Used Cars under $40,000 for Sale in the Greater Panama City Area

32 Preowned vehicles for sale in the Metro Panama City area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Panama City Secondhand Used Vehicles Priced Below $40,000

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State
FL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2022 Ram 1500 Laramie for Sale
2022 Ram 1500 Laramie

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This average mileage certified preowned 2022 Ram 1500 Laramie 4x4 pickup under 86,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now under $37K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $36,958
Est. Payment: $967.86 / 48 months @ 7.13% APR
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Mileage: 86,299
Location: Panama City, FL
Preowned 2025 Ford Mustang EcoBoost for Sale
2025 Ford Mustang EcoBoost

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This low mileage used 2025 Ford Mustang EcoBoost RWD coupe below 6,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $37K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $36,988
Est. Payment: $690.42 / 72 months @ 7.13% APR
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Mileage: 5,669
Location: Marianna, FL
Preowned 2023 Toyota Tacoma Trail Special Edition for Sale
2023 Toyota Tacoma Trail Special Edition

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This low mileage used 2023 Toyota Tacoma Trail Special Edition 4x4 pickup below 43,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $35,998
Est. Payment: $672.46 / 72 months @ 7.13% APR
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Mileage: 43,194
Location: Marianna, FL
Preowned 2022 Toyota RAV4 Hybrid Limited for Sale
2022 Toyota RAV4 Hybrid Limited

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This low mileage certified second hand 2022 Toyota RAV4 Hybrid Limited AWD SUV under 21,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,587
Est. Payment: $665.01 / 72 months @ 7.13% APR
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Mileage: 20,694
Location: Panama City, FL
Preowned 2023 Ford Explorer ST for Sale
2023 Ford Explorer ST

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This average mileage certified used 2023 Ford Explorer ST AWD SUV below 70,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,081
Est. Payment: $900.80 / 54 months @ 7.13% APR
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Mileage: 70,449
Location: Panama City, FL
Preowned 2021 Jeep Wrangler Unlimited Sahara for Sale
2021 Jeep Wrangler Unlimited Sahara

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This low mileage used 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV under 24,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $38,999
Est. Payment: $726.89 / 72 months @ 7.13% APR
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Mileage: 24,411
Location: Panama City, FL
Preowned 2020 Ford Expedition King Ranch for Sale
2020 Ford Expedition King Ranch

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This average mileage preowned 2020 Ford Expedition King Ranch RWD SUV under 72,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $37K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $36,988
Est. Payment: $875.65 / 54 months @ 7.13% APR
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Mileage: 72,329
Location: Marianna, FL
Preowned 2025 Nissan Frontier S for Sale
2025 Nissan Frontier S

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This low mileage certified used 2025 Nissan Frontier S 4x4 pickup under 21,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $39,784
Est. Payment: $741.13 / 72 months @ 7.13% APR
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Mileage: 21,105
Location: Panama City, FL
Preowned 2021 Chevrolet Silverado 2500HD Custom for Sale
2021 Chevrolet Silverado 2500HD Custom

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This above average mileage second hand 2021 Chevrolet Silverado 2500HD Custom 4x4 pickup below 90,000 miles, automatic transmission, and 22 MPG, 6.6L gas engine is for sale right now below $36K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $35,887
Est. Payment: $1056.88 / 42 months @ 7.13% APR
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Mileage: 90,113
Location: Panama City, FL
Preowned 2024 Toyota Tacoma Limited for Sale
2024 Toyota Tacoma Limited

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This low mileage used 2024 Toyota Tacoma Limited 4x4 pickup under 6,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,978
Est. Payment: $744.65 / 72 months @ 7.13% APR
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Mileage: 5,655
Location: Panama City, FL
Greater Panama City Area Cities with Used Cars for Sale Below $40K
Metro Panama City Area Counties with Used Cars for Sale Below $40,000