Panama City, FL Area Used Cars Under $65,000

2025 Ford F-150 Lightning Lariat

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This low mileage certified used 2025 Ford F-150 Lightning Lariat AWD pickup under 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $63K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$62,489
Est. Payment:	$1152.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,513
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$62,489.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,797.28
Avg. DMV Fee	294.00
Cash Sale Price	$67,379.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$67,379.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1152.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $62,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Armada SL

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This low mileage certified second hand 2025 Nissan Armada SL RWD SUV below 1,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $62K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$61,546
Est. Payment:	$1135.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,299
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$61,546.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,740.70
Avg. DMV Fee	294.00
Cash Sale Price	$66,379.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,379.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1135.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $61,546.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This above average mileage used 2022 Ford F-350 Super Duty XL 4x4 pickup below 96,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $65K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$64,888
Est. Payment:	$1886.09 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,106
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$64,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,941.22
Avg. DMV Fee	294.00
Cash Sale Price	$69,922.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,922.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1886.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $64,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tundra 1794 Edition

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This low mileage certified preowned 2025 Toyota Tundra 1794 Edition 4x4 pickup below 5,000 miles, automatic transmission, and 20 MPG, 3.4L gas engine is for sale right now under $64K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$63,485
Est. Payment:	$1171.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,154
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$63,485.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,857.04
Avg. DMV Fee	294.00
Cash Sale Price	$68,435.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,435.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1171.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $63,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 Lariat

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This low mileage used 2026 Ford F-150 Lariat 4x4 pickup under 3,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $65K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$64,934
Est. Payment:	$1197.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,609
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$64,934.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,943.98
Avg. DMV Fee	294.00
Cash Sale Price	$69,970.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$69,970.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1197.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $64,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage certified preowned 2025 Ford F-150 Lariat 4x4 pickup below 14,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $62K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$61,983
Est. Payment:	$1143.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,165
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$61,983.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,766.92
Avg. DMV Fee	294.00
Cash Sale Price	$66,842.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,842.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1143.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $61,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-250 Super Duty XLT

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This low mileage certified preowned 2024 Ford F-250 Super Duty XLT 4x4 pickup under 59,000 miles, automatic transmission, and 20 MPG, 7.3L gas engine is for sale right now under $63K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$62,567
Est. Payment:	$1238.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,007
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$62,567.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,801.96
Avg. DMV Fee	294.00
Cash Sale Price	$67,461.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$67,461.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$1238.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $62,567.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 2500HD AT4

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This average mileage preowned 2024 GMC Sierra 2500HD AT4 4x4 pickup under 81,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now under $64K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$63,888
Est. Payment:	$1653.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,725
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$63,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,881.22
Avg. DMV Fee	294.00
Cash Sale Price	$68,862.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,862.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1653.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $63,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage certified second hand 2025 Ford F-150 Lariat 4x4 pickup below 12,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $64K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$63,667
Est. Payment:	$1174.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,398
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$63,667.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,867.96
Avg. DMV Fee	294.00
Cash Sale Price	$68,627.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,627.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1174.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $63,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage used 2025 Ford F-150 Lariat 4x4 pickup below 4,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $62K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$61,856
Est. Payment:	$1141.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,425
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$61,856.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,759.30
Avg. DMV Fee	294.00
Cash Sale Price	$66,708.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,708.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1141.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $61,856.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $65,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $65,000

2025 Ford F-150 Lightning Lariat

2025 Nissan Armada SL

2022 Ford F-350 Super Duty XL

2025 Toyota Tundra 1794 Edition

2026 Ford F-150 Lariat

2025 Ford F-150 Lariat

2024 Ford F-250 Super Duty XLT

2024 GMC Sierra 2500HD AT4

2025 Ford F-150 Lariat

2025 Ford F-150 Lariat

Greater Panama City Area Cities with Used Cars for Sale Below $65K

Metro Panama City Area Counties with Used Cars for Sale Below $65,000

Used Cars under $65,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $65,000

2025 Ford F-150 Lightning Lariat

Ford F-150 Lightning Lariat

2025 Ford F-150 Lightning Lariat Car Loan Estimate

2025 Nissan Armada SL

Nissan Armada SL

2025 Nissan Armada SL Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2025 Toyota Tundra 1794 Edition

Toyota Tundra 1794 Edition

2025 Toyota Tundra 1794 Edition Car Loan Estimate

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2024 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2024 Ford F-250 Super Duty XLT Car Loan Estimate

2024 GMC Sierra 2500HD AT4

GMC Sierra 2500HD AT4

2024 GMC Sierra 2500HD AT4 Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $65K

Metro Panama City Area Counties with Used Cars for Sale Below $65,000

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