Illinois Used Cars Under $400 a Month. Finance Payments Below $400

2023 Hyundai SONATA SEL

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This low mileage preowned 2023 Hyundai SONATA SEL FWD sedan under 43,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $21K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$20,488
Est. Payment:	$395.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,783
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$20,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,272.27
Avg. DMV Fee	196.00
Cash Sale Price	$23,125.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,125.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$395.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan under 57,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$19,900
Est. Payment:	$412.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,957
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,472.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,472.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$412.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 6,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,859
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.4L

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This high mileage preowned 2017 Hyundai SANTA FE Sport 2.4L AWD SUV below 108,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $12K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$11,541
Est. Payment:	$408.18 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,169
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$11,541.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,288.10
Avg. DMV Fee	196.00
Cash Sale Price	$13,194.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,194.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$408.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 23,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $19K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$19,000
Est. Payment:	$367.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,399
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,108.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,473.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,473.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$367.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Limited

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This low mileage certified preowned 2023 Hyundai ELANTRA Limited FWD sedan under 10,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$20,917
Est. Payment:	$403.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,831
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$20,917.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,319.46
Avg. DMV Fee	196.00
Cash Sale Price	$23,601.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,601.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$403.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified second hand 2025 Hyundai VENUE SEL FWD hatchback below 20,000 miles, cvt transmission, and 1.6L gas engine is for sale right now under $22K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$21,488
Est. Payment:	$414.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,790
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$21,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,382.27
Avg. DMV Fee	196.00
Cash Sale Price	$24,235.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,235.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$414.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan below 18,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $21K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$20,967
Est. Payment:	$404.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,179
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$20,967.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,324.96
Avg. DMV Fee	196.00
Cash Sale Price	$23,656.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,656.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$404.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SE

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This low mileage used 2026 Hyundai KONA SE FWD SUV under 18,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at World Hyundai Matteson in Matteson, IL. ...View More Details

Sales Price:	$20,830
Est. Payment:	$402.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,931
Location:	Matteson, IL

Item	Amount
Used Car Price⁽¹⁾	$20,830.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,309.89
Avg. DMV Fee	196.00
Cash Sale Price	$23,504.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,504.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$402.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,830.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan below 37,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,325
Est. Payment:	$411.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,560
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,325.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,364.34
Avg. DMV Fee	196.00
Cash Sale Price	$24,054.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,054.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$411.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai SONATA SEL

2024 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2017 Hyundai SANTA FE Sport 2.4L

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA Limited

2025 Hyundai VENUE SEL

2024 Hyundai ELANTRA SEL

2026 Hyundai KONA SE

2025 Kia K4 LXS

Illinois Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2017 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2017 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2023 Hyundai ELANTRA Limited Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2026 Hyundai KONA SE

Hyundai KONA SE

2026 Hyundai KONA SE Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $400 / Month

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