Metro Panama City, FL Area Used Cars Under $700 a Month

2021 Lexus RX 350 Base

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This low mileage certified used 2021 Lexus RX 350 Base AWD SUV under 40,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$37,987
Est. Payment:	$708.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,726
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.16
Avg. DMV Fee	294.00
Cash Sale Price	$41,407.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,407.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LT

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This above average mileage used 2019 Chevrolet Silverado 1500 LT RWD pickup under 99,000 miles, automatic transmission, and 28 MPG, 5.3L gas engine is for sale right now under $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,388
Est. Payment:	$699.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,951
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,388.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,451.22
Avg. DMV Fee	294.00
Cash Sale Price	$25,932.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,932.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$699.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Expedition XLT

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This average mileage certified preowned 2020 Ford Expedition XLT RWD SUV below 86,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,921
Est. Payment:	$712.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,838
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,921.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,663.20
Avg. DMV Fee	294.00
Cash Sale Price	$29,677.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,677.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$712.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Acura TLX V6 w/Tech w/A-SPEC

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This average mileage certified used 2020 Acura TLX V6 w/Tech w/A-SPEC FWD sedan under 85,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $26K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$25,281
Est. Payment:	$670.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,248
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$25,281.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,564.80
Avg. DMV Fee	294.00
Cash Sale Price	$27,938.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,938.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$670.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,281.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 Hybrid Limited

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This low mileage certified used 2022 Toyota RAV4 Hybrid Limited AWD SUV under 21,000 miles, cvt transmission, and 28 MPG, 2.5L hybrid engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,587
Est. Payment:	$665.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,694
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,587.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,183.16
Avg. DMV Fee	294.00
Cash Sale Price	$38,863.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$665.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Camry XSE

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This average mileage certified second hand 2022 Toyota Camry XSE FWD sedan below 88,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,263
Est. Payment:	$695.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,556
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,263.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,623.72
Avg. DMV Fee	294.00
Cash Sale Price	$28,979.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,979.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$695.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Cadillac CT4 Luxury

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This above average mileage used 2022 Cadillac CT4 Luxury RWD sedan under 98,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $23K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$22,444
Est. Payment:	$672.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,119
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,394.58
Avg. DMV Fee	294.00
Cash Sale Price	$24,931.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,931.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$672.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Classic SLT

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This above average mileage second hand 2021 Ram 1500 Classic SLT 4x4 pickup below 95,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,888
Est. Payment:	$713.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,111
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,481.22
Avg. DMV Fee	294.00
Cash Sale Price	$26,462.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,462.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$713.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Nautilus Reserve

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This low mileage second hand 2021 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, automatic transmission, and 28 MPG, 2.7L gas engine is for sale right now below $36K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$35,985
Est. Payment:	$672.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,060
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,207.04
Avg. DMV Fee	294.00
Cash Sale Price	$39,285.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,285.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage used 2025 Ford Mustang EcoBoost RWD coupe under 6,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now under $37K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$690.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,669
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,267.22
Avg. DMV Fee	294.00
Cash Sale Price	$40,348.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,348.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2021 Lexus RX 350 Base

2019 Chevrolet Silverado 1500 LT

2020 Ford Expedition XLT

2020 Acura TLX V6 w/Tech w/A-SPEC

2022 Toyota RAV4 Hybrid Limited

2022 Toyota Camry XSE

2022 Cadillac CT4 Luxury

2021 Ram 1500 Classic SLT

2021 Lincoln Nautilus Reserve

2025 Ford Mustang EcoBoost

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2021 Lexus RX 350 Base

Lexus RX 350 Base

2021 Lexus RX 350 Base Car Loan Estimate

2019 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2019 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 Ford Expedition XLT

Ford Expedition XLT

2020 Ford Expedition XLT Car Loan Estimate

2020 Acura TLX V6 w/Tech w/A-SPEC

Acura TLX V6 w/Tech w/A-SPEC

2020 Acura TLX V6 w/Tech w/A-SPEC Car Loan Estimate

2022 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2022 Toyota RAV4 Hybrid Limited Car Loan Estimate

2022 Toyota Camry XSE

Toyota Camry XSE

2022 Toyota Camry XSE Car Loan Estimate

2022 Cadillac CT4 Luxury

Cadillac CT4 Luxury

2022 Cadillac CT4 Luxury Car Loan Estimate

2021 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2021 Ram 1500 Classic SLT Car Loan Estimate

2021 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2021 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

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