Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $450 a Month

2017 Chrysler Pacifica Touring-L

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This high mileage preowned 2017 Chrysler Pacifica Touring-L FWD minivan under 115,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $12K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$11,990
Est. Payment:	$423.60 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,943
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$11,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,337.49
Avg. DMV Fee	196.00
Cash Sale Price	$13,692.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,692.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$423.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 11,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $23K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$22,121
Est. Payment:	$426.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,210
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$22,121.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,451.90
Avg. DMV Fee	196.00
Cash Sale Price	$24,937.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,937.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$426.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Sport Touring

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This low mileage used 2024 Buick Encore GX Sport Touring AWD SUV below 36,000 miles, automatic transmission, and 26 MPG, 1.3L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,950
Est. Payment:	$442.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,543.09
Avg. DMV Fee	196.00
Cash Sale Price	$25,858.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,858.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$442.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage used 2025 Jeep Compass Limited 4x4 SUV below 48,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,550
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$462.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Mazda CX-5 Grand Touring

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This high mileage used 2014 Mazda CX-5 Grand Touring AWD SUV below 107,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $13K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$12,695
Est. Payment:	$447.81 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,029
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$12,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,415.04
Avg. DMV Fee	196.00
Cash Sale Price	$14,475.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,475.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$447.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos S 4Motion

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This low mileage used 2025 Volkswagen Taos S 4Motion AWD SUV under 8,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,390
Est. Payment:	$450.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,759
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,591.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,346.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,346.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$450.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Hyundai SONATA Base

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This high mileage second hand 2016 Hyundai SONATA Base FWD sedan below 138,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $8K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$7,955
Est. Payment:	$336.22 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,935
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$7,955.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	893.64
Avg. DMV Fee	196.00
Cash Sale Price	$9,213.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,213.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$336.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla SE

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This low mileage used 2025 Toyota Corolla SE FWD sedan below 29,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,899
Est. Payment:	$460.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,853
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,647.48
Avg. DMV Fee	196.00
Cash Sale Price	$26,911.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,911.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$460.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Envision Essence

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This below average mileage second hand 2019 Buick Envision Essence FWD SUV under 62,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $19K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$18,537
Est. Payment:	$416.31 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,398
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,537.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,057.66
Avg. DMV Fee	196.00
Cash Sale Price	$20,959.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,959.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$416.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Compass Limited

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This low mileage used 2022 Jeep Compass Limited 4x4 SUV under 34,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,725
Est. Payment:	$457.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,569
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,628.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,718.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,718.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$457.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $450 / Month

2017 Chrysler Pacifica Touring-L

2024 Hyundai ELANTRA SEL

2024 Buick Encore GX Sport Touring

2025 Jeep Compass Limited

2014 Mazda CX-5 Grand Touring

2025 Volkswagen Taos S 4Motion

2016 Hyundai SONATA Base

2025 Toyota Corolla SE

2019 Buick Envision Essence

2022 Jeep Compass Limited

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $450 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $450 / Month

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2024 Buick Encore GX Sport Touring Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2014 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2014 Mazda CX-5 Grand Touring Car Loan Estimate

2025 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2025 Volkswagen Taos S 4Motion Car Loan Estimate

2016 Hyundai SONATA Base

Hyundai SONATA Base

2016 Hyundai SONATA Base Car Loan Estimate

2025 Toyota Corolla SE

Toyota Corolla SE

2025 Toyota Corolla SE Car Loan Estimate

2019 Buick Envision Essence

Buick Envision Essence

2019 Buick Envision Essence Car Loan Estimate

2022 Jeep Compass Limited

Jeep Compass Limited

2022 Jeep Compass Limited Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $450 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $450 / Month

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