Illinois Used Cars Under $500 a Month. Finance Payments Below $500

2024 Volkswagen Golf GTI 380 S

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This low mileage used 2024 Volkswagen Golf GTI 380 S FWD hatchback below 41,000 miles, manual transmission, and 29 MPG, 2.0L gas engine is for sale right now under $27K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$26,750
Est. Payment:	$514.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,183
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$26,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,961.09
Avg. DMV Fee	196.00
Cash Sale Price	$30,076.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,076.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$514.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Sport

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This low mileage certified preowned 2026 Hyundai KONA SEL Sport AWD SUV below 2,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $26K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$25,895
Est. Payment:	$498.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,770
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$25,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,867.04
Avg. DMV Fee	196.00
Cash Sale Price	$29,127.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,127.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$498.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV under 35,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $25K at Gerald Hyundai in North Aurora, IL. ...View More Details

Sales Price:	$24,543
Est. Payment:	$472.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,075
Location:	North Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$24,543.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,718.32
Avg. DMV Fee	196.00
Cash Sale Price	$27,626.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,626.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$472.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This average mileage used 2020 Hyundai SANTA FE SEL AWD SUV below 88,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $18K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$17,876
Est. Payment:	$485.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,865
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,876.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,984.95
Avg. DMV Fee	196.00
Cash Sale Price	$20,225.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,225.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$485.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma SR

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This low mileage preowned 2022 Toyota Tacoma SR RWD pickup under 32,000 miles, automatic transmission, and 29 MPG, 2.7L gas engine is for sale right now under $27K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$27,000
Est. Payment:	$519.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,872
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$27,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,988.59
Avg. DMV Fee	196.00
Cash Sale Price	$30,353.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,353.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$519.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2010 Hyundai SANTA FE SE

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This high mileage second hand 2010 Hyundai SANTA FE SE AWD SUV under 131,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now under $9K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$8,900
Est. Payment:	$374.49 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,018
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$8,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	997.59
Avg. DMV Fee	196.00
Cash Sale Price	$10,262.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,262.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$374.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $8,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SE

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This low mileage certified preowned 2025 Hyundai SONATA SE FWD sedan below 5,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $26K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$25,666
Est. Payment:	$494.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,735
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$25,666.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,841.85
Avg. DMV Fee	196.00
Cash Sale Price	$28,872.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,872.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$494.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,666.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage preowned 2025 Chevrolet Equinox LT FWD SUV below 27,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,261
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$490.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

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This low mileage certified preowned 2025 Hyundai TUCSON SE AWD SUV under 5,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $26K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$25,953
Est. Payment:	$499.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,819
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$25,953.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,873.42
Avg. DMV Fee	196.00
Cash Sale Price	$29,191.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,191.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$499.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,953.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sportage EX

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This low mileage second hand 2024 Kia Sportage EX FWD SUV below 19,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $26K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$25,942
Est. Payment:	$499.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,139
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$25,942.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,872.21
Avg. DMV Fee	196.00
Cash Sale Price	$29,179.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,179.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$499.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,942.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2024 Volkswagen Golf GTI 380 S

2026 Hyundai KONA SEL Sport

2023 Hyundai TUCSON SEL

2020 Hyundai SANTA FE SEL

2022 Toyota Tacoma SR

2010 Hyundai SANTA FE SE

2025 Hyundai SONATA SE

2025 Chevrolet Equinox LT

2025 Hyundai TUCSON SE

2024 Kia Sportage EX

Illinois Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2024 Volkswagen Golf GTI 380 S

Volkswagen Golf GTI 380 S

2024 Volkswagen Golf GTI 380 S Car Loan Estimate

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2022 Toyota Tacoma SR

Toyota Tacoma SR

2022 Toyota Tacoma SR Car Loan Estimate

2010 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2010 Hyundai SANTA FE SE Car Loan Estimate

2025 Hyundai SONATA SE

Hyundai SONATA SE

2025 Hyundai SONATA SE Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2024 Kia Sportage EX

Kia Sportage EX

2024 Kia Sportage EX Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $500 / Month

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