Illinois Used Cars Under $400 a Month. Finance Payments Below $400

2019 Hyundai KONA SEL

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This above average mileage preowned 2019 Hyundai KONA SEL FWD SUV under 99,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $14K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$13,172
Est. Payment:	$404.73 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,616
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$13,172.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,467.51
Avg. DMV Fee	196.00
Cash Sale Price	$15,004.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,004.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$404.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,172.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 10,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$19,987
Est. Payment:	$386.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,668
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$19,987.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.16
Avg. DMV Fee	196.00
Cash Sale Price	$22,569.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,569.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This low mileage certified used 2022 Hyundai KONA SEL AWD SUV under 57,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $19K at Gerald Hyundai in North Aurora, IL. ...View More Details

Sales Price:	$18,945
Est. Payment:	$393.14 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,723
Location:	North Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$18,945.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,102.54
Avg. DMV Fee	196.00
Cash Sale Price	$21,412.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,412.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$393.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL

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This low mileage used 2022 Hyundai SONATA SEL FWD sedan below 54,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $19K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$18,977
Est. Payment:	$393.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,621
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,106.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,448.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$393.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Land Rover Discovery Sport P250 SE

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This low mileage preowned 2020 Land Rover Discovery Sport P250 SE AWD SUV below 33,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $21K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,153
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$395.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified preowned 2024 Hyundai ELANTRA SEL FWD sedan below 40,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $21K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$20,800
Est. Payment:	$401.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,519
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$20,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,306.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,471.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,471.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$401.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Audi Q5 3.0T quattro Premium Plus

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This average mileage second hand 2017 Audi Q5 3.0T quattro Premium Plus AWD SUV below 83,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $14K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$13,900
Est. Payment:	$379.61 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,994
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$13,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,547.59
Avg. DMV Fee	196.00
Cash Sale Price	$15,812.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,812.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$379.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai TUCSON Limited

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This low mileage second hand 2018 Hyundai TUCSON Limited AWD SUV below 47,000 miles, automatic transmission, and 25 MPG, 1.6L gas engine is for sale right now below $19K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$19,000
Est. Payment:	$367.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,117
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,108.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,473.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,473.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$367.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Rogue SL

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This average mileage used 2019 Nissan Rogue SL AWD SUV under 88,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $15K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$14,844
Est. Payment:	$404.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,369
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$14,844.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,651.43
Avg. DMV Fee	196.00
Cash Sale Price	$16,860.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,860.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$404.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Renegade Latitude

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This low mileage used 2021 Jeep Renegade Latitude 4x4 SUV below 27,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now below $20K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$19,377
Est. Payment:	$374.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,012
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,377.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,150.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,892.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,892.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $400 / Month

2019 Hyundai KONA SEL

2025 Hyundai ELANTRA SEL Sport

2022 Hyundai KONA SEL

2022 Hyundai SONATA SEL

2020 Land Rover Discovery Sport P250 SE

2024 Hyundai ELANTRA SEL

2017 Audi Q5 3.0T quattro Premium Plus

2018 Hyundai TUCSON Limited

2019 Nissan Rogue SL

2021 Jeep Renegade Latitude

Illinois Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $400 / Month

2019 Hyundai KONA SEL

Hyundai KONA SEL

2019 Hyundai KONA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Car Loan Estimate

2020 Land Rover Discovery Sport P250 SE

Land Rover Discovery Sport P250 SE

2020 Land Rover Discovery Sport P250 SE Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2017 Audi Q5 3.0T quattro Premium Plus

Audi Q5 3.0T quattro Premium Plus

2017 Audi Q5 3.0T quattro Premium Plus Car Loan Estimate

2018 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2018 Hyundai TUCSON Limited Car Loan Estimate

2019 Nissan Rogue SL

Nissan Rogue SL

2019 Nissan Rogue SL Car Loan Estimate

2021 Jeep Renegade Latitude

Jeep Renegade Latitude

2021 Jeep Renegade Latitude Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $400 / Month

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