Illinois Used Cars Under $20,000 |with Payments|

2020 Ford Explorer Platinum

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This high mileage used 2020 Ford Explorer Platinum AWD SUV under 158,000 miles, a transmission, and 27 MPG, 3.0L gas engine is for sale right now under $19K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$18,662
Est. Payment:	$769.90 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	158,266
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$18,662.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,071.41
Avg. DMV Fee	196.00
Cash Sale Price	$21,098.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,098.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$769.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,662.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE SEL

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This average mileage second hand 2022 Hyundai SANTA FE SEL AWD SUV under 84,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $20K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$19,400
Est. Payment:	$526.17 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,171
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,152.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,917.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,917.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$526.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage used 2025 Jeep Compass Limited 4X4 SUV under 44,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $20K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$19,900
Est. Payment:	$384.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,099
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,472.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,472.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$384.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This below average mileage used 2023 Hyundai ELANTRA SEL FWD sedan under 64,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $17K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$16,999
Est. Payment:	$382.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,620
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,888.48
Avg. DMV Fee	196.00
Cash Sale Price	$19,252.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,252.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$382.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Terrain SLE

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This average mileage second hand 2018 GMC Terrain SLE FWD SUV below 73,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $17K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$16,459
Est. Payment:	$404.82 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,721
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$16,459.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,829.08
Avg. DMV Fee	196.00
Cash Sale Price	$18,653.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,653.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$404.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox LS

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This above average mileage second hand 2020 Chevrolet Equinox LS 4X4 SUV below 91,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $16K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$15,863
Est. Payment:	$485.30 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,475
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$15,863.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,763.52
Avg. DMV Fee	196.00
Cash Sale Price	$17,991.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,991.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$485.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,863.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chrysler Pacifica Touring

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This average mileage used 2020 Chrysler Pacifica Touring FWD mini-van below 72,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now under $20K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$19,901
Est. Payment:	$487.73 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,557
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$19,901.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.70
Avg. DMV Fee	196.00
Cash Sale Price	$22,473.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,473.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$487.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Silverado 1500 LTZ

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This high mileage used 2017 Chevrolet Silverado 1500 LTZ 4X4 pickup below 170,000 miles, transmission, and 27 MPG, 5.3L gas engine is for sale right now below $18K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$17,371
Est. Payment:	$717.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	170,356
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$17,371.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,929.40
Avg. DMV Fee	196.00
Cash Sale Price	$19,665.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,665.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$717.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Equinox LT

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This low mileage preowned 2022 Chevrolet Equinox LT FWD SUV under 0,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $19K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$18,594
Est. Payment:	$359.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$18,594.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,063.93
Avg. DMV Fee	196.00
Cash Sale Price	$21,022.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,022.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$359.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,594.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Accord Sport

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This low mileage used 2018 Honda Accord Sport FWD sedan below 0,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Import Exchange Inc in Mokena, IL. ...View More Details

Sales Price:	$19,998
Est. Payment:	$386.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Mokena, IL

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.37
Avg. DMV Fee	196.00
Cash Sale Price	$22,581.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,581.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $20,000

2020 Ford Explorer Platinum

2022 Hyundai SANTA FE SEL

2025 Jeep Compass Limited

2023 Hyundai ELANTRA SEL

2018 GMC Terrain SLE

2020 Chevrolet Equinox LS

2020 Chrysler Pacifica Touring

2017 Chevrolet Silverado 1500 LTZ

2022 Chevrolet Equinox LT

2018 Honda Accord Sport

Illinois Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $20,000

2020 Ford Explorer Platinum

Ford Explorer Platinum

2020 Ford Explorer Platinum Car Loan Estimate

2022 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2022 Hyundai SANTA FE SEL Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 GMC Terrain SLE

GMC Terrain SLE

2018 GMC Terrain SLE Car Loan Estimate

2020 Chevrolet Equinox LS

Chevrolet Equinox LS

2020 Chevrolet Equinox LS Car Loan Estimate

2020 Chrysler Pacifica Touring

Chrysler Pacifica Touring

2020 Chrysler Pacifica Touring Car Loan Estimate

2017 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2017 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2022 Chevrolet Equinox LT

Chevrolet Equinox LT

2022 Chevrolet Equinox LT Car Loan Estimate

2018 Honda Accord Sport

Honda Accord Sport

2018 Honda Accord Sport Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $20,000

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