Saint James, NY Used 4x4s for Sale |with Payments|

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup under 17,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $57K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$56,595
Est. Payment:	$1057.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,488
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$56,595.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	5,032.30
Avg. DMV Fee	86.00
Cash Sale Price	$61,788.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,788.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1057.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Equinox Premier

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This below average mileage preowned 2018 Chevrolet Equinox Premier 4x4 SUV under 64,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $16K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$15,495
Est. Payment:	$338.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,098
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$15,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,382.62
Avg. DMV Fee	86.00
Cash Sale Price	$17,038.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,038.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$338.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Sport S

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This above average mileage used 2020 Jeep Wrangler Unlimited Sport S 4x4 SUV below 92,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,555
Est. Payment:	$549.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,158
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$18,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,654.34
Avg. DMV Fee	86.00
Cash Sale Price	$20,370.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,370.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$549.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Texas Trail

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This low mileage preowned 2022 Jeep Gladiator Texas Trail 4x4 pickup under 59,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now under $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,435
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$522.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Navigator Reserve

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This low mileage used 2022 Lincoln Navigator Reserve 4x4 SUV below 26,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $55K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1027.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,549
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.22
Avg. DMV Fee	86.00
Cash Sale Price	$60,046.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,046.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage second hand 2023 Ford Ranger XLT 4x4 pickup under 60,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,255
Est. Payment:	$547.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,550
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,426.90
Avg. DMV Fee	86.00
Cash Sale Price	$29,842.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,842.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$547.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Cadillac XT4 Sport

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This low mileage preowned 2021 Cadillac XT4 Sport 4x4 SUV below 34,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$505.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,439
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.82
Avg. DMV Fee	86.00
Cash Sale Price	$29,559.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,559.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$505.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 20,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$39,355
Est. Payment:	$736.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,099
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$39,355.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,501.38
Avg. DMV Fee	86.00
Cash Sale Price	$43,017.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,017.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Lariat

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This low mileage used 2025 Ford Ranger Lariat 4x4 pickup under 8,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $45K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,711
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Rubicon

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This below average mileage preowned 2020 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 64,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,555
Est. Payment:	$555.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,188
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,275.94
Avg. DMV Fee	86.00
Cash Sale Price	$27,991.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,991.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$555.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Saint James, NY

Saint James, NY Secondhand Used Four Wheel Drive Inventory

2023 Ford F-150 King Ranch

2018 Chevrolet Equinox Premier

2020 Jeep Wrangler Unlimited Sport S

2022 Jeep Gladiator Texas Trail

2022 Lincoln Navigator Reserve

2023 Ford Ranger XLT

2021 Cadillac XT4 Sport

2023 Ford F-150 XLT

2025 Ford Ranger Lariat

2020 Jeep Wrangler Unlimited Rubicon

Used 4x4s for Sale in Saint James, NY

Saint James, NY Secondhand Used Four Wheel Drive Inventory

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2018 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2018 Chevrolet Equinox Premier Car Loan Estimate

2020 Jeep Wrangler Unlimited Sport S

Jeep Wrangler Unlimited Sport S

2020 Jeep Wrangler Unlimited Sport S Car Loan Estimate

2022 Jeep Gladiator Texas Trail

Jeep Gladiator Texas Trail

2022 Jeep Gladiator Texas Trail Car Loan Estimate

2022 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2022 Lincoln Navigator Reserve Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2021 Cadillac XT4 Sport

Cadillac XT4 Sport

2021 Cadillac XT4 Sport Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2020 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2020 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

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