Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $450 a Month

2025 Volkswagen Taos S 4Motion

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This low mileage preowned 2025 Volkswagen Taos S 4Motion AWD SUV below 8,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,390
Est. Payment:	$450.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,759
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,591.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,346.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,346.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$450.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage preowned 2025 Jeep Compass Limited 4x4 SUV below 48,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,550
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$462.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox Premier

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This low mileage preowned 2020 Chevrolet Equinox Premier FWD SUV under 36,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,591
Est. Payment:	$435.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,314
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,591.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,503.60
Avg. DMV Fee	196.00
Cash Sale Price	$25,459.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,459.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$435.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Compass Limited

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This low mileage used 2022 Jeep Compass Limited 4x4 SUV under 34,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,725
Est. Payment:	$457.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,569
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,628.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,718.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,718.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$457.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L

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This high mileage second hand 2017 Chrysler Pacifica Touring-L FWD minivan under 115,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $12K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$11,990
Est. Payment:	$423.60 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,943
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$11,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,337.49
Avg. DMV Fee	196.00
Cash Sale Price	$13,692.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,692.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$423.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Mustang V6

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This below average mileage used 2017 Ford Mustang V6 RWD coupe under 61,000 miles, transmission, and 27 MPG, 3.7L gas engine is for sale right now below $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,699
Est. Payment:	$419.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,440
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,699.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,075.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,139.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,139.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$419.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul GT-Line

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This low mileage second hand 2025 Kia Soul GT-Line FWD hatchback under 7,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,695
Est. Payment:	$418.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,013
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,405.04
Avg. DMV Fee	196.00
Cash Sale Price	$24,465.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,465.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$418.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Mazda CX-5 Grand Touring

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This high mileage used 2014 Mazda CX-5 Grand Touring AWD SUV under 107,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $13K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$12,695
Est. Payment:	$447.81 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,029
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$12,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,415.04
Avg. DMV Fee	196.00
Cash Sale Price	$14,475.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,475.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$447.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Envision Essence

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This below average mileage used 2019 Buick Envision Essence FWD SUV below 62,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $19K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$18,537
Est. Payment:	$416.31 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,398
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,537.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,057.66
Avg. DMV Fee	196.00
Cash Sale Price	$20,959.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,959.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$416.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This low mileage certified used 2022 Hyundai TUCSON SEL AWD SUV under 55,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $21K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$20,300
Est. Payment:	$420.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,322
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,251.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,916.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,916.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$420.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $450 / Month

2025 Volkswagen Taos S 4Motion

2025 Jeep Compass Limited

2020 Chevrolet Equinox Premier

2022 Jeep Compass Limited

2017 Chrysler Pacifica Touring-L

2017 Ford Mustang V6

2025 Kia Soul GT-Line

2014 Mazda CX-5 Grand Touring

2019 Buick Envision Essence

2022 Hyundai TUCSON SEL

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $450 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $450 / Month

2025 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2025 Volkswagen Taos S 4Motion Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2020 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2020 Chevrolet Equinox Premier Car Loan Estimate

2022 Jeep Compass Limited

Jeep Compass Limited

2022 Jeep Compass Limited Car Loan Estimate

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

2017 Ford Mustang V6

Ford Mustang V6

2017 Ford Mustang V6 Car Loan Estimate

2025 Kia Soul GT-Line

Kia Soul GT-Line

2025 Kia Soul GT-Line Car Loan Estimate

2014 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2014 Mazda CX-5 Grand Touring Car Loan Estimate

2019 Buick Envision Essence

Buick Envision Essence

2019 Buick Envision Essence Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $450 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $450 / Month

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