Illinois Used Cars Under $500 a Month. Finance Payments Below $500

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4X4 SUV under 49,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $25K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$24,978
Est. Payment:	$480.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,520
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$24,978.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,766.17
Avg. DMV Fee	196.00
Cash Sale Price	$28,109.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,109.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$480.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Acadia SLT-1

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This high mileage preowned 2017 GMC Acadia SLT-1 FWD SUV below 106,000 miles, a transmission, and 26 MPG, 3.6L gas engine is for sale right now below $14K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$13,190
Est. Payment:	$464.81 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,179
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$13,190.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,469.49
Avg. DMV Fee	196.00
Cash Sale Price	$15,024.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,024.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$464.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE XRT

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This low mileage second hand 2023 Hyundai SANTA FE XRT FWD SUV under 30,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $27K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$26,388
Est. Payment:	$507.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,976
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$26,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,921.27
Avg. DMV Fee	196.00
Cash Sale Price	$29,674.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,674.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$507.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This average mileage preowned 2022 Hyundai TUCSON SEL AWD SUV under 79,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $20K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$19,490
Est. Payment:	$477.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,682
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$19,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,162.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,017.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,017.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$477.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV below 36,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $27K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$26,341
Est. Payment:	$506.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,176
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$26,341.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,916.10
Avg. DMV Fee	196.00
Cash Sale Price	$29,622.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,622.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$506.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,341.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Hyundai SANTA FE SE

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This high mileage preowned 2016 Hyundai SANTA FE SE FWD SUV under 129,000 miles, a transmission, and 26 MPG, 3.3L gas engine is for sale right now under $9K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$8,988
Est. Payment:	$378.06 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,709
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$8,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,007.27
Avg. DMV Fee	196.00
Cash Sale Price	$10,360.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,360.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$378.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $8,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz GLC GLC 300 4MATIC

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This below average mileage preowned 2020 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV below 68,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $22K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$21,598
Est. Payment:	$483.80 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,371
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$21,598.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,394.37
Avg. DMV Fee	196.00
Cash Sale Price	$24,357.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,357.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$483.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL

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This below average mileage used 2023 Hyundai SANTA CRUZ SEL AWD pickup under 63,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $22K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$21,466
Est. Payment:	$480.89 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,447
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$21,466.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,379.85
Avg. DMV Fee	196.00
Cash Sale Price	$24,210.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,210.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$480.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,466.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA CRUZ SEL

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This average mileage used 2022 Hyundai SANTA CRUZ SEL AWD pickup under 75,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $21K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$513.97 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,835
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$513.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage used 2023 Hyundai TUCSON SEL AWD SUV under 15,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $25K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$24,532
Est. Payment:	$472.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,013
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$24,532.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,717.11
Avg. DMV Fee	196.00
Cash Sale Price	$27,614.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,614.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$472.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,532.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2025 Jeep Compass Limited

2017 GMC Acadia SLT-1

2023 Hyundai SANTA FE XRT

2022 Hyundai TUCSON SEL

2024 Ford Edge SEL

2016 Hyundai SANTA FE SE

2020 Mercedes-Benz GLC GLC 300 4MATIC

2023 Hyundai SANTA CRUZ SEL

2022 Hyundai SANTA CRUZ SEL

2023 Hyundai TUCSON SEL

Illinois Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2017 GMC Acadia SLT-1

GMC Acadia SLT-1

2017 GMC Acadia SLT-1 Car Loan Estimate

2023 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2023 Hyundai SANTA FE XRT Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2016 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2016 Hyundai SANTA FE SE Car Loan Estimate

2020 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2020 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA CRUZ SEL Car Loan Estimate

2022 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2022 Hyundai SANTA CRUZ SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $500 / Month

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