Metro Panama City 0 Year Old Used Cars for Sale |with Payments|

2026 Ford F-150 Lariat

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This low mileage second hand 2026 Ford F-150 Lariat 4x4 pickup below 3,000 miles, automatic transmission, and 31 MPG, 3.5L hybrid engine is for sale right now below $65K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$64,934
Est. Payment:	$1197.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,609
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$64,934.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,943.98
Avg. DMV Fee	294.00
Cash Sale Price	$69,970.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,970.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1197.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $64,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Acadia Elevation

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This low mileage second hand 2026 GMC Acadia Elevation 4x4 SUV under 2,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,293
Est. Payment:	$877.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,306
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,293.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,885.52
Avg. DMV Fee	294.00
Cash Sale Price	$51,271.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,271.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$877.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $47,293.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Elevation

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This low mileage second hand 2026 GMC Terrain Elevation 4x4 SUV below 13,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$589.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,949
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$589.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL FWD SUV under 0,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $30K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$29,166
Est. Payment:	$548.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$29,166.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,797.90
Avg. DMV Fee	294.00
Cash Sale Price	$32,056.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,056.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$548.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,166.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $32K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$31,976
Est. Payment:	$599.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,976.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,966.50
Avg. DMV Fee	294.00
Cash Sale Price	$35,035.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,035.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$599.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage preowned 2026 Hyundai TUCSON SE FWD SUV under 0,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $28K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$27,286
Est. Payment:	$514.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$27,286.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,685.10
Avg. DMV Fee	294.00
Cash Sale Price	$30,064.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,064.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$514.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid Calligraphy FWD SUV below 0,000 miles, automatic transmission, and 31 MPG, 1.6L hybrid engine is for sale right now below $48K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$47,059
Est. Payment:	$873.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,059.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,871.48
Avg. DMV Fee	294.00
Cash Sale Price	$51,023.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,023.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$873.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,059.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Calligraphy

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This low mileage second hand 2026 Hyundai PALISADE Calligraphy FWD SUV below 0,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $54K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$53,020
Est. Payment:	$981.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$53,020.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,229.14
Avg. DMV Fee	294.00
Cash Sale Price	$57,342.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,342.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$981.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,020.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage used 2026 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 0,000 miles, automatic transmission, and 31 MPG, 1.6L hybrid engine is for sale right now under $49K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$48,225
Est. Payment:	$894.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$48,225.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,941.44
Avg. DMV Fee	294.00
Cash Sale Price	$52,259.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,259.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$894.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $48,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai VENUE SEL

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This low mileage used 2026 Hyundai VENUE SEL FWD hatchback below 0,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now under $25K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$24,517
Est. Payment:	$464.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$24,517.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,518.96
Avg. DMV Fee	294.00
Cash Sale Price	$27,128.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,128.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$464.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,517.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Model Year Used Cars for Sale in the Greater Panama City Area

Metro Panama City 0 Year Old Secondhand Used Car Inventory

2026 Ford F-150 Lariat

2026 GMC Acadia Elevation

2026 GMC Terrain Elevation

2026 Hyundai TUCSON SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai TUCSON SE

2026 Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai VENUE SEL

Greater Panama City Area Cities with 2026 Model Year Used Cars

Metro Panama City Area Counties with 0 Years Old Used Cars

2026 Model Year Used Cars for Sale in the Greater Panama City Area

Metro Panama City 0 Year Old Secondhand Used Car Inventory

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2026 GMC Acadia Elevation

GMC Acadia Elevation

2026 GMC Acadia Elevation Car Loan Estimate

2026 GMC Terrain Elevation

GMC Terrain Elevation

2026 GMC Terrain Elevation Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Hyundai VENUE SEL

Hyundai VENUE SEL

2026 Hyundai VENUE SEL Car Loan Estimate

Greater Panama City Area Cities with 2026 Model Year Used Cars

Metro Panama City Area Counties with 0 Years Old Used Cars

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