Illinois Used Cars Under $400 a Month. Finance Payments Below $400

2019 Audi Q5 quattro Premium Plus 45 TFSI

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This below average mileage used 2019 Audi Q5 quattro Premium Plus 45 TFSI AWD SUV under 66,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $18K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$17,999
Est. Payment:	$404.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,238
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,998.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,362.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,362.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$404.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV under 48,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$376.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,477
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$376.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage certified second hand 2024 Hyundai VENUE SEL FWD hatchback below 54,000 miles, cvt transmission, and 26 MPG, 1.6L gas engine is for sale right now under $20K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$404.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,480
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$404.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Seltos S

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This low mileage second hand 2025 Kia Seltos S FWD SUV under 39,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,824
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Trailblazer RS

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This low mileage used 2023 Chevrolet Trailblazer RS FWD SUV below 42,000 miles, cvt transmission, and 26 MPG, 1.3L gas engine is for sale right now under $21K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$20,577
Est. Payment:	$397.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,860
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$20,577.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,282.06
Avg. DMV Fee	196.00
Cash Sale Price	$23,224.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,224.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$397.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.4L

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This high mileage used 2017 Hyundai SANTA FE Sport 2.4L AWD SUV below 178,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $8K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$7,449
Est. Payment:	$315.72 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	178,269
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$7,449.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	837.98
Avg. DMV Fee	196.00
Cash Sale Price	$8,651.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,651.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$315.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.4L

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This high mileage used 2017 Hyundai SANTA FE Sport 2.4L AWD SUV under 108,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now below $12K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$11,541
Est. Payment:	$408.18 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,169
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$11,541.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,288.10
Avg. DMV Fee	196.00
Cash Sale Price	$13,194.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,194.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$408.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage certified preowned 2023 Hyundai VENUE Limited FWD hatchback under 54,000 miles, cvt transmission, and 26 MPG, 1.6L gas engine is for sale right now below $19K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$18,999
Est. Payment:	$394.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,072
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,108.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,472.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,472.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$394.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2009 Honda Accord EX-L

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This high mileage preowned 2009 Honda Accord EX-L FWD coupe under 150,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $8K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$7,426
Est. Payment:	$314.79 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	150,408
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$7,426.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	835.45
Avg. DMV Fee	196.00
Cash Sale Price	$8,626.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,626.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$314.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV below 45,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $22K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$21,377
Est. Payment:	$412.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,674
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$21,377.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,370.06
Avg. DMV Fee	196.00
Cash Sale Price	$24,112.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,112.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$412.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Illinois