Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $450 a Month

2023 Hyundai TUCSON SEL

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This low mileage preowned 2023 Hyundai TUCSON SEL FWD SUV below 57,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now under $22K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$21,977
Est. Payment:	$454.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,330
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$21,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,436.06
Avg. DMV Fee	196.00
Cash Sale Price	$24,778.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,778.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$454.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Hyundai ELANTRA Limited

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This high mileage preowned 2016 Hyundai ELANTRA Limited FWD sedan under 148,000 miles, m transmission, and 29 MPG, 1.8L gas engine is for sale right now below $8K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$7,955
Est. Payment:	$336.22 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,119
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$7,955.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	893.64
Avg. DMV Fee	196.00
Cash Sale Price	$9,213.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,213.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$336.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Compass Latitude

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This average mileage second hand 2019 Jeep Compass Latitude 4X4 SUV under 88,000 miles, transmission, and 29 MPG, 2.4L gas engine is for sale right now below $17K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$461.95 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,480
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$461.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape Hybrid SE

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This low mileage used 2022 Ford Escape Hybrid SE AWD SUV below 26,000 miles, cvt transmission, and 29 MPG, 2.5L hybrid engine is for sale right now under $25K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$24,253
Est. Payment:	$467.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,418
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$24,253.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,686.42
Avg. DMV Fee	196.00
Cash Sale Price	$27,304.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,304.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$467.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,253.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Soul GT-Line

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This average mileage second hand 2020 Kia Soul GT-Line FWD wagon below 79,000 miles, a transmission, and 29 MPG, 1.6L gas engine is for sale right now below $18K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$17,877
Est. Payment:	$438.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,517
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$17,877.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,985.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,227.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,227.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$438.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LX

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This low mileage preowned 2025 Kia K4 LX FWD sedan under 17,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $23K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$22,345
Est. Payment:	$430.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,412
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,345.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,476.54
Avg. DMV Fee	196.00
Cash Sale Price	$25,186.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,186.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$430.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage preowned 2024 Ford Escape Active FWD SUV under 12,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $23K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,768
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$443.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 23,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $22K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$21,865
Est. Payment:	$421.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,013
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$21,865.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,423.74
Avg. DMV Fee	196.00
Cash Sale Price	$24,653.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,653.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$421.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox LT

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This low mileage used 2024 Chevrolet Equinox LT 4X4 SUV below 59,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now under $22K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$21,981
Est. Payment:	$455.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,196
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$21,981.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,436.50
Avg. DMV Fee	196.00
Cash Sale Price	$24,782.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,782.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$455.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active AWD SUV below 31,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now under $23K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,303
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$443.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $450 / Month

2023 Hyundai TUCSON SEL

2016 Hyundai ELANTRA Limited

2019 Jeep Compass Latitude

2022 Ford Escape Hybrid SE

2020 Kia Soul GT-Line

2025 Kia K4 LX

2024 Ford Escape Active

2023 Ford Escape Active

2024 Chevrolet Equinox LT

2023 Ford Escape Active

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $450 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $450 / Month

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2016 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2016 Hyundai ELANTRA Limited Car Loan Estimate

2019 Jeep Compass Latitude

Jeep Compass Latitude

2019 Jeep Compass Latitude Car Loan Estimate

2022 Ford Escape Hybrid SE

Ford Escape Hybrid SE

2022 Ford Escape Hybrid SE Car Loan Estimate

2020 Kia Soul GT-Line

Kia Soul GT-Line

2020 Kia Soul GT-Line Car Loan Estimate

2025 Kia K4 LX

Kia K4 LX

2025 Kia K4 LX Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2024 Chevrolet Equinox LT

Chevrolet Equinox LT

2024 Chevrolet Equinox LT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $450 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $450 / Month

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