Illinois Used Cars Under $45,000 |with Payments|

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup below 33,000 miles, a transmission, and 51 MPG, 2.7L gas engine is for sale right now below $44K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$43,498
Est. Payment:	$832.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,606
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$43,498.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,803.37
Avg. DMV Fee	196.00
Cash Sale Price	$48,666.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,666.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$832.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage used 2024 Toyota Tacoma SR5 4X4 pickup below 40,000 miles, a transmission, and 51 MPG, 2.4L gas engine is for sale right now below $42K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$41,795
Est. Payment:	$800.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,369
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$41,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,616.04
Avg. DMV Fee	196.00
Cash Sale Price	$46,776.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,776.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$800.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This below average mileage second hand 2023 GMC Sierra 1500 Elevation 4X4 pickup below 61,000 miles, a transmission, and 51 MPG, 5.3L gas engine is for sale right now under $42K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$41,620
Est. Payment:	$925.24 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,378
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$41,620.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,596.79
Avg. DMV Fee	196.00
Cash Sale Price	$46,581.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,581.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$925.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Prestige

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This low mileage preowned 2026 Genesis G70 2.5T Prestige AWD sedan under 3,000 miles, a transmission, and 51 MPG, 2.5L gas engine is for sale right now under $44K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$43,999
Est. Payment:	$842.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,672
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.48
Avg. DMV Fee	196.00
Cash Sale Price	$49,222.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,222.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$842.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup under 0,000 miles, a transmission, and 51 MPG, 3.5L hybrid engine is for sale right now below $43K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$42,794
Est. Payment:	$819.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$42,794.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.93
Avg. DMV Fee	196.00
Cash Sale Price	$47,884.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,884.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$819.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Avenir

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This low mileage used 2024 Buick Enclave Avenir 4X4 SUV below 0,000 miles, a transmission, and 51 MPG, 3.6L gas engine is for sale right now below $45K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$861.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$861.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This low mileage preowned 2023 Lincoln Aviator Reserve AWD SUV under 50,000 miles, a transmission, and 51 MPG, 3.0L gas engine is for sale right now below $43K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$42,932
Est. Payment:	$822.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,647
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$42,932.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,741.11
Avg. DMV Fee	196.00
Cash Sale Price	$48,038.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,038.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Prestige

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This low mileage used 2026 Genesis G70 2.5T Prestige AWD sedan below 3,000 miles, a transmission, and 51 MPG, 2.5L gas engine is for sale right now under $45K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$44,444
Est. Payment:	$850.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,672
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,444.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,907.43
Avg. DMV Fee	196.00
Cash Sale Price	$49,716.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,716.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$850.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

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This low mileage used 2023 Ford Mustang GT RWD coupe below 23,000 miles, transmission, and 51 MPG, 5.0L gas engine is for sale right now under $44K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$43,634
Est. Payment:	$835.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,517
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$43,634.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,818.33
Avg. DMV Fee	196.00
Cash Sale Price	$48,817.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,817.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$835.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,634.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive45e

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This low mileage preowned 2023 BMW X5 xDrive45e AWD SUV below 26,000 miles, a transmission, and 51 MPG, 3.0L hybrid engine is for sale right now below $45K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$44,500
Est. Payment:	$851.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,960
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,913.59
Avg. DMV Fee	196.00
Cash Sale Price	$49,778.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,778.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$851.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2024 Toyota Tacoma SR5

2023 GMC Sierra 1500 Elevation

2026 Genesis G70 2.5T Prestige

2025 Ford F-150 XLT

2024 Buick Enclave Avenir

2023 Lincoln Aviator Reserve

2026 Genesis G70 2.5T Prestige

2023 Ford Mustang GT

2023 BMW X5 xDrive45e

Illinois Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Car Loan Estimate

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Buick Enclave Avenir

Buick Enclave Avenir

2024 Buick Enclave Avenir Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2023 BMW X5 xDrive45e

BMW X5 xDrive45e

2023 BMW X5 xDrive45e Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $45,000

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