Illinois Used Cars Under $40,000 |with Payments|

2024 Hyundai PALISADE Limited

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This low mileage used 2024 Hyundai PALISADE Limited AWD SUV below 36,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now under $38K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$37,466
Est. Payment:	$718.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,077
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,466.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,139.85
Avg. DMV Fee	196.00
Cash Sale Price	$41,970.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,970.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,466.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 2,000 miles, a transmission, and 20 MPG, 1.6L hybrid engine is for sale right now below $40K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$766.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,485
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,783.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai IONIQ 5 SEL

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This low mileage preowned 2025 Hyundai IONIQ 5 SEL AWD wagon under 0,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$35,867
Est. Payment:	$687.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	236
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$35,867.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,963.96
Avg. DMV Fee	196.00
Cash Sale Price	$40,195.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,195.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,867.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage used 2023 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV under 12,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $38K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$37,897
Est. Payment:	$726.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,651
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$37,897.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,187.26
Avg. DMV Fee	196.00
Cash Sale Price	$42,449.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,449.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This low mileage preowned 2022 GMC Sierra 1500 Elevation 4X4 pickup below 0,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $38K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$37,301
Est. Payment:	$715.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$37,301.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,121.70
Avg. DMV Fee	196.00
Cash Sale Price	$41,787.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,787.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LTZ

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This below average mileage second hand 2022 Chevrolet Silverado 1500 LTZ 4X4 pickup below 70,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,906
Est. Payment:	$865.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,852
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$38,906.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,298.25
Avg. DMV Fee	196.00
Cash Sale Price	$43,569.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,569.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$865.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 2500HD LTZ

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This average mileage second hand 2015 Chevrolet Silverado 2500HD LTZ 4X4 pickup under 72,000 miles, a transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $37K at Runde Chevrolet in East Dubuque, IL. ...View More Details

Sales Price:	$36,292
Est. Payment:	$882.59 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,840
Location:	East Dubuque, IL

Item	Amount
Used Car Price⁽¹⁾	$36,292.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,010.71
Avg. DMV Fee	196.00
Cash Sale Price	$40,667.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,667.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$882.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,292.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage preowned 2024 Jeep Wagoneer Series II 4X4 SUV below 0,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $40K at Kunes Ford of Sterling in Sterling, IL. ...View More Details

Sales Price:	$39,499
Est. Payment:	$756.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Sterling, IL

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,363.48
Avg. DMV Fee	196.00
Cash Sale Price	$44,227.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,227.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac CT5 Luxury

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This low mileage second hand 2024 Cadillac CT5 Luxury AWD sedan below 16,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,144
Est. Payment:	$674.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,045
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,144.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,884.43
Avg. DMV Fee	196.00
Cash Sale Price	$39,393.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,393.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,144.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This average mileage preowned 2022 Ford F-150 Lariat 4X4 pickup under 78,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$38,791
Est. Payment:	$942.79 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,978
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$38,791.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,285.60
Avg. DMV Fee	196.00
Cash Sale Price	$43,441.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,441.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$942.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai IONIQ 5 SEL

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

2022 GMC Sierra 1500 Elevation

2022 Chevrolet Silverado 1500 LTZ

2015 Chevrolet Silverado 2500HD LTZ

2024 Jeep Wagoneer Series II

2024 Cadillac CT5 Luxury

2022 Ford F-150 Lariat

Illinois Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2025 Hyundai IONIQ 5 SEL Car Loan Estimate

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2022 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2022 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2015 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2015 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2024 Cadillac CT5 Luxury

Cadillac CT5 Luxury

2024 Cadillac CT5 Luxury Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $40,000

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