Illinois Used Cars Under $450 a Month. Finance Payments Below $450

2025 Ford Escape ST-Line

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This low mileage preowned 2025 Ford Escape ST-Line AWD SUV under 13,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $24K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$23,500
Est. Payment:	$452.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,149
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$23,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,603.59
Avg. DMV Fee	196.00
Cash Sale Price	$26,468.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,468.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$452.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Enclave Premium

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This high mileage used 2017 Buick Enclave Premium AWD SUV below 118,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $13K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$12,676
Est. Payment:	$447.16 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,766
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$12,676.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,412.95
Avg. DMV Fee	196.00
Cash Sale Price	$14,453.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,453.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$447.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,676.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Honda Ridgeline RTS

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This average mileage preowned 2012 Honda Ridgeline RTS 4x4 pickup under 81,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $16K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$15,612
Est. Payment:	$425.23 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,002
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$15,612.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,735.91
Avg. DMV Fee	196.00
Cash Sale Price	$17,712.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,712.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$425.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage preowned 2025 Hyundai ELANTRA SEL Convenience FWD sedan under 5,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $22K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$21,677
Est. Payment:	$418.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,794
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$21,677.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,403.06
Avg. DMV Fee	196.00
Cash Sale Price	$24,445.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,445.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$418.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo S60 B5 Core Dark Theme

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This low mileage preowned 2024 Volvo S60 B5 Core Dark Theme AWD sedan under 46,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now below $24K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$23,777
Est. Payment:	$458.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,138
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$23,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,634.06
Avg. DMV Fee	196.00
Cash Sale Price	$26,776.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,776.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$458.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified used 2023 Hyundai TUCSON SEL AWD SUV below 32,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $24K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$23,251
Est. Payment:	$448.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,608
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$23,251.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,576.20
Avg. DMV Fee	196.00
Cash Sale Price	$26,192.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,192.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$448.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,251.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Renegade Latitude

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This low mileage preowned 2022 Jeep Renegade Latitude 4x4 SUV under 18,000 miles, automatic transmission, and 27 MPG, 1.3L gas engine is for sale right now below $24K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$23,881
Est. Payment:	$460.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,503
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$23,881.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,645.50
Avg. DMV Fee	196.00
Cash Sale Price	$26,891.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,891.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$460.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,881.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage second hand 2025 Hyundai ELANTRA SEL Convenience FWD sedan under 22,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $22K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$21,813
Est. Payment:	$420.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,619
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$21,813.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,418.02
Avg. DMV Fee	196.00
Cash Sale Price	$24,596.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,596.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$420.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified used 2023 Hyundai SONATA SEL FWD sedan under 16,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $24K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$23,389
Est. Payment:	$450.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,631
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$23,389.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,591.38
Avg. DMV Fee	196.00
Cash Sale Price	$26,345.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,345.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$450.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai TUCSON SE

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This high mileage second hand 2018 Hyundai TUCSON SE FWD SUV below 114,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $12K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$11,771
Est. Payment:	$416.08 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,489
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$11,771.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,313.40
Avg. DMV Fee	196.00
Cash Sale Price	$13,449.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,449.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$416.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $450 / Month

2025 Ford Escape ST-Line

2017 Buick Enclave Premium

2012 Honda Ridgeline RTS

2025 Hyundai ELANTRA SEL Convenience

2024 Volvo S60 B5 Core Dark Theme

2023 Hyundai TUCSON SEL

2022 Jeep Renegade Latitude

2025 Hyundai ELANTRA SEL Convenience

2023 Hyundai SONATA SEL

2018 Hyundai TUCSON SE

Illinois Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $450 / Month

2025 Ford Escape ST-Line

Ford Escape ST-Line

2025 Ford Escape ST-Line Car Loan Estimate

2017 Buick Enclave Premium

Buick Enclave Premium

2017 Buick Enclave Premium Car Loan Estimate

2012 Honda Ridgeline RTS

Honda Ridgeline RTS

2012 Honda Ridgeline RTS Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2024 Volvo S60 B5 Core Dark Theme

Volvo S60 B5 Core Dark Theme

2024 Volvo S60 B5 Core Dark Theme Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2022 Jeep Renegade Latitude

Jeep Renegade Latitude

2022 Jeep Renegade Latitude Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2018 Hyundai TUCSON SE

Hyundai TUCSON SE

2018 Hyundai TUCSON SE Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $450 / Month

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