Used Cars under $40,000 for Sale in the Greater Panama City Area

32 Preowned vehicles for sale in the Metro Panama City area priced below $40K. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Panama City Secondhand Used Vehicles Priced Below $40,000

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State
FL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2022 Toyota RAV4 Hybrid Limited for Sale
2022 Toyota RAV4 Hybrid Limited

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This low mileage certified used 2022 Toyota RAV4 Hybrid Limited AWD SUV below 21,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $35,587
Est. Payment: $665.01 / 72 months @ 7.13% APR
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Mileage: 20,694
Location: Panama City, FL
Preowned 2021 Lexus ES 350 F SPORT for Sale
2021 Lexus ES 350 F SPORT

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This low mileage used 2021 Lexus ES 350 F SPORT FWD sedan under 41,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $36,444
Est. Payment: $680.55 / 72 months @ 7.13% APR
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Mileage: 40,903
Location: Panama City, FL
Preowned 2022 Ford Bronco Base Advanced for Sale
2022 Ford Bronco Base Advanced

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This low mileage certified preowned 2022 Ford Bronco Base Advanced 4x4 SUV below 55,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,820
Est. Payment: $776.46 / 66 months @ 7.13% APR
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Mileage: 55,483
Location: Panama City, FL
Preowned 2025 Honda Odyssey EX-L for Sale
2025 Honda Odyssey EX-L

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This low mileage certified used 2025 Honda Odyssey EX-L FWD minivan under 21,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $38,990
Est. Payment: $726.73 / 72 months @ 7.13% APR
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Mileage: 20,535
Location: Panama City, FL
Preowned 2021 Lincoln Nautilus Reserve for Sale
2021 Lincoln Nautilus Reserve

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This low mileage used 2021 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price: $35,985
Est. Payment: $672.23 / 72 months @ 7.13% APR
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Mileage: 33,060
Location: Marianna, FL
Preowned 2024 Toyota Tacoma Limited for Sale
2024 Toyota Tacoma Limited

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This low mileage second hand 2024 Toyota Tacoma Limited 4x4 pickup under 6,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,978
Est. Payment: $744.65 / 72 months @ 7.13% APR
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Mileage: 5,655
Location: Panama City, FL
Preowned 2020 Toyota Tacoma SR V6 for Sale
2020 Toyota Tacoma SR V6

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This low mileage second hand 2020 Toyota Tacoma SR V6 4x4 pickup under 25,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $39,999
Est. Payment: $745.03 / 72 months @ 7.13% APR
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Mileage: 25,492
Location: Panama City, FL
Preowned 2021 Jeep Wrangler Unlimited Sahara for Sale
2021 Jeep Wrangler Unlimited Sahara

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This low mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV below 18,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now below $39K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $38,888
Est. Payment: $724.88 / 72 months @ 7.13% APR
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Mileage: 17,943
Location: Panama City, FL
Preowned 2021 Jeep Wrangler Unlimited Sahara for Sale
2021 Jeep Wrangler Unlimited Sahara

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This low mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV under 24,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now below $39K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price: $38,999
Est. Payment: $726.89 / 72 months @ 7.13% APR
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Mileage: 24,411
Location: Panama City, FL
Preowned 2021 Lexus RX 350 Base for Sale
2021 Lexus RX 350 Base

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This low mileage certified second hand 2021 Lexus RX 350 Base AWD SUV under 40,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price: $37,987
Est. Payment: $708.54 / 72 months @ 7.13% APR
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Mileage: 39,726
Location: Panama City, FL
Greater Panama City Area Cities with Used Cars for Sale Below $40K
Metro Panama City Area Counties with Used Cars for Sale Below $40,000