Illinois Used Cars Under $45,000 |with Payments|

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 31,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $44K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$43,112
Est. Payment:	$825.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,819
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$43,112.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,760.91
Avg. DMV Fee	196.00
Cash Sale Price	$48,237.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,237.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$825.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,112.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 24,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now below $42K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$41,277
Est. Payment:	$790.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,091
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$41,277.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,559.06
Avg. DMV Fee	196.00
Cash Sale Price	$46,201.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,201.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$790.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 9 SEL

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This low mileage used 2026 Hyundai IONIQ 9 SEL AWD SUV under 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $43K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$42,985
Est. Payment:	$823.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,115
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$42,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,746.94
Avg. DMV Fee	196.00
Cash Sale Price	$48,096.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,096.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Yukon XL SLT

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This average mileage second hand 2021 GMC Yukon XL SLT 4x4 SUV under 77,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $42K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$41,477
Est. Payment:	$1007.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,178
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$41,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,581.06
Avg. DMV Fee	196.00
Cash Sale Price	$46,423.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,423.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1007.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2026 Hyundai SANTA FE Calligraphy AWD SUV below 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $44K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$43,320
Est. Payment:	$829.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,473
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$43,320.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,783.79
Avg. DMV Fee	196.00
Cash Sale Price	$48,468.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,468.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$829.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350 4MATIC

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This low mileage certified used 2022 Mercedes-Benz GLE GLE 350 4MATIC AWD SUV below 28,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $43K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$42,820
Est. Payment:	$819.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,120
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$42,820.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,728.79
Avg. DMV Fee	196.00
Cash Sale Price	$47,913.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,913.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,820.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 3.5T Sport

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This low mileage certified used 2023 Genesis GV70 3.5T Sport AWD SUV below 37,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$44,477
Est. Payment:	$851.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,138
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$44,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,911.06
Avg. DMV Fee	196.00
Cash Sale Price	$49,753.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,753.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$851.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Limited

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This low mileage second hand 2025 Hyundai PALISADE Limited AWD SUV under 3,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $42K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$41,610
Est. Payment:	$796.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,576
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$41,610.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,595.69
Avg. DMV Fee	196.00
Cash Sale Price	$46,570.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,570.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$796.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 15,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $44K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$43,996
Est. Payment:	$842.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,659
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$43,996.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.15
Avg. DMV Fee	196.00
Cash Sale Price	$49,219.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,219.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$842.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 57,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $42K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$41,250
Est. Payment:	$847.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,402
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$41,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,556.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,171.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,171.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$847.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $45,000

2022 Ram 1500 Laramie

2023 Ram 1500 Big Horn

2026 Hyundai IONIQ 9 SEL

2021 GMC Yukon XL SLT

2026 Hyundai SANTA FE Calligraphy

2022 Mercedes-Benz GLE GLE 350 4MATIC

2023 Genesis GV70 3.5T Sport

2025 Hyundai PALISADE Limited

2023 Ford F-150 XLT

2023 Ford F-150 XLT

Illinois Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $45,000

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2026 Hyundai IONIQ 9 SEL

Hyundai IONIQ 9 SEL

2026 Hyundai IONIQ 9 SEL Car Loan Estimate

2021 GMC Yukon XL SLT

GMC Yukon XL SLT

2021 GMC Yukon XL SLT Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350 4MATIC

Mercedes-Benz GLE GLE 350 4MATIC

2022 Mercedes-Benz GLE 350 4MATIC Car Loan Estimate

2023 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2023 Genesis GV70 3.5T Sport Car Loan Estimate

2025 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2025 Hyundai PALISADE Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $45,000

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