Illinois Used Cars Under $20,000 |with Payments|

2018 Honda Accord LX

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This average mileage preowned 2018 Honda Accord LX FWD sedan under 77,000 miles, cvt transmission, and 37 MPG, 1.5L gas engine is for sale right now under $18K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$17,250
Est. Payment:	$423.87 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,385
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$17,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,916.09
Avg. DMV Fee	196.00
Cash Sale Price	$19,531.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,531.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$423.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Compass Trailhawk

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This high mileage preowned 2019 Jeep Compass Trailhawk 4x4 SUV under 114,000 miles, automatic transmission, and 37 MPG, 2.4L gas engine is for sale right now below $16K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$15,978
Est. Payment:	$560.54 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,891
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$15,978.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,776.17
Avg. DMV Fee	196.00
Cash Sale Price	$18,119.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,119.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$560.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Sport

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This low mileage second hand 2020 Hyundai TUCSON Sport AWD SUV below 29,000 miles, automatic transmission, and 37 MPG, 2.4L gas engine is for sale right now below $20K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$19,965
Est. Payment:	$385.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,120
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$19,965.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,214.74
Avg. DMV Fee	196.00
Cash Sale Price	$22,544.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,544.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$385.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Mercedes-Benz S-Class S 550 4MATIC

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This high mileage preowned 2015 Mercedes-Benz S-Class S 550 4MATIC AWD sedan below 131,000 miles, automatic transmission, and 37 MPG, 4.7L gas engine is for sale right now under $19K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$18,777
Est. Payment:	$774.56 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,876
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$18,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,084.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,226.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,226.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$774.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 10,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $20K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$19,987
Est. Payment:	$386.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,668
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$19,987.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.16
Avg. DMV Fee	196.00
Cash Sale Price	$22,569.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,569.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$386.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage preowned 2023 Hyundai KONA SEL AWD SUV under 55,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $19K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$18,610
Est. Payment:	$386.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,724
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$18,610.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,065.69
Avg. DMV Fee	196.00
Cash Sale Price	$21,040.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,040.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$386.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai TUCSON Ultimate

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This above average mileage second hand 2019 Hyundai TUCSON Ultimate AWD SUV under 97,000 miles, automatic transmission, and 37 MPG, 2.4L gas engine is for sale right now below $18K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$17,584
Est. Payment:	$536.83 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,252
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$17,584.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,952.83
Avg. DMV Fee	196.00
Cash Sale Price	$19,901.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,901.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$536.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Renegade Latitude

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This average mileage certified used 2021 Jeep Renegade Latitude FWD SUV under 73,000 miles, automatic transmission, and 37 MPG, 2.4L gas engine is for sale right now below $17K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$16,440
Est. Payment:	$404.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,956
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$16,440.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,826.99
Avg. DMV Fee	196.00
Cash Sale Price	$18,631.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,631.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$404.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mercedes-Benz CLA CLA 250 4MATIC

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This low mileage preowned 2018 Mercedes-Benz CLA CLA 250 4MATIC AWD sedan under 58,000 miles, automatic transmission, and 37 MPG, 2.0L gas engine is for sale right now below $17K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$16,499
Est. Payment:	$343.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,518
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$16,499.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,833.48
Avg. DMV Fee	196.00
Cash Sale Price	$18,697.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,697.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$343.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Rio S

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This low mileage second hand 2023 Kia Rio S FWD sedan under 47,000 miles, cvt transmission, and 37 MPG, 1.6L gas engine is for sale right now below $16K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$15,429
Est. Payment:	$299.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,567
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$15,429.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,715.78
Avg. DMV Fee	196.00
Cash Sale Price	$17,509.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,509.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$299.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $20,000

2018 Honda Accord LX

2019 Jeep Compass Trailhawk

2020 Hyundai TUCSON Sport

2015 Mercedes-Benz S-Class S 550 4MATIC

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai KONA SEL

2019 Hyundai TUCSON Ultimate

2021 Jeep Renegade Latitude

2018 Mercedes-Benz CLA CLA 250 4MATIC

2023 Kia Rio S

Illinois Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $20,000

2018 Honda Accord LX

Honda Accord LX

2018 Honda Accord LX Car Loan Estimate

2019 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2019 Jeep Compass Trailhawk Car Loan Estimate

2020 Hyundai TUCSON Sport

Hyundai TUCSON Sport

2020 Hyundai TUCSON Sport Car Loan Estimate

2015 Mercedes-Benz S-Class S 550 4MATIC

Mercedes-Benz S-Class S 550 4MATIC

2015 Mercedes-Benz S-Class S 550 4MATIC Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2019 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2019 Hyundai TUCSON Ultimate Car Loan Estimate

2021 Jeep Renegade Latitude

Jeep Renegade Latitude

2021 Jeep Renegade Latitude Car Loan Estimate

2018 Mercedes-Benz CLA CLA 250 4MATIC

Mercedes-Benz CLA CLA 250 4MATIC

2018 Mercedes-Benz CLA 250 4MATIC Car Loan Estimate

2023 Kia Rio S

Kia Rio S

2023 Kia Rio S Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $20,000

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