Illinois Used Cars Under $500 a Month. Finance Payments Below $500

2023 Hyundai SANTA FE SEL

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This low mileage certified preowned 2023 Hyundai SANTA FE SEL FWD SUV under 35,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $26K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$25,995
Est. Payment:	$500.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,750
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,878.04
Avg. DMV Fee	196.00
Cash Sale Price	$29,238.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,238.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$500.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA Limited

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This below average mileage certified used 2024 Hyundai ELANTRA Limited FWD sedan under 60,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $22K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$21,600
Est. Payment:	$483.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,010
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$21,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,394.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,359.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,359.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$483.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mercedes-Benz E-Class E 300 4MATIC

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This average mileage used 2019 Mercedes-Benz E-Class E 300 4MATIC AWD sedan under 74,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$19,477
Est. Payment:	$477.52 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,663
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,161.06
Avg. DMV Fee	196.00
Cash Sale Price	$22,003.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,003.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$477.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 7,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $25K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$24,900
Est. Payment:	$479.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,136
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$24,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,757.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,022.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,022.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$479.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.0 SR

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This low mileage preowned 2023 Nissan Altima 2.0 SR FWD sedan under 22,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $25K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$24,893
Est. Payment:	$479.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,785
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$24,893.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,756.82
Avg. DMV Fee	196.00
Cash Sale Price	$28,014.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,014.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$479.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Terrain Denali

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This above average mileage preowned 2018 GMC Terrain Denali 4x4 SUV below 99,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $16K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$15,897
Est. Payment:	$486.32 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,857
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$15,897.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,767.26
Avg. DMV Fee	196.00
Cash Sale Price	$18,029.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,029.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$486.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2009 Toyota Highlander Limited

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This high mileage second hand 2009 Toyota Highlander Limited AWD SUV under 110,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $14K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$13,640
Est. Payment:	$480.26 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,538
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$13,640.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,518.99
Avg. DMV Fee	196.00
Cash Sale Price	$15,523.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,523.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$480.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,640.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Outback Onyx Edition XT

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This below average mileage second hand 2020 Subaru Outback Onyx Edition XT AWD SUV under 68,000 miles, cvt transmission, and 28 MPG, 2.4L gas engine is for sale right now under $23K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$22,572
Est. Payment:	$505.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,076
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$22,572.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,501.51
Avg. DMV Fee	196.00
Cash Sale Price	$25,438.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,438.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$505.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,572.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax ACTIV

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This low mileage second hand 2025 Chevrolet Trax ACTIV FWD SUV under 20,000 miles, automatic transmission, and 28 MPG, 1.2L gas engine is for sale right now under $26K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$25,678
Est. Payment:	$494.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,436
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$25,678.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,843.17
Avg. DMV Fee	196.00
Cash Sale Price	$28,886.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,886.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$494.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,678.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda HR-V Sport

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This low mileage used 2024 Honda HR-V Sport AWD hatchback below 22,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $27K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$26,449
Est. Payment:	$508.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,301
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$26,449.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,927.98
Avg. DMV Fee	196.00
Cash Sale Price	$29,741.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,741.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$508.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2023 Hyundai SANTA FE SEL

2024 Hyundai ELANTRA Limited

2019 Mercedes-Benz E-Class E 300 4MATIC

2025 Hyundai ELANTRA SEL Sport

2023 Nissan Altima 2.0 SR

2018 GMC Terrain Denali

2009 Toyota Highlander Limited

2020 Subaru Outback Onyx Edition XT

2025 Chevrolet Trax ACTIV

2024 Honda HR-V Sport

Illinois Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2024 Hyundai ELANTRA Limited Car Loan Estimate

2019 Mercedes-Benz E-Class E 300 4MATIC

Mercedes-Benz E-Class E 300 4MATIC

2019 Mercedes-Benz E-Class E 300 4MATIC Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Nissan Altima 2.0 SR

Nissan Altima 2.0 SR

2023 Nissan Altima 2.0 SR Car Loan Estimate

2018 GMC Terrain Denali

GMC Terrain Denali

2018 GMC Terrain Denali Car Loan Estimate

2009 Toyota Highlander Limited

Toyota Highlander Limited

2009 Toyota Highlander Limited Car Loan Estimate

2020 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2020 Subaru Outback Onyx Edition XT Car Loan Estimate

2025 Chevrolet Trax ACTIV

Chevrolet Trax ACTIV

2025 Chevrolet Trax ACTIV Car Loan Estimate

2024 Honda HR-V Sport

Honda HR-V Sport

2024 Honda HR-V Sport Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $500 / Month

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