Panama City, FL Area Used Cars Under $35,000

2020 Nissan Titan SV

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This low mileage used 2020 Nissan Titan SV 4x4 pickup under 48,000 miles, automatic transmission, and 24 MPG, 5.6L gas engine is for sale right now below $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,999
Est. Payment:	$599.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,379
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.88
Avg. DMV Fee	294.00
Cash Sale Price	$35,059.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,059.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$599.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Canyon AT4

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This low mileage certified preowned 2022 GMC Canyon AT4 4x4 pickup under 49,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,684
Est. Payment:	$630.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,311
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,068.98
Avg. DMV Fee	294.00
Cash Sale Price	$36,845.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,845.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$630.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Tacoma TRD Pro

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This average mileage certified used 2018 Toyota Tacoma TRD Pro 4x4 pickup below 83,000 miles, manual transmission, and 24 MPG, 3.5L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,081
Est. Payment:	$869.20 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,456
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,081.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,032.80
Avg. DMV Fee	294.00
Cash Sale Price	$36,206.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,206.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$869.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,081.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL RWD pickup below 60,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$632.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,934
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$632.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Passport Elite

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This low mileage certified used 2023 Honda Passport Elite AWD SUV below 38,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,963
Est. Payment:	$653.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,938
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,963.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,145.72
Avg. DMV Fee	294.00
Cash Sale Price	$38,201.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,201.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$653.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage certified second hand 2025 Ford Bronco Sport Heritage AWD SUV below 15,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $32K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$31,340
Est. Payment:	$587.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,772
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,340.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,928.34
Avg. DMV Fee	294.00
Cash Sale Price	$34,361.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,361.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$587.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT5 Premium Luxury

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This low mileage preowned 2024 Cadillac XT5 Premium Luxury 4x4 SUV below 54,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,481
Est. Payment:	$614.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,695
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,876.80
Avg. DMV Fee	294.00
Cash Sale Price	$33,450.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$614.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Elevation

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This low mileage used 2026 GMC Terrain Elevation 4x4 SUV below 13,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$589.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,949
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$589.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This average mileage used 2021 Ram 1500 Laramie 4x4 pickup below 80,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $33K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$32,444
Est. Payment:	$852.99 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,109
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,994.58
Avg. DMV Fee	294.00
Cash Sale Price	$35,531.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,531.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$852.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage second hand 2022 Ford Explorer XLT RWD SUV under 25,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $32K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$31,985
Est. Payment:	$599.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,539
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$31,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.04
Avg. DMV Fee	294.00
Cash Sale Price	$35,045.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,045.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$599.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2020 Nissan Titan SV

2022 GMC Canyon AT4

2018 Toyota Tacoma TRD Pro

2021 Ford F-150 XL

2023 Honda Passport Elite

2025 Ford Bronco Sport Heritage

2024 Cadillac XT5 Premium Luxury

2026 GMC Terrain Elevation

2021 Ram 1500 Laramie

2022 Ford Explorer XLT

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2020 Nissan Titan SV

Nissan Titan SV

2020 Nissan Titan SV Car Loan Estimate

2022 GMC Canyon AT4

GMC Canyon AT4

2022 GMC Canyon AT4 Car Loan Estimate

2018 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2018 Toyota Tacoma TRD Pro Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Honda Passport Elite

Honda Passport Elite

2023 Honda Passport Elite Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2024 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2024 Cadillac XT5 Premium Luxury Car Loan Estimate

2026 GMC Terrain Elevation

GMC Terrain Elevation

2026 GMC Terrain Elevation Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

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