Panama City, FL Area Used Cars Under 40,000 Miles

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 33,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$44,481
Est. Payment:	$826.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,441
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$44,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,716.80
Avg. DMV Fee	294.00
Cash Sale Price	$48,290.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,290.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$826.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4X4 pickup below 37,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,099
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$797.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4X4 pickup below 39,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $56K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$55,090
Est. Payment:	$1018.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,389
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$55,090.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,353.34
Avg. DMV Fee	294.00
Cash Sale Price	$59,536.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,536.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1018.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $55,090.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Nautilus Reserve

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This low mileage second hand 2021 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $34K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$33,988
Est. Payment:	$636.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,066
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,087.22
Avg. DMV Fee	294.00
Cash Sale Price	$37,168.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,168.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$636.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV below 35,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $41K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$40,596
Est. Payment:	$755.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,894
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$40,596.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,483.70
Avg. DMV Fee	294.00
Cash Sale Price	$44,172.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,172.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$755.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,596.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid Limited

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This low mileage used 2023 Toyota RAV4 Hybrid Limited AWD SUV under 33,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $41K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$40,023
Est. Payment:	$745.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,632
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$40,023.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,449.32
Avg. DMV Fee	294.00
Cash Sale Price	$43,565.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,565.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,023.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage used 2024 Hyundai PALISADE XRT AWD SUV under 30,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,695
Est. Payment:	$666.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,167
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,695.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,189.64
Avg. DMV Fee	294.00
Cash Sale Price	$38,977.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,977.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X2 pickup under 38,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$39,795
Est. Payment:	$741.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,412
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,795.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,435.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,323.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,323.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $47K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$46,886
Est. Payment:	$869.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,477
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$46,886.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,861.10
Avg. DMV Fee	294.00
Cash Sale Price	$50,840.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,840.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$869.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $46,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Wildtrak

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This low mileage preowned 2024 Ford Bronco Wildtrak 4X4 SUV below 36,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $52K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$51,777
Est. Payment:	$958.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,541
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$51,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,154.56
Avg. DMV Fee	294.00
Cash Sale Price	$56,024.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,024.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$958.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2023 Ford F-150 XLT

2025 Ford F-150 STX

2023 Ford F-150 King Ranch

2021 Lincoln Nautilus Reserve

2023 Ford Explorer ST

2023 Toyota RAV4 Hybrid Limited

2024 Hyundai PALISADE XRT

2025 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Ford Bronco Wildtrak

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2021 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2021 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2023 Toyota RAV4 Hybrid Limited Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Bronco Wildtrak

Ford Bronco Wildtrak

2024 Ford Bronco Wildtrak Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

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