Saint James, NY Used 4x4s for Sale |with Payments|

2021 Ford F-450 Super Duty King Ranch

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This low mileage preowned 2021 Ford F-450 Super Duty King Ranch 4x4 pickup below 18,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now below $79K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$78,995
Est. Payment:	$1474.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,082
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$78,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	7,021.42
Avg. DMV Fee	86.00
Cash Sale Price	$86,177.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$86,177.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1474.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $78,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition MAX XLT

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This low mileage second hand 2023 Ford Expedition MAX XLT 4x4 SUV under 53,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $45K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$44,115
Est. Payment:	$884.97 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,337
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$44,115.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,924.07
Avg. DMV Fee	86.00
Cash Sale Price	$48,200.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,200.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$884.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,115.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX King Ranch

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This low mileage preowned 2025 Ford Expedition MAX King Ranch 4x4 SUV under 3,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $80K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$79,885
Est. Payment:	$1491.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,731
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$79,885.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	7,100.45
Avg. DMV Fee	86.00
Cash Sale Price	$87,146.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$87,146.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1491.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $79,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Texas Trail

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This low mileage second hand 2022 Jeep Gladiator Texas Trail 4x4 pickup under 59,000 miles, transmission, and 19 MPG, 3.6L gas engine is for sale right now below $26K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$522.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,435
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$522.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 24,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $44K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$43,795
Est. Payment:	$818.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,177
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$43,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,895.66
Avg. DMV Fee	86.00
Cash Sale Price	$47,851.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,851.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$818.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado ZR2

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This low mileage preowned 2024 Chevrolet Colorado ZR2 4x4 pickup under 37,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $46K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$45,995
Est. Payment:	$859.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,599
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$45,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,091.02
Avg. DMV Fee	86.00
Cash Sale Price	$50,247.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,247.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$859.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Navigator L Reserve

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This low mileage second hand 2022 Lincoln Navigator L Reserve 4x4 SUV under 34,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $60K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$59,555
Est. Payment:	$1112.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,449
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$59,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	5,295.14
Avg. DMV Fee	86.00
Cash Sale Price	$65,011.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$65,011.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1112.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $59,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma Limited

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This low mileage preowned 2023 Toyota Tacoma Limited 4x4 pickup under 39,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $41K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$40,811
Est. Payment:	$763.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,090
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$40,811.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,630.68
Avg. DMV Fee	86.00
Cash Sale Price	$44,602.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,602.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$763.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage used 2021 Toyota Tacoma TRD Off-Road 4x4 pickup below 25,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,555
Est. Payment:	$665.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,368
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,163.94
Avg. DMV Fee	86.00
Cash Sale Price	$38,879.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,879.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This low mileage second hand 2024 Ford Expedition XLT 4x4 SUV under 37,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $50K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$49,785
Est. Payment:	$930.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,987
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$49,785.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,427.57
Avg. DMV Fee	86.00
Cash Sale Price	$54,373.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,373.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$930.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $49,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used 4x4s for Sale in Saint James, NY

Saint James, NY Secondhand Used Four Wheel Drive Inventory

2021 Ford F-450 Super Duty King Ranch

2023 Ford Expedition MAX XLT

2025 Ford Expedition MAX King Ranch

2022 Jeep Gladiator Texas Trail

2023 Ford F-150 Lariat

2024 Chevrolet Colorado ZR2

2022 Lincoln Navigator L Reserve

2023 Toyota Tacoma Limited

2021 Toyota Tacoma TRD Off-Road

2024 Ford Expedition XLT

Used 4x4s for Sale in Saint James, NY

Saint James, NY Secondhand Used Four Wheel Drive Inventory

2021 Ford F-450 Super Duty King Ranch

Ford F-450 Super Duty King Ranch

2021 Ford F-450 Super Duty King Ranch Car Loan Estimate

2023 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2023 Ford Expedition MAX XLT Car Loan Estimate

2025 Ford Expedition MAX King Ranch

Ford Expedition MAX King Ranch

2025 Ford Expedition MAX King Ranch Car Loan Estimate

2022 Jeep Gladiator Texas Trail

Jeep Gladiator Texas Trail

2022 Jeep Gladiator Texas Trail Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2024 Chevrolet Colorado ZR2 Car Loan Estimate

2022 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2022 Lincoln Navigator L Reserve Car Loan Estimate

2023 Toyota Tacoma Limited

Toyota Tacoma Limited

2023 Toyota Tacoma Limited Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

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