Panama City, FL Area Used Cars Under $35,000

2022 GMC Canyon AT4

⇩ View Seller Description

This low mileage certified preowned 2022 GMC Canyon AT4 4x4 pickup below 49,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,684
Est. Payment:	$630.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,311
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,068.98
Avg. DMV Fee	294.00
Cash Sale Price	$36,845.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,845.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$630.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Off-Road

⇩ View Seller Description

This average mileage used 2023 Toyota Tacoma TRD Off-Road RWD pickup under 71,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,895
Est. Payment:	$804.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,923
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,895.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,081.64
Avg. DMV Fee	294.00
Cash Sale Price	$37,069.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,069.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$804.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Tacoma TRD Pro

⇩ View Seller Description

This average mileage certified second hand 2018 Toyota Tacoma TRD Pro 4x4 pickup below 83,000 miles, manual transmission, and 24 MPG, 3.5L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,081
Est. Payment:	$869.20 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,456
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,081.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,032.80
Avg. DMV Fee	294.00
Cash Sale Price	$36,206.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,206.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$869.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,081.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Rubicon

⇩ View Seller Description

This below average mileage second hand 2020 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 67,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,792
Est. Payment:	$670.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,459
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,792.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,895.46
Avg. DMV Fee	294.00
Cash Sale Price	$33,780.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,780.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$670.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT

⇩ View Seller Description

This low mileage preowned 2025 Kia K5 GT FWD sedan under 8,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,446
Est. Payment:	$626.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,500
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,446.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,054.70
Avg. DMV Fee	294.00
Cash Sale Price	$36,593.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,593.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$626.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 XLE Premium

⇩ View Seller Description

This low mileage second hand 2023 Toyota RAV4 XLE Premium FWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,481
Est. Payment:	$644.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,864
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,116.80
Avg. DMV Fee	294.00
Cash Sale Price	$37,690.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,690.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$644.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Passport Elite

⇩ View Seller Description

This low mileage certified preowned 2023 Honda Passport Elite AWD SUV below 38,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,963
Est. Payment:	$653.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,938
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,963.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,145.72
Avg. DMV Fee	294.00
Cash Sale Price	$38,201.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,201.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$653.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This below average mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 63,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $35K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$34,777
Est. Payment:	$754.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,157
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,134.56
Avg. DMV Fee	294.00
Cash Sale Price	$38,004.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,004.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$754.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT5 Premium Luxury

⇩ View Seller Description

This low mileage preowned 2024 Cadillac XT5 Premium Luxury 4x4 SUV below 54,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,481
Est. Payment:	$614.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,695
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,876.80
Avg. DMV Fee	294.00
Cash Sale Price	$33,450.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$614.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2022 Ford Explorer XLT RWD SUV below 25,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $32K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$31,985
Est. Payment:	$599.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,539
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$31,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.04
Avg. DMV Fee	294.00
Cash Sale Price	$35,045.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,045.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$599.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2022 GMC Canyon AT4

2023 Toyota Tacoma TRD Off-Road

2018 Toyota Tacoma TRD Pro

2020 Jeep Wrangler Unlimited Rubicon

2025 Kia K5 GT

2023 Toyota RAV4 XLE Premium

2023 Honda Passport Elite

2023 Lincoln Nautilus Reserve

2024 Cadillac XT5 Premium Luxury

2022 Ford Explorer XLT

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2022 GMC Canyon AT4

GMC Canyon AT4

2022 GMC Canyon AT4 Car Loan Estimate

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

2018 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2018 Toyota Tacoma TRD Pro Car Loan Estimate

2020 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2020 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2025 Kia K5 GT

Kia K5 GT

2025 Kia K5 GT Car Loan Estimate

2023 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2023 Toyota RAV4 XLE Premium Car Loan Estimate

2023 Honda Passport Elite

Honda Passport Elite

2023 Honda Passport Elite Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2024 Cadillac XT5 Premium Luxury Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Customize Payments

Find Financing

Customize Payments