Panama City, FL Area Used Cars Under 40,000 Miles

2025 Ford F-150 STX

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 STX 4x4 pickup under 37,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $43K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,099
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$797.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage certified used 2023 Ford F-150 XL 4x4 pickup below 31,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,481
Est. Payment:	$880.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,477
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,896.80
Avg. DMV Fee	294.00
Cash Sale Price	$51,470.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,470.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$880.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $47,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Wildtrak

⇩ View Seller Description

This low mileage second hand 2024 Ford Bronco Wildtrak 4x4 SUV under 36,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $52K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$51,777
Est. Payment:	$958.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,541
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$51,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,154.56
Avg. DMV Fee	294.00
Cash Sale Price	$56,024.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,024.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$958.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

⇩ View Seller Description

This low mileage preowned 2024 GMC Sierra 1500 SLT 4x4 pickup under 35,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now under $49K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$48,777
Est. Payment:	$904.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,108
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$48,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,974.56
Avg. DMV Fee	294.00
Cash Sale Price	$52,844.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,844.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$904.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $48,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

⇩ View Seller Description

This low mileage certified used 2024 Jeep Wrangler Rubicon 4x4 SUV under 39,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now below $50K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$49,204
Est. Payment:	$911.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,260
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$49,204.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,000.18
Avg. DMV Fee	294.00
Cash Sale Price	$53,297.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,297.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$911.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $49,204.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

⇩ View Seller Description

This low mileage second hand 2024 Ford Expedition Limited RWD SUV below 32,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $52K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$51,990
Est. Payment:	$962.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,245
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,167.34
Avg. DMV Fee	294.00
Cash Sale Price	$56,250.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,250.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$962.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Ascent Onyx Edition

⇩ View Seller Description

This low mileage certified preowned 2022 Subaru Ascent Onyx Edition AWD SUV under 39,000 miles, cvt transmission, and 23 MPG, 2.4L gas engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,538
Est. Payment:	$573.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,000
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,538.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,880.22
Avg. DMV Fee	294.00
Cash Sale Price	$33,511.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,511.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$573.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,538.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage used 2021 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $34K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$33,988
Est. Payment:	$636.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,066
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,087.22
Avg. DMV Fee	294.00
Cash Sale Price	$37,168.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,168.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$636.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln MKZ Reserve

⇩ View Seller Description

This low mileage second hand 2020 Lincoln MKZ Reserve FWD sedan below 37,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $23K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$22,684
Est. Payment:	$430.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,715
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,408.98
Avg. DMV Fee	294.00
Cash Sale Price	$25,185.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,185.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$430.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV below 36,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $35K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$34,610
Est. Payment:	$647.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,157
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,610.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,124.54
Avg. DMV Fee	294.00
Cash Sale Price	$37,827.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,827.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2025 Ford F-150 STX

2023 Ford F-150 XL

2024 Ford Bronco Wildtrak

2024 GMC Sierra 1500 SLT

2024 Jeep Wrangler Rubicon

2024 Ford Expedition Limited

2022 Subaru Ascent Onyx Edition

2021 Lincoln Nautilus Reserve

2020 Lincoln MKZ Reserve

2023 Lincoln Nautilus Reserve

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Bronco Wildtrak

Ford Bronco Wildtrak

2024 Ford Bronco Wildtrak Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2022 Subaru Ascent Onyx Edition

Subaru Ascent Onyx Edition

2022 Subaru Ascent Onyx Edition Car Loan Estimate

2021 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2021 Lincoln Nautilus Reserve Car Loan Estimate

2020 Lincoln MKZ Reserve

Lincoln MKZ Reserve

2020 Lincoln MKZ Reserve Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Customize Payments

Find Financing

Customize Payments