Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $500 a Month

2020 Hyundai SANTA FE SEL

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This above average mileage used 2020 Hyundai SANTA FE SEL FWD SUV under 97,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$489.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$489.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This low mileage used 2024 Audi A3 Premium 40 TFSI FWD sedan below 53,000 miles, automatic transmission, and 32 MPG, 2.0L hybrid engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,595
Est. Payment:	$487.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,391
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,614.04
Avg. DMV Fee	196.00
Cash Sale Price	$26,574.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,574.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$487.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chrysler 300 C

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This low mileage used 2019 Chrysler 300 C RWD sedan below 45,000 miles, automatic transmission, and 32 MPG, 5.7L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,543
Est. Payment:	$472.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,260
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,543.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,718.32
Avg. DMV Fee	196.00
Cash Sale Price	$27,626.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,626.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$472.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Taos SE

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This low mileage second hand 2026 Volkswagen Taos SE FWD SUV below 27,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,225
Est. Payment:	$485.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,087
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,793.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,383.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,383.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$485.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Sportage LX

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This low mileage preowned 2026 Kia Sportage LX FWD SUV under 24,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,250
Est. Payment:	$505.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,830
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,906.09
Avg. DMV Fee	196.00
Cash Sale Price	$29,521.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,521.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$505.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified used 2025 Hyundai TUCSON SEL AWD SUV below 17,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $27K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$26,841
Est. Payment:	$516.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,640
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$26,841.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,971.10
Avg. DMV Fee	196.00
Cash Sale Price	$30,177.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,177.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$516.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,841.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry LE

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This below average mileage used 2024 Toyota Camry LE FWD sedan under 68,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,225
Est. Payment:	$519.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,282
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,573.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,163.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,163.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$519.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This low mileage second hand 2023 Chrysler Pacifica Touring L FWD minivan below 55,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,650
Est. Payment:	$489.03 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,620.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,635.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,635.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$489.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE SE

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This low mileage certified preowned 2024 Hyundai SANTA FE SE AWD SUV under 37,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $28K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$27,073
Est. Payment:	$520.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,243
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$27,073.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,996.62
Avg. DMV Fee	196.00
Cash Sale Price	$30,434.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,434.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$520.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,073.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

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This low mileage second hand 2025 Toyota Corolla Cross L FWD SUV under 24,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,725
Est. Payment:	$495.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,578
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,938.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,938.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$495.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2020 Hyundai SANTA FE SEL

2024 Audi A3 Premium 40 TFSI

2019 Chrysler 300 C

2026 Volkswagen Taos SE

2026 Kia Sportage LX

2025 Hyundai TUCSON SEL

2024 Toyota Camry LE

2023 Chrysler Pacifica Touring L

2024 Hyundai SANTA FE SE

2025 Toyota Corolla Cross L

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2019 Chrysler 300 C

Chrysler 300 C

2019 Chrysler 300 C Car Loan Estimate

2026 Volkswagen Taos SE

Volkswagen Taos SE

2026 Volkswagen Taos SE Car Loan Estimate

2026 Kia Sportage LX

Kia Sportage LX

2026 Kia Sportage LX Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2024 Toyota Camry LE

Toyota Camry LE

2024 Toyota Camry LE Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2024 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2024 Hyundai SANTA FE SE Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

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