Panama City, FL Area Used Cars Under 40,000 Miles

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT RWD pickup under 38,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$39,795
Est. Payment:	$741.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,407
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,795.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,435.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,323.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,323.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Hybrid ST-Line

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This low mileage second hand 2023 Ford Escape Hybrid ST-Line FWD SUV below 37,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $25K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$24,314
Est. Payment:	$460.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,972
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$24,314.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,506.78
Avg. DMV Fee	294.00
Cash Sale Price	$26,913.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,913.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$460.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,314.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup below 31,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,481
Est. Payment:	$880.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,477
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,896.80
Avg. DMV Fee	294.00
Cash Sale Price	$51,470.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,470.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$880.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $47,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Civic EX

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This low mileage preowned 2017 Honda Civic EX FWD sedan below 38,000 miles, cvt transmission, and 20 MPG, 2.0L gas engine is for sale right now under $19K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$18,495
Est. Payment:	$354.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,056
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$18,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,157.64
Avg. DMV Fee	294.00
Cash Sale Price	$20,745.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,745.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$354.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage certified used 2024 Hyundai PALISADE XRT AWD SUV below 30,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $37K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$36,854
Est. Payment:	$687.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,167
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$36,854.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,259.18
Avg. DMV Fee	294.00
Cash Sale Price	$40,206.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,206.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,854.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 33,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$44,481
Est. Payment:	$826.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,435
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$44,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,716.80
Avg. DMV Fee	294.00
Cash Sale Price	$48,290.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,290.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$826.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage certified used 2023 Ford F-150 King Ranch 4x4 pickup below 39,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $56K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$55,090
Est. Payment:	$1018.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,389
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$55,090.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,353.34
Avg. DMV Fee	294.00
Cash Sale Price	$59,536.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,536.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1018.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $55,090.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage preowned 2024 Ford F-150 Lariat 4x4 pickup below 34,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $56K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$55,600
Est. Payment:	$1028.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,005
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$55,600.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,383.94
Avg. DMV Fee	294.00
Cash Sale Price	$60,076.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,076.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1028.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $55,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

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This low mileage certified preowned 2024 Jeep Wrangler Rubicon 4x4 SUV below 39,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now under $50K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$49,204
Est. Payment:	$911.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,260
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$49,204.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,000.18
Avg. DMV Fee	294.00
Cash Sale Price	$53,297.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,297.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$911.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $49,204.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This low mileage second hand 2024 Ford Expedition Limited RWD SUV below 32,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $52K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$51,990
Est. Payment:	$962.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,245
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,167.34
Avg. DMV Fee	294.00
Cash Sale Price	$56,250.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,250.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$962.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2025 Ford F-150 XLT

2023 Ford Escape Hybrid ST-Line

2023 Ford F-150 XL

2017 Honda Civic EX

2024 Hyundai PALISADE XRT

2023 Ford F-150 XL

2023 Ford F-150 King Ranch

2024 Ford F-150 Lariat

2024 Jeep Wrangler Rubicon

2024 Ford Expedition Limited

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford Escape Hybrid ST-Line

Ford Escape Hybrid ST-Line

2023 Ford Escape Hybrid ST-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2017 Honda Civic EX

Honda Civic EX

2017 Honda Civic EX Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

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