Illinois Used Cars Under $700 a Month. Finance Payments Below $700

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 23,000 miles, automatic transmission, and 24 MPG, 3.6L hybrid engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,299
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage second hand 2025 Hyundai PALISADE XRT AWD SUV below 13,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $37K at World Hyundai Matteson in Matteson, IL. ...View More Details

Sales Price:	$36,921
Est. Payment:	$707.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,541
Location:	Matteson, IL

Item	Amount
Used Car Price⁽¹⁾	$36,921.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,079.90
Avg. DMV Fee	196.00
Cash Sale Price	$41,365.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,365.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 19,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $38K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$37,921
Est. Payment:	$726.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,423
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$37,921.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,189.90
Avg. DMV Fee	196.00
Cash Sale Price	$42,475.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,475.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$37,800
Est. Payment:	$724.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,926
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,176.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,341.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,341.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Odyssey EX-L

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This high mileage preowned 2019 Honda Odyssey EX-L FWD minivan under 114,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $20K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$681.49 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,679
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$681.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 32,000 miles, automatic transmission, and 24 MPG, 5.7L hybrid engine is for sale right now under $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,777
Est. Payment:	$724.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,100
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,174.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,316.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,316.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry XSE V6

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This low mileage second hand 2023 Toyota Camry XSE V6 FWD sedan below 28,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Lexus RX 450h Base

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This high mileage preowned 2015 Lexus RX 450h Base AWD SUV below 106,000 miles, cvt transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $20K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$19,256
Est. Payment:	$673.11 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,932
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$19,256.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,136.75
Avg. DMV Fee	196.00
Cash Sale Price	$21,757.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,757.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$673.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,256.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai KONA Ultimate

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This high mileage preowned 2020 Hyundai KONA Ultimate AWD SUV under 137,000 miles, automatic transmission, and 24 MPG, 1.6L gas engine is for sale right now below $14K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$13,999
Est. Payment:	$581.03 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,354
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$13,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,558.48
Avg. DMV Fee	196.00
Cash Sale Price	$15,922.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,922.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$581.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Acadia Elevation

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This low mileage second hand 2025 GMC Acadia Elevation FWD SUV under 16,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$36,329
Est. Payment:	$696.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,488
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$36,329.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,014.78
Avg. DMV Fee	196.00
Cash Sale Price	$40,708.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,708.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,329.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ram 1500 Big Horn

2025 Hyundai PALISADE XRT

2024 Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai SANTA FE SEL

2019 Honda Odyssey EX-L

2023 Ram 1500 Big Horn

2023 Toyota Camry XSE V6

2015 Lexus RX 450h Base

2020 Hyundai KONA Ultimate

2025 GMC Acadia Elevation

Illinois Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2019 Honda Odyssey EX-L

Honda Odyssey EX-L

2019 Honda Odyssey EX-L Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Car Loan Estimate

2015 Lexus RX 450h Base

Lexus RX 450h Base

2015 Lexus RX 450h Base Car Loan Estimate

2020 Hyundai KONA Ultimate

Hyundai KONA Ultimate

2020 Hyundai KONA Ultimate Car Loan Estimate

2025 GMC Acadia Elevation

GMC Acadia Elevation

2025 GMC Acadia Elevation Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $700 / Month

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