Panama City, FL Area Used Cars Under 40,000 Miles

2025 Ford F-150 STX

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 STX 4x4 pickup under 37,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $43K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,099
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$797.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

⇩ View Seller Description

This low mileage used 2023 Ford Bronco Base 4x4 SUV below 38,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $38K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$37,988
Est. Payment:	$708.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,717
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.22
Avg. DMV Fee	294.00
Cash Sale Price	$41,408.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,408.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Hybrid ST-Line

⇩ View Seller Description

This low mileage preowned 2023 Ford Escape Hybrid ST-Line FWD SUV under 37,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $25K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$24,314
Est. Payment:	$460.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,972
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$24,314.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,506.78
Avg. DMV Fee	294.00
Cash Sale Price	$26,913.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,913.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$460.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,314.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Wildtrak

⇩ View Seller Description

This low mileage second hand 2024 Ford Bronco Wildtrak 4x4 SUV below 36,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $52K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$51,777
Est. Payment:	$958.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,541
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$51,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,154.56
Avg. DMV Fee	294.00
Cash Sale Price	$56,024.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,024.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$958.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Civic EX

⇩ View Seller Description

This low mileage preowned 2017 Honda Civic EX FWD sedan under 38,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now below $19K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$18,495
Est. Payment:	$354.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,056
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$18,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,157.64
Avg. DMV Fee	294.00
Cash Sale Price	$20,745.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,745.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid Limited

⇩ View Seller Description

This low mileage certified used 2023 Toyota RAV4 Hybrid Limited AWD SUV under 33,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $41K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$40,023
Est. Payment:	$745.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,632
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$40,023.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,449.32
Avg. DMV Fee	294.00
Cash Sale Price	$43,565.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,565.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,023.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

⇩ View Seller Description

This low mileage preowned 2024 GMC Sierra 1500 SLT 4x4 pickup below 35,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now below $49K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$48,777
Est. Payment:	$904.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,108
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$48,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,974.56
Avg. DMV Fee	294.00
Cash Sale Price	$52,844.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,844.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$904.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $48,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage used 2021 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $34K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$33,988
Est. Payment:	$636.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,066
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,087.22
Avg. DMV Fee	294.00
Cash Sale Price	$37,168.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,168.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$636.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

⇩ View Seller Description

This low mileage certified second hand 2023 Ford F-150 King Ranch 4x4 pickup under 39,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $56K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$55,090
Est. Payment:	$1018.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,389
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$55,090.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,353.34
Avg. DMV Fee	294.00
Cash Sale Price	$59,536.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,536.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1018.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $55,090.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Ascent Onyx Edition

⇩ View Seller Description

This low mileage certified second hand 2022 Subaru Ascent Onyx Edition AWD SUV below 39,000 miles, cvt transmission, and 23 MPG, 2.4L gas engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,538
Est. Payment:	$573.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,000
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,538.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,880.22
Avg. DMV Fee	294.00
Cash Sale Price	$33,511.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,511.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$573.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,538.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2025 Ford F-150 STX

2023 Ford Bronco Base

2023 Ford Escape Hybrid ST-Line

2024 Ford Bronco Wildtrak

2017 Honda Civic EX

2023 Toyota RAV4 Hybrid Limited

2024 GMC Sierra 1500 SLT

2021 Lincoln Nautilus Reserve

2023 Ford F-150 King Ranch

2022 Subaru Ascent Onyx Edition

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Low Mileage Used Cars Under 40,000 Miles for Sale in Greater Panama City

Metro Panama City Secondhand Used Vehicles Below 40,000 Miles

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2023 Ford Escape Hybrid ST-Line

Ford Escape Hybrid ST-Line

2023 Ford Escape Hybrid ST-Line Car Loan Estimate

2024 Ford Bronco Wildtrak

Ford Bronco Wildtrak

2024 Ford Bronco Wildtrak Car Loan Estimate

2017 Honda Civic EX

Honda Civic EX

2017 Honda Civic EX Car Loan Estimate

2023 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2023 Toyota RAV4 Hybrid Limited Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2021 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2021 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2022 Subaru Ascent Onyx Edition

Subaru Ascent Onyx Edition

2022 Subaru Ascent Onyx Edition Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below 40K Miles

Metro Panama City Area Counties with Used Cars for Sale Below 40,000 Miles

Customize Payments

Find Financing

Customize Payments