Illinois Used Cars Under $20,000 |with Payments|

2021 Hyundai PALISADE SEL

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This high mileage preowned 2021 Hyundai PALISADE SEL AWD SUV below 120,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now below $20K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$19,897
Est. Payment:	$819.93 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,407
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$19,897.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.26
Avg. DMV Fee	196.00
Cash Sale Price	$22,469.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,469.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$819.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This above average mileage preowned 2022 Hyundai TUCSON SEL AWD SUV under 97,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $18K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$17,900
Est. Payment:	$546.30 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,382
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,252.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,252.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$546.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mazda Mazda3 Touring

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This low mileage used 2018 Mazda Mazda3 Touring FWD sedan below 40,000 miles, manual transmission, and 28 MPG, 2.5L gas engine is for sale right now below $19K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$18,964
Est. Payment:	$366.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,780
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$18,964.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,104.63
Avg. DMV Fee	196.00
Cash Sale Price	$21,433.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,433.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$366.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee Laredo X

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This above average mileage second hand 2021 Jeep Grand Cherokee Laredo X 4x4 SUV under 96,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,350
Est. Payment:	$589.71 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,939
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,147.09
Avg. DMV Fee	196.00
Cash Sale Price	$21,862.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,862.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$589.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 24,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$19,543
Est. Payment:	$377.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,959
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$19,543.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,168.32
Avg. DMV Fee	196.00
Cash Sale Price	$22,076.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,076.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$377.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Murano Platinum

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This above average mileage second hand 2018 Nissan Murano Platinum AWD SUV under 92,000 miles, cvt transmission, and 28 MPG, 3.5L gas engine is for sale right now below $17K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$16,459
Est. Payment:	$503.15 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,911
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$16,459.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,829.08
Avg. DMV Fee	196.00
Cash Sale Price	$18,653.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,653.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$503.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia K5 EX

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This high mileage used 2021 Kia K5 EX FWD sedan below 102,000 miles, automatic transmission, and 28 MPG, 1.6L gas engine is for sale right now below $16K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$16,000
Est. Payment:	$561.30 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,789
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$16,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,778.59
Avg. DMV Fee	196.00
Cash Sale Price	$18,143.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,143.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$561.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage certified used 2024 Hyundai ELANTRA SE FWD sedan below 47,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$19,910
Est. Payment:	$384.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,731
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$19,910.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,208.69
Avg. DMV Fee	196.00
Cash Sale Price	$22,483.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,483.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$384.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV under 47,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$19,700
Est. Payment:	$380.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,437
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,185.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,250.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,250.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$380.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai KONA SEL

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This low mileage used 2020 Hyundai KONA SEL AWD SUV under 21,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $19K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$18,367
Est. Payment:	$355.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,735
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$18,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,038.96
Avg. DMV Fee	196.00
Cash Sale Price	$20,770.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,770.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$355.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $20,000

2021 Hyundai PALISADE SEL

2022 Hyundai TUCSON SEL

2018 Mazda Mazda3 Touring

2021 Jeep Grand Cherokee Laredo X

2023 Hyundai ELANTRA SEL

2018 Nissan Murano Platinum

2021 Kia K5 EX

2024 Hyundai ELANTRA SE

2025 Jeep Compass Limited

2020 Hyundai KONA SEL

Illinois Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $20,000

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2018 Mazda Mazda3 Touring

Mazda Mazda3 Touring

2018 Mazda3 Touring Car Loan Estimate

2021 Jeep Grand Cherokee Laredo X

Jeep Grand Cherokee Laredo X

2021 Jeep Grand Cherokee Laredo X Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 Nissan Murano Platinum

Nissan Murano Platinum

2018 Nissan Murano Platinum Car Loan Estimate

2021 Kia K5 EX

Kia K5 EX

2021 Kia K5 EX Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2020 Hyundai KONA SEL

Hyundai KONA SEL

2020 Hyundai KONA SEL Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $20,000

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