Panama City, FL Area Used Cars Under $35,000

2020 Nissan Titan SV

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This low mileage preowned 2020 Nissan Titan SV 4x4 pickup under 48,000 miles, automatic transmission, and 26 MPG, 5.6L gas engine is for sale right now under $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,999
Est. Payment:	$599.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,379
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.88
Avg. DMV Fee	294.00
Cash Sale Price	$35,059.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,059.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$599.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty King Ranch

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This above average mileage used 2021 Ford F-250 Super Duty King Ranch 4x4 pickup under 95,000 miles, automatic transmission, and 26 MPG, 6.2L gas engine is for sale right now below $33K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$32,444
Est. Payment:	$958.43 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,027
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,994.58
Avg. DMV Fee	294.00
Cash Sale Price	$35,531.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,531.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$958.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Camaro LT

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This low mileage preowned 2022 Chevrolet Camaro LT RWD convertible below 8,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $34K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$33,444
Est. Payment:	$626.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,325
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,054.58
Avg. DMV Fee	294.00
Cash Sale Price	$36,591.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,591.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$626.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT

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This low mileage second hand 2025 Kia K5 GT FWD sedan under 8,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,446
Est. Payment:	$626.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,500
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,446.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,054.70
Avg. DMV Fee	294.00
Cash Sale Price	$36,593.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,593.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$626.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage preowned 2022 Ford Explorer XLT RWD SUV under 25,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now under $32K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$31,985
Est. Payment:	$599.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,539
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$31,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,967.04
Avg. DMV Fee	294.00
Cash Sale Price	$35,045.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,045.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$599.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Tradesman

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This high mileage used 2021 Ram 2500 Tradesman 4x4 pickup below 110,000 miles, automatic transmission, and 26 MPG, 6.7L diesel engine is for sale right now under $34K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$33,889
Est. Payment:	$1146.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,562
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,889.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,081.28
Avg. DMV Fee	294.00
Cash Sale Price	$37,063.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,063.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1146.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT5 Premium Luxury

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This low mileage preowned 2024 Cadillac XT5 Premium Luxury 4x4 SUV under 54,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,481
Est. Payment:	$614.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,695
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,876.80
Avg. DMV Fee	294.00
Cash Sale Price	$33,450.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$614.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX

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This average mileage second hand 2024 Kia Telluride EX AWD SUV below 71,000 miles, automatic transmission, and 26 MPG, 3.8L gas engine is for sale right now under $35K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$34,444
Est. Payment:	$817.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,511
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,114.58
Avg. DMV Fee	294.00
Cash Sale Price	$37,651.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,651.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$817.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Canyon AT4

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This low mileage certified preowned 2022 GMC Canyon AT4 4x4 pickup below 49,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,684
Est. Payment:	$630.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,311
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,068.98
Avg. DMV Fee	294.00
Cash Sale Price	$36,845.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,845.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$630.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Elevation

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This low mileage second hand 2026 GMC Terrain Elevation 4x4 SUV under 13,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$589.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,949
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$589.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2020 Nissan Titan SV

2021 Ford F-250 Super Duty King Ranch

2022 Chevrolet Camaro LT

2025 Kia K5 GT

2022 Ford Explorer XLT

2021 Ram 2500 Tradesman

2024 Cadillac XT5 Premium Luxury

2024 Kia Telluride EX

2022 GMC Canyon AT4

2026 GMC Terrain Elevation

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

Used Cars under $35,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $35,000

2020 Nissan Titan SV

Nissan Titan SV

2020 Nissan Titan SV Car Loan Estimate

2021 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2021 Ford F-250 Super Duty King Ranch Car Loan Estimate

2022 Chevrolet Camaro LT

Chevrolet Camaro LT

2022 Chevrolet Camaro LT Car Loan Estimate

2025 Kia K5 GT

Kia K5 GT

2025 Kia K5 GT Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Ram 2500 Tradesman

Ram 2500 Tradesman

2021 Ram 2500 Tradesman Car Loan Estimate

2024 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2024 Cadillac XT5 Premium Luxury Car Loan Estimate

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

2022 GMC Canyon AT4

GMC Canyon AT4

2022 GMC Canyon AT4 Car Loan Estimate

2026 GMC Terrain Elevation

GMC Terrain Elevation

2026 GMC Terrain Elevation Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $35K

Metro Panama City Area Counties with Used Cars for Sale Below $35,000

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