Illinois Used Cars Under $650 a Month. Finance Payments Below $650

2025 Jeep Wrangler Backcountry 4xe

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This low mileage used 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV under 19,000 miles, a transmission, and 27 MPG, 2.0L hybrid engine is for sale right now below $33K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,630
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage used 2025 Hyundai PALISADE SEL AWD SUV under 8,000 miles, a transmission, and 27 MPG, 3.8L gas engine is for sale right now under $35K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$34,974
Est. Payment:	$670.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,531
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$34,974.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,865.73
Avg. DMV Fee	196.00
Cash Sale Price	$39,204.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,204.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage second hand 2025 Ford Bronco Sport Outer Banks AWD SUV below 13,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $33K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$32,989
Est. Payment:	$633.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,784
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$32,989.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.38
Avg. DMV Fee	196.00
Cash Sale Price	$37,001.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,001.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage second hand 2023 Hyundai PALISADE Limited AWD SUV below 35,000 miles, a transmission, and 27 MPG, 3.8L gas engine is for sale right now under $36K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$35,172
Est. Payment:	$674.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,628
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,172.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,887.51
Avg. DMV Fee	196.00
Cash Sale Price	$39,424.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,424.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,172.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage preowned 2024 Hyundai IONIQ 5 Limited AWD wagon below 13,000 miles, a transmission, and 0.0L electric engine is for sale right now below $35K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$34,300
Est. Payment:	$658.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,051
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$34,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,791.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,456.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,456.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$658.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE Calligraphy

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This average mileage preowned 2021 Hyundai PALISADE Calligraphy AWD SUV under 78,000 miles, a transmission, and 27 MPG, 3.8L gas engine is for sale right now under $26K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$25,652
Est. Payment:	$626.27 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,285
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$25,652.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,840.31
Avg. DMV Fee	196.00
Cash Sale Price	$28,857.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,857.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$626.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Traverse LT Leather

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This high mileage second hand 2020 Chevrolet Traverse LT Leather FWD SUV below 109,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now below $18K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$17,710
Est. Payment:	$620.02 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,507
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$17,710.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,966.69
Avg. DMV Fee	196.00
Cash Sale Price	$20,041.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,041.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$620.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 1500 Big Horn

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This above average mileage used 2017 Ram 1500 Big Horn 4X4 pickup below 97,000 miles, a transmission, and 27 MPG, 5.7L gas engine is for sale right now below $21K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$20,980
Est. Payment:	$638.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,050
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$20,980.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,326.39
Avg. DMV Fee	196.00
Cash Sale Price	$23,671.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,671.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$638.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 7,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $36K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$35,400
Est. Payment:	$678.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,435
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$35,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,912.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,677.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,677.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$678.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Terrain SLE

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This high mileage used 2021 GMC Terrain SLE 4X4 SUV below 108,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $18K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$17,940
Est. Payment:	$627.92 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,351
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$17,940.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,991.99
Avg. DMV Fee	196.00
Cash Sale Price	$20,296.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,296.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$627.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $650 / Month

2025 Jeep Wrangler Backcountry 4xe

2025 Hyundai PALISADE SEL

2025 Ford Bronco Sport Outer Banks

2023 Hyundai PALISADE Limited

2024 Hyundai IONIQ 5 Limited

2021 Hyundai PALISADE Calligraphy

2020 Chevrolet Traverse LT Leather

2017 Ram 1500 Big Horn

2025 Hyundai SANTA CRUZ Limited

2021 GMC Terrain SLE

Illinois Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $650 / Month

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2021 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2021 Hyundai PALISADE Calligraphy Car Loan Estimate

2020 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2020 Chevrolet Traverse LT Leather Car Loan Estimate

2017 Ram 1500 Big Horn

Ram 1500 Big Horn

2017 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2021 GMC Terrain SLE

GMC Terrain SLE

2021 GMC Terrain SLE Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $650 / Month

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