Metro Panama City, FL Area Used Cars Under $500 a Month

2023 Honda Civic Sport

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This low mileage certified second hand 2023 Honda Civic Sport FWD sedan under 23,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,944
Est. Payment:	$508.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,532
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,944.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,664.58
Avg. DMV Fee	294.00
Cash Sale Price	$29,701.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,701.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$508.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Charger SXT

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This low mileage second hand 2022 Dodge Charger SXT RWD sedan under 48,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now below $26K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$25,275
Est. Payment:	$477.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,202
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$25,275.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,564.44
Avg. DMV Fee	294.00
Cash Sale Price	$27,932.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,932.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$477.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Big Bend

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This low mileage certified second hand 2021 Ford Bronco Sport Big Bend AWD SUV below 54,000 miles, automatic transmission, and 30 MPG, 1.5L gas engine is for sale right now below $24K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$23,211
Est. Payment:	$472.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,958
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,211.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,440.60
Avg. DMV Fee	294.00
Cash Sale Price	$25,744.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,744.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$472.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,211.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda CR-V Touring

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This low mileage certified second hand 2017 Honda CR-V Touring FWD SUV under 54,000 miles, cvt transmission, and 30 MPG, 1.5L gas engine is for sale right now below $23K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$22,927
Est. Payment:	$467.15 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,034
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,927.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,423.56
Avg. DMV Fee	294.00
Cash Sale Price	$25,443.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,443.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$467.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,927.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax RS

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This low mileage certified preowned 2025 Chevrolet Trax RS FWD SUV under 36,000 miles, automatic transmission, and 30 MPG, 1.2L gas engine is for sale right now under $25K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$24,631
Est. Payment:	$466.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,050
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$24,631.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,525.80
Avg. DMV Fee	294.00
Cash Sale Price	$27,249.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,249.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$466.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,631.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Odyssey EX-L

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This above average mileage second hand 2016 Honda Odyssey EX-L FWD minivan below 97,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $17K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$16,194
Est. Payment:	$493.80 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,792
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$16,194.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,019.58
Avg. DMV Fee	294.00
Cash Sale Price	$18,306.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,306.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$493.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,194.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Civic EX

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This low mileage certified second hand 2022 Honda Civic EX FWD sedan below 14,000 miles, cvt transmission, and 30 MPG, 1.5L gas engine is for sale right now below $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,495
Est. Payment:	$500.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,274
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,637.64
Avg. DMV Fee	294.00
Cash Sale Price	$29,225.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,225.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$500.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Jeep Wrangler Unlimited Arctic

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This below average mileage second hand 2012 Jeep Wrangler Unlimited Arctic 4x4 SUV below 62,000 miles, transmission, and 30 MPG, 3.6L gas engine is for sale right now below $22K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$21,046
Est. Payment:	$465.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,027
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$21,046.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,310.70
Avg. DMV Fee	294.00
Cash Sale Price	$23,449.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,449.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$465.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,046.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge SEL

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This low mileage second hand 2022 Ford Edge SEL AWD SUV below 17,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,584
Est. Payment:	$501.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,716
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,584.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,642.98
Avg. DMV Fee	294.00
Cash Sale Price	$29,319.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,319.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$501.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Nissan Rogue SV

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This average mileage certified second hand 2021 Nissan Rogue SV FWD SUV below 86,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $20K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$19,087
Est. Payment:	$513.10 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,914
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$19,087.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,193.16
Avg. DMV Fee	294.00
Cash Sale Price	$21,373.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,373.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$513.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $500 / Month

2023 Honda Civic Sport

2022 Dodge Charger SXT

2021 Ford Bronco Sport Big Bend

2017 Honda CR-V Touring

2025 Chevrolet Trax RS

2016 Honda Odyssey EX-L

2022 Honda Civic EX

2012 Jeep Wrangler Unlimited Arctic

2022 Ford Edge SEL

2021 Nissan Rogue SV

Greater Panama City Area Cities with Used Cars for Sale Below $500 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $500 / Month

2023 Honda Civic Sport

Honda Civic Sport

2023 Honda Civic Sport Car Loan Estimate

2022 Dodge Charger SXT

Dodge Charger SXT

2022 Dodge Charger SXT Car Loan Estimate

2021 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2021 Ford Bronco Sport Big Bend Car Loan Estimate

2017 Honda CR-V Touring

Honda CR-V Touring

2017 Honda CR-V Touring Car Loan Estimate

2025 Chevrolet Trax RS

Chevrolet Trax RS

2025 Chevrolet Trax RS Car Loan Estimate

2016 Honda Odyssey EX-L

Honda Odyssey EX-L

2016 Honda Odyssey EX-L Car Loan Estimate

2022 Honda Civic EX

Honda Civic EX

2022 Honda Civic EX Car Loan Estimate

2012 Jeep Wrangler Unlimited Arctic

Jeep Wrangler Unlimited Arctic

2012 Jeep Wrangler Unlimited Arctic Car Loan Estimate

2022 Ford Edge SEL

Ford Edge SEL

2022 Ford Edge SEL Car Loan Estimate

2021 Nissan Rogue SV

Nissan Rogue SV

2021 Nissan Rogue SV Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $500 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $500 / Month

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