Illinois Used Cars Under $700 a Month. Finance Payments Below $700

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4X4 pickup below 49,000 miles, a transmission, and 26 MPG, 2.7L gas engine is for sale right now below $38K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$37,900
Est. Payment:	$726.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,528
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,187.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,452.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,452.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mazda CX-50 Hybrid Premium

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This low mileage preowned 2026 Mazda CX-50 Hybrid Premium AWD SUV under 1,000 miles, cvt transmission, and 26 MPG, 2.5L hybrid engine is for sale right now under $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,777
Est. Payment:	$724.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	530
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,174.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,316.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,316.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV under 3,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $37K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$36,995
Est. Payment:	$709.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,185
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.04
Avg. DMV Fee	196.00
Cash Sale Price	$41,448.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,448.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 6,000 miles, a transmission, and 26 MPG, 1.6L hybrid engine is for sale right now below $38K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$728.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,000
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.48
Avg. DMV Fee	196.00
Cash Sale Price	$42,562.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,562.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz GLB GLB 250 4MATIC

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This average mileage second hand 2023 Mercedes-Benz GLB GLB 250 4MATIC AWD SUV under 72,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $29K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$28,967
Est. Payment:	$706.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,485
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$28,967.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,204.96
Avg. DMV Fee	196.00
Cash Sale Price	$32,536.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,536.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$706.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Envision Avenir

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This low mileage preowned 2024 Buick Envision Avenir AWD SUV under 22,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $37K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$36,800
Est. Payment:	$705.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,482
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,066.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,231.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,231.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage preowned 2023 Genesis GV70 2.5T Standard AWD SUV below 39,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $38K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$728.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,990
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.48
Avg. DMV Fee	196.00
Cash Sale Price	$42,562.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,562.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.31

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Rubicon

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This low mileage preowned 2020 Jeep Gladiator Rubicon 4X4 pickup under 14,000 miles, transmission, and 26 MPG, 3.6L gas engine is for sale right now below $37K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$36,906
Est. Payment:	$707.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,559
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$36,906.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,078.25
Avg. DMV Fee	196.00
Cash Sale Price	$41,349.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Tech

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This low mileage second hand 2023 Acura RDX SH-AWD w/Tech AWD SUV under 18,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $36K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$35,985
Est. Payment:	$690.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,161
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.94
Avg. DMV Fee	196.00
Cash Sale Price	$40,326.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,326.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 Turbo Premium

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This low mileage used 2025 Mazda CX-50 2.5 Turbo Premium AWD SUV under 4,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,577
Est. Payment:	$720.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,390
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,577.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,152.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,094.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,094.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $700 / Month

2022 Ford F-150 XL

2026 Mazda CX-50 Hybrid Premium

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE Hybrid SEL

2023 Mercedes-Benz GLB GLB 250 4MATIC

2024 Buick Envision Avenir

2023 Genesis GV70 2.5T Standard

2020 Jeep Gladiator Rubicon

2023 Acura RDX SH-AWD w/Tech

2025 Mazda CX-50 2.5 Turbo Premium

Illinois Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $700 / Month

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2026 Mazda CX-50 Hybrid Premium

Mazda CX-50 Hybrid Premium

2026 Mazda CX-50 Hybrid Premium Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Mercedes-Benz GLB GLB 250 4MATIC

Mercedes-Benz GLB GLB 250 4MATIC

2023 Mercedes-Benz GLB 250 4MATIC Car Loan Estimate

2024 Buick Envision Avenir

Buick Envision Avenir

2024 Buick Envision Avenir Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2020 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2020 Jeep Gladiator Rubicon Car Loan Estimate

2023 Acura RDX SH-AWD w/Tech

Acura RDX SH-AWD w/Tech

2023 Acura RDX SH-AWD w/Tech Car Loan Estimate

2025 Mazda CX-50 2.5 Turbo Premium

Mazda CX-50 2.5 Turbo Premium

2025 Mazda CX-50 2.5 Turbo Premium Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $700 / Month

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