Saint James, NY Used 4x4s for Sale |with Payments|

2022 Lincoln Navigator Reserve

⇩ View Seller Description

This low mileage second hand 2022 Lincoln Navigator Reserve 4x4 SUV below 26,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $55K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1027.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,549
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.22
Avg. DMV Fee	86.00
Cash Sale Price	$60,046.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,046.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1027.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

⇩ View Seller Description

This low mileage used 2021 Toyota Tacoma TRD Off-Road 4x4 pickup under 25,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,555
Est. Payment:	$665.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,368
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,163.94
Avg. DMV Fee	86.00
Cash Sale Price	$38,879.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,879.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

⇩ View Seller Description

This below average mileage used 2020 Ford F-150 XL 4x4 pickup under 67,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $28K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$27,455
Est. Payment:	$597.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,671
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$27,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,444.66
Avg. DMV Fee	86.00
Cash Sale Price	$30,060.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,060.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$597.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Lariat

⇩ View Seller Description

This low mileage preowned 2025 Ford Ranger Lariat 4x4 pickup below 8,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $45K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,711
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Jeep Wrangler Unlimited Smoky Mountain

⇩ View Seller Description

This low mileage used 2017 Jeep Wrangler Unlimited Smoky Mountain 4x4 SUV below 38,000 miles, transmission, and 27 MPG, 3.6L gas engine is for sale right now below $22K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$21,995
Est. Payment:	$412.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,300
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,959.82
Avg. DMV Fee	86.00
Cash Sale Price	$24,115.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,115.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$412.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XLT

⇩ View Seller Description

This average mileage second hand 2020 Ford Ranger XLT 4x4 pickup under 83,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$683.49 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,845
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$683.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

⇩ View Seller Description

This above average mileage second hand 2022 Ram 1500 Big Horn 4x4 pickup under 100,000 miles, automatic transmission, and 27 MPG, 5.7L gas engine is for sale right now below $27K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$26,995
Est. Payment:	$797.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,862
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.82
Avg. DMV Fee	86.00
Cash Sale Price	$29,559.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,559.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$797.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

⇩ View Seller Description

This high mileage preowned 2020 Ford F-150 XL 4x4 pickup under 121,000 miles, automatic transmission, and 27 MPG, 5.0L gas engine is for sale right now below $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,054
Est. Payment:	$961.82 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,262
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$24,054.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,142.66
Avg. DMV Fee	86.00
Cash Sale Price	$26,357.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,357.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$961.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,054.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Expedition XLT 4x4 SUV below 37,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $50K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$49,785
Est. Payment:	$930.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,987
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$49,785.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,427.57
Avg. DMV Fee	86.00
Cash Sale Price	$54,373.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,373.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$930.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $49,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Equinox Premier

⇩ View Seller Description

This below average mileage second hand 2018 Chevrolet Equinox Premier 4x4 SUV under 64,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $16K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$15,495
Est. Payment:	$338.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,098
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$15,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,382.62
Avg. DMV Fee	86.00
Cash Sale Price	$17,038.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,038.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$338.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Saint James, NY

Saint James, NY Secondhand Used Four Wheel Drive Inventory

2022 Lincoln Navigator Reserve

2021 Toyota Tacoma TRD Off-Road

2020 Ford F-150 XL

2025 Ford Ranger Lariat

2017 Jeep Wrangler Unlimited Smoky Mountain

2020 Ford Ranger XLT

2022 Ram 1500 Big Horn

2020 Ford F-150 XL

2024 Ford Expedition XLT

2018 Chevrolet Equinox Premier

Used 4x4s for Sale in Saint James, NY

Saint James, NY Secondhand Used Four Wheel Drive Inventory

2022 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2022 Lincoln Navigator Reserve Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2017 Jeep Wrangler Unlimited Smoky Mountain

Jeep Wrangler Unlimited Smoky Mountain

2017 Jeep Wrangler Unlimited Smoky Mountain Car Loan Estimate

2020 Ford Ranger XLT

Ford Ranger XLT

2020 Ford Ranger XLT Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2018 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2018 Chevrolet Equinox Premier Car Loan Estimate

Customize Payments

Find Financing

Customize Payments