Illinois Used Cars Under $550 a Month. Finance Payments Below $550

2023 Cadillac XT4 Sport

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This low mileage used 2023 Cadillac XT4 Sport 4X4 wagon under 50,000 miles, a transmission, and 130 MPG, 2.0L gas engine is for sale right now under $28K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$27,315
Est. Payment:	$563.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,460
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$27,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,023.24
Avg. DMV Fee	196.00
Cash Sale Price	$30,703.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,703.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$563.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ Limited

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This average mileage used 2023 Hyundai SANTA CRUZ Limited AWD pickup under 89,000 miles, a transmission, and 130 MPG, 2.5L gas engine is for sale right now under $21K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$20,999
Est. Payment:	$568.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,788
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.48
Avg. DMV Fee	196.00
Cash Sale Price	$23,692.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,692.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$568.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage preowned 2025 Chevrolet Equinox LT 4X4 SUV under 19,000 miles, a transmission, and 130 MPG, 1.5L gas engine is for sale right now under $30K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$29,371
Est. Payment:	$564.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,875
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$29,371.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,249.40
Avg. DMV Fee	196.00
Cash Sale Price	$32,985.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,985.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$564.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage preowned 2026 Hyundai KONA Limited AWD SUV below 5,000 miles, a transmission, and 130 MPG, 1.6L gas engine is for sale right now below $28K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$27,483
Est. Payment:	$528.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,902
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$27,483.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,041.72
Avg. DMV Fee	196.00
Cash Sale Price	$30,889.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,889.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$528.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,483.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA Limited

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This high mileage used 2022 Hyundai SONATA Limited FWD sedan below 105,000 miles, a transmission, and 130 MPG, 1.6L gas engine is for sale right now below $16K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$15,900
Est. Payment:	$557.87 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,094
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$15,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,767.59
Avg. DMV Fee	196.00
Cash Sale Price	$18,032.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,032.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$557.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Mercedes-Benz E-Class E 550

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This below average mileage used 2016 Mercedes-Benz E-Class E 550 RWD convertible under 68,000 miles, a transmission, and 130 MPG, 4.7L gas engine is for sale right now under $24K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$23,366
Est. Payment:	$522.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,079
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$23,366.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,588.85
Avg. DMV Fee	196.00
Cash Sale Price	$26,319.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,319.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$522.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE SEL

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This average mileage second hand 2021 Hyundai PALISADE SEL AWD SUV below 85,000 miles, a transmission, and 130 MPG, 3.8L gas engine is for sale right now below $21K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$20,977
Est. Payment:	$568.19 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,082
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,326.06
Avg. DMV Fee	196.00
Cash Sale Price	$23,668.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,668.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$568.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Grand Cherokee Limited

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This average mileage used 2020 Jeep Grand Cherokee Limited 4X4 SUV below 72,000 miles, a transmission, and 130 MPG, 3.6L gas engine is for sale right now below $22K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$21,444
Est. Payment:	$524.90 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,155
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$21,444.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,377.43
Avg. DMV Fee	196.00
Cash Sale Price	$24,186.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,186.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$524.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage second hand 2024 Hyundai TUCSON SEL AWD SUV under 5,000 miles, a transmission, and 130 MPG, 2.5L gas engine is for sale right now below $29K at Gerald Hyundai in North Aurora, IL. ...View More Details

Sales Price:	$28,852
Est. Payment:	$554.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,836
Location:	North Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$28,852.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,192.31
Avg. DMV Fee	196.00
Cash Sale Price	$32,409.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,409.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$554.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,852.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Tesla Model 3 Long Range

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This low mileage used 2022 Tesla Model 3 Long Range AWD sedan below 59,000 miles, a transmission, and 0.0L electric engine is for sale right now under $26K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$26,000
Est. Payment:	$536.92 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,122
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$26,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,878.59
Avg. DMV Fee	196.00
Cash Sale Price	$29,243.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,243.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$536.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $550 / Month

2023 Cadillac XT4 Sport

2023 Hyundai SANTA CRUZ Limited

2025 Chevrolet Equinox LT

2026 Hyundai KONA Limited

2022 Hyundai SONATA Limited

2016 Mercedes-Benz E-Class E 550

2021 Hyundai PALISADE SEL

2020 Jeep Grand Cherokee Limited

2024 Hyundai TUCSON SEL

2022 Tesla Model 3 Long Range

Illinois Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $550 / Month

2023 Cadillac XT4 Sport

Cadillac XT4 Sport

2023 Cadillac XT4 Sport Car Loan Estimate

2023 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2023 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2022 Hyundai SONATA Limited

Hyundai SONATA Limited

2022 Hyundai SONATA Limited Car Loan Estimate

2016 Mercedes-Benz E-Class E 550

Mercedes-Benz E-Class E 550

2016 Mercedes-Benz E-Class E 550 Car Loan Estimate

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

2020 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2020 Jeep Grand Cherokee Limited Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2022 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2022 Tesla Model 3 Long Range Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $550 / Month

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