Illinois Used Cars Under $650 a Month. Finance Payments Below $650

2024 Hyundai SANTA FE Limited

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This low mileage second hand 2024 Hyundai SANTA FE Limited AWD SUV under 30,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $33K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$32,959
Est. Payment:	$632.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,721
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$32,959.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,644.08
Avg. DMV Fee	196.00
Cash Sale Price	$36,968.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,968.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$632.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,959.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Expedition MAX XLT

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This above average mileage used 2019 Ford Expedition MAX XLT 4x4 SUV below 100,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $22K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$21,999
Est. Payment:	$669.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,760
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.48
Avg. DMV Fee	196.00
Cash Sale Price	$24,802.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,802.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$669.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai PALISADE SEL

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This above average mileage used 2020 Hyundai PALISADE SEL FWD SUV under 93,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $22K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$21,992
Est. Payment:	$668.81 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,775
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$21,992.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,437.71
Avg. DMV Fee	196.00
Cash Sale Price	$24,794.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,794.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$668.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru WRX Premium

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This low mileage used 2025 Subaru WRX Premium AWD sedan below 7,000 miles, manual transmission, and 21 MPG, 2.4L gas engine is for sale right now under $33K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$33,000
Est. Payment:	$633.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,897
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,648.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,013.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,013.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Limited

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This below average mileage certified used 2022 Ford Explorer Limited AWD SUV under 65,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $29K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$28,935
Est. Payment:	$645.56 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,727
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$28,935.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,201.44
Avg. DMV Fee	196.00
Cash Sale Price	$32,501.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,501.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$645.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride SX

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This low mileage used 2022 Kia Telluride SX AWD SUV under 58,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $32K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$31,702
Est. Payment:	$653.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,680
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$31,702.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,505.81
Avg. DMV Fee	196.00
Cash Sale Price	$35,572.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,572.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$653.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,702.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage second hand 2022 Hyundai PALISADE Calligraphy AWD SUV below 38,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $35K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$34,178
Est. Payment:	$655.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,254
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$34,178.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,778.17
Avg. DMV Fee	196.00
Cash Sale Price	$38,321.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,321.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$655.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,178.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage certified used 2026 Hyundai TUCSON Hybrid SEL Convenience AWD SUV under 12,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $34K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$33,876
Est. Payment:	$650.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,227
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$33,876.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,744.95
Avg. DMV Fee	196.00
Cash Sale Price	$37,985.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,985.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Limited

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This low mileage used 2024 Jeep Grand Cherokee Limited 4x4 SUV below 22,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $35K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$34,750
Est. Payment:	$666.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,734
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$34,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,841.09
Avg. DMV Fee	196.00
Cash Sale Price	$38,956.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,956.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Timberline

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This average mileage second hand 2021 Ford Explorer Timberline AWD SUV under 77,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $28K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$27,558
Est. Payment:	$672.19 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,181
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$27,558.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,049.97
Avg. DMV Fee	196.00
Cash Sale Price	$30,972.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,972.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$672.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,558.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $650 / Month

2024 Hyundai SANTA FE Limited

2019 Ford Expedition MAX XLT

2020 Hyundai PALISADE SEL

2025 Subaru WRX Premium

2022 Ford Explorer Limited

2022 Kia Telluride SX

2022 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON Hybrid SEL Convenience

2024 Jeep Grand Cherokee Limited

2021 Ford Explorer Timberline

Illinois Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $650 / Month

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2019 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2019 Ford Expedition MAX XLT Car Loan Estimate

2020 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2020 Hyundai PALISADE SEL Car Loan Estimate

2025 Subaru WRX Premium

Subaru WRX Premium

2025 Subaru WRX Premium Car Loan Estimate

2022 Ford Explorer Limited

Ford Explorer Limited

2022 Ford Explorer Limited Car Loan Estimate

2022 Kia Telluride SX

Kia Telluride SX

2022 Kia Telluride SX Car Loan Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2026 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2024 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2024 Jeep Grand Cherokee Limited Car Loan Estimate

2021 Ford Explorer Timberline

Ford Explorer Timberline

2021 Ford Explorer Timberline Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $650 / Month

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