Panama City, FL Area Used Cars Under $20,000

2022 Kia Soul S

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This low mileage certified preowned 2022 Kia Soul S FWD hatchback below 28,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $18K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$17,389
Est. Payment:	$334.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,744
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$17,389.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,091.28
Avg. DMV Fee	294.00
Cash Sale Price	$19,573.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,573.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$334.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ACCENT SE

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This low mileage preowned 2022 Hyundai ACCENT SE FWD sedan under 20,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now under $18K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$17,492
Est. Payment:	$336.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,389
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$17,492.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,097.46
Avg. DMV Fee	294.00
Cash Sale Price	$19,682.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,682.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$336.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chrysler Pacifica Touring L

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This high mileage certified used 2020 Chrysler Pacifica Touring L FWD minivan under 107,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $16K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$15,995
Est. Payment:	$559.82 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,975
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,007.64
Avg. DMV Fee	294.00
Cash Sale Price	$18,095.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,095.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$559.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan NV200 S

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This average mileage used 2020 Nissan NV200 S FWD minivan below 80,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$19,444
Est. Payment:	$522.18 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,245
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$19,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,214.58
Avg. DMV Fee	294.00
Cash Sale Price	$21,751.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,751.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$522.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram ProMaster City Base

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This high mileage preowned 2021 Ram ProMaster City Base FWD minivan below 101,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $16K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$15,777
Est. Payment:	$552.67 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,379
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	994.56
Avg. DMV Fee	294.00
Cash Sale Price	$17,864.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,864.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$552.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota C-HR LE

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This low mileage second hand 2019 Toyota C-HR LE FWD wagon below 40,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $19K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$18,222
Est. Payment:	$350.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,959
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$18,222.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,141.26
Avg. DMV Fee	294.00
Cash Sale Price	$20,456.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,456.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$350.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,222.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape SE

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This low mileage used 2020 Ford Escape SE FWD SUV below 22,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now below $18K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$17,987
Est. Payment:	$345.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,907
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$17,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,127.16
Avg. DMV Fee	294.00
Cash Sale Price	$20,207.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,207.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$345.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage used 2021 Ford F-150 XL RWD pickup under 110,000 miles, automatic transmission, and 32 MPG, 3.3L gas engine is for sale right now below $20K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$19,124
Est. Payment:	$662.43 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,079
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$19,124.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,195.38
Avg. DMV Fee	294.00
Cash Sale Price	$21,412.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,412.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$662.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,124.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Nissan Altima 2.5 S

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This below average mileage preowned 2021 Nissan Altima 2.5 S FWD sedan below 68,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $16K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$15,978
Est. Payment:	$359.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,278
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$15,978.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,006.62
Avg. DMV Fee	294.00
Cash Sale Price	$18,077.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,077.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$359.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LS

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This low mileage second hand 2024 Chevrolet Malibu LS FWD sedan below 44,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $20K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$19,998
Est. Payment:	$382.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,370
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,247.82
Avg. DMV Fee	294.00
Cash Sale Price	$22,338.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,338.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$382.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $20,000

2022 Kia Soul S

2022 Hyundai ACCENT SE

2020 Chrysler Pacifica Touring L

2020 Nissan NV200 S

2021 Ram ProMaster City Base

2019 Toyota C-HR LE

2020 Ford Escape SE

2021 Ford F-150 XL

2021 Nissan Altima 2.5 S

2024 Chevrolet Malibu LS

Greater Panama City Area Cities with Used Cars for Sale Below $20K

Metro Panama City Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $20,000

2022 Kia Soul S

Kia Soul S

2022 Kia Soul S Car Loan Estimate

2022 Hyundai ACCENT SE

Hyundai ACCENT SE

2022 Hyundai ACCENT SE Car Loan Estimate

2020 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2020 Chrysler Pacifica Touring L Car Loan Estimate

2020 Nissan NV200 S

Nissan NV200 S

2020 Nissan NV200 S Car Loan Estimate

2021 Ram ProMaster City Base

Ram ProMaster City Base

2021 Ram ProMaster City Base Car Loan Estimate

2019 Toyota C-HR LE

Toyota C-HR LE

2019 Toyota C-HR LE Car Loan Estimate

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2021 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2021 Nissan Altima 2.5 S Car Loan Estimate

2024 Chevrolet Malibu LS

Chevrolet Malibu LS

2024 Chevrolet Malibu LS Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $20K

Metro Panama City Area Counties with Used Cars for Sale Below $20,000

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