Illinois Used Cars Under $40,000 |with Payments|

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV below 8,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $37K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$37,000
Est. Payment:	$709.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,343
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,453.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,453.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Sport

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This low mileage used 2021 Toyota Tacoma TRD Sport 4x4 pickup below 38,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,820
Est. Payment:	$724.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,860
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,820.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,178.79
Avg. DMV Fee	196.00
Cash Sale Price	$42,363.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,363.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,820.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat AWD pickup under 38,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$35,718
Est. Payment:	$684.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,578
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$35,718.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,947.57
Avg. DMV Fee	196.00
Cash Sale Price	$40,030.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,030.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,718.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Summit

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This below average mileage used 2024 Jeep Grand Cherokee Summit 4x4 SUV below 63,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $40K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$39,250
Est. Payment:	$872.98 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,888
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$39,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,336.09
Avg. DMV Fee	196.00
Cash Sale Price	$43,951.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,951.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$872.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 Hybrid Premium Plus

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This low mileage certified preowned 2025 Mazda CX-50 Hybrid Premium Plus AWD SUV under 5,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now under $36K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$680.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,107
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,923.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,788.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,788.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV below 44,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,350
Est. Payment:	$734.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,121
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$38,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,237.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,952.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,952.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$734.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage certified preowned 2026 Hyundai SANTA FE XRT AWD SUV below 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $39K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$747.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,491
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 SEL

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This low mileage preowned 2026 Hyundai IONIQ 5 SEL AWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$36,984
Est. Payment:	$709.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,086.83
Avg. DMV Fee	196.00
Cash Sale Price	$41,435.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,435.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified used 2025 Hyundai SANTA FE XRT AWD SUV below 7,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,528
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV below 19,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$36,466
Est. Payment:	$699.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,845
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$36,466.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,029.85
Avg. DMV Fee	196.00
Cash Sale Price	$40,860.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,860.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,466.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Hybrid Limited

2021 Toyota Tacoma TRD Sport

2024 Ford Maverick Lariat

2024 Jeep Grand Cherokee Summit

2025 Mazda CX-50 Hybrid Premium Plus

2024 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE XRT

2026 Hyundai IONIQ 5 SEL

2025 Hyundai SANTA FE XRT

2023 Genesis GV70 2.5T Standard

Illinois Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Illinois

Illinois Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2024 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2024 Jeep Grand Cherokee Summit Car Loan Estimate

2025 Mazda CX-50 Hybrid Premium Plus

Mazda CX-50 Hybrid Premium Plus

2025 Mazda CX-50 Hybrid Premium Plus Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

Illinois Areas with Used Cars for Sale Below $40,000

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