Used Cars under $40,000 for Sale in the Greater Panama City Area

32 Preowned vehicles for sale in the Metro Panama City area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Panama City Secondhand Used Vehicles Priced Below $40,000

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State
FL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2023 Toyota Tacoma Trail Special Edition for Sale
2023 Toyota Tacoma Trail Special Edition

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This low mileage preowned 2023 Toyota Tacoma Trail Special Edition 4x4 pickup below 43,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $35,998
Est. Payment: $672.46 / 72 months @ 7.13% APR
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Mileage: 43,194
Location: Marianna, FL
Preowned 2023 Ford F-250 Super Duty XL for Sale
2023 Ford F-250 Super Duty XL

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This below average mileage used 2023 Ford F-250 Super Duty XL RWD pickup below 63,000 miles, automatic transmission, and 6.8L gas engine is for sale right now under $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $36,888
Est. Payment: $799.31 / 60 months @ 7.13% APR
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Mileage: 62,950
Location: Panama City, FL
Preowned 2020 Lincoln Aviator Black Label for Sale
2020 Lincoln Aviator Black Label

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This below average mileage second hand 2020 Lincoln Aviator Black Label AWD SUV below 70,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $36K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $35,777
Est. Payment: $775.92 / 60 months @ 7.13% APR
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Mileage: 69,840
Location: Panama City, FL
Preowned 2025 Chevrolet Silverado 1500 Custom for Sale
2025 Chevrolet Silverado 1500 Custom

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This low mileage certified second hand 2025 Chevrolet Silverado 1500 Custom 4x4 pickup below 21,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,990
Est. Payment: $672.32 / 72 months @ 7.13% APR
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Mileage: 21,081
Location: Panama City, FL
Preowned 2023 Toyota Tacoma TRD Sport for Sale
2023 Toyota Tacoma TRD Sport

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This low mileage preowned 2023 Toyota Tacoma TRD Sport RWD pickup under 22,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $37,481
Est. Payment: $699.36 / 72 months @ 7.13% APR
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Mileage: 22,386
Location: Panama City, FL
Preowned 2021 Jeep Wrangler Unlimited Sahara for Sale
2021 Jeep Wrangler Unlimited Sahara

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This low mileage second hand 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV below 18,000 miles, transmission, and 3.6L gas engine is for sale right now under $39K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $38,888
Est. Payment: $724.88 / 72 months @ 7.13% APR
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Mileage: 17,943
Location: Panama City, FL
Preowned 2020 Cadillac Escalade Luxury for Sale
2020 Cadillac Escalade Luxury

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This average mileage second hand 2020 Cadillac Escalade Luxury 4x4 SUV under 84,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,754
Est. Payment: $1039.01 / 48 months @ 7.13% APR
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Mileage: 84,301
Location: Panama City, FL
Preowned 2024 Toyota Tacoma Limited for Sale
2024 Toyota Tacoma Limited

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This low mileage used 2024 Toyota Tacoma Limited 4x4 pickup under 6,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,978
Est. Payment: $744.65 / 72 months @ 7.13% APR
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Mileage: 5,655
Location: Panama City, FL
Preowned 2025 Ford Mustang EcoBoost for Sale
2025 Ford Mustang EcoBoost

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This low mileage second hand 2025 Ford Mustang EcoBoost RWD coupe under 6,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $37K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $36,988
Est. Payment: $690.42 / 72 months @ 7.13% APR
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Mileage: 5,669
Location: Marianna, FL
Preowned 2023 Ford Explorer ST for Sale
2023 Ford Explorer ST

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This average mileage certified second hand 2023 Ford Explorer ST AWD SUV below 70,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,081
Est. Payment: $900.80 / 54 months @ 7.13% APR
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Mileage: 70,449
Location: Panama City, FL
Greater Panama City Area Cities with Used Cars for Sale Below $40K
Metro Panama City Area Counties with Used Cars for Sale Below $40,000