Metro Panama City, FL Area Used Cars Under $800 a Month

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4X4 pickup under 37,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $43K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,099
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$797.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 1500 SLT

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This high mileage second hand 2016 Ram 1500 SLT 4X2 pickup under 178,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $16K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$660.14 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	178,423
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,007.34
Avg. DMV Fee	294.00
Cash Sale Price	$18,090.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,090.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$660.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-250 Super Duty XL

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This high mileage preowned 2018 Ford F-250 Super Duty XL 4X2 pickup under 171,000 miles, a transmission, and 20 MPG, 6.2L flexible engine is for sale right now under $16K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$15,999
Est. Payment:	$660.48 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	171,001
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,007.88
Avg. DMV Fee	294.00
Cash Sale Price	$18,099.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,099.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$660.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage second hand 2022 Lincoln Aviator Reserve AWD SUV under 29,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $43K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$42,575
Est. Payment:	$791.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,475
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$42,575.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,602.44
Avg. DMV Fee	294.00
Cash Sale Price	$46,270.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,270.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$791.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited Longhorn

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This low mileage preowned 2022 Ram 1500 Limited Longhorn 4X4 pickup under 46,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now below $43K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$42,677
Est. Payment:	$793.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,481
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$42,677.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,608.56
Avg. DMV Fee	294.00
Cash Sale Price	$46,378.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,378.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$793.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Nissan Xterra S

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This high mileage second hand 2015 Nissan Xterra S 4X4 SUV below 133,000 miles, m transmission, and 20 MPG, 4.0L gas engine is for sale right now below $16K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$15,495
Est. Payment:	$640.99 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	132,558
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	977.64
Avg. DMV Fee	294.00
Cash Sale Price	$17,565.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,565.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$640.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Frontier S

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This high mileage preowned 2018 Nissan Frontier S 4X2 pickup under 143,000 miles, m transmission, and 20 MPG, 4.0L gas engine is for sale right now under $16K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$660.14 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,192
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,007.34
Avg. DMV Fee	294.00
Cash Sale Price	$18,090.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,090.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$660.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This below average mileage preowned 2021 Ford F-150 XLT 4X4 pickup below 70,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$36,295
Est. Payment:	$786.83 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,738
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$36,295.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,225.64
Avg. DMV Fee	294.00
Cash Sale Price	$39,613.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,613.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$786.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XL

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This low mileage used 2025 Ford F-150 XL 4X4 pickup below 16,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$42,491
Est. Payment:	$790.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,873
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$42,491.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,597.40
Avg. DMV Fee	294.00
Cash Sale Price	$46,181.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,181.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$790.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $800 / Month

2025 Ford F-150 STX

2016 Ram 1500 SLT

2018 Ford F-250 Super Duty XL

2022 Lincoln Aviator Reserve

2022 Ram 1500 Limited Longhorn

2015 Nissan Xterra S

2018 Nissan Frontier S

2021 Ford F-150 XLT

2025 Ford F-150 XL

Greater Panama City Area Cities with Used Cars for Sale Below $800 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $800 / Month

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2016 Ram 1500 SLT

Ram 1500 SLT

2016 Ram 1500 SLT Car Loan Estimate

2018 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2018 Ford F-250 Super Duty XL Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2022 Ram 1500 Limited Longhorn

Ram 1500 Limited Longhorn

2022 Ram 1500 Limited Longhorn Car Loan Estimate

2015 Nissan Xterra S

Nissan Xterra S

2015 Nissan Xterra S Car Loan Estimate

2018 Nissan Frontier S

Nissan Frontier S

2018 Nissan Frontier S Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XL

Ford F-150 XL

2025 Ford F-150 XL Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $800 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $800 / Month

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