Panama City, FL Area Used Cars Under $35,000

2021 Ford F-250 Super Duty King Ranch

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This above average mileage second hand 2021 Ford F-250 Super Duty King Ranch 4x4 pickup below 95,000 miles, automatic transmission, and 26 MPG, 6.2L gas engine is for sale right now below $33K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$32,444
Est. Payment:	$958.43 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,027
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,994.58
Avg. DMV Fee	294.00
Cash Sale Price	$35,531.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,531.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$958.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL RWD pickup below 60,000 miles, automatic transmission, and 26 MPG, 2.7L gas engine is for sale right now below $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$632.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,934
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$632.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Pathfinder SL

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This low mileage certified used 2023 Nissan Pathfinder SL FWD SUV below 46,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now below $33K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$32,481
Est. Payment:	$608.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,596
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,996.80
Avg. DMV Fee	294.00
Cash Sale Price	$35,570.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,570.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$608.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This below average mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 63,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $35K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$34,777
Est. Payment:	$754.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,157
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,134.56
Avg. DMV Fee	294.00
Cash Sale Price	$38,004.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,004.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$754.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 XLE Premium

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This low mileage second hand 2023 Toyota RAV4 XLE Premium FWD SUV under 26,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,481
Est. Payment:	$644.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,864
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,116.80
Avg. DMV Fee	294.00
Cash Sale Price	$37,690.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,690.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$644.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage certified second hand 2025 Ford Bronco Sport Heritage AWD SUV under 15,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $32K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$31,340
Est. Payment:	$587.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,772
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,340.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,928.34
Avg. DMV Fee	294.00
Cash Sale Price	$34,361.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,361.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$587.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Canyon AT4

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This low mileage certified used 2022 GMC Canyon AT4 4x4 pickup under 49,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,684
Est. Payment:	$630.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,311
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,068.98
Avg. DMV Fee	294.00
Cash Sale Price	$36,845.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,845.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$630.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT

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This low mileage second hand 2025 Kia K5 GT FWD sedan under 8,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,446
Est. Payment:	$626.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,500
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,446.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,054.70
Avg. DMV Fee	294.00
Cash Sale Price	$36,593.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,593.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$626.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT5 Premium Luxury

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This low mileage second hand 2024 Cadillac XT5 Premium Luxury 4x4 SUV below 54,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,481
Est. Payment:	$614.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,695
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,876.80
Avg. DMV Fee	294.00
Cash Sale Price	$33,450.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$614.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia SLT

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This low mileage preowned 2023 GMC Acadia SLT FWD SUV below 25,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $33K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$32,985
Est. Payment:	$617.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,548
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$32,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,027.04
Avg. DMV Fee	294.00
Cash Sale Price	$36,105.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,105.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$617.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2021 Ford F-250 Super Duty King Ranch

2021 Ford F-150 XL

2023 Nissan Pathfinder SL

2023 Lincoln Nautilus Reserve

2023 Toyota RAV4 XLE Premium

2025 Ford Bronco Sport Heritage

2022 GMC Canyon AT4

2025 Kia K5 GT

2024 Cadillac XT5 Premium Luxury

2023 GMC Acadia SLT

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2021 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2021 Ford F-250 Super Duty King Ranch Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Nissan Pathfinder SL

Nissan Pathfinder SL

2023 Nissan Pathfinder SL Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2023 Toyota RAV4 XLE Premium Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2022 GMC Canyon AT4

GMC Canyon AT4

2022 GMC Canyon AT4 Car Loan Estimate

2025 Kia K5 GT

Kia K5 GT

2025 Kia K5 GT Car Loan Estimate

2024 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2024 Cadillac XT5 Premium Luxury Car Loan Estimate

2023 GMC Acadia SLT

GMC Acadia SLT

2023 GMC Acadia SLT Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

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