Panama City, FL Area Used Cars Under $35,000

2023 Toyota Tacoma TRD Off-Road

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This average mileage used 2023 Toyota Tacoma TRD Off-Road RWD pickup below 71,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,895
Est. Payment:	$804.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,923
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,895.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,081.64
Avg. DMV Fee	294.00
Cash Sale Price	$37,069.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,069.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$804.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL RWD pickup below 60,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$632.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,934
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$632.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Tradesman

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This high mileage used 2021 Ram 2500 Tradesman 4x4 pickup under 110,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now below $34K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$33,889
Est. Payment:	$1146.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,562
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,889.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,081.28
Avg. DMV Fee	294.00
Cash Sale Price	$37,063.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,063.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1146.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Classic Express

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This low mileage second hand 2023 Ram 1500 Classic Express 4x4 pickup under 13,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $33K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$32,887
Est. Payment:	$616.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,001
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,887.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,021.16
Avg. DMV Fee	294.00
Cash Sale Price	$36,001.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,001.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$616.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage used 2022 Ford Explorer XLT RWD SUV below 25,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $32K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$31,985
Est. Payment:	$599.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,539
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$31,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.04
Avg. DMV Fee	294.00
Cash Sale Price	$35,045.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,045.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$599.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram ProMaster 1500 136 WB

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This low mileage used 2021 Ram ProMaster 1500 136 WB FWD van under 45,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,888
Est. Payment:	$597.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,653
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,961.22
Avg. DMV Fee	294.00
Cash Sale Price	$34,942.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,942.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$597.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage certified used 2025 Ford Bronco Sport Heritage AWD SUV under 15,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $32K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$31,340
Est. Payment:	$587.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,772
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,340.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,928.34
Avg. DMV Fee	294.00
Cash Sale Price	$34,361.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,361.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$587.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan Titan SV

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This low mileage second hand 2020 Nissan Titan SV 4x4 pickup under 48,000 miles, automatic transmission, and 24 MPG, 5.6L gas engine is for sale right now below $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,999
Est. Payment:	$599.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,379
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.88
Avg. DMV Fee	294.00
Cash Sale Price	$35,059.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,059.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$599.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT

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This low mileage second hand 2025 Kia K5 GT FWD sedan under 8,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,446
Est. Payment:	$626.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,500
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,446.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,054.70
Avg. DMV Fee	294.00
Cash Sale Price	$36,593.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,593.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$626.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Pathfinder SL

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This low mileage certified preowned 2023 Nissan Pathfinder SL FWD SUV under 46,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $33K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$32,481
Est. Payment:	$608.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,596
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,996.80
Avg. DMV Fee	294.00
Cash Sale Price	$35,570.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,570.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$608.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2023 Toyota Tacoma TRD Off-Road

2021 Ford F-150 XL

2021 Ram 2500 Tradesman

2023 Ram 1500 Classic Express

2022 Ford Explorer XLT

2021 Ram ProMaster 1500 136 WB

2025 Ford Bronco Sport Heritage

2020 Nissan Titan SV

2025 Kia K5 GT

2023 Nissan Pathfinder SL

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2021 Ram 2500 Tradesman

Ram 2500 Tradesman

2021 Ram 2500 Tradesman Car Loan Estimate

2023 Ram 1500 Classic Express

Ram 1500 Classic Express

2023 Ram 1500 Classic Express Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Ram ProMaster 1500 136 WB

Ram ProMaster 1500 136 WB

2021 Ram ProMaster 1500 136 WB Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2020 Nissan Titan SV

Nissan Titan SV

2020 Nissan Titan SV Car Loan Estimate

2025 Kia K5 GT

Kia K5 GT

2025 Kia K5 GT Car Loan Estimate

2023 Nissan Pathfinder SL

Nissan Pathfinder SL

2023 Nissan Pathfinder SL Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

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