Used Cars under $40,000 for Sale in the Greater Panama City Area

32 Preowned vehicles for sale in the Metro Panama City area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Panama City Secondhand Used Vehicles Priced Below $40,000

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State
FL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Nissan Frontier S for Sale
2025 Nissan Frontier S

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This low mileage certified second hand 2025 Nissan Frontier S 4x4 pickup under 21,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $39,784
Est. Payment: $741.13 / 72 months @ 7.13% APR
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Mileage: 21,105
Location: Panama City, FL
Preowned 2022 Ford Bronco Base Advanced for Sale
2022 Ford Bronco Base Advanced

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This low mileage certified second hand 2022 Ford Bronco Base Advanced 4x4 SUV under 55,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,820
Est. Payment: $776.46 / 66 months @ 7.13% APR
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Mileage: 55,483
Location: Panama City, FL
Preowned 2023 Ford Explorer ST for Sale
2023 Ford Explorer ST

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This average mileage certified preowned 2023 Ford Explorer ST AWD SUV below 70,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,081
Est. Payment: $900.80 / 54 months @ 7.13% APR
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Mileage: 70,449
Location: Panama City, FL
Preowned 2021 Lincoln Nautilus Reserve for Sale
2021 Lincoln Nautilus Reserve

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This low mileage used 2021 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $35,985
Est. Payment: $672.23 / 72 months @ 7.13% APR
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Mileage: 33,060
Location: Marianna, FL
Preowned 2023 Ford F-250 Super Duty XL for Sale
2023 Ford F-250 Super Duty XL

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This below average mileage used 2023 Ford F-250 Super Duty XL RWD pickup below 63,000 miles, automatic transmission, and 23 MPG, 6.8L gas engine is for sale right now below $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $36,888
Est. Payment: $799.31 / 60 months @ 7.13% APR
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Mileage: 62,950
Location: Panama City, FL
Preowned 2023 Toyota Tacoma Trail Special Edition for Sale
2023 Toyota Tacoma Trail Special Edition

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This low mileage preowned 2023 Toyota Tacoma Trail Special Edition 4x4 pickup under 43,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $35,998
Est. Payment: $672.46 / 72 months @ 7.13% APR
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Mileage: 43,194
Location: Marianna, FL
Preowned 2024 Jeep Gladiator Sport for Sale
2024 Jeep Gladiator Sport

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This low mileage second hand 2024 Jeep Gladiator Sport 4x4 pickup under 7,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,887
Est. Payment: $743.00 / 72 months @ 7.13% APR
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Mileage: 6,970
Location: Panama City, FL
Preowned 2025 Honda Odyssey EX-L for Sale
2025 Honda Odyssey EX-L

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This low mileage certified preowned 2025 Honda Odyssey EX-L FWD minivan below 21,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,990
Est. Payment: $726.73 / 72 months @ 7.13% APR
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Mileage: 20,535
Location: Panama City, FL
Preowned 2020 Cadillac Escalade Luxury for Sale
2020 Cadillac Escalade Luxury

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This average mileage second hand 2020 Cadillac Escalade Luxury 4x4 SUV below 84,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,754
Est. Payment: $1039.01 / 48 months @ 7.13% APR
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Mileage: 84,301
Location: Panama City, FL
Preowned 2021 Lexus RX 350 Base for Sale
2021 Lexus RX 350 Base

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This low mileage certified second hand 2021 Lexus RX 350 Base AWD SUV under 40,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $37,987
Est. Payment: $708.54 / 72 months @ 7.13% APR
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Mileage: 39,726
Location: Panama City, FL
Greater Panama City Area Cities with Used Cars for Sale Below $40K
Metro Panama City Area Counties with Used Cars for Sale Below $40,000