Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $500 a Month

2023 Chrysler Pacifica Touring L

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This low mileage preowned 2023 Chrysler Pacifica Touring L FWD minivan under 55,000 miles, automatic transmission, and 34 MPG, 3.6L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,650
Est. Payment:	$489.03 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,620.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,635.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,635.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$489.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage certified second hand 2023 Hyundai SANTA FE SEL AWD SUV under 36,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now under $27K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$26,412
Est. Payment:	$508.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,497
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$26,412.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,923.91
Avg. DMV Fee	196.00
Cash Sale Price	$29,700.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,700.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$508.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage second hand 2025 Chevrolet Equinox LT FWD SUV below 43,000 miles, cvt transmission, and 34 MPG, 1.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$481.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,299
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$481.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid Limited

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This low mileage certified used 2025 Hyundai ELANTRA Hybrid Limited FWD sedan below 8,000 miles, automatic transmission, and 34 MPG, 1.6L hybrid engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,237
Est. Payment:	$485.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,852
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,237.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,794.66
Avg. DMV Fee	196.00
Cash Sale Price	$28,396.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,396.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$485.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage used 2025 Mazda CX-50 2.5 S Preferred AWD SUV below 40,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$481.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,023
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$481.41

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage second hand 2023 Hyundai TUCSON SEL FWD SUV below 57,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now under $23K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$22,977
Est. Payment:	$475.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,330
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$22,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,546.06
Avg. DMV Fee	196.00
Cash Sale Price	$25,888.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,888.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$475.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass Limited

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This low mileage second hand 2023 Jeep Compass Limited 4x4 SUV under 17,000 miles, automatic transmission, and 34 MPG, 2.0L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,500
Est. Payment:	$471.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,774
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,713.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,578.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,578.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$471.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This low mileage preowned 2024 Audi A3 Premium 40 TFSI FWD sedan under 53,000 miles, automatic transmission, and 34 MPG, 2.0L hybrid engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,595
Est. Payment:	$487.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,391
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,614.04
Avg. DMV Fee	196.00
Cash Sale Price	$26,574.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,574.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$487.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

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This low mileage certified second hand 2025 Hyundai TUCSON SE AWD SUV below 10,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,890
Est. Payment:	$498.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,850
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,866.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,121.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,121.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$498.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry LE

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This below average mileage used 2024 Toyota Camry LE FWD sedan under 68,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,225
Est. Payment:	$519.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,282
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,573.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,163.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,163.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$519.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2023 Chrysler Pacifica Touring L

2023 Hyundai SANTA FE SEL

2025 Chevrolet Equinox LT

2025 Hyundai ELANTRA Hybrid Limited

2025 Mazda CX-50 2.5 S Preferred

2023 Hyundai TUCSON SEL

2023 Jeep Compass Limited

2024 Audi A3 Premium 40 TFSI

2025 Hyundai TUCSON SE

2024 Toyota Camry LE

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2025 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Jeep Compass Limited

Jeep Compass Limited

2023 Jeep Compass Limited Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2024 Toyota Camry LE

Toyota Camry LE

2024 Toyota Camry LE Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

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