Metro Panama City, FL Area Used Cars Under $700 a Month

2023 Toyota Tacoma TRD Sport

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This low mileage preowned 2023 Toyota Tacoma TRD Sport RWD pickup below 22,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$37,481
Est. Payment:	$699.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,386
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$37,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,296.80
Avg. DMV Fee	294.00
Cash Sale Price	$40,870.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,870.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Cadillac CT4 Luxury

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This above average mileage used 2022 Cadillac CT4 Luxury RWD sedan below 98,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $23K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$22,444
Est. Payment:	$672.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,119
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,394.58
Avg. DMV Fee	294.00
Cash Sale Price	$24,931.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,931.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$672.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LT

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This above average mileage used 2019 Chevrolet Silverado 1500 LT RWD pickup below 99,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,388
Est. Payment:	$699.50 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,951
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,388.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,451.22
Avg. DMV Fee	294.00
Cash Sale Price	$25,932.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,932.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$699.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage used 2021 Ford Explorer XLT AWD SUV under 84,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $27K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$26,777
Est. Payment:	$708.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,435
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,654.56
Avg. DMV Fee	294.00
Cash Sale Price	$29,524.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,524.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$708.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Camry XSE

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This average mileage certified preowned 2022 Toyota Camry XSE FWD sedan below 88,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $27K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$26,263
Est. Payment:	$695.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,556
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$26,263.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,623.72
Avg. DMV Fee	294.00
Cash Sale Price	$28,979.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,979.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$695.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Express 3500

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This high mileage preowned 2019 Chevrolet Express 3500 RWD van under 122,000 miles, automatic transmission, and 20 MPG, 6.0L gas engine is for sale right now below $14K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$13,999
Est. Payment:	$583.12 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,866
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$13,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	887.88
Avg. DMV Fee	294.00
Cash Sale Price	$15,979.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,979.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$583.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage used 2025 Ford Mustang EcoBoost RWD coupe under 6,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$690.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,669
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,267.22
Avg. DMV Fee	294.00
Cash Sale Price	$40,348.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,348.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 Custom

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This low mileage certified preowned 2025 Chevrolet Silverado 1500 Custom 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$672.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,081
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,207.34
Avg. DMV Fee	294.00
Cash Sale Price	$39,290.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,290.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW Z4 sDrive 30i

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This average mileage certified used 2020 BMW Z4 sDrive 30i RWD convertible under 88,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $26K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$25,623
Est. Payment:	$679.42 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,639
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$25,623.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,585.32
Avg. DMV Fee	294.00
Cash Sale Price	$28,301.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,301.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$679.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage used 2023 Ford Bronco Base 4x4 SUV under 38,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$37,988
Est. Payment:	$708.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,717
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.22
Avg. DMV Fee	294.00
Cash Sale Price	$41,408.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,408.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2023 Toyota Tacoma TRD Sport

2022 Cadillac CT4 Luxury

2019 Chevrolet Silverado 1500 LT

2021 Ford Explorer XLT

2022 Toyota Camry XSE

2019 Chevrolet Express 3500

2025 Ford Mustang EcoBoost

2025 Chevrolet Silverado 1500 Custom

2020 BMW Z4 sDrive 30i

2023 Ford Bronco Base

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $700 / Month

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2022 Cadillac CT4 Luxury

Cadillac CT4 Luxury

2022 Cadillac CT4 Luxury Car Loan Estimate

2019 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2019 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2022 Toyota Camry XSE

Toyota Camry XSE

2022 Toyota Camry XSE Car Loan Estimate

2019 Chevrolet Express 3500

Chevrolet Express 3500

2019 Chevrolet Express 3500 Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2025 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2025 Chevrolet Silverado 1500 Custom Car Loan Estimate

2020 BMW Z4 sDrive 30i

BMW Z4 sDrive 30i

2020 BMW Z4 sDrive 30i Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $700 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $700 / Month

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