Illinois Used Cars Under $550 a Month. Finance Payments Below $550

2022 Hyundai TUCSON SEL

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This above average mileage preowned 2022 Hyundai TUCSON SEL AWD SUV below 97,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $18K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$17,900
Est. Payment:	$546.30 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,382
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,252.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,252.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$546.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE SEL

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This above average mileage second hand 2022 Hyundai SANTA FE SEL AWD SUV under 94,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $17K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$16,939
Est. Payment:	$517.52 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,072
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$16,939.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,881.88
Avg. DMV Fee	196.00
Cash Sale Price	$19,185.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,185.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$517.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,939.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Tiguan SE 4Motion

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This low mileage second hand 2025 Volkswagen Tiguan SE 4Motion AWD SUV under 4,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,799
Est. Payment:	$553.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,774
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,186.48
Avg. DMV Fee	196.00
Cash Sale Price	$32,350.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,350.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$553.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE SEL

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This average mileage used 2021 Hyundai PALISADE SEL AWD SUV under 80,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now below $23K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$22,857
Est. Payment:	$558.94 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,883
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$22,857.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,532.86
Avg. DMV Fee	196.00
Cash Sale Price	$25,754.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,754.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$558.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,857.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD minivan below 56,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,999
Est. Payment:	$536.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,454
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,878.48
Avg. DMV Fee	196.00
Cash Sale Price	$29,242.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,242.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$536.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Limited

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This low mileage certified second hand 2024 Hyundai TUCSON Limited AWD SUV below 27,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $29K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$28,585
Est. Payment:	$549.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,156
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$28,585.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,162.94
Avg. DMV Fee	196.00
Cash Sale Price	$32,112.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,112.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$549.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage used 2023 Jeep Wrangler Sahara 4xe 4x4 SUV below 30,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $29K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$29,000
Est. Payment:	$557.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,993
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$29,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,208.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,573.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,573.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$557.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Limited

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This low mileage certified used 2024 Hyundai TUCSON Limited AWD SUV under 33,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $30K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$29,163
Est. Payment:	$560.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,363
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$29,163.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,226.52
Avg. DMV Fee	196.00
Cash Sale Price	$32,754.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,754.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$560.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,163.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified preowned 2026 Hyundai TUCSON SEL FWD SUV under 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $30K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$29,664
Est. Payment:	$569.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$29,664.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,281.63
Avg. DMV Fee	196.00
Cash Sale Price	$33,310.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,310.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$569.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mitsubishi Outlander SE

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This low mileage certified preowned 2025 Mitsubishi Outlander SE FWD SUV below 53,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $28K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$27,120
Est. Payment:	$559.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,493
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$27,120.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,001.79
Avg. DMV Fee	196.00
Cash Sale Price	$30,486.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,486.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$559.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $550 / Month

2022 Hyundai TUCSON SEL

2022 Hyundai SANTA FE SEL

2025 Volkswagen Tiguan SE 4Motion

2021 Hyundai PALISADE SEL

2024 Chrysler Pacifica Touring L

2024 Hyundai TUCSON Limited

2023 Jeep Wrangler Sahara 4xe

2024 Hyundai TUCSON Limited

2026 Hyundai TUCSON SEL

2025 Mitsubishi Outlander SE

Illinois Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $550 / Month

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2022 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2022 Hyundai SANTA FE SEL Car Loan Estimate

2025 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2025 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2024 Hyundai TUCSON Limited Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2024 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2024 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2025 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2025 Mitsubishi Outlander SE Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $550 / Month

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