Panama City, FL Area Used Cars Under $35,000

2022 Ford Explorer XLT

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This low mileage preowned 2022 Ford Explorer XLT RWD SUV below 25,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $32K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$31,985
Est. Payment:	$599.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,539
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$31,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.04
Avg. DMV Fee	294.00
Cash Sale Price	$35,045.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,045.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$599.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Tradesman

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This low mileage certified preowned 2024 Ram 1500 Tradesman 4x4 pickup under 45,000 miles, automatic transmission, and 22 MPG, 3.6L hybrid engine is for sale right now below $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,315
Est. Payment:	$623.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,084
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,315.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,046.84
Avg. DMV Fee	294.00
Cash Sale Price	$36,454.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,454.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$623.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Classic Tradesman

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This low mileage used 2023 Ram 1500 Classic Tradesman 4x4 pickup below 13,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $33K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$32,887
Est. Payment:	$616.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,001
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,887.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,021.16
Avg. DMV Fee	294.00
Cash Sale Price	$36,001.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,001.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$616.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XLT

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This average mileage preowned 2018 Ford F-150 XLT 4x4 pickup below 90,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$892.33 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,560
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,087.34
Avg. DMV Fee	294.00
Cash Sale Price	$37,170.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,170.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$892.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Tacoma TRD Pro

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This average mileage certified used 2018 Toyota Tacoma TRD Pro 4x4 pickup under 83,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now below $32K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$841.44 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,462
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.34
Avg. DMV Fee	294.00
Cash Sale Price	$35,050.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,050.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$841.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified used 2023 Ford Explorer XLT AWD SUV under 59,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,698
Est. Payment:	$618.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,127
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,698.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,889.82
Avg. DMV Fee	294.00
Cash Sale Price	$33,680.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,680.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$618.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Rubicon Recon

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This average mileage certified preowned 2020 Jeep Wrangler Unlimited Rubicon Recon 4x4 SUV under 73,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$737.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,152
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,907.34
Avg. DMV Fee	294.00
Cash Sale Price	$33,990.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,990.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$737.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Sienna LE 8-Passenger

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This high mileage preowned 2023 Toyota Sienna LE 8-Passenger FWD minivan below 106,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,081
Est. Payment:	$1152.91 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,071
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,081.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,092.80
Avg. DMV Fee	294.00
Cash Sale Price	$37,266.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,266.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1152.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,081.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage used 2025 Ford Bronco Sport Heritage AWD SUV under 8,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,481
Est. Payment:	$644.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,804
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,116.80
Avg. DMV Fee	294.00
Cash Sale Price	$37,690.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,690.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$644.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

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This average mileage certified second hand 2023 Toyota Tacoma SR5 V6 RWD pickup below 71,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,626
Est. Payment:	$729.30 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,928
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,626.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,885.50
Avg. DMV Fee	294.00
Cash Sale Price	$33,604.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,604.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$729.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2022 Ford Explorer XLT

2024 Ram 1500 Tradesman

2023 Ram 1500 Classic Tradesman

2018 Ford F-150 XLT

2018 Toyota Tacoma TRD Pro

2023 Ford Explorer XLT

2020 Jeep Wrangler Unlimited Rubicon Recon

2023 Toyota Sienna LE 8-Passenger

2025 Ford Bronco Sport Heritage

2023 Toyota Tacoma SR5 V6

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2024 Ram 1500 Tradesman

Ram 1500 Tradesman

2024 Ram 1500 Tradesman Car Loan Estimate

2023 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2023 Ram 1500 Classic Tradesman Car Loan Estimate

2018 Ford F-150 XLT

Ford F-150 XLT

2018 Ford F-150 XLT Car Loan Estimate

2018 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2018 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Jeep Wrangler Unlimited Rubicon Recon

Jeep Wrangler Unlimited Rubicon Recon

2020 Jeep Wrangler Unlimited Rubicon Recon Car Loan Estimate

2023 Toyota Sienna LE 8-Passenger

Toyota Sienna LE 8-Passenger

2023 Toyota Sienna LE 8-Passenger Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

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