Metro Panama City, FL Area Used Cars Under $800 a Month

2020 Chevrolet Silverado 1500 Custom

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This above average mileage preowned 2020 Chevrolet Silverado 1500 Custom RWD pickup under 93,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now below $27K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$26,400
Est. Payment:	$785.62 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,419
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,400.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,631.94
Avg. DMV Fee	294.00
Cash Sale Price	$29,124.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,124.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$785.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Nissan Xterra S

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This high mileage preowned 2015 Nissan Xterra S 4x4 SUV below 133,000 miles, manual transmission, and 21 MPG, 4.0L gas engine is for sale right now under $16K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$15,835
Est. Payment:	$654.14 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	132,558
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,835.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	998.04
Avg. DMV Fee	294.00
Cash Sale Price	$17,926.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,926.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$654.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This below average mileage certified preowned 2021 Ford F-150 XL 4x4 pickup below 70,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$37,268
Est. Payment:	$807.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,717
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$37,268.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,284.02
Avg. DMV Fee	294.00
Cash Sale Price	$40,645.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$807.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks Advanced

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This low mileage certified second hand 2023 Ford Bronco Outer Banks Advanced 4x4 SUV below 21,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $44K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$43,771
Est. Payment:	$813.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,066
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$43,771.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,674.20
Avg. DMV Fee	294.00
Cash Sale Price	$47,538.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,538.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$813.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Platinum

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This above average mileage preowned 2020 Ford F-150 Platinum 4x4 pickup under 100,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now under $26K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$25,777
Est. Payment:	$767.81 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,591
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$25,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,594.56
Avg. DMV Fee	294.00
Cash Sale Price	$28,464.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,464.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$767.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Aviator Black Label

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This below average mileage second hand 2020 Lincoln Aviator Black Label AWD SUV under 70,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$36,777
Est. Payment:	$796.98 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,840
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$36,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,254.56
Avg. DMV Fee	294.00
Cash Sale Price	$40,124.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,124.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$796.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota RAV4 XLE Premium

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This high mileage certified used 2019 Toyota RAV4 XLE Premium FWD SUV under 113,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $23K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$22,499
Est. Payment:	$773.10 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,273
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,499.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,397.88
Avg. DMV Fee	294.00
Cash Sale Price	$24,989.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,989.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$773.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-250 Super Duty Lariat

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This high mileage preowned 2018 Ford F-250 Super Duty Lariat RWD pickup under 171,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now under $16K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$15,999
Est. Payment:	$660.48 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	171,001
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,007.88
Avg. DMV Fee	294.00
Cash Sale Price	$18,099.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,099.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$660.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Lariat

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This low mileage certified used 2025 Ford Ranger Lariat RWD pickup under 16,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $42K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$41,525
Est. Payment:	$772.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,474
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$41,525.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,539.44
Avg. DMV Fee	294.00
Cash Sale Price	$45,157.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,157.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$772.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XL

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This low mileage certified preowned 2025 Ford F-150 XL 4x4 pickup under 16,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $42K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$41,481
Est. Payment:	$771.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,438
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$41,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,536.80
Avg. DMV Fee	294.00
Cash Sale Price	$45,110.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,110.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$771.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $800 / Month

2020 Chevrolet Silverado 1500 Custom

2015 Nissan Xterra S

2021 Ford F-150 XL

2023 Ford Bronco Outer Banks Advanced

2020 Ford F-150 Platinum

2020 Lincoln Aviator Black Label

2019 Toyota RAV4 XLE Premium

2018 Ford F-250 Super Duty Lariat

2025 Ford Ranger Lariat

2025 Ford F-150 XL

Greater Panama City Area Cities with Used Cars for Sale Below $800 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $800 / Month

2020 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2020 Chevrolet Silverado 1500 Custom Car Loan Estimate

2015 Nissan Xterra S

Nissan Xterra S

2015 Nissan Xterra S Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford Bronco Outer Banks Advanced

Ford Bronco Outer Banks Advanced

2023 Ford Bronco Outer Banks Advanced Car Loan Estimate

2020 Ford F-150 Platinum

Ford F-150 Platinum

2020 Ford F-150 Platinum Car Loan Estimate

2020 Lincoln Aviator Black Label

Lincoln Aviator Black Label

2020 Lincoln Aviator Black Label Car Loan Estimate

2019 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2019 Toyota RAV4 XLE Premium Car Loan Estimate

2018 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2018 Ford F-250 Super Duty Lariat Car Loan Estimate

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2025 Ford F-150 XL

Ford F-150 XL

2025 Ford F-150 XL Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $800 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $800 / Month

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