Illinois Used Cars Under $650 a Month. Finance Payments Below $650

2025 Ford Mustang EcoBoost

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This low mileage preowned 2025 Ford Mustang EcoBoost RWD convertible under 32,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $35K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$34,577
Est. Payment:	$870.78 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,431
Location:	Oak Lawn, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$34,577.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,822.06
Avg. DMV Fee	196.00
Cash Sale Price	$38,764.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$37,377.74
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$870.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Toyota Highlander LE

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This high mileage used 2019 Toyota Highlander LE FWD SUV below 114,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $18K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$17,967
Est. Payment:	$710.57 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	113,565
Location:	Libertyville, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$17,967.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,994.96
Avg. DMV Fee	196.00
Cash Sale Price	$20,326.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,422.33
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Finance Payment	$710.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 36 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE SEL

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This low mileage certified used 2023 Hyundai PALISADE SEL AWD SUV below 28,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $34K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$856.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,176
Location:	Algonquin, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.48
Avg. DMV Fee	196.00
Cash Sale Price	$38,122.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$36,752.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$856.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Kia Telluride S

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This low mileage second hand 2024 Kia Telluride S AWD SUV below 33,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $35K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$34,020
Est. Payment:	$856.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,971
Location:	Libertyville, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$34,020.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,760.79
Avg. DMV Fee	196.00
Cash Sale Price	$38,145.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$36,775.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$856.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,020.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai TUCSON XRT

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This low mileage certified second hand 2024 Hyundai TUCSON XRT AWD SUV below 7,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $34K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$33,300
Est. Payment:	$838.62 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7,435
Location:	Springfield, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$33,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,681.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,346.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$35,997.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$838.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Jeep Grand Cherokee Summit

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This average mileage second hand 2019 Jeep Grand Cherokee Summit 4x4 SUV below 87,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $24K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$23,128
Est. Payment:	$745.70 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	87,394
Location:	Marion, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,128.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,562.67
Avg. DMV Fee	196.00
Cash Sale Price	$26,055.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,001.37
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$745.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,128.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S FWD SUV below 38,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$830.81 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,397
Location:	Urbana, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$35,662.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$830.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$34,630
Est. Payment:	$872.11 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	418
Location:	Palatine, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$34,630.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,827.89
Avg. DMV Fee	196.00
Cash Sale Price	$38,822.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$37,435.03
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$872.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,630.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 Honda Odyssey Touring

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This high mileage second hand 2016 Honda Odyssey Touring FWD minivan under 152,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $12K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$12,000
Est. Payment:	$545.65 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	152,229
Location:	Aurora, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$12,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,338.59
Avg. DMV Fee	196.00
Cash Sale Price	$13,703.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$12,972.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$545.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD

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This low mileage second hand 2023 Acura RDX SH-AWD AWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$33,803
Est. Payment:	$851.28 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	25,607
Location:	Palatine, IL
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$33,803.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,736.92
Avg. DMV Fee	196.00
Cash Sale Price	$37,904.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$36,541.04
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$851.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,803.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Mustang EcoBoost

2019 Toyota Highlander LE

2023 Hyundai PALISADE SEL

2024 Kia Telluride S

2024 Hyundai TUCSON XRT

2019 Jeep Grand Cherokee Summit

2025 Kia Telluride S

2025 Hyundai SANTA CRUZ Limited

2016 Honda Odyssey Touring

2023 Acura RDX SH-AWD

Illinois Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Poor Credit Car Loan Estimate

2019 Toyota Highlander LE

Toyota Highlander LE

2019 Toyota Highlander LE Poor Credit Car Finance Estimate

2023 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2023 Hyundai PALISADE SEL Poor Credit Auto Finance Estimate

2024 Kia Telluride S

Kia Telluride S

2024 Kia Telluride S Poor Credit Auto Loan Estimate

2024 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2024 Hyundai TUCSON XRT Poor Credit Auto Finance Estimate

2019 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2019 Jeep Grand Cherokee Summit Poor Credit Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Poor Credit Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Poor Credit Auto Loan Estimate

2016 Honda Odyssey Touring

Honda Odyssey Touring

2016 Honda Odyssey Touring Poor Credit Auto Loan Estimate

2023 Acura RDX SH-AWD

Acura RDX SH-AWD

2023 Acura RDX SH-AWD Poor Credit Auto Loan Estimate

Illinois Areas with Used Cars for Sale Below $650 / Month

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