Illinois Used Cars Under $400 a Month. Finance Payments Below $400

2017 Hyundai SANTA FE Sport 2.4L

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This high mileage preowned 2017 Hyundai SANTA FE Sport 2.4L FWD SUV below 103,000 miles, a transmission, and 35 MPG, 2.4L gas engine is for sale right now below $11K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$10,617
Est. Payment:	$376.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,782
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$10,617.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,186.46
Avg. DMV Fee	196.00
Cash Sale Price	$12,168.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,168.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$376.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,617.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage preowned 2023 Hyundai KONA SEL AWD SUV below 39,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$376.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,297
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$376.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan below 39,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$19,411
Est. Payment:	$375.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,568
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$19,411.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,153.80
Avg. DMV Fee	196.00
Cash Sale Price	$21,929.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,929.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,411.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan below 54,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$404.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,069
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$404.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

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This low mileage used 2024 Hyundai KONA SEL AWD SUV below 48,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $21K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$20,995
Est. Payment:	$405.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,479
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.04
Avg. DMV Fee	196.00
Cash Sale Price	$23,688.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,688.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$405.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Malibu LT

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This high mileage used 2017 Chevrolet Malibu LT FWD sedan below 118,000 miles, a transmission, and 35 MPG, 1.5L gas engine is for sale right now under $12K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$11,371
Est. Payment:	$402.34 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,606
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$11,371.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,269.40
Avg. DMV Fee	196.00
Cash Sale Price	$13,005.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,005.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$402.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This low mileage used 2022 Hyundai KONA SEL AWD SUV under 39,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$18,895
Est. Payment:	$365.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,611
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$18,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,097.04
Avg. DMV Fee	196.00
Cash Sale Price	$21,357.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,357.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$365.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Ford Escape Limited

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This high mileage second hand 2011 Ford Escape Limited FWD SUV below 174,000 miles, a transmission, and 35 MPG, 3.0L flexible engine is for sale right now below $7K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$297.33 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	173,560
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$297.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage preowned 2025 Kia Soul LX FWD wagon under 8,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $21K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$20,684
Est. Payment:	$399.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,483
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$20,684.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,293.83
Avg. DMV Fee	196.00
Cash Sale Price	$23,342.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,342.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$399.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage preowned 2023 Hyundai ELANTRA SEL FWD sedan below 43,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$19,900
Est. Payment:	$384.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,070
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,472.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,472.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$384.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $400 / Month

2017 Hyundai SANTA FE Sport 2.4L

2023 Hyundai KONA SEL

2025 Kia K4 LXS

2024 Hyundai ELANTRA SEL

2024 Hyundai KONA SEL

2017 Chevrolet Malibu LT

2022 Hyundai KONA SEL

2011 Ford Escape Limited

2025 Kia Soul LX

2023 Hyundai ELANTRA SEL

Illinois Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $400 / Month

2017 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2017 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2017 Chevrolet Malibu LT

Chevrolet Malibu LT

2017 Chevrolet Malibu LT Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2011 Ford Escape Limited

Ford Escape Limited

2011 Ford Escape Limited Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $400 / Month

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