Metro Panama City, FL Area Used Cars Under $700 a Month

2021 Lexus ES 350 F SPORT

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This low mileage preowned 2021 Lexus ES 350 F SPORT FWD sedan under 41,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$36,444
Est. Payment:	$680.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,903
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$36,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,234.58
Avg. DMV Fee	294.00
Cash Sale Price	$39,771.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,771.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage used 2021 Ford Explorer XLT AWD SUV below 84,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $27K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$26,777
Est. Payment:	$708.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,435
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,654.56
Avg. DMV Fee	294.00
Cash Sale Price	$29,524.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,524.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$708.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup below 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$37,377
Est. Payment:	$697.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,288
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$37,377.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,290.56
Avg. DMV Fee	294.00
Cash Sale Price	$40,760.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,760.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Wrangler Unlimited Rubicon

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This below average mileage second hand 2020 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 67,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,792
Est. Payment:	$670.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,459
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,792.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,895.46
Avg. DMV Fee	294.00
Cash Sale Price	$33,780.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,780.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$670.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 Custom

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This low mileage certified second hand 2025 Chevrolet Silverado 1500 Custom 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$672.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,081
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,207.34
Avg. DMV Fee	294.00
Cash Sale Price	$39,290.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,290.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 Hybrid Limited

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This low mileage certified second hand 2022 Toyota RAV4 Hybrid Limited AWD SUV below 21,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,587
Est. Payment:	$665.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,694
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,587.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,183.16
Avg. DMV Fee	294.00
Cash Sale Price	$38,863.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$665.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Acura TLX V6 w/Tech w/A-SPEC

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This average mileage certified second hand 2020 Acura TLX V6 w/Tech w/A-SPEC FWD sedan under 85,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $26K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$25,281
Est. Payment:	$670.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,248
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$25,281.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,564.80
Avg. DMV Fee	294.00
Cash Sale Price	$27,938.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,938.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$670.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,281.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW Z4 sDrive 30i

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This average mileage certified preowned 2020 BMW Z4 sDrive 30i RWD convertible below 88,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $26K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$25,623
Est. Payment:	$679.42 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,639
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$25,623.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,585.32
Avg. DMV Fee	294.00
Cash Sale Price	$28,301.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,301.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$679.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LT

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This above average mileage preowned 2019 Chevrolet Silverado 1500 LT RWD pickup under 99,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,388
Est. Payment:	$699.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,951
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,388.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,451.22
Avg. DMV Fee	294.00
Cash Sale Price	$25,932.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,932.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$699.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Classic SLT

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This above average mileage second hand 2021 Ram 1500 Classic SLT 4x4 pickup under 95,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,888
Est. Payment:	$713.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,111
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,481.22
Avg. DMV Fee	294.00
Cash Sale Price	$26,462.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,462.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$713.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2021 Lexus ES 350 F SPORT

2021 Ford Explorer XLT

2024 Ford Ranger XLT

2020 Jeep Wrangler Unlimited Rubicon

2025 Chevrolet Silverado 1500 Custom

2022 Toyota RAV4 Hybrid Limited

2020 Acura TLX V6 w/Tech w/A-SPEC

2020 BMW Z4 sDrive 30i

2019 Chevrolet Silverado 1500 LT

2021 Ram 1500 Classic SLT

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2021 Lexus ES 350 F SPORT

Lexus ES 350 F SPORT

2021 Lexus ES 350 F SPORT Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2020 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2020 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2025 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2025 Chevrolet Silverado 1500 Custom Car Loan Estimate

2022 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2022 Toyota RAV4 Hybrid Limited Car Loan Estimate

2020 Acura TLX V6 w/Tech w/A-SPEC

Acura TLX V6 w/Tech w/A-SPEC

2020 Acura TLX V6 w/Tech w/A-SPEC Car Loan Estimate

2020 BMW Z4 sDrive 30i

BMW Z4 sDrive 30i

2020 BMW Z4 sDrive 30i Car Loan Estimate

2019 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2019 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2021 Ram 1500 Classic SLT Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

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