Illinois Used Cars Under $500 a Month. Finance Payments Below $500

2021 Jeep Cherokee Trailhawk

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This below average mileage certified used 2021 Jeep Cherokee Trailhawk 4x4 SUV below 66,000 miles, automatic transmission, and 31 MPG, 3.2L gas engine is for sale right now below $23K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$22,100
Est. Payment:	$494.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,532
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$22,100.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,449.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,914.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,914.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$494.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE Limited

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This low mileage certified preowned 2022 Hyundai SANTA FE Limited AWD SUV below 30,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $27K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$26,653
Est. Payment:	$512.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,567
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$26,653.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,950.42
Avg. DMV Fee	196.00
Cash Sale Price	$29,968.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,968.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$512.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,653.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Limited

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This low mileage certified preowned 2024 Hyundai TUCSON Limited FWD SUV below 51,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $25K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$24,200
Est. Payment:	$500.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,536
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$24,200.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,680.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,245.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,245.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$500.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage second hand 2023 Hyundai SONATA SEL FWD sedan under 8,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $26K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$25,787
Est. Payment:	$496.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,059
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$25,787.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,855.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,007.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,007.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$496.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 6 SE

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This low mileage certified second hand 2024 Hyundai IONIQ 6 SE RWD sedan below 22,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $27K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$26,977
Est. Payment:	$518.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,895
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$26,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,986.06
Avg. DMV Fee	196.00
Cash Sale Price	$30,328.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,328.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$518.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage certified second hand 2024 Hyundai TUCSON SEL AWD SUV under 20,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $27K at Gerald Hyundai in North Aurora, IL. ...View More Details

Sales Price:	$26,999
Est. Payment:	$519.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,371
Location:	North Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$26,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,988.48
Avg. DMV Fee	196.00
Cash Sale Price	$30,352.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,352.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SE

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This low mileage certified preowned 2026 Hyundai SONATA SE FWD sedan under 5,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $27K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$26,618
Est. Payment:	$512.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,537
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$26,618.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,946.57
Avg. DMV Fee	196.00
Cash Sale Price	$29,929.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,929.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$512.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,618.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL

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This below average mileage certified second hand 2023 Hyundai SANTA CRUZ SEL AWD pickup below 63,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $24K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$23,010
Est. Payment:	$514.93 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,447
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$23,010.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,549.69
Avg. DMV Fee	196.00
Cash Sale Price	$25,924.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,924.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$514.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,010.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage second hand 2025 Mazda CX-50 2.5 S Preferred AWD SUV under 40,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,023
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$500.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Subaru Legacy 2.5i Premium

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This high mileage second hand 2015 Subaru Legacy 2.5i Premium AWD sedan under 120,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now below $9K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$9,000
Est. Payment:	$378.54 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,344
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$9,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,008.59
Avg. DMV Fee	196.00
Cash Sale Price	$10,373.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,373.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$378.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2021 Jeep Cherokee Trailhawk

2022 Hyundai SANTA FE Limited

2024 Hyundai TUCSON Limited

2023 Hyundai SONATA SEL

2024 Hyundai IONIQ 6 SE

2024 Hyundai TUCSON SEL

2026 Hyundai SONATA SE

2023 Hyundai SANTA CRUZ SEL

2025 Mazda CX-50 2.5 S Preferred

2015 Subaru Legacy 2.5i Premium

Illinois Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Illinois

Illinois Secondhand Used Vehicles with Payments Below $500 / Month

2021 Jeep Cherokee Trailhawk

Jeep Cherokee Trailhawk

2021 Jeep Cherokee Trailhawk Car Loan Estimate

2022 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2022 Hyundai SANTA FE Limited Car Loan Estimate

2024 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2024 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2024 Hyundai IONIQ 6 SE

Hyundai IONIQ 6 SE

2024 Hyundai IONIQ 6 SE Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai SONATA SE

Hyundai SONATA SE

2026 Hyundai SONATA SE Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA CRUZ SEL Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2015 Subaru Legacy 2.5i Premium

Subaru Legacy 2.5i Premium

2015 Subaru Legacy 2.5i Premium Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $500 / Month

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