Illinois Used Cars Under $500 a Month. Finance Payments Below $500

2026 Hyundai ELANTRA SEL Sport Premium

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This low mileage certified second hand 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan under 0,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now under $25K at Gerald Hyundai in North Aurora, IL. ...View More Details

Sales Price:	$24,879
Est. Payment:	$479.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64
Location:	North Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$24,879.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,755.28
Avg. DMV Fee	196.00
Cash Sale Price	$27,999.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,999.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$479.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.0T Ultimate

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This high mileage second hand 2017 Hyundai SANTA FE Sport 2.0T Ultimate FWD SUV below 115,000 miles, automatic transmission, and 36 MPG, 2.0L gas engine is for sale right now below $15K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$14,320
Est. Payment:	$503.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,930
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$14,320.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,593.79
Avg. DMV Fee	196.00
Cash Sale Price	$16,278.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,278.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$503.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified used 2025 Hyundai TUCSON SEL AWD SUV under 6,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now under $27K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$26,394
Est. Payment:	$507.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,969
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$26,394.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,921.93
Avg. DMV Fee	196.00
Cash Sale Price	$29,680.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,680.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$507.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,394.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SEL Sport

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This low mileage certified used 2026 Hyundai SONATA SEL Sport AWD sedan under 4,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now under $27K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$26,965
Est. Payment:	$518.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,945
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$26,965.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,984.74
Avg. DMV Fee	196.00
Cash Sale Price	$30,314.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,314.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$518.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV under 26,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now below $25K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$24,999
Est. Payment:	$481.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,330
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$24,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.48
Avg. DMV Fee	196.00
Cash Sale Price	$28,132.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,132.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$481.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz GLC GLC 300 4MATIC

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This below average mileage second hand 2020 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV below 68,000 miles, automatic transmission, and 36 MPG, 2.0L gas engine is for sale right now under $24K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$23,250
Est. Payment:	$520.22 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,371
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$23,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,576.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,191.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,191.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$520.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Jeep Grand Cherokee Limited

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This high mileage preowned 2015 Jeep Grand Cherokee Limited 4x4 SUV below 136,000 miles, automatic transmission, and 36 MPG, 3.0L diesel engine is for sale right now under $9K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$8,999
Est. Payment:	$378.50 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	135,646
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$8,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,008.48
Avg. DMV Fee	196.00
Cash Sale Price	$10,372.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,372.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$378.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $8,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV under 30,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now below $26K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$25,699
Est. Payment:	$494.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,205
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$25,699.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,845.48
Avg. DMV Fee	196.00
Cash Sale Price	$28,909.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,909.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$494.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage used 2025 Mazda CX-50 2.5 S Preferred AWD SUV under 40,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,023
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$500.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Jetta S

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This high mileage second hand 2022 Volkswagen Jetta S FWD sedan under 113,000 miles, automatic transmission, and 36 MPG, 1.5L gas engine is for sale right now below $14K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$13,367
Est. Payment:	$470.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,370
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$13,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,488.96
Avg. DMV Fee	196.00
Cash Sale Price	$15,220.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,220.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$470.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2026 Hyundai ELANTRA SEL Sport Premium

2017 Hyundai SANTA FE Sport 2.0T Ultimate

2025 Hyundai TUCSON SEL

2026 Hyundai SONATA SEL Sport

2023 Hyundai TUCSON SEL

2020 Mercedes-Benz GLC GLC 300 4MATIC

2015 Jeep Grand Cherokee Limited

2023 Hyundai TUCSON SEL

2025 Mazda CX-50 2.5 S Preferred

2022 Volkswagen Jetta S

Illinois Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2026 Hyundai ELANTRA SEL Sport Premium

Hyundai ELANTRA SEL Sport Premium

2026 Hyundai ELANTRA SEL Sport Premium Car Loan Estimate

2017 Hyundai SANTA FE Sport 2.0T Ultimate

Hyundai SANTA FE Sport 2.0T Ultimate

2017 Hyundai SANTA FE Sport 2.0T Ultimate Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai SONATA SEL Sport

Hyundai SONATA SEL Sport

2026 Hyundai SONATA SEL Sport Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2020 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2020 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2015 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2015 Jeep Grand Cherokee Limited Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2022 Volkswagen Jetta S

Volkswagen Jetta S

2022 Volkswagen Jetta S Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $500 / Month

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