Metro Panama City 0 Year Old Used Cars for Sale |with Payments|

2026 GMC Acadia Elevation

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This low mileage certified second hand 2026 GMC Acadia Elevation 4x4 SUV below 2,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $47K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$46,495
Est. Payment:	$862.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,306
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$46,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,837.64
Avg. DMV Fee	294.00
Cash Sale Price	$50,425.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,425.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$862.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $46,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Elevation

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This low mileage used 2026 GMC Terrain Elevation 4x4 SUV under 13,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$589.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,949
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$589.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Grand Highlander Hybrid MAX Platinum

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This low mileage certified second hand 2026 Toyota Grand Highlander Hybrid MAX Platinum AWD SUV below 5,000 miles, automatic transmission, and 2.4L hybrid engine is for sale right now under $65K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$64,435
Est. Payment:	$1188.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,498
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$64,435.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,914.04
Avg. DMV Fee	294.00
Cash Sale Price	$69,442.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,442.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1188.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $64,435.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 Raptor

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This low mileage used 2026 Ford F-150 Raptor 4x4 pickup below 3,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $105K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$104,302
Est. Payment:	$1911.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,387
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$104,302.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	6,306.06
Avg. DMV Fee	294.00
Cash Sale Price	$111,701.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$111,701.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1911.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $104,302.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 Lariat

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This low mileage preowned 2026 Ford F-150 Lariat 4x4 pickup below 3,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $65K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$64,934
Est. Payment:	$1197.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,609
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$64,934.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,943.98
Avg. DMV Fee	294.00
Cash Sale Price	$69,970.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,970.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1197.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $64,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE FWD SUV below 0,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $35K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$34,176
Est. Payment:	$639.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,176.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,098.50
Avg. DMV Fee	294.00
Cash Sale Price	$37,367.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,367.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$639.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,176.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Limited

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This low mileage used 2026 Hyundai PALISADE Limited FWD SUV below 0,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $50K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$49,085
Est. Payment:	$909.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$49,085.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,993.04
Avg. DMV Fee	294.00
Cash Sale Price	$53,171.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,171.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$909.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $49,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL FWD SUV under 0,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $31K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$30,094
Est. Payment:	$565.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,094.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,853.58
Avg. DMV Fee	294.00
Cash Sale Price	$33,040.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,040.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$565.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,094.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $38K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$37,413
Est. Payment:	$698.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$37,413.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,292.72
Avg. DMV Fee	294.00
Cash Sale Price	$40,798.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,798.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,413.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage used 2026 Hyundai TUCSON SEL FWD SUV under 0,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $29K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$28,318
Est. Payment:	$533.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$28,318.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,747.02
Avg. DMV Fee	294.00
Cash Sale Price	$31,158.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,158.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$533.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,318.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Model Year Used Cars for Sale in the Greater Panama City Area

Metro Panama City 0 Year Old Secondhand Used Car Inventory

2026 GMC Acadia Elevation

2026 GMC Terrain Elevation

2026 Toyota Grand Highlander Hybrid MAX Platinum

2026 Ford F-150 Raptor

2026 Ford F-150 Lariat

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai PALISADE Limited

2026 Hyundai TUCSON SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai TUCSON SEL

Greater Panama City Area Cities with 2026 Model Year Used Cars

Metro Panama City Area Counties with 0 Years Old Used Cars

2026 Model Year Used Cars for Sale in the Greater Panama City Area

Metro Panama City 0 Year Old Secondhand Used Car Inventory

2026 GMC Acadia Elevation

GMC Acadia Elevation

2026 GMC Acadia Elevation Car Loan Estimate

2026 GMC Terrain Elevation

GMC Terrain Elevation

2026 GMC Terrain Elevation Car Loan Estimate

2026 Toyota Grand Highlander Hybrid MAX Platinum

Toyota Grand Highlander Hybrid MAX Platinum

2026 Toyota Grand Highlander Hybrid MAX Platinum Car Loan Estimate

2026 Ford F-150 Raptor

Ford F-150 Raptor

2026 Ford F-150 Raptor Car Loan Estimate

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

Greater Panama City Area Cities with 2026 Model Year Used Cars

Metro Panama City Area Counties with 0 Years Old Used Cars

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