Used Cars under $40,000 for Sale in the Greater Panama City Area

32 Preowned vehicles for sale in the Metro Panama City area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Panama City Secondhand Used Vehicles Priced Below $40,000

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State
FL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Chevrolet Silverado 1500 Custom for Sale
2025 Chevrolet Silverado 1500 Custom

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This low mileage certified preowned 2025 Chevrolet Silverado 1500 Custom 4x4 pickup under 21,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,990
Est. Payment: $672.32 / 72 months @ 7.13% APR
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Mileage: 21,081
Location: Panama City, FL
Preowned 2021 Jeep Wrangler Unlimited Sahara for Sale
2021 Jeep Wrangler Unlimited Sahara

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This low mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV under 24,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $38,999
Est. Payment: $726.89 / 72 months @ 7.13% APR
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Mileage: 24,411
Location: Panama City, FL
Preowned 2021 Jeep Wrangler Unlimited Sahara for Sale
2021 Jeep Wrangler Unlimited Sahara

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This low mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV below 18,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $38,888
Est. Payment: $724.88 / 72 months @ 7.13% APR
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Mileage: 17,943
Location: Panama City, FL
Preowned 2024 Jeep Gladiator Sport for Sale
2024 Jeep Gladiator Sport

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This low mileage used 2024 Jeep Gladiator Sport 4x4 pickup under 7,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,887
Est. Payment: $743.00 / 72 months @ 7.13% APR
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Mileage: 6,970
Location: Panama City, FL
Preowned 2021 Chevrolet Silverado 2500HD Custom for Sale
2021 Chevrolet Silverado 2500HD Custom

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This above average mileage preowned 2021 Chevrolet Silverado 2500HD Custom 4x4 pickup under 90,000 miles, automatic transmission, and 22 MPG, 6.6L gas engine is for sale right now under $36K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $35,887
Est. Payment: $1056.88 / 42 months @ 7.13% APR
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Mileage: 90,113
Location: Panama City, FL
Preowned 2023 Ford F-250 Super Duty XL for Sale
2023 Ford F-250 Super Duty XL

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This below average mileage second hand 2023 Ford F-250 Super Duty XL RWD pickup under 63,000 miles, automatic transmission, and 22 MPG, 6.8L gas engine is for sale right now below $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $36,888
Est. Payment: $799.31 / 60 months @ 7.13% APR
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Mileage: 62,950
Location: Panama City, FL
Preowned 2021 Lexus ES 350 F SPORT for Sale
2021 Lexus ES 350 F SPORT

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This low mileage preowned 2021 Lexus ES 350 F SPORT FWD sedan below 41,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $36,444
Est. Payment: $680.55 / 72 months @ 7.13% APR
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Mileage: 40,903
Location: Panama City, FL
Preowned 2023 Hyundai PALISADE Calligraphy for Sale
2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV below 56,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,983
Est. Payment: $721.25 / 66 months @ 7.13% APR
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Mileage: 56,353
Location: Panama City, FL
Preowned 2025 Nissan Frontier S for Sale
2025 Nissan Frontier S

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This low mileage certified preowned 2025 Nissan Frontier S 4x4 pickup below 21,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $39,784
Est. Payment: $741.13 / 72 months @ 7.13% APR
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Mileage: 21,105
Location: Panama City, FL
Preowned 2021 Lincoln Nautilus Reserve for Sale
2021 Lincoln Nautilus Reserve

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This low mileage preowned 2021 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $35,985
Est. Payment: $672.23 / 72 months @ 7.13% APR
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Mileage: 33,060
Location: Marianna, FL
Greater Panama City Area Cities with Used Cars for Sale Below $40K
Metro Panama City Area Counties with Used Cars for Sale Below $40,000