Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $500 a Month

2019 Hyundai TUCSON SE

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This high mileage used 2019 Hyundai TUCSON SE AWD SUV below 144,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $10K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$9,455
Est. Payment:	$396.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,571
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$9,455.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,058.64
Avg. DMV Fee	196.00
Cash Sale Price	$10,878.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,878.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$396.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trailblazer LT

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This low mileage preowned 2025 Chevrolet Trailblazer LT 4X4 SUV under 30,000 miles, a transmission, and 27 MPG, 1.3L gas engine is for sale right now below $27K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,960
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$519.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue S

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This below average mileage used 2024 Nissan Rogue S AWD wagon below 69,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now below $21K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$20,975
Est. Payment:	$470.06 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,520
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$20,975.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,325.84
Avg. DMV Fee	196.00
Cash Sale Price	$23,665.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,665.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$470.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLT

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This low mileage used 2024 GMC Terrain SLT FWD SUV under 55,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $24K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$23,946
Est. Payment:	$495.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,325
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$23,946.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,652.65
Avg. DMV Fee	196.00
Cash Sale Price	$26,963.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,963.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$495.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV below 52,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $24K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$23,995
Est. Payment:	$496.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,930
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,658.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,018.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,018.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$496.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue SV

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This average mileage preowned 2024 Nissan Rogue SV FWD wagon below 75,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now under $20K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$19,495
Est. Payment:	$477.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,522
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,023.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,023.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$477.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Mustang EcoBoost Premium

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This above average mileage preowned 2017 Ford Mustang EcoBoost Premium RWD convertible under 94,000 miles, transmission, and 27 MPG, 2.3L gas engine is for sale right now under $17K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$16,571
Est. Payment:	$506.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,517
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$16,571.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,841.40
Avg. DMV Fee	196.00
Cash Sale Price	$18,777.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,777.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$506.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,571.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Wrangler JK Unlimited Sport

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This average mileage used 2018 Jeep Wrangler JK Unlimited Sport 4X4 SUV under 73,000 miles, transmission, and 27 MPG, 3.6L gas engine is for sale right now under $21K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$20,696
Est. Payment:	$506.89 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,512
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$20,696.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,295.15
Avg. DMV Fee	196.00
Cash Sale Price	$23,356.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,356.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$506.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,696.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage preowned 2025 Jeep Compass Limited 4X4 SUV under 19,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $27K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$26,525
Est. Payment:	$510.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,485
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$26,525.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,936.34
Avg. DMV Fee	196.00
Cash Sale Price	$29,826.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,826.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$510.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Sport Outer Banks

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This low mileage preowned 2022 Ford Bronco Sport Outer Banks AWD SUV below 49,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $27K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$26,477
Est. Payment:	$509.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,845
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$26,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,931.06
Avg. DMV Fee	196.00
Cash Sale Price	$29,773.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,773.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$509.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2019 Hyundai TUCSON SE

2025 Chevrolet Trailblazer LT

2024 Nissan Rogue S

2024 GMC Terrain SLT

2024 Ford Edge SEL

2024 Nissan Rogue SV

2017 Ford Mustang EcoBoost Premium

2018 Jeep Wrangler JK Unlimited Sport

2025 Jeep Compass Limited

2022 Ford Bronco Sport Outer Banks

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $500 / Month

2019 Hyundai TUCSON SE

Hyundai TUCSON SE

2019 Hyundai TUCSON SE Car Loan Estimate

2025 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2025 Chevrolet Trailblazer LT Car Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2024 GMC Terrain SLT

GMC Terrain SLT

2024 GMC Terrain SLT Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2024 Nissan Rogue SV

Nissan Rogue SV

2024 Nissan Rogue SV Car Loan Estimate

2017 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2017 Ford Mustang EcoBoost Premium Car Loan Estimate

2018 Jeep Wrangler JK Unlimited Sport

Jeep Wrangler JK Unlimited Sport

2018 Jeep Wrangler JK Unlimited Sport Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2022 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2022 Ford Bronco Sport Outer Banks Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $500 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $500 / Month

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