Illinois Used Cars Under $40,000 |with Payments|

2026 Genesis G70 2.5T Standard

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This low mileage preowned 2026 Genesis G70 2.5T Standard AWD sedan below 7,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $38K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$37,477
Est. Payment:	$718.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,450
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,141.06
Avg. DMV Fee	196.00
Cash Sale Price	$41,983.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,983.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX

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This low mileage preowned 2024 Kia Telluride EX AWD SUV under 33,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$36,999
Est. Payment:	$709.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,069
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.48
Avg. DMV Fee	196.00
Cash Sale Price	$41,452.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,452.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 6,000 miles, a transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $38K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$37,800
Est. Payment:	$724.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,499
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,176.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,341.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,341.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage preowned 2024 Jeep Wagoneer Series II 4X4 SUV under 0,000 miles, a transmission, and 22 MPG, 3.0L gas engine is for sale right now below $40K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$39,499
Est. Payment:	$756.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,363.48
Avg. DMV Fee	196.00
Cash Sale Price	$44,227.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,227.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This average mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 79,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$36,920
Est. Payment:	$897.72 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,604
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$36,920.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,079.79
Avg. DMV Fee	196.00
Cash Sale Price	$41,364.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,364.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$897.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage preowned 2024 Genesis GV70 2.5T Standard AWD SUV below 16,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $40K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$39,900
Est. Payment:	$764.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,588
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,407.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,672.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,672.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$764.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4X4 pickup under 16,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $38K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$37,522
Est. Payment:	$719.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,980
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$37,522.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,146.01
Avg. DMV Fee	196.00
Cash Sale Price	$42,033.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,033.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage used 2025 Ford Maverick Lariat AWD pickup below 0,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $37K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$36,994
Est. Payment:	$709.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$36,994.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.93
Avg. DMV Fee	196.00
Cash Sale Price	$41,446.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,446.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4X4 pickup under 0,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now below $40K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$39,900
Est. Payment:	$764.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,407.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,672.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,672.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$764.41

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage used 2024 Hyundai PALISADE SEL AWD SUV under 15,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,795
Est. Payment:	$743.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,690
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$38,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,286.04
Avg. DMV Fee	196.00
Cash Sale Price	$43,446.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,446.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $40,000

2026 Genesis G70 2.5T Standard

2024 Kia Telluride EX

2026 Hyundai SANTA FE Hybrid SEL

2024 Jeep Wagoneer Series II

2024 Hyundai PALISADE Calligraphy

2024 Genesis GV70 2.5T Standard

2023 Ford F-150 XL

2025 Ford Maverick Lariat

2023 Chevrolet Silverado 1500 LT

2024 Hyundai PALISADE SEL

Illinois Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $40,000

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $40,000

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