Illinois Used Cars Under $45,000 |with Payments|

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 31,000 miles, automatic transmission, and 24 MPG, 5.7L hybrid engine is for sale right now below $42K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$41,350
Est. Payment:	$791.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,891
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$41,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,567.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,282.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,282.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$791.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR5

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This low mileage second hand 2023 Toyota Tundra SR5 4x4 pickup under 29,000 miles, automatic transmission, and 24 MPG, 3.4L gas engine is for sale right now under $43K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$42,720
Est. Payment:	$817.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,880
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$42,720.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,717.79
Avg. DMV Fee	196.00
Cash Sale Price	$47,802.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,802.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$817.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon AT4

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This low mileage preowned 2025 GMC Canyon AT4 4x4 pickup under 11,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $43K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$42,526
Est. Payment:	$814.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,234
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$42,526.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,696.45
Avg. DMV Fee	196.00
Cash Sale Price	$47,587.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,587.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$814.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300 4MATIC

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This low mileage preowned 2025 Mercedes-Benz C-Class C 300 4MATIC AWD sedan below 8,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $41K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$40,997
Est. Payment:	$785.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,203
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$40,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,528.26
Avg. DMV Fee	196.00
Cash Sale Price	$45,890.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,890.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$785.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage preowned 2021 Ford F-150 XLT 4x4 pickup below 58,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $40K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$822.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,897
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,783.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$822.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 17,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $43K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$42,547
Est. Payment:	$814.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,720
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$42,547.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,698.76
Avg. DMV Fee	196.00
Cash Sale Price	$47,610.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,610.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$814.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/A-SPEC

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This low mileage preowned 2023 Acura MDX SH-AWD w/A-SPEC AWD SUV under 29,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $42K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$42,000
Est. Payment:	$804.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,770
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,638.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,003.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,003.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$804.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 43,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $44K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$43,367
Est. Payment:	$830.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,417
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$43,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,788.96
Avg. DMV Fee	196.00
Cash Sale Price	$48,520.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,520.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$830.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 47,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $44K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$44,000
Est. Payment:	$842.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,911
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.59
Avg. DMV Fee	196.00
Cash Sale Price	$49,223.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,223.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$842.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2026 Hyundai SANTA FE Calligraphy AWD SUV under 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $43K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$42,980
Est. Payment:	$822.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	782
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$42,980.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.39
Avg. DMV Fee	196.00
Cash Sale Price	$48,091.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,091.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $45,000

2023 Ram 1500 Big Horn

2023 Toyota Tundra SR5

2025 GMC Canyon AT4

2025 Mercedes-Benz C-Class C 300 4MATIC

2021 Ford F-150 XLT

2024 Hyundai PALISADE Calligraphy

2023 Acura MDX SH-AWD w/A-SPEC

2023 Ford F-150 XLT

2023 BMW X5 xDrive40i

2026 Hyundai SANTA FE Calligraphy

Illinois Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $45,000

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Toyota Tundra SR5

Toyota Tundra SR5

2023 Toyota Tundra SR5 Car Loan Estimate

2025 GMC Canyon AT4

GMC Canyon AT4

2025 GMC Canyon AT4 Car Loan Estimate

2025 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2025 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Acura MDX SH-AWD w/A-SPEC

Acura MDX SH-AWD w/A-SPEC

2023 Acura MDX SH-AWD w/A-SPEC Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $45,000

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