Panama City, FL Area Used Cars Under 40,000 Miles

2024 Ford F-150 Lariat

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 Lariat 4X4 pickup under 34,000 miles, a transmission, and 20 MPG, 5.0L gas engine is for sale right now below $56K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$55,600
Est. Payment:	$1028.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,005
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$55,600.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,383.94
Avg. DMV Fee	294.00
Cash Sale Price	$60,076.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,076.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1028.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $55,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Civic EX

⇩ View Seller Description

This low mileage preowned 2017 Honda Civic EX FWD sedan under 38,000 miles, cvt transmission, and 20 MPG, 2.0L gas engine is for sale right now below $19K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$18,495
Est. Payment:	$354.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,056
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$18,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,157.64
Avg. DMV Fee	294.00
Cash Sale Price	$20,745.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,745.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$354.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage second hand 2021 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $34K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$33,988
Est. Payment:	$636.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,066
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,087.22
Avg. DMV Fee	294.00
Cash Sale Price	$37,168.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,168.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$636.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 33,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $45K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$44,481
Est. Payment:	$826.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,441
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$44,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,716.80
Avg. DMV Fee	294.00
Cash Sale Price	$48,290.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,290.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$826.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XLT 4X2 pickup under 38,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$39,795
Est. Payment:	$741.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,412
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,795.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,435.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,323.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,323.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

⇩ View Seller Description

This low mileage used 2025 Ford F-150 STX 4X4 pickup under 37,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $43K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,099
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$797.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage used 2023 Ford Explorer ST AWD SUV below 35,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $41K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$40,596
Est. Payment:	$755.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,894
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$40,596.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,483.70
Avg. DMV Fee	294.00
Cash Sale Price	$44,172.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,172.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$755.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,596.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Wildtrak

⇩ View Seller Description

This low mileage used 2024 Ford Bronco Wildtrak 4X4 SUV below 36,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $52K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$51,777
Est. Payment:	$958.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,541
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$51,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,154.56
Avg. DMV Fee	294.00
Cash Sale Price	$56,024.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,024.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$958.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $47K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$46,886
Est. Payment:	$869.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,477
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$46,886.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,861.10
Avg. DMV Fee	294.00
Cash Sale Price	$50,840.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,840.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$869.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $46,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage second hand 2022 Ford Bronco Base Advanced 4X4 SUV below 38,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,292
Est. Payment:	$877.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,600
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,292.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,885.46
Avg. DMV Fee	294.00
Cash Sale Price	$51,270.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,270.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$877.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $47,292.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2024 Ford F-150 Lariat

2017 Honda Civic EX

2021 Lincoln Nautilus Reserve

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2025 Ford F-150 STX

2023 Ford Explorer ST

2024 Ford Bronco Wildtrak

2023 Ford F-150 XLT

2022 Ford Bronco Base Advanced

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2017 Honda Civic EX

Honda Civic EX

2017 Honda Civic EX Car Loan Estimate

2021 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2021 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Ford Bronco Wildtrak

Ford Bronco Wildtrak

2024 Ford Bronco Wildtrak Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Customize Payments

Find Financing

Customize Payments