Metro Panama City, FL Area Used Cars Under $700 a Month

2021 Lexus ES 350 F SPORT

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This low mileage preowned 2021 Lexus ES 350 F SPORT FWD sedan under 41,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $37K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$36,444
Est. Payment:	$680.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,903
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$36,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,234.58
Avg. DMV Fee	294.00
Cash Sale Price	$39,771.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,771.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 Hybrid Limited

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This low mileage certified used 2022 Toyota RAV4 Hybrid Limited AWD SUV under 21,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,587
Est. Payment:	$665.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,694
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,587.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,183.16
Avg. DMV Fee	294.00
Cash Sale Price	$38,863.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage used 2021 Ford Explorer XLT AWD SUV under 84,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $27K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$26,777
Est. Payment:	$708.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,435
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,654.56
Avg. DMV Fee	294.00
Cash Sale Price	$29,524.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,524.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$708.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Cadillac CT4 Luxury

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This above average mileage used 2022 Cadillac CT4 Luxury RWD sedan below 98,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $23K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$22,444
Est. Payment:	$672.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,119
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,394.58
Avg. DMV Fee	294.00
Cash Sale Price	$24,931.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,931.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$672.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride SX

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This below average mileage certified used 2022 Kia Telluride SX FWD SUV under 66,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $31K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$30,588
Est. Payment:	$666.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,634
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$30,588.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,883.22
Avg. DMV Fee	294.00
Cash Sale Price	$33,564.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,564.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$666.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Classic SLT

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This above average mileage second hand 2021 Ram 1500 Classic SLT 4x4 pickup under 95,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,888
Est. Payment:	$713.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,111
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,481.22
Avg. DMV Fee	294.00
Cash Sale Price	$26,462.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,462.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$713.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LT

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This above average mileage used 2019 Chevrolet Silverado 1500 LT RWD pickup below 99,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,388
Est. Payment:	$699.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,951
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,388.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,451.22
Avg. DMV Fee	294.00
Cash Sale Price	$25,932.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,932.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$699.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 Custom

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This low mileage certified preowned 2025 Chevrolet Silverado 1500 Custom 4x4 pickup under 21,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$672.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,081
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,207.34
Avg. DMV Fee	294.00
Cash Sale Price	$39,290.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,290.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Camry XSE

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This average mileage certified second hand 2022 Toyota Camry XSE FWD sedan under 88,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,263
Est. Payment:	$695.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,556
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,263.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,623.72
Avg. DMV Fee	294.00
Cash Sale Price	$28,979.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,979.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$695.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Express 3500

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This high mileage preowned 2019 Chevrolet Express 3500 RWD van under 122,000 miles, automatic transmission, and 6.0L gas engine is for sale right now below $14K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$13,999
Est. Payment:	$583.12 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,866
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$13,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	887.88
Avg. DMV Fee	294.00
Cash Sale Price	$15,979.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,979.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$583.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2021 Lexus ES 350 F SPORT

2022 Toyota RAV4 Hybrid Limited

2021 Ford Explorer XLT

2022 Cadillac CT4 Luxury

2022 Kia Telluride SX

2021 Ram 1500 Classic SLT

2019 Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 Custom

2022 Toyota Camry XSE

2019 Chevrolet Express 3500

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2021 Lexus ES 350 F SPORT

Lexus ES 350 F SPORT

2021 Lexus ES 350 F SPORT Car Loan Estimate

2022 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2022 Toyota RAV4 Hybrid Limited Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2022 Cadillac CT4 Luxury

Cadillac CT4 Luxury

2022 Cadillac CT4 Luxury Car Loan Estimate

2022 Kia Telluride SX

Kia Telluride SX

2022 Kia Telluride SX Car Loan Estimate

2021 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2021 Ram 1500 Classic SLT Car Loan Estimate

2019 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2019 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2025 Chevrolet Silverado 1500 Custom Car Loan Estimate

2022 Toyota Camry XSE

Toyota Camry XSE

2022 Toyota Camry XSE Car Loan Estimate

2019 Chevrolet Express 3500

Chevrolet Express 3500

2019 Chevrolet Express 3500 Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

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