Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $500 a Month

2019 Hyundai TUCSON SE

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This high mileage preowned 2019 Hyundai TUCSON SE AWD SUV under 144,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $10K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$9,455
Est. Payment:	$396.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,571
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$9,455.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,058.64
Avg. DMV Fee	196.00
Cash Sale Price	$10,878.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,878.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$396.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage second hand 2023 Ford Edge SEL AWD SUV below 47,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $27K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$26,521
Est. Payment:	$510.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,772
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$26,521.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,935.90
Avg. DMV Fee	196.00
Cash Sale Price	$29,821.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,821.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$510.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Kia Sportage EX

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This high mileage preowned 2013 Kia Sportage EX FWD SUV below 133,000 miles, a transmission, and 24 MPG, 2.4L gas engine is for sale right now below $9K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$8,995
Est. Payment:	$378.34 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	132,768
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$8,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,008.04
Avg. DMV Fee	196.00
Cash Sale Price	$10,368.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,368.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$378.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $8,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA CRUZ SEL Premium

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This low mileage second hand 2022 Hyundai SANTA CRUZ SEL Premium AWD pickup under 19,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $27K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$26,995
Est. Payment:	$519.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,956
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,988.04
Avg. DMV Fee	196.00
Cash Sale Price	$30,348.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,348.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$519.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage used 2024 Ford Escape Active AWD SUV below 9,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $27K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$26,900
Est. Payment:	$517.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,734
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,977.59
Avg. DMV Fee	196.00
Cash Sale Price	$30,242.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,242.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$517.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Cadillac XT5 Luxury

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This average mileage second hand 2018 Cadillac XT5 Luxury 4X4 SUV below 90,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $19K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$18,246
Est. Payment:	$495.42 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,528
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$18,246.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,025.65
Avg. DMV Fee	196.00
Cash Sale Price	$20,636.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,636.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$495.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-250 Super Duty XL

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This low mileage used 2016 Ford F-250 Super Duty XL 4X4 pickup under 59,000 miles, a transmission, and 24 MPG, 6.2L flexible engine is for sale right now below $24K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$23,995
Est. Payment:	$496.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,021
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,658.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,018.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,018.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$496.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage second hand 2024 Ford Escape Active AWD SUV below 5,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $27K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,742
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trailblazer LT

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This low mileage used 2025 Chevrolet Trailblazer LT 4X4 SUV below 30,000 miles, a transmission, and 24 MPG, 1.3L gas engine is for sale right now under $27K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,960
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$519.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Camaro LT

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This above average mileage preowned 2017 Chevrolet Camaro LT RWD coupe under 92,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $16K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$15,900
Est. Payment:	$486.41 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,420
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$15,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,767.59
Avg. DMV Fee	196.00
Cash Sale Price	$18,032.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,032.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$486.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2019 Hyundai TUCSON SE

2023 Ford Edge SEL

2013 Kia Sportage EX

2022 Hyundai SANTA CRUZ SEL Premium

2024 Ford Escape Active

2018 Cadillac XT5 Luxury

2016 Ford F-250 Super Duty XL

2024 Ford Escape Active

2025 Chevrolet Trailblazer LT

2017 Chevrolet Camaro LT

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2019 Hyundai TUCSON SE

Hyundai TUCSON SE

2019 Hyundai TUCSON SE Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2013 Kia Sportage EX

Kia Sportage EX

2013 Kia Sportage EX Car Loan Estimate

2022 Hyundai SANTA CRUZ SEL Premium

Hyundai SANTA CRUZ SEL Premium

2022 Hyundai SANTA CRUZ SEL Premium Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2018 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2018 Cadillac XT5 Luxury Car Loan Estimate

2016 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2016 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2025 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2025 Chevrolet Trailblazer LT Car Loan Estimate

2017 Chevrolet Camaro LT

Chevrolet Camaro LT

2017 Chevrolet Camaro LT Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

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