516
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$24,205.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,681.14
Avg. DMV Fee	196.00
Cash Sale Price	$27,251.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,251.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$466.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage used 2023 Hyundai TUCSON SEL AWD SUV below 35,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $24K at Gerald Hyundai in North Aurora, IL. ...View More Details

Sales Price:	$23,634
Est. Payment:	$455.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,075
Location:	North Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$23,634.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,618.33
Avg. DMV Fee	196.00
Cash Sale Price	$26,617.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,617.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$455.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,634.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLE

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This low mileage preowned 2024 GMC Terrain SLE FWD SUV under 24,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $23K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$23,000
Est. Payment:	$443.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,456
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$23,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,548.59
Avg. DMV Fee	196.00
Cash Sale Price	$25,913.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,913.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$443.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Jetta S

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This high mileage preowned 2022 Volkswagen Jetta S FWD sedan below 113,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $13K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$12,267
Est. Payment:	$433.11 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,370
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$12,267.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,367.96
Avg. DMV Fee	196.00
Cash Sale Price	$13,999.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,999.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$433.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,267.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2007 Mercedes-Benz SL-Class SL 550

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This low mileage used 2007 Mercedes-Benz SL-Class SL 550 RWD convertible below 54,000 miles, a transmission, and 24 MPG, 5.5L gas engine is for sale right now under $21K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$20,367
Est. Payment:	$422.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,682
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$20,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,258.96
Avg. DMV Fee	196.00
Cash Sale Price	$22,990.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,990.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$422.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai IONIQ 5 SEL

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This low mileage preowned 2023 Hyundai IONIQ 5 SEL AWD wagon under 21,000 miles, a transmission, and 0.0L electric engine is for sale right now below $25K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$24,323
Est. Payment:	$468.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,532
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$24,323.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,694.12
Avg. DMV Fee	196.00
Cash Sale Price	$27,382.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,382.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$468.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,323.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado LT

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This low mileage used 2022 Chevrolet Colorado LT 4X2 pickup below 46,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $22K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$21,855
Est. Payment:	$421.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,494
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$21,855.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,422.64
Avg. DMV Fee	196.00
Cash Sale Price	$24,642.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,642.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$421.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This average mileage preowned 2020 Hyundai SANTA FE SEL AWD SUV under 74,000 miles, a transmission, and 24 MPG, 2.4L gas engine is for sale right now under $18K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$17,900
Est. Payment:	$439.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,367
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,252.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,252.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$439.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $450 / Month

2023 Hyundai SANTA FE SE

2025 Hyundai ELANTRA SEL Sport

2025 Jeep Compass Trailhawk

2023 Hyundai TUCSON SEL

2024 GMC Terrain SLE

2022 Volkswagen Jetta S

2007 Mercedes-Benz SL-Class SL 550

2023 Hyundai IONIQ 5 SEL

2022 Chevrolet Colorado LT

2020 Hyundai SANTA FE SEL

Illinois Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $450 / Month

2023 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2023 Hyundai SANTA FE SE Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2025 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2025 Jeep Compass Trailhawk Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2024 GMC Terrain SLE

GMC Terrain SLE

2024 GMC Terrain SLE Car Loan Estimate

2022 Volkswagen Jetta S

Volkswagen Jetta S

2022 Volkswagen Jetta S Car Loan Estimate

2007 Mercedes-Benz SL-Class SL 550

Mercedes-Benz SL-Class SL 550

2007 Mercedes-Benz SL-Class SL 550 Car Loan Estimate

2023 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2023 Hyundai IONIQ 5 SEL Car Loan Estimate

2022 Chevrolet Colorado LT

Chevrolet Colorado LT

2022 Chevrolet Colorado LT Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $450 / Month

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