Used Cars under $40,000 for Sale in the Greater Panama City Area

32 Preowned vehicles for sale in the Metro Panama City area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Panama City Secondhand Used Vehicles Priced Below $40,000

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State
FL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2022 Toyota RAV4 Hybrid Limited for Sale
2022 Toyota RAV4 Hybrid Limited

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This low mileage certified preowned 2022 Toyota RAV4 Hybrid Limited AWD SUV below 21,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,587
Est. Payment: $665.01 / 72 months @ 7.13% APR
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Mileage: 20,694
Location: Panama City, FL
Preowned 2025 Honda Odyssey EX-L for Sale
2025 Honda Odyssey EX-L

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This low mileage certified second hand 2025 Honda Odyssey EX-L FWD minivan under 21,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,990
Est. Payment: $726.73 / 72 months @ 7.13% APR
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Mileage: 20,535
Location: Panama City, FL
Preowned 2025 Nissan Frontier S for Sale
2025 Nissan Frontier S

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This low mileage certified second hand 2025 Nissan Frontier S 4x4 pickup below 21,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $39,784
Est. Payment: $741.13 / 72 months @ 7.13% APR
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Mileage: 21,105
Location: Panama City, FL
Preowned 2023 Ford F-250 Super Duty XL for Sale
2023 Ford F-250 Super Duty XL

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This below average mileage used 2023 Ford F-250 Super Duty XL RWD pickup below 63,000 miles, automatic transmission, and 24 MPG, 6.8L gas engine is for sale right now below $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $36,888
Est. Payment: $799.31 / 60 months @ 7.13% APR
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Mileage: 62,950
Location: Panama City, FL
Preowned 2023 Toyota Tacoma TRD Sport for Sale
2023 Toyota Tacoma TRD Sport

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This low mileage second hand 2023 Toyota Tacoma TRD Sport RWD pickup below 22,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $37,481
Est. Payment: $699.36 / 72 months @ 7.13% APR
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Mileage: 22,386
Location: Panama City, FL
Preowned 2025 Chevrolet Silverado 1500 Custom for Sale
2025 Chevrolet Silverado 1500 Custom

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This low mileage certified second hand 2025 Chevrolet Silverado 1500 Custom 4x4 pickup under 21,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,990
Est. Payment: $672.32 / 72 months @ 7.13% APR
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Mileage: 21,081
Location: Panama City, FL
Preowned 2023 Hyundai PALISADE Calligraphy for Sale
2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 56,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,983
Est. Payment: $721.25 / 66 months @ 7.13% APR
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Mileage: 56,353
Location: Panama City, FL
Preowned 2022 Toyota Tacoma TRD Off-Road for Sale
2022 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2022 Toyota Tacoma TRD Off-Road 4x4 pickup below 28,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,444
Est. Payment: $734.97 / 72 months @ 7.13% APR
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Mileage: 28,148
Location: Panama City, FL
Preowned 2024 Lincoln Corsair Premiere for Sale
2024 Lincoln Corsair Premiere

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This low mileage preowned 2024 Lincoln Corsair Premiere FWD SUV under 17,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $39K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $38,985
Est. Payment: $726.64 / 72 months @ 7.13% APR
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Mileage: 16,601
Location: Marianna, FL
Preowned 2024 Ford Explorer XLT for Sale
2024 Ford Explorer XLT

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This low mileage certified used 2024 Ford Explorer XLT AWD SUV under 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,481
Est. Payment: $717.50 / 72 months @ 7.13% APR
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Mileage: 23,322
Location: Panama City, FL
Greater Panama City Area Cities with Used Cars for Sale Below $40K
Metro Panama City Area Counties with Used Cars for Sale Below $40,000